Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	GENERAL ELECTRIC CO	455,312	$11.79M	11.0%	—	—	COMMON STOCK	369604103
—	TRUSTCO BANK CORP NY	1,104,270	$7.774M	7.3%	—	—	COMMON STOCK	898349105
XOM	EXXON MOBIL CORP	77,495	$7.569M	7.1%	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	55,136	$5.416M	5.1%	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	98,061	$3.791M	3.6%	—	—	COMMON STOCK	191216100
PG	PROCTER & GAMBLE CO	41,321	$3.331M	3.1%	—	—	COMMON STOCK	742718109
CVX	CHEVRON CORP NEW	25,915	$3.081M	2.9%	—	—	COMMON STOCK	166764100
—	UNITED TECHNOLOGIES CORP	26,116	$3.051M	2.9%	—	—	COMMON STOCK	913017109
DIS	DISNEY WALT CO	35,321	$2.828M	2.7%	—	—	COMMON STOCK	254687106
PEP	PEPSICO INC	32,900	$2.747M	2.6%	—	—	COMMON STOCK	713448108
INTC	INTEL CORP	100,230	$2.587M	2.4%	—	—	COMMON STOCK	458140100
WFC	WELLS FARGO & CO NEW	51,024	$2.538M	2.4%	—	—	COMMON STOCK	949746101
IBM	INTERNATIONAL BUSINESS MACHS	12,745	$2.454M	2.3%	—	—	COMMON STOCK	459200101
JPM	JPMORGAN CHASE & CO	39,643	$2.407M	2.3%	—	—	COMMON STOCK	46625H100
MMM	3M CO	14,968	$2.03M	1.9%	—	—	COMMON STOCK	88579Y101
ABBV	ABBVIE INC	36,590	$1.881M	1.8%	—	—	COMMON STOCK	00287Y109
T	AT&T INC	50,710	$1.778M	1.7%	—	—	COMMON STOCK	00206R102
ABT	ABBOTT LABORATORIES	46,019	$1.772M	1.7%	—	—	COMMON STOCK	002824100
WMT	WAL-MART STORES INC	22,341	$1.708M	1.6%	—	—	COMMON STOCK	931142103
CL	COLGATE PALMOLIVE CO	26,227	$1.701M	1.6%	—	—	COMMON STOCK	194162103
GIS	GENERAL MILLS INC	31,410	$1.627M	1.5%	—	—	COMMON STOCK	370334104
VZ	VERIZON COMMUNICATIONS INC	32,744	$1.558M	1.5%	—	—	COMMON STOCK	92343V104
MSFT	MICROSOFT CORP	36,531	$1.497M	1.4%	—	—	COMMON STOCK	594918104
AXP	AMERICAN EXPRESS CO	16,050	$1.445M	1.4%	—	—	COMMON STOCK	025816109
SO	SOUTHERN CO	32,069	$1.409M	1.3%	—	—	COMMON STOCK	842587107
PFE	PFIZER INC	43,561	$1.399M	1.3%	—	—	COMMON STOCK	717081103
AMAT	APPLIED MATERIALS INC	68,450	$1.398M	1.3%	—	—	COMMON STOCK	038222105
—	MEDTRONIC INC	21,588	$1.329M	1.2%	—	—	COMMON STOCK	585055106
NKE	NIKE INC	17,348	$1.281M	1.2%	—	—	COMMON STOCK	654106103
BMY	BRISTOL-MYERS SQUIBB CO	22,172	$1.152M	1.1%	—	—	COMMON STOCK	110122108
MCD	MCDONALDS CORP	10,795	$1.058M	1.0%	—	—	COMMON STOCK	580135101
CSCO	CISCO SYSTEMS INC	45,452	$1.018M	1.0%	—	—	COMMON STOCK	17275R102
ORCL	ORACLE CORP	24,447	$1M	0.9%	—	—	COMMON STOCK	68389X105
