Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
WFC	Wells Fargo & Co New	51,763	$4.278M	1.0%	$82.64	—	COM	949746101
GS	The Goldman Sachs Group Inc	1,185	$1.198M	0.3%	$1011.37	—	COM	38141G104
CRS	Carpenter Technology Corporation	382	$236K	0.1%	$616.84	—	COM	144285103
PGR	Progressive Corp Ohio common	1,009	$220K	0.1%	$218.45	—	COM	743315103
GWW	W W Grainger Inc	157	$214K	0.0%	$1360.40	—	COM	384802104
TXN	Texas Instruments Inc	713	$213K	0.0%	$298.07	—	COM	882508104
BOKF	BOK Financial Corp	1,520	$211K	0.0%	$138.88	—	COM NEW	05561Q201
CBU	Community Financial System, Inc	3,083	$207K	0.0%	$67.12	—	COM	203607106
VO	Vanguard Mid-Cap ETF	2,528	$204K	0.0%	$80.57	—	MID CAP ETF	922908629

Increased Positions (19)

VONG Vanguard Russell 1000 Growth ETF 13.5%

Value $59.07M (+40.0%) Shares 462,175 (+20.2%) Est. Cost $99.46 Unrealized —

IEMG iShares Core MSCI Emerging Mkts ETF 6.4%

Value $28.18M (+21.4%) Shares 340,138 (+2.2%) Est. Cost $52.98 Unrealized —

AVGO Broadcom Inc Common 1.1%

Value $4.794M (+124.9%) Shares 12,690 (+84.3%) Est. Cost $290.65 Unrealized —

KLAC KLA Corporation 0.7%

Value $2.858M (+103.9%) Shares 9,472 (+895.0%) Est. Cost $418.33 Unrealized —

INTU Intuit 0.2%

Value $695K (-38.6%) Shares 2,664 (+1.6%) Est. Cost $616.27 Unrealized —

SCHW Charles Schwab Corp 0.5%

Value $2.267M (+12.9%) Shares 24,570 (+15.0%) Est. Cost $71.44 Unrealized —

PCAR Paccar Inc 0.3%

Value $1.104M (+26.1%) Shares 9,187 (+21.2%) Est. Cost $122.48 Unrealized —

BDX Becton, Dickinson & Co. 0.3%

Value $1.178M (+21.7%) Shares 7,783 (+26.5%) Est. Cost $195.37 Unrealized —

BMY Bristol Myers Squibb Co 0.3%

Value $1.361M (+18.2%) Shares 23,628 (+24.4%) Est. Cost $46.70 Unrealized —

COR Cencora, Inc. 0.5%

Value $2.025M (-8.6%) Shares 7,156 (+1.5%) Est. Cost $143.42 Unrealized —

NFLX Netflix Inc Corp 0.3%

Value $1.246M (+17.8%) Shares 17,453 (+58.6%) Est. Cost $94.35 Unrealized —

FCX Freeport-McMoran, Inc. 0.4%

Value $1.695M (+12.0%) Shares 26,951 (+4.6%) Est. Cost $46.11 Unrealized —

JNJ Johnson & Johnson 0.5%

Value $2.087M (+6.0%) Shares 8,218 (+2.0%) Est. Cost $142.49 Unrealized —

IWF iShares Trust Russell 1000 Growth ETF 0.2%

Value $948K (+9.5%) Shares 7,638 (+275.9%) Est. Cost $132.58 Unrealized —

CRM Salesforce, Inc. 0.4%

Value $1.748M (+4.6%) Shares 11,156 (+24.7%) Est. Cost $136.92 Unrealized —

VZ Verizon Communications 0.2%

Value $707K (-8.8%) Shares 16,704 (+8.2%) Est. Cost $35.22 Unrealized —

MDT Medtronic PLC 0.5%

Value $2.023M (+3.3%) Shares 25,866 (+14.5%) Est. Cost $96.82 Unrealized —

YUM YUM Brands Inc 0.3%

Value $1.127M (+4.7%) Shares 7,052 (+1.8%) Est. Cost $157.41 Unrealized —

OVV Ovintiv Inc 0.3%

Value $1.354M (+0.7%) Shares 25,711 (+13.5%) Est. Cost $44.74 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VONG	Vanguard Russell 1000 Growth ETF	462,175 (+20.2%)	$59.07M (+40.0%)	13.5%	$99.46	—	VNG RUS1000GRW	92206C680
IEMG	iShares Core MSCI Emerging Mkts ETF	340,138 (+2.2%)	$28.18M (+21.4%)	6.4%	$52.98	—	CORE MSCI EMKT	46434G103
AVGO	Broadcom Inc Common	12,690 (+84.3%)	$4.794M (+124.9%)	1.1%	$290.65	—	COM	11135F101
KLAC	KLA Corporation	9,472 (+895.0%)	$2.858M (+103.9%)	0.7%	$418.33	—	COM NEW	482480100
INTU	Intuit	2,664 (+1.6%)	$695K (-38.6%)	0.2%	$616.27	—	COM	461202103
SCHW	Charles Schwab Corp	24,570 (+15.0%)	$2.267M (+12.9%)	0.5%	$71.44	—	COM	808513105
PCAR	Paccar Inc	9,187 (+21.2%)	$1.104M (+26.1%)	0.3%	$122.48	—	COM	693718108
BDX	Becton, Dickinson & Co.	7,783 (+26.5%)	$1.178M (+21.7%)	0.3%	$195.37	—	COM	075887109
BMY	Bristol Myers Squibb Co	23,628 (+24.4%)	$1.361M (+18.2%)	0.3%	$46.70	—	COM	110122108
COR	Cencora, Inc.	7,156 (+1.5%)	$2.025M (-8.6%)	0.5%	$143.42	—	COM	03073E105
NFLX	Netflix Inc Corp	17,453 (+58.6%)	$1.246M (+17.8%)	0.3%	$94.35	—	COM	64110L106
FCX	Freeport-McMoran, Inc.	26,951 (+4.6%)	$1.695M (+12.0%)	0.4%	$46.11	—	CL B	35671D857
JNJ	Johnson & Johnson	8,218 (+2.0%)	$2.087M (+6.0%)	0.5%	$142.49	—	COM	478160104
IWF	iShares Trust Russell 1000 Growth ETF	7,638 (+275.9%)	$948K (+9.5%)	0.2%	$132.58	—	RUS 1000 GRW ETF	464287614
CRM	Salesforce, Inc.	11,156 (+24.7%)	$1.748M (+4.6%)	0.4%	$136.92	—	COM	79466L302
VZ	Verizon Communications	16,704 (+8.2%)	$707K (-8.8%)	0.2%	$35.22	—	COM	92343V104
MDT	Medtronic PLC	25,866 (+14.5%)	$2.023M (+3.3%)	0.5%	$96.82	—	SHS	G5960L103
YUM	YUM Brands Inc	7,052 (+1.8%)	$1.127M (+4.7%)	0.3%	$157.41	—	COM	988498101
OVV	Ovintiv Inc	25,711 (+13.5%)	$1.354M (+0.7%)	0.3%	$44.74	—	COM	69047Q102

Exited Positions (11)

