CHEMUNG CANAL TRUST CO Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES	54,604 (+4.6%)	$37,400 (+7.0%)	7.4%	$546.73	—	MUTUAL FUNDS -	464287200
XLK	SECTOR SPDR	267,672 (+85.3%)	$38,537 (-5.3%)	7.6%	$128.97	—	COMMON STOCK	81369Y803
CRM	SALESFORCE	9,332 (+513.9%)	$2,472 (+586.2%)	0.5%	$240.25	+3.3%	COMMON STOCK	79466L302
PEP	PEPSICO	44,772 (+22.1%)	$6,426 (+24.8%)	1.3%	$113.21	+28.9%	COMMON STOCK	713448108
AAPL	APPLE	52,465 (+1.3%)	$14,263 (+8.1%)	2.8%	$132.00	+103.3%	COMMON STOCK	037833100
META	META PLATFORMS	12,799 (+27.1%)	$8,448 (+14.2%)	1.7%	$606.95	+9.9%	COMMON STOCK	30303M102
AGG	ISHARES	234,171 (+4.9%)	$23,389 (+4.5%)	4.6%	$85.74	—	MUTUAL FUNDS -	464287226
RSP	INVESCO	60,491 (+7.7%)	$11,588 (+8.8%)	2.3%	$182.45	—	MUTUAL FUNDS -	46137V357
IWD	ISHARES	12,867 (+46.9%)	$2,706 (+51.8%)	0.5%	$171.38	—	MUTUAL FUNDS -	464287598
MSFT	MICROSOFT	50,894 (+4.0%)	$24,613 (-2.9%)	4.9%	$66.10	+657.3%	COMMON STOCK	594918104
SMH	VANECK	6,244 (+14.3%)	$2,249 (+26.1%)	0.4%	$330.58	—	COMMON STOCK	92189F676
ADI	ANALOG DEVICES INC	14,111 (+2.6%)	$3,827 (+13.2%)	0.8%	$200.37	+25.1%	COMMON STOCK	032654105
XLC	SECTOR SPDR	39,294 (+10.7%)	$4,626 (+10.1%)	0.9%	$72.63	—	COMMON STOCK	81369Y852
XLP	SECTOR SPDR	64,835 (+8.7%)	$5,036 (+7.7%)	1.0%	$75.66	—	COMMON STOCK	81369Y308
V	VISA	14,055 (+3.9%)	$4,929 (+6.8%)	1.0%	$196.16	+73.5%	COMMON STOCK	92826C839
XLY	SECTOR SPDR	34,003 (+115.8%)	$4,060 (+7.5%)	0.8%	$152.32	—	COMMON STOCK	81369Y407
XLU	SECTOR SPDR	37,833 (+74.5%)	$1,615 (-14.6%)	0.3%	$57.03	—	COMMON STOCK	81369Y886
DIS	WALT	37,531 (+5.7%)	$4,270 (+5.0%)	0.8%	$102.96	+6.4%	COMMON STOCK	254687106
SO	SOUTHERN COMPANY	28,852 (+1.4%)	$2,516 (-6.7%)	0.5%	$66.35	+37.0%	COMMON STOCK	842587107
IWN	ISHARES	4,422 (+24.1%)	$801 (+27.2%)	0.2%	$135.17	—	MUTUAL FUNDS -	464287630
XLE	SECTOR SPDR	182,474 (+103.8%)	$8,158 (+2.0%)	1.6%	$47.23	—	COMMON STOCK	81369Y506
MDT	MEDTRONIC	67,218 (+1.3%)	$6,457 (+2.1%)	1.3%	$83.16	+16.8%	FOREIGN STOCK	G5960L103
LMT	LOCKHEED	2,960 (+11.2%)	$1,432 (+7.7%)	0.3%	$446.00	+6.8%	COMMON STOCK	539830109
BLK	BLACKROCK	2,438 (+10.8%)	$2,609 (+1.7%)	0.5%	$1079.97	+0.9%	COMMON STOCK	09290D101
SBUX	STARBUCKS CORP	4,028 (+14.7%)	$339 (+14.2%)	0.1%	$82.99	+1.3%	COMMON STOCK	855244109
ICE	INTERCONTINENTAL	13,832 (+3.2%)	$2,240 (-0.8%)	0.4%	$135.80	+15.0%	COMMON STOCK	45866F104
XLB	SECTOR SPDR	47,984 (+97.7%)	$2,176 (+0.0%)	0.4%	$62.80	—	COMMON STOCK	81369Y100