MRK	MERCK & CO INC	17,354	$985K	0.9%	—	—	COMMON STOCK	58933Y105
AAPL	APPLE INC	1,820	$977K	0.9%	—	—	COMMON STOCK	037833100
—	DU PONT E I DE NEMOURS & CO	14,336	$962K	0.9%	—	—	COMMON STOCK	263534109
—	JOHNSON CONTROLS INC	17,750	$840K	0.8%	—	—	COMMON STOCK	478366107
STT	STATE STREET CORP	10,900	$758K	0.7%	—	—	COMMON STOCK	857477103
VWO	VANGUARD	18,400	$746K	0.7%	—	—	MUTUAL FUND/STOCK	922042858
TGT	TARGET CORP	12,012	$727K	0.7%	—	—	COMMON STOCK	87612E106
UPS	UNITED PARCEL SERVICE	6,948	$677K	0.6%	—	—	COMMON STOCK	911312106
—	DOW CHEMICAL CO	13,621	$662K	0.6%	—	—	COMMON STOCK	260543103
SLB	SCHLUMBERGER LTD	6,699	$653K	0.6%	—	—	FOREIGN STOCK	806857108
EFA	ISHARES	9,326	$627K	0.6%	—	—	MUTUAL FUND/STOCK	464287465
NBTB	NBT BANCORP INC	23,486	$574K	0.5%	—	—	COMMON STOCK	628778102
TXN	TEXAS INSTRUMENTS INC	12,075	$569K	0.5%	—	—	COMMON STOCK	882508104
ECL	ECOLAB INC	5,104	$551K	0.5%	—	—	COMMON STOCK	278865100
EXC	EXELON CORP	15,137	$508K	0.5%	—	—	COMMON STOCK	30161N101
LOW	LOWES COMPANIES INC	10,351	$506K	0.5%	—	—	COMMON STOCK	548661107
ADP	AUTOMATIC DATA PROCESSING INC	6,493	$501K	0.5%	—	—	COMMON STOCK	053015103
NSC	NORFOLK SOUTHERN CORP	5,000	$485K	0.5%	—	—	COMMON STOCK	655844108
PM	PHILIP MORRIS INTERNATIONAL INC	5,752	$471K	0.4%	—	—	COMMON STOCK	718172109
APD	AIR PRODUCTS & CHEMICALS INC	3,900	$464K	0.4%	—	—	COMMON STOCK	009158106
MAS	MASCO CORP	17,850	$397K	0.4%	—	—	COMMON STOCK	574599106
—	JACOBS ENGINEERING GROUP	5,749	$365K	0.3%	—	—	COMMON STOCK	469814107
EMR	EMERSON ELECTRIC CO	5,313	$355K	0.3%	—	—	COMMON STOCK	291011104
—	GLAXOSMITHKLINE PLC	6,283	$336K	0.3%	—	—	FOREIGN STOCK	37733W105
—	BAKER HUGHES INC	4,500	$293K	0.3%	—	—	COMMON STOCK	057224107
C	CITIGROUP INC	6,118	$291K	0.3%	—	—	COMMON STOCK	172967424
—	APACHE CORP	3,275	$271K	0.3%	—	—	COMMON STOCK	037411105
BHP	BHP BILLITON LTD	3,900	$265K	0.2%	—	—	FOREIGN STOCK	088606108
HD	HOME DEPOT INC	2,821	$224K	0.2%	—	—	COMMON STOCK	437076102
CAT	CATERPILLAR INC	2,243	$222K	0.2%	—	—	COMMON STOCK	149123101
—	ANNALY CAPITAL MANAGEMENT INC	19,900	$218K	0.2%	—	—	COMMON STOCK	035710409
LMT	LOCKHEED MARTIN CORP	1,316	$215K	0.2%	—	—	COMMON STOCK	539830109
ALL	ALLSTATE CORP	3,650	$207K	0.2%	—	—	COMMON STOCK	020002101
BRK/B	BERKSHIRE HATHAWAY INC	1,632	$204K	0.2%	—	—	COMMON STOCK	084670702
—	ALCOA INC	13,600	$175K	0.2%	—	—	COMMON STOCK	013817101