Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB U.S. LARGE-CAP ETF	547,386	$40.56M	12.9%	$68.64	—	US LRG CAP ETF	808524201
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	915,060	$27.22M	8.7%	$30.57	—	INTL EQTY ETF	808524805
QQQ	INVESCO QQQ TRUST	104,897	$25.97M	8.3%	$247.60	—	UNIT SER 1	46090E103
SCHB	SCHWAB U.S. BROAD MARKET ETF	346,926	$25.49M	8.1%	$69.45	—	US BRD MKT ETF	808524102
SCHD	SCHWAB US DIVIDEND EQUITY ETF	474,625	$24.56M	7.8%	$52.20	—	US DIVIDEND EQ	808524797
SCHM	SCHWAB U.S. MID-CAP ETF	303,862	$15.99M	5.1%	$55.38	—	US MID-CAP ETF	808524508
BIV	VANGUARD INTERMEDIATE-TERM BOND INDEX FUND	166,434	$15.51M	4.9%	$93.19	—	INTERMED TERM	921937819
SCHG	SCHWAB U.S. LARGE-CAP GROWTH ETF	109,513	$11.12M	3.5%	$91.45	—	US LCAP GR ETF	808524300
MSFT	MICROSOFT CORP COM	20,912	$4.256M	1.4%	$111.40	+55.3%	COM	594918104
—	BLACKROCK INC COM	7,212	$3.924M	1.2%	$443.60	—	COM	09247X101
RTX	RAYTHEON TECHNOLOGIES CORP COM	61,764	$3.806M	1.2%	$59.62	-8.4%	COM	75513E101
JPM	JPMORGAN CHASE & CO COM	40,014	$3.764M	1.2%	$91.14	-10.3%	COM	46625H100
AAPL	APPLE INC COM	7,473	$2.726M	0.9%	$23.15	+224.4%	SPONSORED ADR	037833100
AMZN	AMAZON COM INC COM	886	$2.444M	0.8%	$56.26	+114.7%	COM	023135106
UPS	UNITED PARCEL SERVICE INC CL B	21,084	$2.344M	0.7%	$76.63	+4.1%	CL B	911312106
GPC	GENUINE PARTS CO COM	26,290	$2.286M	0.7%	$72.54	-7.2%	COM	372460105
QCOM	QUALCOMM INC COM	24,740	$2.257M	0.7%	$71.61	-0.9%	COM	747525103
ABBV	ABBVIE INC COM	22,914	$2.25M	0.7%	$68.28	+3.3%	COM	00287Y109
TXN	TEXAS INSTRS INC COM	17,303	$2.197M	0.7%	$100.88	-1.4%	COM	882508104
WM	WASTE MGMT INC DEL COM	20,461	$2.167M	0.7%	$64.48	+42.9%	COM	94106L109
CSCO	CISCO SYS INC COM	46,249	$2.157M	0.7%	$36.79	+0.6%	COM	17275R102
PG	PROCTER AND GAMBLE CO COM	17,961	$2.148M	0.7%	$77.31	+31.3%	COM	742718109
MMM	3M CO COM	13,698	$2.137M	0.7%	$104.62	-2.1%	COM	88579Y101
MET	METLIFE INC COM	58,439	$2.134M	0.7%	$28.99	-0.1%	COM	59156R108
—	UNILEVER PLC SPON ADR NEW	38,633	$2.12M	0.7%	$48.46	—	SPON ADR NEW	904767704
CLX	CLOROX CO DEL COM	9,628	$2.112M	0.7%	$127.72	+32.1%	CL A	189054109
IP	INTL PAPER CO COM	59,931	$2.11M	0.7%	$27.11	-8.5%	COM	460146103
T	AT&T INC COM	68,355	$2.066M	0.7%	$14.09	+10.0%	COM	00206R102