Exited Positions (6)

PHYS SPROTT 1.6%

Value ($000) $8,227 Shares 277,740 Est. Cost $18.87 Unrealized —

KVUE KENVUE 0.1%

Value ($000) $436 Shares 26,838 Est. Cost $21.04 Unrealized -22.7%

NVO NOVO 0.1%

Value ($000) $307 Shares 5,540 Est. Cost $79.03 Unrealized —

OTIS OTIS 0.0%

Value ($000) $226 Shares 2,470 Est. Cost $48.71 Unrealized +83.2%

ITW ILLINOIS 0.0%

Value ($000) $212 Shares 813 Est. Cost $237.16 Unrealized +4.4%

NOW SERVICENOW 0.0%

Value ($000) $211 Shares 229 Est. Cost $123.67 Unrealized +38.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
PHYS	SPROTT	277,740	$8,227	1.6%	$18.87	—	—	85207H104
KVUE	KENVUE	26,838	$436	0.1%	$21.04	-22.7%	—	49177J102
NVO	NOVO	5,540	$307	0.1%	$79.03	—	—	670100205
OTIS	OTIS	2,470	$226	0.0%	$48.71	+83.2%	—	68902V107
ITW	ILLINOIS	813	$212	0.0%	$237.16	+4.4%	—	452308109
NOW	SERVICENOW	229	$211	0.0%	$123.67	+38.7%	—	81762P102

Decreased Positions (51)

GOOG ALPHABET 3.3%

Value ($000) $16,840 (+15.0%) Shares 53,665 (-10.7%) Est. Cost $141.22 Unrealized +102.8%

PG PROCTER 1.5%

Value ($000) $7,562 (-22.0%) Shares 52,767 (-16.4%) Est. Cost $100.47 Unrealized +46.5%

VZ VERIZON 0.2%

Value ($000) $887 (-69.1%) Shares 21,770 (-66.7%) Est. Cost $38.09 Unrealized +6.3%

XLRE SECTOR SPDR 0.3%

Value ($000) $1,491 (-56.4%) Shares 36,941 (-54.5%) Est. Cost $38.60 Unrealized —

MRK MERCK 1.5%

Value ($000) $7,795 (+21.7%) Shares 74,055 (-3.0%) Est. Cost $80.82 Unrealized +15.4%

JNJ JOHNSON 3.1%

Value ($000) $15,671 (+7.6%) Shares 75,725 (-3.6%) Est. Cost $102.50 Unrealized +92.2%

HD HOME 0.6%

Value ($000) $2,944 (-21.0%) Shares 8,557 (-7.0%) Est. Cost $112.36 Unrealized +224.5%

PANW PALO 1.0%

Value ($000) $4,956 (-13.4%) Shares 26,905 (-4.2%) Est. Cost $178.73 Unrealized +12.9%

AXP AMERICAN 1.4%

Value ($000) $6,890 (+7.9%) Shares 18,623 (-3.1%) Est. Cost $151.22 Unrealized +136.1%

RTX RTX 1.5%

Value ($000) $7,405 (+6.5%) Shares 40,376 (-2.9%) Est. Cost $107.12 Unrealized +61.8%

BRK/B BERKSHIRE 1.8%

Value ($000) $9,121 (-4.3%) Shares 18,146 (-4.3%) Est. Cost $302.18 Unrealized +64.6%

