Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
—	GENERAL ELECTRIC CO	455,312	$11.79M	11.0%	$25.89	—	—	COMMON STOCK	369604103
—	TRUSTCO BANK CORP NY	1,104,270	$7.774M	7.3%	$7.04	—	—	COMMON STOCK	898349105
XOM	EXXON MOBIL CORP	77,495	$7.569M	7.1%	$97.67	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	55,136	$5.416M	5.1%	$98.23	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	98,061	$3.791M	3.6%	$38.66	—	—	COMMON STOCK	191216100
PG	PROCTER & GAMBLE CO	41,321	$3.331M	3.1%	$80.61	—	—	COMMON STOCK	742718109
CVX	CHEVRON CORP NEW	25,915	$3.081M	2.9%	$118.89	—	—	COMMON STOCK	166764100
—	UNITED TECHNOLOGIES CORP	26,116	$3.051M	2.9%	$116.82	—	—	COMMON STOCK	913017109
DIS	DISNEY WALT CO	35,321	$2.828M	2.7%	$80.07	—	—	COMMON STOCK	254687106
PEP	PEPSICO INC	32,900	$2.747M	2.6%	$83.50	—	—	COMMON STOCK	713448108
INTC	INTEL CORP	100,230	$2.587M	2.4%	$25.81	—	—	COMMON STOCK	458140100
WFC	WELLS FARGO & CO NEW	51,024	$2.538M	2.4%	$49.74	—	—	COMMON STOCK	949746101
IBM	INTERNATIONAL BUSINESS MACHS	12,745	$2.454M	2.3%	$192.55	—	—	COMMON STOCK	459200101
JPM	JPMORGAN CHASE & CO	39,643	$2.407M	2.3%	$60.72	—	—	COMMON STOCK	46625H100
MMM	3M CO	14,968	$2.03M	1.9%	$135.62	—	—	COMMON STOCK	88579Y101
ABBV	ABBVIE INC	36,590	$1.881M	1.8%	$51.41	—	—	COMMON STOCK	00287Y109
T	AT&T INC	50,710	$1.778M	1.7%	$35.06	—	—	COMMON STOCK	00206R102
ABT	ABBOTT LABORATORIES	46,019	$1.772M	1.7%	$38.51	—	—	COMMON STOCK	002824100
WMT	WAL-MART STORES INC	22,341	$1.708M	1.6%	$76.45	—	—	COMMON STOCK	931142103
CL	COLGATE PALMOLIVE CO	26,227	$1.701M	1.6%	$64.86	—	—	COMMON STOCK	194162103
GIS	GENERAL MILLS INC	31,410	$1.627M	1.5%	$51.80	—	—	COMMON STOCK	370334104
VZ	VERIZON COMMUNICATIONS INC	32,744	$1.558M	1.5%	$47.58	—	—	COMMON STOCK	92343V104
MSFT	MICROSOFT CORP	36,531	$1.497M	1.4%	$40.98	—	—	COMMON STOCK	594918104
AXP	AMERICAN EXPRESS CO	16,050	$1.445M	1.4%	$90.03	—	—	COMMON STOCK	025816109
SO	SOUTHERN CO	32,069	$1.409M	1.3%	$43.94	—	—	COMMON STOCK	842587107
PFE	PFIZER INC	43,561	$1.399M	1.3%	$32.12	—	—	COMMON STOCK	717081103
AMAT	APPLIED MATERIALS INC	68,450	$1.398M	1.3%	$20.42	—	—	COMMON STOCK	038222105
—	MEDTRONIC INC	21,588	$1.329M	1.2%	$61.56	—	—	COMMON STOCK	585055106
NKE	NIKE INC	17,348	$1.281M	1.2%	$73.84	—	—	COMMON STOCK	654106103
BMY	BRISTOL-MYERS SQUIBB CO	22,172	$1.152M	1.1%	$51.96	—	—	COMMON STOCK	110122108
MCD	MCDONALDS CORP	10,795	$1.058M	1.0%	$98.01	—	—	COMMON STOCK	580135101
CSCO	CISCO SYSTEMS INC	45,452	$1.018M	1.0%	$22.40	—	—	COMMON STOCK	17275R102
ORCL	ORACLE CORP	24,447	$1M	0.9%	$40.90	—	—	COMMON STOCK	68389X105
