Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMAT	APPLIED MATERIALS INC	25,213	$8.618M	7.7%	—	—	COMMON STOCK	038222105
GE	GE AEROSPACE	25,502	$7.237M	6.4%	—	—	COMMON STOCK	369604301
JPM	JP MORGAN CHASE & CO	21,756	$6.4M	5.7%	—	—	COMMON STOCK	46625H100
AAPL	APPLE INC	24,183	$6.137M	5.5%	—	—	COMMON STOCK	037833100
GEV	GE VERNOVA INC	6,547	$5.715M	5.1%	—	—	COMMON STOCK	36828A101
XOM	EXXON MOBIL CORP	30,252	$5.133M	4.6%	—	—	COMMON STOCK	30231G102
MSFT	MICROSOFT CORP	12,820	$4.746M	4.2%	—	—	COMMON STOCK	594918104
JNJ	JOHNSON & JOHNSON	19,295	$4.716M	4.2%	—	—	COMMON STOCK	478160104
TRST	TRUSTCO BANK CORP NY	92,563	$4.052M	3.6%	—	—	COMMON STOCK	898349204
ABBV	ABBVIE INC SR NT	18,576	$4.04M	3.6%	—	—	COMMON STOCK	00287Y109
KO	COCA COLA CO SR GLBL NT	41,181	$3.132M	2.8%	—	—	COMMON STOCK	191216100
CVX	CHEVRON CORP NEW	14,018	$2.9M	2.6%	—	—	COMMON STOCK	166764100
WMT	WALMART INC	22,778	$2.831M	2.5%	—	—	COMMON STOCK	931142103
AXP	AMERICAN EXPRESS CO	9,125	$2.76M	2.5%	—	—	COMMON STOCK	025816109
RTX	RTX CORPORATION	12,434	$2.399M	2.1%	—	—	COMMON STOCK	75513E101
PG	PROCTER & GAMBLE CO	15,833	$2.287M	2.0%	—	—	COMMON STOCK	742718109
MCD	MCDONALDS CORP	6,409	$1.992M	1.8%	—	—	COMMON STOCK	580135101
PEP	PEPSICO INC	12,728	$1.977M	1.8%	—	—	COMMON STOCK	713448108
ABT	ABBOTT LABORATORIES	18,970	$1.948M	1.7%	—	—	COMMON STOCK	002824100
LLY	ELI LILLY & CO	1,688	$1.553M	1.4%	—	—	COMMON STOCK	532457108
CSCO	CISCO SYSTEMS INC	18,030	$1.399M	1.2%	—	—	COMMON STOCK	17275R102
LOW	LOWES COMPANIES INC	5,683	$1.343M	1.2%	—	—	COMMON STOCK	548661107
ORCL	ORACLE CORP	9,049	$1.331M	1.2%	—	—	COMMON STOCK	68389X105
TXN	TEXAS INSTRS INC	6,333	$1.229M	1.1%	—	—	COMMON STOCK	882508104
MRK	MERCK & CO INC	9,491	$1.142M	1.0%	—	—	COMMON STOCK	58933Y105
IBM	INTERNATIONAL BUSINESS MACHS	4,706	$1.141M	1.0%	—	—	COMMON STOCK	459200101
DIS	DISNEY WALT CO	11,807	$1.138M	1.0%	—	—	COMMON STOCK	254687106
INTC	INTEL CORP	24,497	$1.081M	1.0%	—	—	COMMON STOCK	458140100
EMR	EMERSON ELECTRIC CO	8,100	$1.061M	0.9%	—	—	COMMON STOCK	291011104
CAT	CATERPILLAR INC	1,488	$1.054M	0.9%	—	—	COMMON STOCK	149123101
QQQ	INVESCO QQQ TRUST	1,808	$1.044M	0.9%	—	—	MUTUAL FUND/STO	46090E103
META	META PLATFORMS INC	1,696	$970K	0.9%	—	—	COMMON STOCK	30303M102
SO	SOUTHERN CO	9,922	$958K	0.9%	—	—	COMMON STOCK	842587107
HD	HOME DEPOT INC	2,771	$911K	0.8%	—	—	COMMON STOCK	437076102
GOOG	ALPHABET INC SR	3,146	$902K	0.8%	—	—	COMMON STOCK	02079K107