BNDX Vanguard Total International Bond Index Fund ETF 0.3%

Value $1.209M Shares 25,151 Est. Cost $54.75 Unrealized —

MRSH Marsh 0.3%

Value $1.1M Shares 6,340 Est. Cost $122.45 Unrealized —

HYG iShares iBoxx $ High Yield Corp Bond ETF 0.2%

Value $873K Shares 10,976 Est. Cost $82.10 Unrealized —

TIP iShares Barclays TIPS Bond Fund 0.1%

Value $611K Shares 5,540 Est. Cost $113.57 Unrealized —

ROP Roper Industries Inc New 0.1%

Value $395K Shares 1,115 Est. Cost $223.58 Unrealized —

ABT Abbott Labs 0.1%

Value $347K Shares 3,376 Est. Cost $50.93 Unrealized —

CMCSA Comcast Corp Class A 0.1%

Value $303K Shares 10,554 Est. Cost $34.47 Unrealized —

EOG EOG Resources, Inc. 0.1%

Value $257K Shares 1,775 Est. Cost $67.43 Unrealized —

HON Honeywell Intl Inc 0.1%

Value $249K Shares 1,103 Est. Cost $131.74 Unrealized —

HAL Halliburton Co 0.1%

Value $241K Shares 6,182 Est. Cost $23.90 Unrealized —

WAT Waters Corp 0.1%

Value $225K Shares 756 Est. Cost $367.10 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BNDX	Vanguard Total International Bond Index Fund ETF	25,151	$1.209M	0.3%	$54.75	—	—	92203J407
MRSH	Marsh	6,340	$1.1M	0.3%	$122.45	—	—	571748102
HYG	iShares iBoxx $ High Yield Corp Bond ETF	10,976	$873K	0.2%	$82.10	—	—	464288513
TIP	iShares Barclays TIPS Bond Fund	5,540	$611K	0.1%	$113.57	—	—	464287176
ROP	Roper Industries Inc New	1,115	$395K	0.1%	$223.58	—	—	776696106
ABT	Abbott Labs	3,376	$347K	0.1%	$50.93	—	—	002824100
CMCSA	Comcast Corp Class A	10,554	$303K	0.1%	$34.47	—	—	20030N101
EOG	EOG Resources, Inc.	1,775	$257K	0.1%	$67.43	—	—	26875P101
HON	Honeywell Intl Inc	1,103	$249K	0.1%	$131.74	—	—	438516106
HAL	Halliburton Co	6,182	$241K	0.1%	$23.90	—	—	406216101
WAT	Waters Corp	756	$225K	0.1%	$367.10	—	—	941848103

Decreased Positions (53)

