Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
ADBE	ADOBE INC	218,819	$122M	39.7%	$555.53 *	$44.30	+993.0%	COMMON STOCK	00724F101
IEFA	ISHARES TR CORE MSCI EAFE	182,596	$13.26M	4.3%	$72.63	$60.33	—	COMMON STOCK	46432F842
GOOGL	ALPHABET INC CAP STK CL A	66,898	$12.19M	4.0%	$182.15 *	$106.54	+57.1%	COMMON STOCK	02079K305
AGG	ISHARES CORE U.S.AGGREGATE BOND ETF	125,232	$12.16M	4.0%	$97.07	$102.54	—	ETF - FIXED INCOME	464287226
JPM	JPMORGAN CHASE & CO	54,333	$10.99M	3.6%	$202.26 *	$40.35	+368.8%	COMMON STOCK	46625H100
AAPL	APPLE INCORPORATED	50,810	$10.7M	3.5%	$210.62 *	$86.81	+113.2%	COMMON STOCK	037833100
LRGF	ISHARES TRUST U S EQUITY FACTOR ETF	176,690	$9.838M	3.2%	$55.68	$32.49	—	ETF	46434V282
IMTM	ISHARES MSCI INTL MOMENTUM FACTOR ETF	250,740	$9.699M	3.2%	$38.68	$31.47	—	COMMON STOCK	46434V449
AXP	AMERICAN EXPRESS CO	39,793	$9.214M	3.0%	$231.55	$64.98	+249.8%	COMMON STOCK	025816109
V	VISA INC	29,604	$7.77M	2.5%	$262.46 *	$57.69	+369.5%	COMMON STOCK	92826C839
USMV	ISHARES MSCI USA MIN VOL FACTOR ETF	84,991	$7.136M	2.3%	$83.96	$57.92	—	COMMON STOCK	46429B697
MDLZ	MONDELEZ INTL INC CL A	107,304	$7.022M	2.3%	$65.44	$35.16	+85.3%	COMMON STOCK	609207105
JNJ	JOHNSON & JOHNSON	40,849	$5.97M	2.0%	$146.16 *	$68.67	+106.0%	COMMON STOCK	478160104
ABT	ABBOTT LABORATORIES	56,995	$5.922M	1.9%	$103.91	$33.35	+208.6%	COMMON STOCK	002824100
PEP	PEPSICO INC	32,893	$5.425M	1.8%	$164.93	$59.96	+170.7%	COMMON STOCK	713448108
DHR	DANAHER CORPORATION	21,685	$5.418M	1.8%	$249.85	$25.39	+885.6%	COMMON STOCK	235851102
CARR	CARRIER GLOBAL CORPORATION	74,302	$4.687M	1.5%	$63.08 *	$24.66	+144.1%	COMMON STOCK	14448C104
DIS	DISNEY (WALT) COMPANY	45,395	$4.507M	1.5%	$99.29 *	$65.75	+60.5%	COMMON STOCK	254687106
AMT	AMERICAN TOWER CORP NEW	23,071	$4.485M	1.5%	$194.38 *	$118.83	+48.3%	COMMON STOCK REIT	03027X100
RTX	RTX CORPORATION	39,905	$4.006M	1.3%	$100.39	$55.09	+81.7%	COMMON STOCK	75513E101
VGLT	VANGUARD LONG TERM TREASURY ETF	68,053	$3.925M	1.3%	$57.68	$62.61	—	ETF - FIXED INCOME	92206C847
SBUX	STARBUCKS CORP	50,264	$3.913M	1.3%	$77.85	$46.49	+67.9%	COMMON STOCK	855244109
ISRG	INTUITIVE SURGICAL INC	8,755	$3.895M	1.3%	$444.84 *	$263.30	+51.3%	COMMON STOCK	46120E602
TOTL	SSGA DOUBLELINE TOTAL RETURN BOND ETF	89,744	$3.565M	1.2%	$39.72	$40.24	—	ETF - FIXED INCOME	78467V848
VGSH	VANGUARD SHORT-TERM TREASURY ETF	50,245	$2.914M	1.0%	$57.99	$58.48	—	ETF - FIXED INCOME	92206C102
MRK	MERCK & CO NEW	20,232	$2.505M	0.8%	$123.80	$30.05	+305.0%	COMMON STOCK	58933Y105
GOOG	ALPHABET INC CAP STK CL C	11,180	$2.051M	0.7%	$183.42 *	$107.07	+57.7%	COMMON STOCK	02079K107
EBAY	EBAY INC	37,030	$1.989M	0.7%	$53.72 *	$20.47	+147.7%	COMMON STOCK	278642103
FTV	FORTIVE CORP	14,358	$1.064M	0.3%	$74.10 *	$30.87	+86.7%	COMMON STOCK	34959J108
SPY	SPDR S & P DEPOSIT RCPTS	1,538	$837K	0.3%	$544.20	$167.64	—	ETF	78462F103
