Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IBM	International Business Machine	40,089	$7.661M	3.4%	$118.94	0.0%	COM	459200101
XOM	Exxon Mobil Corp.	82,293	$7.435M	3.3%	$53.69	0.0%	COM	30231G102
JNJ	Johnson & Johnson	84,556	$7.26M	3.2%	$59.66	0.0%	COM	478160104
PG	Procter & Gamble	93,144	$7.171M	3.2%	$55.00	0.0%	COM	742718109
—	General Electric Company	308,692	$7.159M	3.2%	$23.19	—	COM	369604103
CVX	ChevronTexaco Corporation	53,640	$6.348M	2.8%	$71.30	0.0%	COM	166764100
MSFT	Microsoft Corp.	157,752	$5.45M	2.4%	$26.70	0.0%	COM	594918104
—	Liberty Property Trust	142,064	$5.251M	2.3%	$36.96	—	COM	531172104
AMG	Affiliated Managers Group, Inc	31,837	$5.219M	2.3%	$153.14	0.0%	COM	008252108
—	United Technologies	55,810	$5.187M	2.3%	$92.94	—	COM	913017109
NSRGY	Nestle SA Spon ADR	78,726	$5.179M	2.3%	$65.79	—	COM	641069406
TJX	TJX Companies Inc.	103,360	$5.174M	2.3%	$20.82	0.0%	COM	872540109
PNC	PNC Financial Services Group,	67,677	$4.935M	2.2%	$47.34	0.0%	COM	693475105
ADP	Automatic Data Processing	71,299	$4.91M	2.2%	$45.09	0.0%	COM	053015103
PEP	PepsiCo Inc.	59,289	$4.849M	2.2%	$56.00	0.0%	COM	713448108
BA	Boeing Co.	44,608	$4.57M	2.0%	$80.37	0.0%	COM	097023105
ADBE	Adobe Systems Inc.	91,483	$4.168M	1.9%	$44.30	0.0%	COM	00724F101
PAA	Plains All Amer Pipeline LP	72,150	$4.027M	1.8%	$55.81	—	COM	726503105
PPL	PPL Corporation	132,015	$3.995M	1.8%	$16.36	0.0%	COM	69351T106
OMC	Omnicom Group	60,035	$3.774M	1.7%	$40.69	0.0%	COM	681919106
EAT	Brinker International Inc.	95,195	$3.754M	1.7%	$32.07	0.0%	COM	109641100
CAG	ConAgra Foods Inc.	106,985	$3.737M	1.7%	$17.69	0.0%	COM	205887102
UPS	United Parcel Service, Inc. Cl	41,682	$3.605M	1.6%	$55.38	0.0%	COM	911312106
—	Express Scripts Holding Compan	57,998	$3.581M	1.6%	$61.74	—	COM	30219G108
—	McKesson Corporation	28,914	$3.311M	1.5%	$114.51	—	COM	58155q103
UNH	UnitedHealth Group Inc.	49,299	$3.228M	1.4%	$50.75	0.0%	COM	91324P102
FITB	Fifth Third Bancorp	172,812	$3.119M	1.4%	$11.47	0.0%	COM	316773100
—	Agilent Technologies	69,875	$2.988M	1.3%	$42.76	—	COM	00846u101
AAPL	Apple Computer	7,525	$2.984M	1.3%	$13.16	0.0%	COM	037833100
—	Weatherford Int'l Ltd.	212,400	$2.91M	1.3%	$13.70	—	COM	H27013103
KEY	KeyCorp	260,575	$2.877M	1.3%	$6.48	0.0%	COM	493267108
ABT	Abbott Laboratories	81,400	$2.839M	1.3%	$28.85	0.0%	COM	002824100
—	Energy Transfer Partners, L.P.	53,187	$2.688M	1.2%	$50.54	—	COM	29273r109
—	Energy XXI (Bermuda) Ltd.	118,600	$2.63M	1.2%	$22.18	—	COM	G10082140
—	Sapient Corporation	197,700	$2.582M	1.2%	$13.06	—	COM	803062108
—	BCE Inc.	61,958	$2.542M	1.1%	$41.03	—	COM	05534b760
—	Susquehanna Bancshares, Inc.	195,528	$2.513M	1.1%	$12.85	—	COM	869099101
—	Symantec Corporation	109,150	$2.454M	1.1%	$22.48	—	COM	871503108
IWN	iShares Russell 2000 Value Ind	28,167	$2.42M	1.1%	$85.92	—	XTMF	464287630