IGE iShares North American Natural Resources ETF 5.5%

Value $24.04M (-18.7%) Shares 427,918 (-8.9%) Est. Cost $43.07 Unrealized —

AMD Advanced Micro Devices Inc 1.7%

Value $7.388M (+137.2%) Shares 12,718 (-16.9%) Est. Cost $123.39 Unrealized —

GOOG Alphabet Inc Class C 3.2%

Value $13.94M (+21.0%) Shares 39,454 (-1.7%) Est. Cost $109.26 Unrealized —

FREL Fidelity MSCI Real Estate Index ETF 6.4%

Value $27.94M (-7.3%) Shares 953,634 (-14.8%) Est. Cost $25.48 Unrealized —

NVDA Nvidia Corp 3.7%

Value $16.41M (+13.5%) Shares 81,995 (-1.1%) Est. Cost $96.23 Unrealized —

PANW Palo Alto Networks Inc Common 0.6%

Value $2.478M (+106.2%) Shares 7,266 (-3.1%) Est. Cost $138.69 Unrealized —

CAT Caterpillar Inc 0.9%

Value $4.096M (+28.8%) Shares 3,846 (-14.3%) Est. Cost $484.73 Unrealized —

XOM Exxon Mobil Corp 0.8%

Value $3.531M (-20.3%) Shares 25,824 (-1.1%) Est. Cost $54.37 Unrealized —

AMZN Amazon Communications Inc 2.1%

Value $9.017M (+10.7%) Shares 37,831 (-3.2%) Est. Cost $141.97 Unrealized —

CVS CVS Health Corporation 0.6%

Value $2.722M (+38.9%) Shares 26,315 (-3.6%) Est. Cost $56.48 Unrealized —

META Meta Platforms Inc 1.1%

Value $4.95M (-13.3%) Shares 8,787 (-12.0%) Est. Cost $237.45 Unrealized —

MBB iShares Barclays MBS Bond Fund ETF 0.7%

Value $2.941M (-15.5%) Shares 31,118 (-15.1%) Est. Cost $99.97 Unrealized —

C Citigroup Inc Common New 0.5%

Value $2.294M (+21.7%) Shares 16,391 (-1.4%) Est. Cost $105.67 Unrealized —

CVX Chevron Corp 0.3%

Value $1.228M (-21.4%) Shares 7,408 (-1.9%) Est. Cost $87.76 Unrealized —

ICE Intercontinental Exchange Inc Common 0.2%

Value $979K (-23.9%) Shares 7,950 (-2.8%) Est. Cost $60.41 Unrealized —

RTX RTX Corporation 0.6%

Value $2.41M (-9.3%) Shares 12,701 (-7.8%) Est. Cost $139.31 Unrealized —

T AT&T Inc 0.1%

Value $263K (-46.8%) Shares 12,702 (-25.4%) Est. Cost $15.44 Unrealized —

NKE Nike, Inc. Class B 0.2%

Value $676K (-25.0%) Shares 16,461 (-3.5%) Est. Cost $57.91 Unrealized —

PFE Pfizer Inc 0.3%

Value $1.154M (-15.2%) Shares 47,939 (-1.1%) Est. Cost $24.77 Unrealized —

BIIB Biogen Idec Inc 0.3%

Value $1.5M (+14.6%) Shares 6,943 (-2.7%) Est. Cost $164.27 Unrealized —

CSCO Cisco Systems Inc 0.6%

Value $2.724M (+7.5%) Shares 23,191 (-29.0%) Est. Cost $47.94 Unrealized —

ADBE Adobe Systems Inc 0.2%

Value $809K (-18.0%) Shares 3,944 (-2.8%) Est. Cost $507.14 Unrealized —

ITW Illinois Tool Works Inc 0.1%

Value $324K (-35.0%) Shares 1,198 (-37.4%) Est. Cost $150.18 Unrealized —

TJX Tjx Companies (New) 0.6%

Value $2.543M (-6.1%) Shares 16,787 (-1.0%) Est. Cost $44.58 Unrealized —

ETN Eaton Corp 0.5%