GOOGL ALPHABET 0.4%

Value ($000) $1,884 (+26.8%) Shares 6,020 (-1.5%) Est. Cost $113.47 Unrealized +151.7%

NVDA NVIDIA CORP 1.3%

Value ($000) $6,550 (-5.6%) Shares 35,118 (-5.6%) Est. Cost $133.19 Unrealized +39.8%

GLW CORNING 1.4%

Value ($000) $7,058 (+5.4%) Shares 80,603 (-1.2%) Est. Cost $11.25 Unrealized +664.3%

CL COLGATE PALMOLIVE 0.2%

Value ($000) $1,168 (-22.6%) Shares 14,780 (-21.7%) Est. Cost $77.58 Unrealized +0.9%

BMY BRISTOL 0.4%

Value ($000) $2,230 (+14.9%) Shares 41,343 (-3.9%) Est. Cost $52.85 Unrealized -10.1%

HON HONEYWELL 0.5%

Value ($000) $2,592 (-9.9%) Shares 13,285 (-2.8%) Est. Cost $175.83 Unrealized +10.9%

TXN TEXAS 0.1%

Value ($000) $596 (-29.3%) Shares 3,437 (-25.1%) Est. Cost $175.07 Unrealized -2.5%

AVGO BROADCOM 0.6%

Value ($000) $2,874 (-7.3%) Shares 8,303 (-11.7%) Est. Cost $200.97 Unrealized +77.6%

DUK DUKE 0.6%

Value ($000) $3,108 (-6.8%) Shares 26,519 (-1.6%) Est. Cost $86.97 Unrealized +39.8%

XLV SECTOR SPDR 1.1%

Value ($000) $5,435 (+4.2%) Shares 35,113 (-6.3%) Est. Cost $133.19 Unrealized —

AMAT APPLIED 0.3%

Value ($000) $1,546 (+16.7%) Shares 6,014 (-7.1%) Est. Cost $73.05 Unrealized +227.9%

XLF SECTOR SPDR 1.2%

Value ($000) $6,057 (-2.9%) Shares 110,585 (-4.4%) Est. Cost $33.71 Unrealized —

TRV THE 1.7%

Value ($000) $8,686 (+2.1%) Shares 29,945 (-1.7%) Est. Cost $181.00 Unrealized +55.0%

ADP AUTOMATIC 0.1%

Value ($000) $414 (-29.4%) Shares 1,611 (-19.4%) Est. Cost $187.80 Unrealized +41.0%

AMGN AMGEN 0.4%

Value ($000) $1,942 (+9.0%) Shares 5,934 (-6.1%) Est. Cost $242.32 Unrealized +30.4%

JCI JOHNSON 0.5%

Value ($000) $2,619 (+5.6%) Shares 21,868 (-3.1%) Est. Cost $51.59 Unrealized +122.5%

UNP UNION 0.5%

Value ($000) $2,405 (-5.1%) Shares 10,397 (-3.1%) Est. Cost $204.32 Unrealized +11.3%

JPM JPMORGAN 2.0%

Value ($000) $10,057 (-1.3%) Shares 31,212 (-3.3%) Est. Cost $96.62 Unrealized +220.4%

GLD SPDR 0.1%

Value ($000) $629 (-15.2%) Shares 1,586 (-24.0%) Est. Cost $123.52 Unrealized —

PAYX PAYCHEX INC 0.1%

Value ($000) $536 (-17.4%) Shares 4,774 (-6.6%) Est. Cost $99.95 Unrealized +16.6%

WMT WAL-MART 0.8%

Value ($000) $4,167 (+2.6%) Shares 37,405 (-5.1%) Est. Cost $48.48 Unrealized +121.1%

GS GOLDMAN 0.2%

Value ($000) $1,189 (+8.8%) Shares 1,353 (-1.4%) Est. Cost $185.73 Unrealized +337.9%

CVX CHEVRON 0.4%

Value ($000) $1,837 (-4.6%) Shares 12,056 (-2.8%) Est. Cost $71.47 Unrealized +111.8%