EFA	ISHARES TRUST ETF	8,907	$698K	0.2%	$78.33	$75.35	—	FOREIGN ETF	464287465
IGSB	ISHARES TR1-5 YR INVE GRADE	11,840	$607K	0.2%	$51.24	$51.27	—	ETF - FIXED INCOME	464288646
MSFT	MICROSOFT CORP	1,283	$573K	0.2%	$446.95 *	$191.31	+118.1%	COMMON STOCK	594918104
IVV	ISHARES CORE S & P 500 ETF	869	$476K	0.2%	$547.21	$371.80	—	ETF	464287200
MCD	MCDONALDS CORP	1,787	$455K	0.1%	$254.84	$72.20	+253.3%	COMMON STOCK	580135101
FLIA	FRANKLIN INTERNATIONAL AGGREGATE BOND ETF	22,346	$450K	0.1%	$20.15	$20.37	—	ETF - FIXED INCOME	35473P611
DGRO	ISHARES TR CORE DIV GRWTH	7,300	$421K	0.1%	$57.61	$34.79	—	COMMON STOCK	46434V621
SGOL	ABERDEEN PHYSICAL GOLD SHARES	18,250	$405K	0.1%	$22.21	$25.55	—	ETF	00326A104
DEUS	XTRACKERS RUSSELL 1000 COMP FACTOR ETF	7,683	$387K	0.1%	$50.38	$34.44	—	ETF	233051481
IUSB	ISHARES CORE TOTAL USD BOND MARKET ETF	8,502	$384K	0.1%	$45.22	$46.06	—	ETF - FIXED INCOME	46434V613
HDV	ISHARES CORE HIGH DIVIDEND ETF	3,000	$326K	0.1%	$108.70	$88.13	—	ETF	46429B663
PHYS	SPROTT PHYSICAL GOLD TR UNIT	18,000	$325K	0.1%	$18.05	$10.11	—	COMMON STOCK	85207H104
ADP	AUTOMATIC DATA PROCESSING IN	1,250	$298K	0.1%	$238.69	$89.59	+164.1%	COMMON STOCK	053015103
EFAV	ISHARES MSCI EAFE MIN VOL FACTOR ETF	3,550	$246K	0.1%	$69.35	$69.09	—	COMMON STOCK	46429B689
DWAS	INVESCO DWA SC MOMENTUM	2,093	$178K	0.1%	$85.04	$89.18	—	COMMON STOCK	46138E842
GOVT	ISHARES TR US TREAS BD ETF	7,673	$173K	0.1%	$22.56	$23.03	—	ETF - FIXED INCOME	46429B267
JPST	ETF J P MORGAN ULTRA-SHORT	3,287	$166K	0.1%	$50.47	$50.47	—	ETF	46641Q837
SYY	SYSCO CORP	2,150	$153K	0.1%	$71.38	$26.23	+171.3%	COMMON STOCK	871829107
T	A T & T INC	7,800	$149K	0.0%	$19.11 *	$13.63	+18.6%	COMMON STOCK	00206R102
DEO	DIAGEO PLC SPON ADR NEW	900	$113K	0.0%	$126.08	$132.22	—	FOREIGN EQUITIES	25243Q205
BAX	BAXTER INTL INC	1,600	$53,520	0.0%	$33.45 *	$55.78	-36.3%	COMMON STOCK	071813109
IEMG	ISHARES INC CORE MSCI EMKT	972	$52,020	0.0%	$53.52	$50.55	—	COMMON STOCK	46434G103
FNDF	SCHWAB FUNDAMENTAL INTL EQUITY ETF	1,363	$47,730	0.0%	$35.02	$32.29	—	ETF	808524755
MTUM	ISHARES MSCI USA MOMENTUS FACTOR ETF	183	$35,659	0.0%	$194.86	$187.34	—	ETF	46432F396
SCHV	SCHWAB US LARGE CAP VALUE ETF	433	$32,075	0.0%	$74.08	$75.97	—	ETF	808524409
SPHQ	ETF INVESCO S&P 500 QUALITY	401	$25,478	0.0%	$63.54	$58.68	—	ETF - FIXED INCOME	46137V241
MDYV	SPDR S&P 400 MID CAP VALUE	251	$18,305	0.0%	$72.93	$64.85	—	COMMON STOCK	78464A839
SPIB	SPDR PORTFOLIO INTERM TERM CORP BD ETF	373	$12,139	0.0%	$32.54	$31.45	—	ETF - FIXED INCOME	78464A375
SHY	ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND	68	$5,551	0.0%	$81.63	$82.68	—	ETF - FIXED INCOME	464287457
NUS	NU SKIN ENTERPRISES	500	$5,270	0.0%	$10.54 *	$37.42	-67.6%	COMMON STOCK	67018T105
AVDE	AVANTIS INTERNATIONAL EQUITY ETF	30	$1,867	0.0%	$62.23	$63.73	—	ETF	025072703