—	Exelon Corporation	77,112	$2.381M	1.1%	$30.88	—	COM	30161n101
BHP	BHP Billiton Ltd Adr	40,884	$2.357M	1.1%	$57.65	—	COM	088606108
COP	ConocoPhillips	35,643	$2.156M	1.0%	$39.96	0.0%	COM	20825C104
—	AbbVie Inc.	50,918	$2.105M	0.9%	$41.34	—	COM	00287y109
—	AT&T, Inc.	58,114	$2.057M	0.9%	$35.40	—	COM	00206r102
—	Enbridge Energy Partners, L.P.	65,560	$1.999M	0.9%	$30.49	—	COM	29250r106
—	Warner Chilcott, PLC	96,400	$1.919M	0.9%	$19.91	—	COM	G94368100
EMR	Emerson Electric Co	32,384	$1.766M	0.8%	$40.02	0.0%	COM	291011104
—	Kinder Morgan Energy Partners	18,255	$1.559M	0.7%	$85.40	—	COM	494550106
BAC	Bank of America Corp.	115,700	$1.488M	0.7%	$10.03	0.0%	COM	060505104
GIS	General Mills Inc.	29,660	$1.439M	0.6%	$31.98	0.0%	COM	370334104
UNP	Union Pacific Corp.	9,068	$1.399M	0.6%	$57.06	0.0%	COM	907818108
SUI	Sun Communities Inc.	26,935	$1.34M	0.6%	$49.75	—	COM	866674104
—	Terra Nitrogen Company, LP	6,230	$1.333M	0.6%	$213.96	—	COM	881005201
—	Whiting Petroleum Corp.	28,611	$1.319M	0.6%	$46.10	—	COM	966387102
—	Verizon Communications	25,287	$1.273M	0.6%	$50.34	—	COM	92343v104
—	Cisco Systems Inc.	51,104	$1.244M	0.6%	$24.34	—	COM	17275r102
PDER	Pardee Resources Company, Inc.	4,800	$1.109M	0.5%	$225.60	0.0%	COM	699437109
—	Discover Financial Services	22,924	$1.092M	0.5%	$47.64	—	COM	254709108
KELYA	Kelly Services Cl A	53,200	$929K	0.4%	$14.88	0.0%	COM	488152208
—	SunTrust Banks	29,315	$925K	0.4%	$31.55	—	COM	867914103
KO	Coca-Cola Co.	22,123	$887K	0.4%	$27.85	0.0%	COM	191216100
KMB	Kimberly-Clark Corp.	8,729	$848K	0.4%	$63.06	0.0%	COM	494368103
—	Diageo PLC Spon ADR	6,716	$772K	0.3%	$114.95	—	COM	25243q205
—	Health Care REIT, Inc.	11,509	$771K	0.3%	$66.99	—	COM	42217k106
MRK	Merck & Co.	16,175	$751K	0.3%	$30.02	0.0%	COM	58933Y105
—	3M Co.	6,506	$711K	0.3%	$109.28	—	COM	88579y101
PSX	Phillips 66	11,784	$694K	0.3%	$40.44	0.0%	COM	718546104
—	Du Pont, E. I.	12,620	$663K	0.3%	$52.54	—	COM	263534109
—	Cerner Corporation	6,830	$656K	0.3%	$96.05	—	COM	156782104
—	Newfield Exploration Company	27,225	$650K	0.3%	$23.88	—	COM	651290108
—	J.P. Morgan Chase	12,220	$645K	0.3%	$52.78	—	COM	46625h100
—	Buckeye Partners L P Unit L	8,455	$593K	0.3%	$70.14	—	COM	118230101
SO	Southern Company	12,962	$572K	0.3%	$26.74	0.0%	COM	842587107
—	Annaly Mortgage Management, In	43,419	$546K	0.2%	$12.58	—	COM	035710409
PFE	Pfizer, Inc.	19,413	$544K	0.2%	$16.46	0.0%	COM	717081103
—	People's United Financial, Inc	36,431	$543K	0.2%	$14.90	—	COM	712704105
BDX	Becton Dickinson & Co.	5,475	$541K	0.2%	$78.11	0.0%	COM	075887109
BRK/B	Berkshire Hathaway Inc. Cl B	4,774	$534K	0.2%	$110.02	0.0%	COM	084670702
BRK/A	Berkshire Hathaway Inc. Cl A	3	$506K	0.2%	$165023.42	0.0%	COM	084670108
HAL	Halliburton Company	11,157	$465K	0.2%	$33.21	0.0%	COM	406216101