CL	COLGATE PALMOLIVE CO	9,630	$821K	0.7%	—	—	COMMON STOCK	194162103
BRK/B	BERKSHIRE HATHAWAY INC	1,456	$698K	0.6%	—	—	COMMON STOCK	084670702
JCI	JOHNSON CTLS INTL PLC SHS	5,238	$686K	0.6%	—	—	FOREIGN STOCK	G51502105
VOO	VANGUARD S&P 500 ETF	1,131	$676K	0.6%	—	—	MUTUAL FUND/STO	922908363
TGT	TARGET CORP	5,301	$642K	0.6%	—	—	COMMON STOCK	87612E106
PM	PHILIP MORRIS INTERNATIONAL INC	3,835	$634K	0.6%	—	—	COMMON STOCK	718172109
ADP	AUTOMATIC DATA PROCESSING INC	2,976	$605K	0.5%	—	—	COMMON STOCK	053015103
NSC	NORFOLK SOUTHERN CORP	2,071	$594K	0.5%	—	—	COMMON STOCK	655844108
MAS	MASCO CORP	9,425	$569K	0.5%	—	—	COMMON STOCK	574599106
STT	STATE STREET CORP	4,430	$561K	0.5%	—	—	COMMON STOCK	857477103
GIS	GENERAL MILLS INC	14,371	$535K	0.5%	—	—	COMMON STOCK	370334104
MMM	3M CO	3,540	$514K	0.5%	—	—	COMMON STOCK	88579Y101
NKE	NIKE INC	9,420	$498K	0.4%	—	—	COMMON STOCK	654106103
LMT	LOCKHEED MARTIN CORP	807	$488K	0.4%	—	—	COMMON STOCK	539830109
GOOGL	ALPHABET INC SR	1,547	$445K	0.4%	—	—	COMMON STOCK	02079K305
ECL	ECOLAB INC	1,620	$431K	0.4%	—	—	COMMON STOCK	278865100
VZ	VERIZON COMMUNICATIONS INC	8,572	$430K	0.4%	—	—	COMMON STOCK	92343V104
GEHC	GE HEALTHCARE TECHNOLOGIES INC	5,530	$394K	0.3%	—	—	COMMON STOCK	36266G107
BMY	BRISTOL-MYERS SQUIBB CO	6,471	$392K	0.3%	—	—	COMMON STOCK	110122108
ALL	ALLSTATE CORP	1,890	$392K	0.3%	—	—	COMMON STOCK	020002101
MDT	MEDTRONIC PLC	4,394	$381K	0.3%	—	—	FOREIGN STOCK	G5960L103
VO	VANGUARD MID-CAP ETF (MKT)	1,233	$354K	0.3%	—	—	MUTUAL FUND/STO	922908629
CME	CME GROUP INC	1,135	$335K	0.3%	—	—	COMMON STOCK	12572Q105
T	AT&T INC	10,541	$306K	0.3%	—	—	COMMON STOCK	00206R102
AMZN	AMAZON COM INC	1,438	$299K	0.3%	—	—	COMMON STOCK	023135106
MO	ALTRIA GROUP INC	4,523	$298K	0.3%	—	—	COMMON STOCK	02209S103
PFE	PFIZER INC	10,559	$296K	0.3%	—	—	COMMON STOCK	717081103
FDIS	FIDELITY MSCI CONSUMER	2,800	$261K	0.2%	—	—	MUTUAL FUND/STO	316092204
C	CITIGROUP INC	2,194	$249K	0.2%	—	—	COMMON STOCK	172967424
MA	MASTERCARD INC	490	$245K	0.2%	—	—	COMMON STOCK	57636Q104
TT	TRANE TECHNOLOGIES PLC	570	$238K	0.2%	—	—	FOREIGN STOCK	G8994E103
NVDA	NVIDIA CORP	1,347	$235K	0.2%	—	—	COMMON STOCK	67066G104
J	JACOBS SOLUTIONS INC	1,645	$209K	0.2%	—	—	COMMON STOCK	46982L108
VWO	VANGUARD EMERGING MARKETS STOCK	3,862	$209K	0.2%	—	—	MUTUAL FUND/STO	922042858
VB	VANGUARD SMALL CAP ETF (MKT)	796	$208K	0.2%	—	—	MUTUAL FUND/STO	922908751
NOC	NORTHROP GRUMMAN CORP	300	$205K	0.2%	—	—	COMMON STOCK	666807102