KMB	KIMBERLY CLARK CORP COM	14,528	$2.053M	0.7%	$94.50	+19.3%	COM	494368103
ADP	AUTOMATIC DATA PROCESSING INC COM	13,776	$2.051M	0.7%	$135.99	-6.6%	COM	053015103
PPL	PPL CORP COM	79,293	$2.049M	0.7%	$23.25	-11.3%	COM	69351T106
—	WALGREENS BOOTS ALLIANCE INC COM	48,236	$2.045M	0.7%	$44.17	—	COM	931427108
KR	KROGER CO COM	59,882	$2.027M	0.6%	$26.90	+7.0%	COM	501044101
INTC	INTEL CORP COM	33,664	$2.014M	0.6%	$37.15	+43.2%	COM	458140100
XOM	EXXON MOBIL CORP COM	45,010	$2.013M	0.6%	$39.84	-12.6%	COM	30231G102
MCD	MCDONALDS CORP COM	10,897	$2.01M	0.6%	$167.71	-4.0%	COM	580135101
COST	COSTCO WHSL CORP NEW COM	6,610	$2.004M	0.6%	$277.78	+0.5%	COM	22160K105
MRK	MERCK & CO. INC COM	25,871	$2.001M	0.6%	$64.15	-2.0%	COM	58933Y105
TGT	TARGET CORP COM	16,621	$1.993M	0.6%	$95.90	+2.4%	COM	87612E106
AZN	ASTRAZENECA PLC SPONSORED ADR	37,629	$1.99M	0.6%	$37.99	—	COM	046353108
PEP	PEPSICO INC COM	14,849	$1.964M	0.6%	$111.45	-0.6%	COM	713448108
ABT	ABBOTT LABS COM	21,417	$1.958M	0.6%	$51.02	+60.6%	COM	002824100
ADI	ANALOG DEVICES INC COM	15,875	$1.947M	0.6%	$99.04	+0.3%	COM	032654105
WMT	WALMART INC COM	16,248	$1.946M	0.6%	$36.38	+4.6%	COM	931142103
SBUX	STARBUCKS CORP COM	26,193	$1.928M	0.6%	$69.40	-4.4%	COM	855244109
LOW	LOWES COS INC COM	14,236	$1.924M	0.6%	$101.41	+1.9%	COM	548661107
JNJ	JOHNSON & JOHNSON COM	13,602	$1.913M	0.6%	$98.65	+25.9%	COM	478160104
SO	SOUTHERN CO COM	36,838	$1.91M	0.6%	$47.91	-6.6%	COM	842587107
PSX	PHILLIPS 66 COM	26,307	$1.892M	0.6%	$62.47	-10.0%	COM	718546104
MA	MASTERCARD INCORPORATED CL A	6,155	$1.82M	0.6%	$124.20	+120.1%	CL A	57636Q104
EDV	VANGUARD EXTENDED DURATION TREASURY INDEX FUND	10,961	$1.82M	0.6%	$166.04	—	EXTENDED DUR	921910709
KMX	CARMAX INC COM	20,173	$1.806M	0.6%	$80.71	-2.9%	COM	143130102
META	FACEBOOK INC CL A	7,905	$1.795M	0.6%	$202.64	+2.3%	CL A	30303M102
ORLY	OREILLY AUTOMOTIVE INC COM	4,228	$1.783M	0.6%	$22.79	+14.7%	COM	67103H107
UNH	UNITEDHEALTH GROUP INC COM	5,980	$1.764M	0.6%	$257.67	+1.3%	COM	91324P102
IQV	IQVIA HLDGS INC COM	12,422	$1.762M	0.6%	$138.01	-1.8%	COM	46266C105
GOOG	ALPHABET INC CAP STK CL C	1,241	$1.754M	0.6%	$43.55	+53.8%	CL C	02079K107
CMCSA	COMCAST CORP NEW CL A	44,894	$1.75M	0.6%	$33.71	-2.8%	COM	20030N101
