Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SECTOR SPDR	235,996	$53.39M	10.3%	$116.18	—	COMMON STOCK	81369Y803
MSFT	MICROSOFT	62,343	$27.86M	5.4%	$48.76	+755.8%	COMMON STOCK	594918104
XLV	SECTOR SPDR	136,261	$19.86M	3.8%	$129.79	—	COMMON STOCK	81369Y209
XLE	SECTOR SPDR	183,428	$16.72M	3.2%	$62.20	—	COMMON STOCK	81369Y506
CHMG	CHEMUNG FINANCIAL CORP	339,181	$16.28M	3.2%	$26.55	+53.9%	COMMON STOCK	164024101
IVV	ISHARES	29,717	$16.26M	3.1%	$442.81	—	MUTUAL FUNDS -	464287200
AGG	ISHARES	154,341	$14.98M	2.9%	$98.48	—	MUTUAL FUNDS -	464287226
JPM	JPMORGAN	64,630	$13.07M	2.5%	$96.62	+95.8%	COMMON STOCK	46625H100
MRK	MERCK	104,541	$12.94M	2.5%	$81.92	+48.6%	COMMON STOCK	58933Y105
XSD	SPDR	42,219	$10.45M	2.0%	$175.84	—	COMMON STOCK	78464A862
AMZN	AMAZON.COM	52,680	$10.18M	2.0%	$116.17	+58.1%	COMMON STOCK	023135106
PG	PROCTER	61,157	$10.09M	2.0%	$92.48	+70.0%	COMMON STOCK	742718109
JNJ	JOHNSON	68,107	$9.955M	1.9%	$91.21	+55.1%	COMMON STOCK	478160104
GOOG	ALPHABET	51,517	$9.449M	1.8%	$132.15	+27.8%	COMMON STOCK	02079K107
AXP	AMERICAN	38,299	$8.868M	1.7%	$151.22	+50.3%	COMMON STOCK	025816109
AAPL	APPLE	41,406	$8.721M	1.7%	$93.19	+98.6%	COMMON STOCK	037833100
WMT	WAL-MART	126,683	$8.578M	1.7%	$48.48	+27.8%	COMMON STOCK	931142103
XLI	SECTOR SPDR	70,212	$8.557M	1.7%	$103.62	—	COMMON STOCK	81369Y704
XLC	SECTOR SPDR	99,348	$8.51M	1.6%	$64.75	—	COMMON STOCK	81369Y852
EMR	EMERSON	74,139	$8.167M	1.6%	$86.44	+24.3%	COMMON STOCK	291011104
UNP	UNION	35,521	$8.037M	1.6%	$192.74	+17.0%	COMMON STOCK	907818108
CL	COLGATE PALMOLIVE	81,338	$7.893M	1.5%	$77.50	+14.9%	COMMON STOCK	194162103
QQQ	INVESCO	16,332	$7.825M	1.5%	$182.69	—	MUTUAL FUNDS -	46090E103
PEP	PEPSICO	46,473	$7.665M	1.5%	$82.94	+95.7%	COMMON STOCK	713448108
BRK/B	BERKSHIRE	18,174	$7.393M	1.4%	$235.15	+73.8%	COMMON STOCK	084670702
XLY	SECTOR SPDR	34,541	$6.3M	1.2%	$159.86	—	COMMON STOCK	81369Y407
TMO	THERMO	10,475	$5.793M	1.1%	$560.84	+1.6%	COMMON STOCK	883556102
DE	DEERE & CO	15,471	$5.78M	1.1%	$386.43	-1.5%	COMMON STOCK	244199105
XLRE	SECTOR SPDR	149,938	$5.759M	1.1%	$35.98	—	COMMON STOCK	81369Y860
XLF	SECTOR SPDR	134,509	$5.53M	1.1%	$33.71	—	COMMON STOCK	81369Y605
BKNG	BOOKING	1,375	$5.447M	1.1%	$2422.87	+50.8%	COMMON STOCK	09857L108
XLU	SECTOR SPDR	78,936	$5.379M	1.0%	$66.83	—	COMMON STOCK	81369Y886
PHYS	SPROTT	290,593	$5.248M	1.0%	$18.06	—	MUTUAL FUNDS-AL	85207H104
ECL	ECOLAB	21,467	$5.109M	1.0%	$180.61	+25.8%	COMMON STOCK	278865100
V	VISA	19,421	$5.097M	1.0%	$182.03	+48.8%	COMMON STOCK	92826C839
DIS	WALT	49,944	$4.959M	1.0%	$101.87	+3.6%	COMMON STOCK	254687106
MCD	MCDONALDS CORP	19,443	$4.955M	1.0%	$98.22	+159.7%	COMMON STOCK	580135101
ZBH	ZIMMER	42,723	$4.637M	0.9%	$122.28	-5.2%	COMMON STOCK	98956P102