Value $2.282M (+7.5%) Shares 5,356 (-9.8%) Est. Cost $339.38 Unrealized —

GSK GSK PLC ADR 0.5%

Value $2.054M (-7.1%) Shares 39,176 (-2.1%) Est. Cost $35.87 Unrealized —

MCD McDonalds Corp 0.2%

Value $796K (-16.3%) Shares 2,946 (-3.8%) Est. Cost $82.48 Unrealized —

BA Boeing Co 0.4%

Value $1.962M (+6.5%) Shares 9,062 (-2.1%) Est. Cost $226.33 Unrealized —

NEE Nextera Energy Inc 0.3%

Value $1.483M (-7.3%) Shares 16,899 (-1.9%) Est. Cost $64.16 Unrealized —

NSC Norfolk Southern Corp 0.1%

Value $249K (-31.6%) Shares 793 (-37.6%) Est. Cost $124.60 Unrealized —

JPM JPMorgan Chase & Co 1.3%

Value $5.827M (-1.9%) Shares 17,802 (-11.9%) Est. Cost $68.82 Unrealized —

MSFT Microsoft Corp 2.5%

Value $10.87M (-1.0%) Shares 29,135 (-1.8%) Est. Cost $119.28 Unrealized —

CZNC Citizens & Northern Corp 1.9%

Value $8.147M (+1.3%) Shares 349,492 (-2.9%) Est. Cost $14.49 Unrealized —

SPTL State Street SPDR Portfolio Long Term Treasury ETF 0.2%

Value $767K (-11.7%) Shares 29,228 (-11.5%) Est. Cost $35.62 Unrealized —

PYPL Paypal Holdings, Inc. 0.3%

Value $1.173M (-7.1%) Shares 27,154 (-2.7%) Est. Cost $65.08 Unrealized —

HD Home Depot Inc 0.5%

Value $1.985M (+4.4%) Shares 5,627 (-2.6%) Est. Cost $172.53 Unrealized —

KO Coca Cola Co 0.4%

Value $1.853M (+4.4%) Shares 22,806 (-2.3%) Est. Cost $37.38 Unrealized —

MA Mastercard Inc Class A 0.9%

Value $4.027M (-1.6%) Shares 7,840 (-4.3%) Est. Cost $282.36 Unrealized —

EMR Emerson Electric Co 0.4%

Value $1.734M (-3.5%) Shares 12,112 (-11.7%) Est. Cost $136.74 Unrealized —

SPMD State Street SPDR Portfolio S&P 400 Mid Cap ETF 3.2%

Value $14.06M (-0.4%) Shares 208,139 (-12.7%) Est. Cost $46.94 Unrealized —

ORCL Oracle Corp 0.5%

Value $2.055M (-2.8%) Shares 14,024 (-2.4%) Est. Cost $85.25 Unrealized —

EMB iShares JPMorgan USD Emerging Markets Bond ETF 2.9%

Value $12.82M (+0.4%) Shares 132,935 (-2.2%) Est. Cost $103.83 Unrealized —

SPTS State Street SPDR Portfolio Short Term Treasury ETF 0.2%

Value $764K (-6.3%) Shares 26,339 (-5.8%) Est. Cost $29.29 Unrealized —

LLY Eli Lilly & Co 0.1%

Value $403K (+12.6%) Shares 336 (-13.6%) Est. Cost $706.13 Unrealized —

IBM International Business Machines 0.2%

Value $712K (+5.6%) Shares 2,532 (-9.0%) Est. Cost $109.53 Unrealized —

DIS Disney Walt Co 0.3%

Value $1.208M (-2.9%) Shares 12,553 (-2.7%) Est. Cost $97.32 Unrealized —

IWD iShares Russell 1000 Value ETF 0.2%

Value $674K (+4.2%) Shares 2,781 (-8.2%) Est. Cost $126.52 Unrealized —

MDLZ Mondelez Intl Inc Class A 0.3%

Value $1.362M (-1.6%) Shares 23,556 (-1.9%) Est. Cost $36.35 Unrealized —

BX Blackstone Inc 0.4%