GD GENERAL 0.4%

Value ($000) $2,141 (-4.0%) Shares 6,359 (-2.8%) Est. Cost $234.56 Unrealized +45.3%

MCD MCDONALDS CORP 1.5%

Value ($000) $7,351 (-1.2%) Shares 24,051 (-1.8%) Est. Cost $167.00 Unrealized +82.7%

PFE PFIZER 0.1%

Value ($000) $520 (-14.3%) Shares 20,897 (-12.3%) Est. Cost $27.61 Unrealized -9.3%

CHMG CHEMUNG 3.2%

Value ($000) $15,971 (-0.5%) Shares 286,226 (-6.4%) Est. Cost $26.55 Unrealized +98.8%

SYK STRYKER 0.1%

Value ($000) $268 (-20.9%) Shares 763 (-16.8%) Est. Cost $253.91 Unrealized +43.1%

MO ALTRIA 0.1%

Value ($000) $412 (-14.1%) Shares 7,142 (-1.6%) Est. Cost $45.78 Unrealized +29.7%

KO COCA-COLA 1.3%

Value ($000) $6,471 (-0.7%) Shares 92,556 (-5.8%) Est. Cost $56.83 Unrealized +22.1%

ADBE ADOBE 0.2%

Value ($000) $997 (-4.1%) Shares 2,849 (-3.4%) Est. Cost $314.94 Unrealized +8.0%

LLY ELI 0.1%

Value ($000) $313 (+15.1%) Shares 291 (-18.3%) Est. Cost $242.92 Unrealized +293.4%

IDV ISHARES 0.1%

Value ($000) $661 (+6.3%) Shares 16,768 (-1.5%) Est. Cost $28.97 Unrealized —

DHR DANAHER 0.1%

Value ($000) $348 (+9.1%) Shares 1,518 (-5.5%) Est. Cost $113.99 Unrealized +92.6%

IWM ISHARES 0.7%

Value ($000) $3,748 (+0.7%) Shares 15,225 (-1.1%) Est. Cost $196.69 Unrealized —

EMR EMERSON 1.6%

Value ($000) $8,133 (-0.3%) Shares 61,281 (-1.4%) Est. Cost $89.48 Unrealized +47.9%

XLI SECTOR SPDR 0.6%

Value ($000) $3,069 (-0.7%) Shares 19,783 (-1.3%) Est. Cost $103.08 Unrealized —

PM PHILIP 0.1%

Value ($000) $733 (-2.8%) Shares 4,567 (-1.7%) Est. Cost $110.77 Unrealized +38.6%

TJX TJX 0.1%

Value ($000) $755 (+2.8%) Shares 4,915 (-3.3%) Est. Cost $62.28 Unrealized +137.2%