GOVT	ISHARES U.S. TREASURY BOND ETF	62,485	$1.749M	0.6%	$27.99	—	US TREAS BD ETF	46429B267
AXP	AMERICAN EXPRESS CO COM	18,171	$1.73M	0.6%	$91.72	-6.7%	COM	025816109
ELV	ANTHEM INC COM	6,311	$1.66M	0.5%	$247.97	-0.4%	COM	036752103
DIS	DISNEY WALT CO COM DISNEY	14,817	$1.652M	0.5%	$112.60	-4.2%	COM DISNEY	254687106
SGOL	ABERDEEN STANDARD PHYSICAL GOLD SHARES ETF	93,976	$1.611M	0.5%	$25.87	—	PHYSCL GOLD SHS	00326A104
VCSH	VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	10,288	$850K	0.3%	$82.62	—	SHRT TRM CORP BD	92206C409
REGN	REGENERON PHARMACEUTICALS COM	1,159	$723K	0.2%	$564.49	0.0%	COM	75886F107
NEM	NEWMONT CORP COM	11,666	$720K	0.2%	$49.87	0.0%	COM	651639106
NVDA	NVIDIA CORPORATION COM	1,892	$719K	0.2%	$8.06	0.0%	COM	67066G104
VRTX	VERTEX PHARMACEUTICALS INC COM	2,442	$709K	0.2%	$271.12	0.0%	COM	92532F100
FTNT	FORTINET INC COM	5,018	$689K	0.2%	$25.11	0.0%	COM	34959E109
MKTX	MARKETAXESS HLDGS INC COM	1,365	$684K	0.2%	$438.02	0.0%	COM	57060D108
AMD	ADVANCED MICRO DEVICES INC COM	12,992	$684K	0.2%	$53.02	0.0%	COM	007903107
—	FS KKR CAPITAL CORP COM	44,449	$622K	0.2%	$5.78	—	COM	302635107
SPY	SPDR S&P 500 ETF	1,790	$552K	0.2%	$215.00	—	TR UNIT	78462F103
QQQE	DIREXION NASDAQ-100 EQUAL WEIGHTED INDEX SHARES	7,694	$458K	0.1%	$47.69	—	NAS100 EQL WGT	25459Y207
SCHO	SCHWAB SHORT-TERM U.S. TREASURY ETF	8,688	$449K	0.1%	$51.68	—	SHT TM US TRES	808524862
XLRE	REAL ESTATE SELECT SECTOR SPDR FUND	9,655	$336K	0.1%	$34.80	—	RL EST SEL SEC	81369Y860
SCHP	SCHWAB U.S. TIPS ETF	5,534	$332K	0.1%	$59.99	—	US TIPS ETF	808524870
VZ	VERIZON COMMUNICATIONS INC COM	5,973	$329K	0.1%	$29.64	+37.5%	COM	92343V104
SCHA	SCHWAB U.S. SMALL-CAP ETF	4,979	$325K	0.1%	$65.27	—	US SML CAP ETF	808524607
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	12,498	$304K	0.1%	$24.32	—	EMRG MKTEQ ETF	808524706
ES	EVERSOURCE ENERGY COM	3,417	$285K	0.1%	$47.53	+41.4%	COM	30040W108
FNV	FRANCO NEV CORP COM	1,870	$261K	0.1%	$126.31	0.0%	COM	351858105
RGLD	ROYAL GOLD INC COM	1,923	$239K	0.1%	$120.77	0.0%	COM	780287108
GLD	SPDR GOLD SHARES	1,323	$221K	0.1%	$167.04	—	GOLD SHS	78463V107
—	MADISON COVERED CALL & EQUITY COM	18,971	$107K	0.0%	$6.16	—	COM	557437100
AAUAF	ALMADEN MINERALS LTD COM CL B	20,000	$10,000	0.0%	$0.56	-23.2%	COM CL B	020283305