Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
—	GENERAL ELECTRIC CO	450,125	$11.83M	11.1%	$26.28	—	—	COMMON STOCK	369604103
XOM	EXXON MOBIL CORP	77,270	$7.779M	7.3%	$100.67	—	—	COMMON STOCK	30231G102
—	TRUSTCO BANK CORP NY	1,104,270	$7.377M	6.9%	$6.68	—	—	COMMON STOCK	898349105
JNJ	JOHNSON & JOHNSON	54,911	$5.745M	5.4%	$104.62	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	95,461	$4.043M	3.8%	$42.35	—	—	COMMON STOCK	191216100
CVX	CHEVRON CORP NEW	25,627	$3.346M	3.1%	$130.57	—	—	COMMON STOCK	166764100
PG	PROCTER & GAMBLE CO	41,500	$3.261M	3.0%	$78.58	—	—	COMMON STOCK	742718109
INTC	INTEL CORP	100,905	$3.118M	2.9%	$30.90	—	—	COMMON STOCK	458140100
—	UNITED TECHNOLOGIES CORP	26,016	$3.004M	2.8%	$115.47	—	—	COMMON STOCK	913017109
DIS	DISNEY WALT CO	35,021	$3.003M	2.8%	$85.75	—	—	COMMON STOCK	254687106
PEP	PEPSICO INC	32,350	$2.89M	2.7%	$89.34	—	—	COMMON STOCK	713448108
WFC	WELLS FARGO & CO NEW	50,864	$2.673M	2.5%	$52.55	—	—	COMMON STOCK	949746101
IBM	INTERNATIONAL BUSINESS MACHS	12,683	$2.299M	2.1%	$181.27	—	—	COMMON STOCK	459200101
JPM	JPMORGAN CHASE & CO	39,304	$2.265M	2.1%	$57.63	—	—	COMMON STOCK	46625H100
MMM	3M CO	14,768	$2.116M	2.0%	$143.28	—	—	COMMON STOCK	88579Y101
ABBV	ABBVIE INC	36,140	$2.039M	1.9%	$56.42	—	—	COMMON STOCK	00287Y109
ABT	ABBOTT LABORATOR	45,544	$1.863M	1.7%	$40.91	—	—	COMMON STOCK	002824100
T	AT&T INC	50,310	$1.779M	1.7%	$35.36	—	—	COMMON STOCK	00206R102
CL	COLGATE PALMOLIVE CO	25,577	$1.743M	1.6%	$68.15	—	—	COMMON STOCK	194162103
WMT	WAL-MART STORES INC	22,716	$1.705M	1.6%	$75.06	—	—	COMMON STOCK	931142103
GIS	GENERAL MILLS INC	30,960	$1.626M	1.5%	$52.52	—	—	COMMON STOCK	370334104
VZ	VERIZON COMMUNICATIONS INC	32,005	$1.566M	1.5%	$48.93	—	—	COMMON STOCK	92343V104
MSFT	MICROSOFT CORP	36,281	$1.512M	1.4%	$41.67	—	—	COMMON STOCK	594918104
AMAT	APPLIED MATERIALS INC	66,850	$1.508M	1.4%	$22.56	—	—	COMMON STOCK	038222105
SO	SOUTHERN CO	31,044	$1.409M	1.3%	$45.39	—	—	COMMON STOCK	842587107
—	MEDTRONIC INC	21,638	$1.379M	1.3%	$63.73	—	—	COMMON STOCK	585055106
NKE	NIKE INC	17,398	$1.35M	1.3%	$77.60	—	—	COMMON STOCK	654106103
PFE	PFIZER INC	43,378	$1.288M	1.2%	$29.69	—	—	COMMON STOCK	717081103
AAPL	APPLE INC	12,740	$1.184M	1.1%	$92.94	—	—	COMMON STOCK	037833100
CSCO	CISCO SYSTEMS INC	45,152	$1.122M	1.0%	$24.85	—	—	COMMON STOCK	17275R102
MCD	MCDONALDS CORP	10,695	$1.077M	1.0%	$100.70	—	—	COMMON STOCK	580135101
BMY	BRISTOL-MYERS SQUIBB CO	21,972	$1.066M	1.0%	$48.52	—	—	COMMON STOCK	110122108