XOM EXXON 0.3%

Value ($000) $1,349 (-0.3%) Shares 11,206 (-6.6%) Est. Cost $52.77 Unrealized +118.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOG	ALPHABET	53,665 (-10.7%)	$16,840 (+15.0%)	3.3%	$141.22	+102.8%	COMMON STOCK	02079K107
PG	PROCTER	52,767 (-16.4%)	$7,562 (-22.0%)	1.5%	$100.47	+46.5%	COMMON STOCK	742718109
VZ	VERIZON	21,770 (-66.7%)	$887 (-69.1%)	0.2%	$38.09	+6.3%	COMMON STOCK	92343V104
XLRE	SECTOR SPDR	36,941 (-54.5%)	$1,491 (-56.4%)	0.3%	$38.60	—	COMMON STOCK	81369Y860
MRK	MERCK	74,055 (-3.0%)	$7,795 (+21.7%)	1.5%	$80.82	+15.4%	COMMON STOCK	58933Y105
JNJ	JOHNSON	75,725 (-3.6%)	$15,671 (+7.6%)	3.1%	$102.50	+92.2%	COMMON STOCK	478160104
HD	HOME	8,557 (-7.0%)	$2,944 (-21.0%)	0.6%	$112.36	+224.5%	COMMON STOCK	437076102
PANW	PALO	26,905 (-4.2%)	$4,956 (-13.4%)	1.0%	$178.73	+12.9%	COMMON STOCK	697435105
AXP	AMERICAN	18,623 (-3.1%)	$6,890 (+7.9%)	1.4%	$151.22	+136.1%	COMMON STOCK	025816109
RTX	RTX	40,376 (-2.9%)	$7,405 (+6.5%)	1.5%	$107.12	+61.8%	COMMON STOCK	75513E101
BRK/B	BERKSHIRE	18,146 (-4.3%)	$9,121 (-4.3%)	1.8%	$302.18	+64.6%	COMMON STOCK	084670702
GOOGL	ALPHABET	6,020 (-1.5%)	$1,884 (+26.8%)	0.4%	$113.47	+151.7%	COMMON STOCK	02079K305
NVDA	NVIDIA CORP	35,118 (-5.6%)	$6,550 (-5.6%)	1.3%	$133.19	+39.8%	COMMON STOCK	67066G104
GLW	CORNING	80,603 (-1.2%)	$7,058 (+5.4%)	1.4%	$11.25	+664.3%	COMMON STOCK	219350105
CL	COLGATE PALMOLIVE	14,780 (-21.7%)	$1,168 (-22.6%)	0.2%	$77.58	+0.9%	COMMON STOCK	194162103
BMY	BRISTOL	41,343 (-3.9%)	$2,230 (+14.9%)	0.4%	$52.85	-10.1%	COMMON STOCK	110122108
HON	HONEYWELL	13,285 (-2.8%)	$2,592 (-9.9%)	0.5%	$175.83	+10.9%	COMMON STOCK	438516106
TXN	TEXAS	3,437 (-25.1%)	$596 (-29.3%)	0.1%	$175.07	-2.5%	COMMON STOCK	882508104
AVGO	BROADCOM	8,303 (-11.7%)	$2,874 (-7.3%)	0.6%	$200.97	+77.6%	COMMON STOCK	11135F101
DUK	DUKE	26,519 (-1.6%)	$3,108 (-6.8%)	0.6%	$86.97	+39.8%	COMMON STOCK	26441C204
XLV	SECTOR SPDR	35,113 (-6.3%)	$5,435 (+4.2%)	1.1%	$133.19	—	COMMON STOCK	81369Y209
AMAT	APPLIED	6,014 (-7.1%)	$1,546 (+16.7%)	0.3%	$73.05	+227.9%	COMMON STOCK	038222105
XLF	SECTOR SPDR	110,585 (-4.4%)	$6,057 (-2.9%)	1.2%	$33.71	—	COMMON STOCK	81369Y605
TRV	THE	29,945 (-1.7%)	$8,686 (+2.1%)	1.7%	$181.00	+55.0%	COMMON STOCK	89417E109