TRV	THE	22,626	$4.601M	0.9%	$148.90	+40.3%	COMMON STOCK	89417E109
STZ	CONSTELLATION BRANDS INC A	17,682	$4.549M	0.9%	$236.29	+5.1%	COMMON STOCK	21036P108
BAC	BANK	110,191	$4.382M	0.8%	$32.80	+12.3%	COMMON STOCK	060505104
XLB	SECTOR SPDR	48,819	$4.311M	0.8%	$79.63	—	COMMON STOCK	81369Y100
USB	US BANCORP	107,307	$4.26M	0.8%	$38.30	-1.4%	COMMON STOCK	902973304
ICE	INTERCONTINENTAL	29,498	$4.038M	0.8%	$129.80	+1.5%	COMMON STOCK	45866F104
HD	HOME	11,475	$3.95M	0.8%	$112.36	+191.5%	COMMON STOCK	437076102
MDT	MEDTRONIC	49,888	$3.927M	0.8%	$80.58	-3.1%	FOREIGN STOCK	G5960L103
KO	COCA-COLA	60,923	$3.878M	0.8%	$40.80	+44.3%	COMMON STOCK	191216100
GLW	CORNING	96,542	$3.751M	0.7%	$11.25	+199.4%	COMMON STOCK	219350105
IWM	ISHARES	16,755	$3.399M	0.7%	$190.29	—	MUTUAL FUNDS -	464287655
XLP	SECTOR SPDR	41,092	$3.147M	0.6%	$69.88	—	COMMON STOCK	81369Y308
SPMD	SPDR	60,994	$3.129M	0.6%	$47.81	—	MUTUAL FUNDS -	78464A847
CNI	CANADIAN	24,035	$2.839M	0.5%	$45.73	+164.8%	FOREIGN STOCK	136375102
UNH	UNITEDHEALTH	5,159	$2.627M	0.5%	$406.48	+16.4%	COMMON STOCK	91324P102
HON	HONEYWELL	12,144	$2.593M	0.5%	$159.65	+15.1%	COMMON STOCK	438516106
CVX	CHEVRON	13,965	$2.184M	0.4%	$71.47	+107.6%	COMMON STOCK	166764100
AMGN	AMGEN	6,979	$2.181M	0.4%	$240.48	+16.1%	COMMON STOCK	031162100
IYK	ISHARES	32,062	$2.108M	0.4%	$65.75	—	COMMON STOCK	464287812
IWO	ISHARES	7,609	$1.998M	0.4%	$126.39	—	MUTUAL FUNDS -	464287648
AMAT	APPLIED	8,314	$1.962M	0.4%	$73.05	+189.4%	COMMON STOCK	038222105
ADBE	ADOBE	3,469	$1.927M	0.4%	$310.35	+56.0%	COMMON STOCK	00724F101
PFE	PFIZER	66,853	$1.871M	0.4%	$29.54	-16.2%	COMMON STOCK	717081103
JCI	JOHNSON	27,483	$1.827M	0.4%	$51.59	+27.6%	FOREIGN STOCK	G51502105
NVO	NOVO	11,837	$1.69M	0.3%	$79.03	—	FOREIGN STOCK	670100205
BMY	BRISTOL	40,470	$1.681M	0.3%	$53.52	-23.4%	COMMON STOCK	110122108
XOM	EXXON	14,578	$1.678M	0.3%	$52.77	+108.6%	COMMON STOCK	30231G102
MS	MORGAN	15,531	$1.509M	0.3%	$40.40	+124.7%	COMMON STOCK	617446448
EFA	ISHARES	18,281	$1.432M	0.3%	$67.19	—	MUTUAL FUNDS -	464287465
RTX	RTX	13,985	$1.404M	0.3%	$67.71	+47.9%	COMMON STOCK	75513E101
DUK	DUKE	13,793	$1.382M	0.3%	$58.82	+60.2%	COMMON STOCK	26441C204
ABT	ABBOTT	13,041	$1.355M	0.3%	$41.31	+149.2%	COMMON STOCK	002824100
IWN	ISHARES	8,148	$1.241M	0.2%	$111.58	—	MUTUAL FUNDS -	464287630
GOOGL	ALPHABET	6,719	$1.224M	0.2%	$108.30	+54.5%	COMMON STOCK	02079K305
IWD	ISHARES	6,664	$1.163M	0.2%	$138.14	—	MUTUAL FUNDS -	464287598
GD	GENERAL	3,852	$1.118M	0.2%	$203.25	+39.7%	COMMON STOCK	369550108
SO	SOUTHERN COMPANY	13,777	$1.069M	0.2%	$34.30	+109.3%	COMMON STOCK	842587107
VZ	VERIZON	24,470	$1.009M	0.2%	$34.33	+6.2%	COMMON STOCK	92343V104
LMT	LOCKHEED	2,100	$981K	0.2%	$398.25	+10.9%	COMMON STOCK	539830109
GS	GOLDMAN	2,166	$980K	0.2%	$185.73	+128.1%	COMMON STOCK	38141G104
