Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMAT	APPLIED MATERIALS INC	29,012	$6.847M	7.3%	—	—	COMMON STOCK	038222105
MSFT	MICROSOFT CORP	13,716	$6.13M	6.5%	—	—	COMMON STOCK	594918104
AAPL	APPLE INC	26,241	$5.527M	5.9%	—	—	COMMON STOCK	037833100
JPM	JP MORGAN CHASE & CO	22,867	$4.625M	4.9%	—	—	COMMON STOCK	46625H100
GE	GE AEROSPACE	28,148	$4.475M	4.8%	—	—	COMMON STOCK	369604301
XOM	EXXON MOBIL CORP	31,949	$3.678M	3.9%	—	—	COMMON STOCK	30231G102
ABBV	ABBVIE INC SR NT	19,405	$3.328M	3.5%	—	—	COMMON STOCK	00287Y109
TRST	TRUSTCO BANK CORP NY	112,320	$3.231M	3.4%	—	—	COMMON STOCK	898349204
JNJ	JOHNSON & JOHNSON	20,816	$3.042M	3.2%	—	—	COMMON STOCK	478160104
PG	PROCTER & GAMBLE CO	17,334	$2.859M	3.0%	—	—	COMMON STOCK	742718109
KO	COCA COLA CO	44,813	$2.852M	3.0%	—	—	COMMON STOCK	191216100
PEP	PEPSICO INC	15,417	$2.543M	2.7%	—	—	COMMON STOCK	713448108
CVX	CHEVRON CORP NEW	15,810	$2.473M	2.6%	—	—	COMMON STOCK	166764100
AXP	AMERICAN EXPRESS CO	9,694	$2.245M	2.4%	—	—	COMMON STOCK	025816109
ABT	ABBOTT LABORATORIES	20,644	$2.145M	2.3%	—	—	COMMON STOCK	002824100
LLY	ELI LILLY & CO	1,819	$1.647M	1.8%	—	—	COMMON STOCK	532457108
MCD	MCDONALDS CORP	6,336	$1.615M	1.7%	—	—	COMMON STOCK	580135101
WMT	WALMART INC	23,178	$1.569M	1.7%	—	—	COMMON STOCK	931142103
DIS	DISNEY WALT CO	15,013	$1.491M	1.6%	—	—	COMMON STOCK	254687106
INTC	INTEL CORP	42,034	$1.302M	1.4%	—	—	COMMON STOCK	458140100
LOW	LOWES COMPANIES INC	5,903	$1.301M	1.4%	—	—	COMMON STOCK	548661107
ORCL	ORACLE CORP	9,129	$1.289M	1.4%	—	—	COMMON STOCK	68389X105
TXN	TEXAS INSTRUMENTS INC	6,610	$1.286M	1.4%	—	—	COMMON STOCK	882508104
MRK	MERCK & CO INC	10,332	$1.279M	1.4%	—	—	COMMON STOCK	58933Y105
RTX	RTX CORPORATION	12,532	$1.258M	1.3%	—	—	COMMON STOCK	75513E101
CL	COLGATE PALMOLIVE CO	12,358	$1.199M	1.3%	—	—	COMMON STOCK	194162103
GEV	GE VERNOVA INC	6,942	$1.191M	1.3%	—	—	COMMON STOCK	36828A101
SO	SOUTHERN CO	13,757	$1.067M	1.1%	—	—	COMMON STOCK	842587107
IBM	INTERNATIONAL BUSINESS MACHS	6,154	$1.064M	1.1%	—	—	COMMON STOCK	459200101
CSCO	CISCO SYSTEMS INC	20,740	$985K	1.0%	—	—	COMMON STOCK	17275R102
GIS	GENERAL MILLS INC	15,474	$979K	1.0%	—	—	COMMON STOCK	370334104
EMR	EMERSON ELECTRIC CO	8,391	$924K	1.0%	—	—	COMMON STOCK	291011104
HD	HOME DEPOT INC	2,642	$909K	1.0%	—	—	COMMON STOCK	437076102
TGT	TARGET CORP	5,764	$853K	0.9%	—	—	COMMON STOCK	87612E106