ADP	AUTOMATIC	1,611 (-19.4%)	$414 (-29.4%)	0.1%	$187.80	+41.0%	COMMON STOCK	053015103
AMGN	AMGEN	5,934 (-6.1%)	$1,942 (+9.0%)	0.4%	$242.32	+30.4%	COMMON STOCK	031162100
JCI	JOHNSON	21,868 (-3.1%)	$2,619 (+5.6%)	0.5%	$51.59	+122.5%	FOREIGN STOCK	G51502105
UNP	UNION	10,397 (-3.1%)	$2,405 (-5.1%)	0.5%	$204.32	+11.3%	COMMON STOCK	907818108
JPM	JPMORGAN	31,212 (-3.3%)	$10,057 (-1.3%)	2.0%	$96.62	+220.4%	COMMON STOCK	46625H100
GLD	SPDR	1,586 (-24.0%)	$629 (-15.2%)	0.1%	$123.52	—	MUTUAL FUNDS-AL	78463V107
PAYX	PAYCHEX INC	4,774 (-6.6%)	$536 (-17.4%)	0.1%	$99.95	+16.6%	COMMON STOCK	704326107
WMT	WAL-MART	37,405 (-5.1%)	$4,167 (+2.6%)	0.8%	$48.48	+121.1%	COMMON STOCK	931142103
GS	GOLDMAN	1,353 (-1.4%)	$1,189 (+8.8%)	0.2%	$185.73	+337.9%	COMMON STOCK	38141G104
CVX	CHEVRON	12,056 (-2.8%)	$1,837 (-4.6%)	0.4%	$71.47	+111.8%	COMMON STOCK	166764100
GD	GENERAL	6,359 (-2.8%)	$2,141 (-4.0%)	0.4%	$234.56	+45.3%	COMMON STOCK	369550108
MCD	MCDONALDS CORP	24,051 (-1.8%)	$7,351 (-1.2%)	1.5%	$167.00	+82.7%	COMMON STOCK	580135101
PFE	PFIZER	20,897 (-12.3%)	$520 (-14.3%)	0.1%	$27.61	-9.3%	COMMON STOCK	717081103
CHMG	CHEMUNG	286,226 (-6.4%)	$15,971 (-0.5%)	3.2%	$26.55	+98.8%	COMMON STOCK	164024101
SYK	STRYKER	763 (-16.8%)	$268 (-20.9%)	0.1%	$253.91	+43.1%	COMMON STOCK	863667101
MO	ALTRIA	7,142 (-1.6%)	$412 (-14.1%)	0.1%	$45.78	+29.7%	COMMON STOCK	02209S103
KO	COCA-COLA	92,556 (-5.8%)	$6,471 (-0.7%)	1.3%	$56.83	+22.1%	COMMON STOCK	191216100
ADBE	ADOBE	2,849 (-3.4%)	$997 (-4.1%)	0.2%	$314.94	+8.0%	COMMON STOCK	00724F101
LLY	ELI	291 (-18.3%)	$313 (+15.1%)	0.1%	$242.92	+293.4%	COMMON STOCK	532457108
IDV	ISHARES	16,768 (-1.5%)	$661 (+6.3%)	0.1%	$28.97	—	MUTUAL FUNDS -	464288448
DHR	DANAHER	1,518 (-5.5%)	$348 (+9.1%)	0.1%	$113.99	+92.6%	COMMON STOCK	235851102
IWM	ISHARES	15,225 (-1.1%)	$3,748 (+0.7%)	0.7%	$196.69	—	MUTUAL FUNDS -	464287655
EMR	EMERSON	61,281 (-1.4%)	$8,133 (-0.3%)	1.6%	$89.48	+47.9%	COMMON STOCK	291011104
XLI	SECTOR SPDR	19,783 (-1.3%)	$3,069 (-0.7%)	0.6%	$103.08	—	COMMON STOCK	81369Y704
PM	PHILIP	4,567 (-1.7%)	$733 (-2.8%)	0.1%	$110.77	+38.6%	COMMON STOCK	718172109
TJX	TJX	4,915 (-3.3%)	$755 (+2.8%)	0.1%	$62.28	+137.2%	COMMON STOCK	872540109
XOM	EXXON	11,206 (-6.6%)	$1,349 (-0.3%)	0.3%	$52.77	+118.9%	COMMON STOCK	30231G102