Value $1.783M (+0.8%) Shares 15,154 (-1.5%) Est. Cost $95.06 Unrealized —

IJH iShares S&P MidCap 400 Index Fd 3.8%

Value $16.78M (+0.1%) Shares 217,637 (-12.4%) Est. Cost $67.69 Unrealized —

PG Procter & Gamble Co 0.6%

Value $2.709M (+0.3%) Shares 18,475 (-1.2%) Est. Cost $85.75 Unrealized —

ADI Analog Devices Inc 0.7%

Value $3.117M (-0.2%) Shares 7,847 (-20.1%) Est. Cost $168.19 Unrealized —

GD General Dynamics Corp 0.4%

Value $1.811M (+0.1%) Shares 5,113 (-3.0%) Est. Cost $156.18 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IGE	iShares North American Natural Resources ETF	427,918 (-8.9%)	$24.04M (-18.7%)	5.5%	$43.07	—	NORTH AMERN NAT	464287374
AMD	Advanced Micro Devices Inc	12,718 (-16.9%)	$7.388M (+137.2%)	1.7%	$123.39	—	COM	007903107
GOOG	Alphabet Inc Class C	39,454 (-1.7%)	$13.94M (+21.0%)	3.2%	$109.26	—	CAP STK CL C	02079K107
FREL	Fidelity MSCI Real Estate Index ETF	953,634 (-14.8%)	$27.94M (-7.3%)	6.4%	$25.48	—	MSCI RL EST ETF	316092857
NVDA	Nvidia Corp	81,995 (-1.1%)	$16.41M (+13.5%)	3.7%	$96.23	—	COM	67066G104
PANW	Palo Alto Networks Inc Common	7,266 (-3.1%)	$2.478M (+106.2%)	0.6%	$138.69	—	COM	697435105
CAT	Caterpillar Inc	3,846 (-14.3%)	$4.096M (+28.8%)	0.9%	$484.73	—	COM	149123101
XOM	Exxon Mobil Corp	25,824 (-1.1%)	$3.531M (-20.3%)	0.8%	$54.37	—	COM	30231G102
AMZN	Amazon Communications Inc	37,831 (-3.2%)	$9.017M (+10.7%)	2.1%	$141.97	—	COM	023135106
CVS	CVS Health Corporation	26,315 (-3.6%)	$2.722M (+38.9%)	0.6%	$56.48	—	COM	126650100
META	Meta Platforms Inc	8,787 (-12.0%)	$4.95M (-13.3%)	1.1%	$237.45	—	CL A	30303M102
MBB	iShares Barclays MBS Bond Fund ETF	31,118 (-15.1%)	$2.941M (-15.5%)	0.7%	$99.97	—	MBS ETF	464288588
C	Citigroup Inc Common New	16,391 (-1.4%)	$2.294M (+21.7%)	0.5%	$105.67	—	COM NEW	172967424
CVX	Chevron Corp	7,408 (-1.9%)	$1.228M (-21.4%)	0.3%	$87.76	—	COM	166764100
ICE	Intercontinental Exchange Inc Common	7,950 (-2.8%)	$979K (-23.9%)	0.2%	$60.41	—	COM	45866F104
RTX	RTX Corporation	12,701 (-7.8%)	$2.41M (-9.3%)	0.6%	$139.31	—	COM	75513E101
T	AT&T Inc	12,702 (-25.4%)	$263K (-46.8%)	0.1%	$15.44	—	COM	00206R102
NKE	Nike, Inc. Class B	16,461 (-3.5%)	$676K (-25.0%)	0.2%	$57.91	—	CL B	654106103
PFE	Pfizer Inc	47,939 (-1.1%)	$1.154M (-15.2%)	0.3%	$24.77	—	COM	717081103
BIIB	Biogen Idec Inc	6,943 (-2.7%)	$1.5M (+14.6%)	0.3%	$164.27	—	COM	09062X103
CSCO	Cisco Systems Inc	23,191 (-29.0%)	$2.724M (+7.5%)	0.6%	$47.94	—	COM	17275R102
ADBE	Adobe Systems Inc	3,944 (-2.8%)	$809K (-18.0%)	0.2%	$507.14	—	COM	00724F101
ITW	Illinois Tool Works Inc	1,198 (-37.4%)	$324K (-35.0%)	0.1%	$150.18	—	COM	452308109
TJX	Tjx Companies (New)	16,787 (-1.0%)	$2.543M (-6.1%)	0.6%	$44.58	—	COM	872540109