CSCO	CISCO	19,855	$943K	0.2%	$40.90	+10.7%	COMMON STOCK	17275R102
ADI	ANALOG DEVICES INC	4,115	$939K	0.2%	$181.01	+14.7%	COMMON STOCK	032654105
CRM	SALESFORCE	3,335	$857K	0.2%	$199.59	+32.6%	COMMON STOCK	79466L302
TT	TRANE	2,593	$853K	0.2%	$214.57	+46.2%	FOREIGN STOCK	G8994E103
CMCSA	COMCAST	20,321	$796K	0.2%	$35.27	+5.2%	COMMON STOCK	20030N101
PAYX	PAYCHEX INC	6,631	$786K	0.2%	$99.95	+16.4%	COMMON STOCK	704326107
TXN	TEXAS	3,797	$739K	0.1%	$111.17	+58.5%	COMMON STOCK	882508104
TJX	TJX	5,998	$660K	0.1%	$62.28	+58.4%	COMMON STOCK	872540109
ADP	AUTOMATIC	2,692	$643K	0.1%	$187.80	+26.0%	COMMON STOCK	053015103
KVUE	KENVUE	35,089	$638K	0.1%	$21.04	-13.6%	COMMON STOCK	49177J102
VGT	VANGUARD	1,038	$599K	0.1%	$200.35	—	COMMON STOCK	92204A702
TFC	TRUIST	13,404	$521K	0.1%	$32.49	+7.5%	COMMON STOCK	89832Q109
—	BLACKROCK	622	$490K	0.1%	$713.81	—	COMMON STOCK	09247X101
CARR	CARRIER	7,590	$479K	0.1%	$18.18	+231.1%	COMMON STOCK	14448C104
D	DOMINION	9,511	$466K	0.1%	$52.98	-11.1%	COMMON STOCK	25746U109
NEE	NEXTERA	6,505	$461K	0.1%	$54.68	+23.6%	COMMON STOCK	65339F101
ROK	ROCKWELL AUTOMATION INC	1,609	$443K	0.1%	$220.23	+19.2%	COMMON STOCK	773903109
GLD	SPDR	2,000	$430K	0.1%	$113.55	—	MUTUAL FUNDS-AL	78463V107
IDV	ISHARES	15,365	$425K	0.1%	$27.02	—	MUTUAL FUNDS -	464288448
PANW	PALO	1,237	$419K	0.1%	$79.93	+87.1%	COMMON STOCK	697435105
ORLY	O'REILLY	389	$411K	0.1%	$44.38	+55.8%	COMMON STOCK	67103H107
DHR	DANAHER	1,584	$396K	0.1%	$108.39	+130.9%	COMMON STOCK	235851102
LLY	ELI	413	$374K	0.1%	$131.39	+502.0%	COMMON STOCK	532457108
RY	ROYAL	3,427	$365K	0.1%	$88.02	+16.8%	FOREIGN STOCK	780087102
IWY	ISHARES	1,699	$364K	0.1%	$121.26	—	MUTUAL FUNDS -	464289438
MA	MASTERCARD	826	$364K	0.1%	$329.57	+37.0%	COMMON STOCK	57636Q104
SPY	STANDARD & POORS	664	$361K	0.1%	$319.36	—	MUTUAL FUNDS -	78462F103
NOW	SERVICENOW	434	$341K	0.1%	$123.67	+18.7%	COMMON STOCK	81762P102
OTIS	OTIS	3,483	$335K	0.1%	$48.71	+92.4%	COMMON STOCK	68902V107
COST	COSTCO	353	$300K	0.1%	$105.22	+635.4%	COMMON STOCK	22160K105
LH	LABCORP	1,432	$291K	0.1%	$199.50	0.0%	COMMON STOCK	504922105
SDY	SPDR	2,184	$278K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
MAR	MARRIOTT INTERNATIONAL INC CL A	1,133	$274K	0.1%	$162.62	+45.2%	COMMON STOCK	571903202
VYM	VANGUARD	2,244	$266K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
SYK	STRYKER	779	$265K	0.1%	$231.69	+43.9%	COMMON STOCK	863667101
IJK	ISHARES	2,815	$248K	0.0%	$71.51	—	MUTUAL FUNDS -	464287606
IJT	ISHARES	1,822	$234K	0.0%	$138.83	—	MUTUAL FUNDS -	464287887
IBM	INTL	1,210	$209K	0.0%	$141.50	+17.2%	COMMON STOCK	459200101
IR	INGERSOLL	2,249	$204K	0.0%	$85.38	+7.5%	COMMON STOCK	45687V106
HHDS	HIGHLANDS	10,497	$497	0.0%	$0.02	—	COMMON STOCK	43110A104