NKE	NIKE INC	11,043	$832K	0.9%	—	—	COMMON STOCK	654106103
ADP	AUTOMATIC DATA PROCESSING INC	3,176	$758K	0.8%	—	—	COMMON STOCK	053015103
QQQ	INVESCO QQQ TR	1,568	$751K	0.8%	—	—	MUTUAL FUND/STO	46090E103
BRK/B	BERKSHIRE HATHAWAY INC	1,577	$642K	0.7%	—	—	COMMON STOCK	084670702
GEHC	GE HEALTHCARE TECHNOLOGIES INC	8,208	$640K	0.7%	—	—	COMMON STOCK	36266G107
MAS	MASCO CORP	9,525	$635K	0.7%	—	—	COMMON STOCK	574599106
GOOG	ALPHABET INC	3,445	$632K	0.7%	—	—	COMMON STOCK	02079K107
VZ	VERIZON COMMUNICATIONS INC	15,217	$628K	0.7%	—	—	COMMON STOCK	92343V104
PFE	PFIZER INC	19,793	$554K	0.6%	—	—	COMMON STOCK	717081103
MDT	MEDTRONIC PLC	6,918	$545K	0.6%	—	—	FOREIGN STOCK	G5960L103
PM	PHILIP MORRIS INTERNATIONAL INC	4,784	$485K	0.5%	—	—	COMMON STOCK	718172109
LMT	LOCKHEED MARTIN CORP	1,032	$482K	0.5%	—	—	COMMON STOCK	539830109
NSC	NORFOLK SOUTHERN CORP	2,134	$458K	0.5%	—	—	COMMON STOCK	655844108
ECL	ECOLAB INC	1,760	$419K	0.4%	—	—	COMMON STOCK	278865100
CAT	CATERPILLAR INC	1,231	$410K	0.4%	—	—	COMMON STOCK	149123101
UPS	UNITED PARCEL SERVICE	2,892	$396K	0.4%	—	—	COMMON STOCK	911312106
MMM	3M CO	3,823	$391K	0.4%	—	—	COMMON STOCK	88579Y101
T	AT&T INC	19,790	$378K	0.4%	—	—	COMMON STOCK	00206R102
JCI	JOHNSON CTLS INTL PLC SHS	5,536	$368K	0.4%	—	—	FOREIGN STOCK	G51502105
STT	STATE STREET CORP	4,806	$356K	0.4%	—	—	COMMON STOCK	857477103
IJH	ISHARES CORE S&P MID-CAP (MKT)	5,604	$328K	0.3%	—	—	MUTUAL FUND/STO	464287507
VWO	VANGUARD EMERGING MARKETS STOCK	7,312	$320K	0.3%	—	—	MUTUAL FUND/STO	922042858
BMY	BRISTOL-MYERS SQUIBB CO	7,573	$315K	0.3%	—	—	COMMON STOCK	110122108
META	META PLATFORMS INC	609	$307K	0.3%	—	—	COMMON STOCK	30303M102
CVS	CVS HEALTH CORPORATION	5,090	$301K	0.3%	—	—	COMMON STOCK	126650100
ALL	ALLSTATE CORP	1,776	$284K	0.3%	—	—	COMMON STOCK	020002101
DD	DUPONT DE NEMOURS INC	3,498	$282K	0.3%	—	—	COMMON STOCK	26614N102
J	JACOBS SOLUTIONS INC	1,895	$265K	0.3%	—	—	COMMON STOCK	46982L108
MO	ALTRIA GROUP INC	5,673	$258K	0.3%	—	—	COMMON STOCK	02209S103
IEI	ISHARES 3-7 YEAR TREASURY BOND	2,140	$247K	0.3%	—	—	MUTUAL FUND/GOV	464288661
DOW	DOW INC COM	4,477	$238K	0.3%	—	—	COMMON STOCK	260557103
VO	VANGUARD MID-CAP ETF (MKT)	954	$231K	0.2%	—	—	MUTUAL FUND/STO	922908629
FDIS	FIDELITY MSCI CONSUMER	2,800	$227K	0.2%	—	—	MUTUAL FUND/STO	316092204
CME	CME GROUP INC	1,133	$223K	0.2%	—	—	COMMON STOCK	12572Q105
YUM	YUM! BRANDS INC	1,669	$221K	0.2%	—	—	COMMON STOCK	988498101