Unchanged Positions (35)

AMZN AMAZON.COM 2.6%

Value ($000) $13,055 Shares 56,559 Est. Cost $133.44 Unrealized +71.5%

CSCO CISCO 0.9%

Value ($000) $4,790 Shares 62,185 Est. Cost $54.43 Unrealized +35.6%

USB US BANCORP 0.7%

Value ($000) $3,669 Shares 68,757 Est. Cost $43.72 Unrealized +11.5%

BAC BANK 0.8%

Value ($000) $3,846 Shares 69,931 Est. Cost $33.19 Unrealized +58.7%

QQQ INVESCO 2.0%

Value ($000) $9,860 Shares 16,050 Est. Cost $186.90 Unrealized —

ECL ECOLAB 1.2%

Value ($000) $5,878 Shares 22,390 Est. Cost $200.63 Unrealized +32.4%

MS MORGAN 0.4%

Value ($000) $2,010 Shares 11,324 Est. Cost $40.40 Unrealized +312.0%

ABT ABBOTT 0.3%

Value ($000) $1,292 Shares 10,312 Est. Cost $41.31 Unrealized +208.2%

ORLY O'REILLY 0.1%

Value ($000) $486 Shares 5,324 Est. Cost $87.97 Unrealized +11.1%

RY ROYAL 0.1%

Value ($000) $568 Shares 3,333 Est. Cost $88.02 Unrealized +74.5%

CNI CANADIAN 0.3%

Value ($000) $1,541 Shares 15,594 Est. Cost $45.73 Unrealized +110.3%

ACWX ISHARES 0.4%

Value ($000) $1,856 Shares 27,650 Est. Cost $52.28 Unrealized —

EFA ISHARES 0.4%

Value ($000) $1,911 Shares 19,895 Est. Cost $69.78 Unrealized —

MAR MARRIOTT INTERNATIONAL INC CL A 0.1%

Value ($000) $295 Shares 951 Est. Cost $162.62 Unrealized +75.4%

SPMD SPDR 0.7%

Value ($000) $3,532 Shares 60,994 Est. Cost $47.81 Unrealized —

CARR CARRIER 0.1%

Value ($000) $315 Shares 5,962 Est. Cost $18.18 Unrealized +205.4%

TFC TRUIST 0.1%

Value ($000) $574 Shares 11,662 Est. Cost $32.49 Unrealized +41.0%

D DOMINION 0.1%

Value ($000) $633 Shares 10,802 Est. Cost $52.62 Unrealized +13.6%

NEE NEXTERA 0.1%

Value ($000) $414 Shares 5,160 Est. Cost $55.34 Unrealized +49.1%

IWO ISHARES 0.5%

Value ($000) $2,365 Shares 7,321 Est. Cost $126.39 Unrealized —

BK BANK 0.1%

Value ($000) $316 Shares 2,719 Est. Cost $63.85 Unrealized +73.1%

IBM INTL 0.1%

Value ($000) $382 Shares 1,289 Est. Cost $151.02 Unrealized +97.8%

SPY STANDARD & POORS 0.1%

Value ($000) $749 Shares 1,098 Est. Cost $434.39 Unrealized —

COST COSTCO 0.0%

Value ($000) $201 Shares 233 Est. Cost $176.55 Unrealized +413.0%

VGT VANGUARD 0.1%

Value ($000) $719 Shares 954 Est. Cost $200.35 Unrealized —

VYM VANGUARD 0.1%

Value ($000) $312 Shares 2,172 Est. Cost $81.09 Unrealized —

GE GE 0.0%

Value ($000) $217 Shares 704 Est. Cost $272.69 Unrealized +10.3%

XSD SPDR 0.1%

Value ($000) $602 Shares 1,871 Est. Cost $175.84 Unrealized —

IWY ISHARES 0.1%

Value ($000) $351 Shares 1,267 Est. Cost $121.26 Unrealized —

BKNG BOOKING 0.1%

Value ($000) $278 Shares 52 Est. Cost $2422.87 Unrealized +112.1%

SDY SPDR 0.1%

Value ($000) $304 Shares 2,184 Est. Cost $91.39 Unrealized —

MA MASTERCARD 0.1%