ETN	Eaton Corp	5,356 (-9.8%)	$2.282M (+7.5%)	0.5%	$339.38	—	SHS	G29183103
GSK	GSK PLC ADR	39,176 (-2.1%)	$2.054M (-7.1%)	0.5%	$35.87	—	SPONSORED ADR	37733W204
MCD	McDonalds Corp	2,946 (-3.8%)	$796K (-16.3%)	0.2%	$82.48	—	COM	580135101
BA	Boeing Co	9,062 (-2.1%)	$1.962M (+6.5%)	0.4%	$226.33	—	COM	097023105
NEE	Nextera Energy Inc	16,899 (-1.9%)	$1.483M (-7.3%)	0.3%	$64.16	—	COM	65339F101
NSC	Norfolk Southern Corp	793 (-37.6%)	$249K (-31.6%)	0.1%	$124.60	—	COM	655844108
JPM	JPMorgan Chase & Co	17,802 (-11.9%)	$5.827M (-1.9%)	1.3%	$68.82	—	COM	46625H100
MSFT	Microsoft Corp	29,135 (-1.8%)	$10.87M (-1.0%)	2.5%	$119.28	—	COM	594918104
CZNC	Citizens & Northern Corp	349,492 (-2.9%)	$8.147M (+1.3%)	1.9%	$14.49	—	COM	172922106
SPTL	State Street SPDR Portfolio Long Term Treasury ETF	29,228 (-11.5%)	$767K (-11.7%)	0.2%	$35.62	—	ST LON TREAS ETF	78464A664
PYPL	Paypal Holdings, Inc.	27,154 (-2.7%)	$1.173M (-7.1%)	0.3%	$65.08	—	COM	70450Y103
HD	Home Depot Inc	5,627 (-2.6%)	$1.985M (+4.4%)	0.5%	$172.53	—	COM	437076102
KO	Coca Cola Co	22,806 (-2.3%)	$1.853M (+4.4%)	0.4%	$37.38	—	COM	191216100
MA	Mastercard Inc Class A	7,840 (-4.3%)	$4.027M (-1.6%)	0.9%	$282.36	—	CL A	57636Q104
EMR	Emerson Electric Co	12,112 (-11.7%)	$1.734M (-3.5%)	0.4%	$136.74	—	COM	291011104
SPMD	State Street SPDR Portfolio S&P 400 Mid Cap ETF	208,139 (-12.7%)	$14.06M (-0.4%)	3.2%	$46.94	—	ST STR P400MID	78464A847
ORCL	Oracle Corp	14,024 (-2.4%)	$2.055M (-2.8%)	0.5%	$85.25	—	COM	68389X105
EMB	iShares JPMorgan USD Emerging Markets Bond ETF	132,935 (-2.2%)	$12.82M (+0.4%)	2.9%	$103.83	—	JPMORGAN USD EMG	464288281
SPTS	State Street SPDR Portfolio Short Term Treasury ETF	26,339 (-5.8%)	$764K (-6.3%)	0.2%	$29.29	—	ST SHO TREAS ETF	78468R101
LLY	Eli Lilly & Co	336 (-13.6%)	$403K (+12.6%)	0.1%	$706.13	—	COM	532457108
IBM	International Business Machines	2,532 (-9.0%)	$712K (+5.6%)	0.2%	$109.53	—	COM	459200101
DIS	Disney Walt Co	12,553 (-2.7%)	$1.208M (-2.9%)	0.3%	$97.32	—	COM	254687106
IWD	iShares Russell 1000 Value ETF	2,781 (-8.2%)	$674K (+4.2%)	0.2%	$126.52	—	RUS 1000 VAL ETF	464287598
MDLZ	Mondelez Intl Inc Class A	23,556 (-1.9%)	$1.362M (-1.6%)	0.3%	$36.35	—	CL A	609207105
BX	Blackstone Inc	15,154 (-1.5%)	$1.783M (+0.8%)	0.4%	$95.06	—	COM	09260D107
IJH	iShares S&P MidCap 400 Index Fd	217,637 (-12.4%)	$16.78M (+0.1%)	3.8%	$67.69	—	CORE S&P MCP ETF	464287507
PG	Procter & Gamble Co	18,475 (-1.2%)	$2.709M (+0.3%)	0.6%	$85.75	—	COM	742718109
ADI	Analog Devices Inc	7,847 (-20.1%)	$3.117M (-0.2%)	0.7%	$168.19	—	COM	032654105
GD	General Dynamics Corp	5,113 (-3.0%)	$1.811M (+0.1%)	0.4%	$156.18	—	COM	369550108

Unchanged Positions (36)