MRK	MERCK & CO INC	17,354	$985K	0.9%	$56.76	—	—	COMMON STOCK	58933Y105
AAPL	APPLE INC	1,820	$977K	0.9%	$536.81	—	—	COMMON STOCK	037833100
—	DU PONT E I DE NEMOURS & CO	14,336	$962K	0.9%	$67.10	—	—	COMMON STOCK	263534109
—	JOHNSON CONTROLS INC	17,750	$840K	0.8%	$47.32	—	—	COMMON STOCK	478366107
STT	STATE STREET CORP	10,900	$758K	0.7%	$69.54	—	—	COMMON STOCK	857477103
VWO	VANGUARD	18,400	$746K	0.7%	$40.54	—	—	MUTUAL FUND/STOCK	922042858
TGT	TARGET CORP	12,012	$727K	0.7%	$60.52	—	—	COMMON STOCK	87612E106
UPS	UNITED PARCEL SERVICE	6,948	$677K	0.6%	$97.44	—	—	COMMON STOCK	911312106
—	DOW CHEMICAL CO	13,621	$662K	0.6%	$48.60	—	—	COMMON STOCK	260543103
SLB	SCHLUMBERGER LTD	6,699	$653K	0.6%	$97.48	—	—	FOREIGN STOCK	806857108
EFA	ISHARES	9,326	$627K	0.6%	$67.23	—	—	MUTUAL FUND/STOCK	464287465
NBTB	NBT BANCORP INC	23,486	$574K	0.5%	$24.44	—	—	COMMON STOCK	628778102
TXN	TEXAS INSTRUMENTS INC	12,075	$569K	0.5%	$47.12	—	—	COMMON STOCK	882508104
ECL	ECOLAB INC	5,104	$551K	0.5%	$107.95	—	—	COMMON STOCK	278865100
EXC	EXELON CORP	15,137	$508K	0.5%	$33.56	—	—	COMMON STOCK	30161N101
LOW	LOWES COMPANIES INC	10,351	$506K	0.5%	$48.88	—	—	COMMON STOCK	548661107
ADP	AUTOMATIC DATA PROCESSING INC	6,493	$501K	0.5%	$77.16	—	—	COMMON STOCK	053015103
NSC	NORFOLK SOUTHERN CORP	5,000	$485K	0.5%	$97.00	—	—	COMMON STOCK	655844108
PM	PHILIP MORRIS INTERNATIONAL INC	5,752	$471K	0.4%	$81.88	—	—	COMMON STOCK	718172109
APD	AIR PRODUCTS & CHEMICALS INC	3,900	$464K	0.4%	$118.97	—	—	COMMON STOCK	009158106
MAS	MASCO CORP	17,850	$397K	0.4%	$22.24	—	—	COMMON STOCK	574599106
—	JACOBS ENGINEERING GROUP	5,749	$365K	0.3%	$63.49	—	—	COMMON STOCK	469814107
EMR	EMERSON ELECTRIC CO	5,313	$355K	0.3%	$66.82	—	—	COMMON STOCK	291011104
—	GLAXOSMITHKLINE PLC	6,283	$336K	0.3%	$53.48	—	—	FOREIGN STOCK	37733W105
—	BAKER HUGHES INC	4,500	$293K	0.3%	$65.11	—	—	COMMON STOCK	057224107
C	CITIGROUP INC	6,118	$291K	0.3%	$47.56	—	—	COMMON STOCK	172967424
—	APACHE CORP	3,275	$271K	0.3%	$82.75	—	—	COMMON STOCK	037411105
BHP	BHP BILLITON LTD	3,900	$265K	0.2%	$67.95	—	—	FOREIGN STOCK	088606108
HD	HOME DEPOT INC	2,821	$224K	0.2%	$79.40	—	—	COMMON STOCK	437076102
CAT	CATERPILLAR INC	2,243	$222K	0.2%	$98.97	—	—	COMMON STOCK	149123101
—	ANNALY CAPITAL MANAGEMENT INC	19,900	$218K	0.2%	$10.95	—	—	COMMON STOCK	035710409
LMT	LOCKHEED MARTIN CORP	1,316	$215K	0.2%	$163.37	—	—	COMMON STOCK	539830109
ALL	ALLSTATE CORP	3,650	$207K	0.2%	$56.71	—	—	COMMON STOCK	020002101
BRK/B	BERKSHIRE HATHAWAY INC	1,632	$204K	0.2%	$125.00	—	—	COMMON STOCK	084670702
—	ALCOA INC	13,600	$175K	0.2%	$12.87	—	—	COMMON STOCK	013817101