SLB	Schlumberger Ltd	6,144	$440K	0.2%	$52.90	0.0%	COM	806857108
IWD	iShares Russell 1000 Value Ind	5,017	$420K	0.2%	$83.72	—	XTMF	464287598
—	American National Ins. Co.	3,950	$393K	0.2%	$99.49	—	COM	028591105
BSV	Vanguard Short-Term Bond Fund	4,715	$378K	0.2%	$80.17	—	XTMI	921937827
CZNC	Citizens & Northern Corp.	19,100	$369K	0.2%	$10.24	0.0%	COM	172922106
MCD	McDonald's Corp.	3,665	$363K	0.2%	$71.80	0.0%	COM	580135101
BMY	Bristol-Myers Squibb	8,087	$361K	0.2%	$28.67	0.0%	COM	110122108
AFL	AFLAC Inc.	6,000	$349K	0.2%	$20.11	0.0%	COM	001055102
HBAN	Huntington Bancshares, Inc.	44,150	$347K	0.2%	$4.66	0.0%	COM	446150104
EPD	Enterprise Products Partners L	5,350	$333K	0.1%	$62.24	—	COM	293792107
IJR	iShares S&P SmallCap 600 Index	3,585	$324K	0.1%	$90.38	—	XTMF	464287804
DIS	Disney, Walt	5,073	$320K	0.1%	$56.11	0.0%	COM	254687106
—	Anadarko Petroleum Corp.	3,705	$318K	0.1%	$85.83	—	COM	032511107
IWM	iShares Russell 2000 Index Fun	3,247	$315K	0.1%	$97.01	—	XTMF	464287655
—	VIVUS, Inc.	25,000	$315K	0.1%	$12.60	—	COM	928551100
—	Wisconsin Energy Corp.	7,000	$287K	0.1%	$41.00	—	COM	976657106
VWO	Vanguard Emerging Markets	7,144	$277K	0.1%	$38.77	—	XTIF	922042858
HD	Home Depot Inc.	3,541	$274K	0.1%	$56.05	0.0%	COM	437076102
—	Praxair Inc.	2,349	$271K	0.1%	$115.37	—	COM	74005P104
DUK	Duke Energy Corp.	3,992	$269K	0.1%	$41.83	0.0%	COM	26441C204
INTC	Intel Corporation	10,963	$266K	0.1%	$17.18	0.0%	COM	458140100
SYY	Sysco Corp.	7,740	$264K	0.1%	$24.40	0.0%	COM	871829107
—	SPDR Gold Trust	2,200	$262K	0.1%	$119.09	—	XTMF	78463v107
IWR	iShares Russell Midcap Index F	2,000	$260K	0.1%	$130.00	—	XTMF	464287499
TIP	iShares Barclays US TIPS Fund	2,296	$257K	0.1%	$111.93	—	XTMI	464287176
IVV	iShares S&P 500 Index Fund	1,600	$257K	0.1%	$160.63	—	XTMF	464287200
QCOM	Qualcomm Inc.	3,959	$242K	0.1%	$45.06	0.0%	COM	747525103
SHW	Sherwin Williams	1,308	$231K	0.1%	$53.48	0.0%	COM	824348106
—	Regions Financial Corporation	23,628	$225K	0.1%	$9.52	—	COM	7591ep100
CL	Colgate-Palmolive Co.	3,890	$223K	0.1%	$44.38	0.0%	COM	194162103
IBB	iShares Nasdaq Biotechnology I	1,275	$222K	0.1%	$174.12	—	XTMF	464287556
—	Costco Wholesale	1,982	$219K	0.1%	$110.49	—	COM	22160k105
PPG	PPG Industries	1,475	$216K	0.1%	$59.61	0.0%	COM	693506107
AZN	AstraZeneca PLC Spon ADR	4,575	$216K	0.1%	$47.21	—	COM	046353108
—	Spectra Energy Corporation	5,950	$205K	0.1%	$34.45	—	COM	847560109
CINF	Cincinnati Financial Corp.	4,450	$204K	0.1%	$32.92	0.0%	COM	172062101
—	Synovus Financial Corp	63,539	$186K	0.1%	$2.93	—	COM	87161c105
TELFY	Telefonica SA Sponsored ADR	13,700	$175K	0.1%	$12.77	—	COM	879382208
NWBI	Northwest Bancshares, Inc.	12,100	$163K	0.1%	$5.92	0.0%	COM	667340103
—	MFS Multimarket Income Trust	18,025	$120K	0.1%	$6.66	—	XTMI	552737108
—	HouseRaising, Inc.	10,000	$0	0.0%	—	—	COM	44183w106