GLW Corning Inc 1.1%

Value $5.021M Shares 19,658 Est. Cost $21.41 Unrealized —

AAPL Apple Computer Inc 3.5%

Value $15.49M Shares 53,521 Est. Cost $100.07 Unrealized —

CZFS Citizens Financial Services Inc 1.9%

Value $8.48M Shares 117,063 Est. Cost $59.23 Unrealized —

DFAC Dimensional U.S. Core Equity 2 ETF 2.4%

Value $10.56M Shares 238,023 Est. Cost $32.59 Unrealized —

ACN Accenture PLC 0.2%

Value $701K Shares 5,633 Est. Cost $335.78 Unrealized —

SPY State Street SPDR S&P 500 ETF Trust 0.5%

Value $2.148M Shares 2,877 Est. Cost $293.32 Unrealized —

COST Costco Wholesale Corp (New) 0.9%

Value $4.014M Shares 4,291 Est. Cost $222.89 Unrealized —

AVDE Avantis International Equity ETF 1.1%

Value $4.889M Shares 54,809 Est. Cost $68.73 Unrealized —

AVUS Avantis US Equity ETF 0.4%

Value $1.771M Shares 13,829 Est. Cost $86.08 Unrealized —

SLB SLB Limited 0.4%

Value $1.616M Shares 34,757 Est. Cost $37.56 Unrealized —

AVEM Avantis Emerging Markets Equity ETF 0.2%

Value $979K Shares 10,143 Est. Cost $64.84 Unrealized —

DIA State Street SPDR Dow Jones Industrial Average ETF Trust 0.3%

Value $1.328M Shares 2,543 Est. Cost $267.97 Unrealized —

UNP Union Pacific Corp 0.3%

Value $1.373M Shares 5,049 Est. Cost $86.78 Unrealized —

BBWI Bath & Body Works 0.2%

Value $770K Shares 33,308 Est. Cost $30.68 Unrealized —

MTB M & T Bank Corp 0.2%

Value $867K Shares 3,642 Est. Cost $186.91 Unrealized —

CMI Cummins Inc 0.1%

Value $430K Shares 603 Est. Cost $380.68 Unrealized —

ROK Rockwell Automation Inc Common 0.1%

Value $330K Shares 666 Est. Cost $282.18 Unrealized —

AMT American Tower REIT Inc 0.3%

Value $1.434M Shares 8,767 Est. Cost $96.65 Unrealized —

DFEM DFA Dimensional Emerging Markets Core Equity 2 ETF 0.1%

Value $522K Shares 12,833 Est. Cost $29.21 Unrealized —

NFG National Fuel Gas Co N J 0.1%

Value $310K Shares 4,012 Est. Cost $49.65 Unrealized —

TPR Tapestry Inc Common 0.3%

Value $1.447M Shares 9,887 Est. Cost $117.71 Unrealized —

DE Deere & Co 0.1%

Value $558K Shares 880 Est. Cost $162.09 Unrealized —

VIG Vanguard Dividend Appreciation Index ETF 0.2%

Value $678K Shares 2,866 Est. Cost $140.29 Unrealized —

GOOGL Alphabet Inc Class A 0.1%

Value $288K Shares 807 Est. Cost $209.20 Unrealized —

ZBH Zimmer Biomet Holdings, Inc. 0.2%

Value $1.057M Shares 12,277 Est. Cost $98.83 Unrealized —

IVV iShares Core S&P 500 ETF 0.1%

Value $303K Shares 405 Est. Cost $336.60 Unrealized —

VT Vanguard Total World Stock Index Fund ETF 0.1%

Value $314K Shares 2,000 Est. Cost $102.88 Unrealized —

IMO Imperial Oil Ltd 0.0%

Value $202K Shares 1,800 Est. Cost $104.95 Unrealized —

BRK/B Berkshire Hathaway Inc Class B New 0.2%

Value $725K Shares 1,449 Est. Cost $303.16 Unrealized —

DFIC DFA Dimensional International Core Equity 2 ETF 0.1%

Value $646K Shares 17,326 Est. Cost $26.74 Unrealized —

DGX Quest Diagnostics Inc 0.1%

Value $326K Shares 1,540 Est. Cost $148.13 Unrealized —

KKR KKR & Co Inc 0.3%

Value $1.492M Shares 16,253 Est. Cost $123.01 Unrealized —

VNQ Vanguard REIT Index ETF 0.1%

Value $259K Shares 2,683 Est. Cost $91.42 Unrealized —