MRK	MERCK & CO INC	17,353	$1.004M	0.9%	$57.86	—	—	COMMON STOCK	58933Y105
ORCL	ORACLE CORP	24,547	$995K	0.9%	$40.53	—	—	COMMON STOCK	68389X105
—	JOHNSON CONTROLS INC	17,800	$889K	0.8%	$49.94	—	—	COMMON STOCK	478366107
—	DU PONT E I DE NEMOURS & CO	13,336	$872K	0.8%	$65.39	—	—	COMMON STOCK	263534109
SLB	SCHLUMBERGER LTD	6,699	$790K	0.7%	$117.93	—	—	FOREIGN STOCK	806857108
VWO	VANGUARD EMERGING MARKETS STOCK	18,235	$787K	0.7%	$43.16	—	—	MUTUAL FUND/STOCK	922042858
STT	STATE STREET CORP	10,800	$726K	0.7%	$67.22	—	—	COMMON STOCK	857477103
TGT	TARGET CORP	11,912	$690K	0.6%	$57.92	—	—	COMMON STOCK	87612E106
—	DOW CHEMICAL CO	13,221	$680K	0.6%	$51.43	—	—	COMMON STOCK	260543103
UPS	UNITED PARCEL SERVICE	6,573	$675K	0.6%	$102.69	—	—	COMMON STOCK	911312106
EFA	ISHARES MSCI EAFE (MKT)	9,216	$630K	0.6%	$68.36	—	—	MUTUAL FUND/STOCK	464287465
TXN	TEXAS INSTRUMENTS INC	12,025	$575K	0.5%	$47.82	—	—	COMMON STOCK	882508104
ECL	ECOLAB INC	5,104	$568K	0.5%	$111.29	—	—	COMMON STOCK	278865100
NBTB	NBT BANCORP INC	23,486	$564K	0.5%	$24.01	—	—	COMMON STOCK	628778102
EXC	EXELON CORP	14,937	$545K	0.5%	$36.49	—	—	COMMON STOCK	30161N101
NSC	NORFOLK SOUTHERN CORP	5,050	$520K	0.5%	$102.97	—	—	COMMON STOCK	655844108
ADP	AUTOMATIC DATA PROCESSING INC	6,493	$515K	0.5%	$79.32	—	—	COMMON STOCK	053015103
LOW	LOWES COMPANIES INC	10,501	$504K	0.5%	$48.00	—	—	COMMON STOCK	548661107
PM	PHILIP MORRIS INTERNATIONAL INC	5,652	$477K	0.4%	$84.39	—	—	COMMON STOCK	718172109
APD	AIR PRODUCTS & CHEMICALS INC	3,400	$437K	0.4%	$128.53	—	—	COMMON STOCK	009158106
MAS	MASCO CORP	17,850	$396K	0.4%	$22.18	—	—	COMMON STOCK	574599106
EMR	EMERSON ELECTRIC CO	5,163	$342K	0.3%	$66.24	—	—	COMMON STOCK	291011104
—	GLAXOSMITHKLINE PLC	6,258	$335K	0.3%	$53.53	—	—	FOREIGN STOCK	37733W105
—	BAKER HUGHES INC	4,350	$324K	0.3%	$74.48	—	—	COMMON STOCK	057224107
—	JACOBS ENGINEERING GROUP	5,849	$312K	0.3%	$53.34	—	—	COMMON STOCK	469814107
C	CITIGROUP INC	6,078	$286K	0.3%	$47.05	—	—	COMMON STOCK	172967424
—	L BRANDS	4,800	$282K	0.3%	$58.75	—	—	COMMON STOCK	501797104
CAT	CATERPILLAR INC	2,243	$244K	0.2%	$108.78	—	—	COMMON STOCK	149123101
BHP	BHP BILLITON LTD	3,250	$222K	0.2%	$68.31	—	—	FOREIGN STOCK	088606108
HD	HOME DEPOT INC	2,721	$220K	0.2%	$80.85	—	—	COMMON STOCK	437076102
LMT	LOCKHEED MARTIN CORP	1,316	$212K	0.2%	$161.09	—	—	COMMON STOCK	539830109
BRK/B	BERKSHIRE HATHAWAY INC	1,632	$207K	0.2%	$126.84	—	—	COMMON STOCK	084670702
—	ALCOA INC	13,200	$197K	0.2%	$14.92	—	—	COMMON STOCK	013817101