Value ($000) $292 Shares 511 Est. Cost $329.57 Unrealized +69.6%

IJT ISHARES 0.0%

Value ($000) $235 Shares 1,664 Est. Cost $138.83 Unrealized —

HHDS HIGHLANDS 0.0%

Value ($000) $1 Shares 10,497 Est. Cost $0.02 Unrealized —

IJK ISHARES 0.1%

Value ($000) $270 Shares 2,783 Est. Cost $71.51 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AMZN	AMAZON.COM	56,559	$13,055	2.6%	$133.44	+71.5%	COMMON STOCK	023135106
CSCO	CISCO	62,185	$4,790	0.9%	$54.43	+35.6%	COMMON STOCK	17275R102
USB	US BANCORP	68,757	$3,669	0.7%	$43.72	+11.5%	COMMON STOCK	902973304
BAC	BANK	69,931	$3,846	0.8%	$33.19	+58.7%	COMMON STOCK	060505104
QQQ	INVESCO	16,050	$9,860	2.0%	$186.90	—	MUTUAL FUNDS -	46090E103
ECL	ECOLAB	22,390	$5,878	1.2%	$200.63	+32.4%	COMMON STOCK	278865100
MS	MORGAN	11,324	$2,010	0.4%	$40.40	+312.0%	COMMON STOCK	617446448
ABT	ABBOTT	10,312	$1,292	0.3%	$41.31	+208.2%	COMMON STOCK	002824100
ORLY	O'REILLY	5,324	$486	0.1%	$87.97	+11.1%	COMMON STOCK	67103H107
RY	ROYAL	3,333	$568	0.1%	$88.02	+74.5%	FOREIGN STOCK	780087102
CNI	CANADIAN	15,594	$1,541	0.3%	$45.73	+110.3%	FOREIGN STOCK	136375102
ACWX	ISHARES	27,650	$1,856	0.4%	$52.28	—	MUTUAL FUNDS -	464288240
EFA	ISHARES	19,895	$1,911	0.4%	$69.78	—	MUTUAL FUNDS -	464287465
MAR	MARRIOTT INTERNATIONAL INC CL A	951	$295	0.1%	$162.62	+75.4%	COMMON STOCK	571903202
SPMD	SPDR	60,994	$3,532	0.7%	$47.81	—	MUTUAL FUNDS -	78464A847
CARR	CARRIER	5,962	$315	0.1%	$18.18	+205.4%	COMMON STOCK	14448C104
TFC	TRUIST	11,662	$574	0.1%	$32.49	+41.0%	COMMON STOCK	89832Q109
D	DOMINION	10,802	$633	0.1%	$52.62	+13.6%	COMMON STOCK	25746U109
NEE	NEXTERA	5,160	$414	0.1%	$55.34	+49.1%	COMMON STOCK	65339F101
IWO	ISHARES	7,321	$2,365	0.5%	$126.39	—	MUTUAL FUNDS -	464287648
BK	BANK	2,719	$316	0.1%	$63.85	+73.1%	COMMON STOCK	064058100
IBM	INTL	1,289	$382	0.1%	$151.02	+97.8%	COMMON STOCK	459200101
SPY	STANDARD & POORS	1,098	$749	0.1%	$434.39	—	MUTUAL FUNDS -	78462F103
COST	COSTCO	233	$201	0.0%	$176.55	+413.0%	COMMON STOCK	22160K105
VGT	VANGUARD	954	$719	0.1%	$200.35	—	COMMON STOCK	92204A702
VYM	VANGUARD	2,172	$312	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
GE	GE	704	$217	0.0%	$272.69	+10.3%	COMMON STOCK	369604301
XSD	SPDR	1,871	$602	0.1%	$175.84	—	COMMON STOCK	78464A862
IWY	ISHARES	1,267	$351	0.1%	$121.26	—	MUTUAL FUNDS -	464289438
BKNG	BOOKING	52	$278	0.1%	$2422.87	+112.1%	COMMON STOCK	09857L108
SDY	SPDR	2,184	$304	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
MA	MASTERCARD	511	$292	0.1%	$329.57	+69.6%	COMMON STOCK	57636Q104
IJT	ISHARES	1,664	$235	0.0%	$138.83	—	MUTUAL FUNDS -	464287887
HHDS	HIGHLANDS	10,497	$1	0.0%	$0.02	—	COMMON STOCK	43110A104
IJK	ISHARES	2,783	$270	0.1%	$71.51	—	MUTUAL FUNDS -	464287606