LOW Lowes Cos Inc 0.1%

Value $244K Shares 1,105 Est. Cost $182.78 Unrealized —

VTEB Vanguard Tax-Exempt Bond Index ETF 0.1%

Value $228K Shares 4,503 Est. Cost $51.06 Unrealized —

SUB iShares Short-Term National Muni Bond ETF 0.1%

Value $631K Shares 5,929 Est. Cost $105.43 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GLW	Corning Inc	19,658	$5.021M	1.1%	$21.41	—	COM	219350105
AAPL	Apple Computer Inc	53,521	$15.49M	3.5%	$100.07	—	COM	037833100
CZFS	Citizens Financial Services Inc	117,063	$8.48M	1.9%	$59.23	—	COM	174615104
DFAC	Dimensional U.S. Core Equity 2 ETF	238,023	$10.56M	2.4%	$32.59	—	US COR EQU 2 ETF	25434V708
ACN	Accenture PLC	5,633	$701K	0.2%	$335.78	—	SHS CLASS A	G1151C101
SPY	State Street SPDR S&P 500 ETF Trust	2,877	$2.148M	0.5%	$293.32	—	TR UNIT	78462F103
COST	Costco Wholesale Corp (New)	4,291	$4.014M	0.9%	$222.89	—	COM	22160K105
AVDE	Avantis International Equity ETF	54,809	$4.889M	1.1%	$68.73	—	INTL EQT ETF	025072703
AVUS	Avantis US Equity ETF	13,829	$1.771M	0.4%	$86.08	—	US EQT ETF	025072885
SLB	SLB Limited	34,757	$1.616M	0.4%	$37.56	—	COM STK	806857108
AVEM	Avantis Emerging Markets Equity ETF	10,143	$979K	0.2%	$64.84	—	AVANTIS EMGMKT	025072604
DIA	State Street SPDR Dow Jones Industrial Average ETF Trust	2,543	$1.328M	0.3%	$267.97	—	UT SER 1	78467X109
UNP	Union Pacific Corp	5,049	$1.373M	0.3%	$86.78	—	COM	907818108
BBWI	Bath & Body Works	33,308	$770K	0.2%	$30.68	—	COM	070830104
MTB	M & T Bank Corp	3,642	$867K	0.2%	$186.91	—	COM	55261F104
CMI	Cummins Inc	603	$430K	0.1%	$380.68	—	COM	231021106
ROK	Rockwell Automation Inc Common	666	$330K	0.1%	$282.18	—	COM	773903109
AMT	American Tower REIT Inc	8,767	$1.434M	0.3%	$96.65	—	COM	03027X100
DFEM	DFA Dimensional Emerging Markets Core Equity 2 ETF	12,833	$522K	0.1%	$29.21	—	EMERGING MKTS CO	25434V732
NFG	National Fuel Gas Co N J	4,012	$310K	0.1%	$49.65	—	COM	636180101
TPR	Tapestry Inc Common	9,887	$1.447M	0.3%	$117.71	—	COM	876030107
DE	Deere & Co	880	$558K	0.1%	$162.09	—	COM	244199105
VIG	Vanguard Dividend Appreciation Index ETF	2,866	$678K	0.2%	$140.29	—	DIV APP ETF	921908844
GOOGL	Alphabet Inc Class A	807	$288K	0.1%	$209.20	—	CAP STK CL A	02079K305
ZBH	Zimmer Biomet Holdings, Inc.	12,277	$1.057M	0.2%	$98.83	—	COM	98956P102
IVV	iShares Core S&P 500 ETF	405	$303K	0.1%	$336.60	—	CORE S&P500 ETF	464287200
VT	Vanguard Total World Stock Index Fund ETF	2,000	$314K	0.1%	$102.88	—	TT WRLD ST ETF	922042742
IMO	Imperial Oil Ltd	1,800	$202K	0.0%	$104.95	—	COM NEW	453038408
BRK/B	Berkshire Hathaway Inc Class B New	1,449	$725K	0.2%	$303.16	—	CL B NEW	084670702
DFIC	DFA Dimensional International Core Equity 2 ETF	17,326	$646K	0.1%	$26.74	—	INTL CORE EQUITY	25434V799
DGX	Quest Diagnostics Inc	1,540	$326K	0.1%	$148.13	—	COM	74834L100
KKR	KKR & Co Inc	16,253	$1.492M	0.3%	$123.01	—	COM	48251W104
VNQ	Vanguard REIT Index ETF	2,683	$259K	0.1%	$91.42	—	REAL ESTATE ETF	922908553
LOW	Lowes Cos Inc	1,105	$244K	0.1%	$182.78	—	COM	548661107
VTEB	Vanguard Tax-Exempt Bond Index ETF	4,503	$228K	0.1%	$51.06	—	TAX EXEMPT BD	922907746
SUB	iShares Short-Term National Muni Bond ETF	5,929	$631K	0.1%	$105.43	—	SHRT NAT MUN ETF	464288158