Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SECTOR SPDR	267,672	$38.54M	7.6%	$128.97	—	COMMON STOCK	81369Y803
IVV	ISHARES	54,604	$37.4M	7.4%	$549.65	—	MUTUAL FUNDS -	464287200
MSFT	MICROSOFT	50,894	$24.61M	4.9%	$66.10	+657.3%	COMMON STOCK	594918104
AGG	ISHARES	234,171	$23.39M	4.6%	$98.21	—	MUTUAL FUNDS -	464287226
GOOG	ALPHABET	53,665	$16.84M	3.3%	$141.22	+102.8%	COMMON STOCK	02079K107
CHMG	CHEMUNG	286,226	$15.97M	3.2%	$26.55	+98.8%	COMMON STOCK	164024101
JNJ	JOHNSON	75,725	$15.67M	3.1%	$102.50	+92.2%	COMMON STOCK	478160104
AAPL	APPLE	52,465	$14.26M	2.8%	$132.00	+103.3%	COMMON STOCK	037833100
AMZN	AMAZON.COM	56,559	$13.05M	2.6%	$133.44	+71.5%	COMMON STOCK	023135106
RSP	INVESCO	60,491	$11.59M	2.3%	$182.45	—	MUTUAL FUNDS -	46137V357
JPM	JPMORGAN	31,212	$10.06M	2.0%	$96.62	+220.4%	COMMON STOCK	46625H100
QQQ	INVESCO	16,050	$9.86M	2.0%	$186.90	—	MUTUAL FUNDS -	46090E103
BRK/B	BERKSHIRE	18,146	$9.121M	1.8%	$302.18	+64.6%	COMMON STOCK	084670702
TRV	THE	29,945	$8.686M	1.7%	$181.00	+55.0%	COMMON STOCK	89417E109
META	META PLATFORMS	12,799	$8.448M	1.7%	$606.95	+9.9%	COMMON STOCK	30303M102
XLE	SECTOR SPDR	182,474	$8.158M	1.6%	$53.30	—	COMMON STOCK	81369Y506
EMR	EMERSON	61,281	$8.133M	1.6%	$89.48	+47.9%	COMMON STOCK	291011104
MRK	MERCK	74,055	$7.795M	1.5%	$80.82	+15.4%	COMMON STOCK	58933Y105
PG	PROCTER	52,767	$7.562M	1.5%	$100.47	+46.5%	COMMON STOCK	742718109
RTX	RTX	40,376	$7.405M	1.5%	$107.12	+61.8%	COMMON STOCK	75513E101
MCD	MCDONALDS CORP	24,051	$7.351M	1.5%	$167.00	+82.7%	COMMON STOCK	580135101
GLW	CORNING	80,603	$7.058M	1.4%	$11.25	+664.3%	COMMON STOCK	219350105
AXP	AMERICAN	18,623	$6.89M	1.4%	$151.22	+136.1%	COMMON STOCK	025816109
NVDA	NVIDIA CORP	35,118	$6.55M	1.3%	$133.19	+39.8%	COMMON STOCK	67066G104
KO	COCA-COLA	92,556	$6.471M	1.3%	$56.83	+22.1%	COMMON STOCK	191216100
MDT	MEDTRONIC	67,218	$6.457M	1.3%	$83.16	+16.8%	FOREIGN STOCK	G5960L103
PEP	PEPSICO	44,772	$6.426M	1.3%	$113.21	+28.9%	COMMON STOCK	713448108
XLF	SECTOR SPDR	110,585	$6.057M	1.2%	$33.71	—	COMMON STOCK	81369Y605
ECL	ECOLAB	22,390	$5.878M	1.2%	$200.63	+32.4%	COMMON STOCK	278865100
XLV	SECTOR SPDR	35,113	$5.435M	1.1%	$133.19	—	COMMON STOCK	81369Y209
XLP	SECTOR SPDR	64,835	$5.036M	1.0%	$75.86	—	COMMON STOCK	81369Y308
PANW	PALO	26,905	$4.956M	1.0%	$178.73	+12.9%	COMMON STOCK	697435105
V	VISA	14,055	$4.929M	1.0%	$196.16	+73.5%	COMMON STOCK	92826C839
CSCO	CISCO	62,185	$4.79M	0.9%	$54.43	+35.6%	COMMON STOCK	17275R102
XLC	SECTOR SPDR	39,294	$4.626M	0.9%	$72.63	—	COMMON STOCK	81369Y852
DIS	WALT	37,531	$4.27M	0.8%	$102.96	+6.4%	COMMON STOCK	254687106
WMT	WAL-MART	37,405	$4.167M	0.8%	$48.48	+121.1%	COMMON STOCK	931142103
XLY	SECTOR SPDR	34,003	$4.06M	0.8%	$152.32	—	COMMON STOCK	81369Y407
BAC	BANK	69,931	$3.846M	0.8%	$33.19	+58.7%	COMMON STOCK	060505104
ADI	ANALOG DEVICES INC	14,111	$3.827M	0.8%	$200.37	+25.1%	COMMON STOCK	032654105
IWM	ISHARES	15,225	$3.748M	0.7%	$196.69	—	MUTUAL FUNDS -	464287655
USB	US BANCORP	68,757	$3.669M	0.7%	$43.72	+11.5%	COMMON STOCK	902973304
SPMD	SPDR	60,994	$3.532M	0.7%	$47.81	—	MUTUAL FUNDS -	78464A847
FTNY	FR	443,447	$3.479M	0.7%	$7.85	—	MUTUAL FUNDS -	746729763
DUK	DUKE	26,519	$3.108M	0.6%	$86.97	+39.8%	COMMON STOCK	26441C204
XLI	SECTOR SPDR	19,783	$3.069M	0.6%	$103.62	—	COMMON STOCK	81369Y704
HD	HOME	8,557	$2.944M	0.6%	$112.36	+224.5%	COMMON STOCK	437076102
AVGO	BROADCOM	8,303	$2.874M	0.6%	$200.97	+77.6%	COMMON STOCK	11135F101
IWD	ISHARES	12,867	$2.706M	0.5%	$171.38	—	MUTUAL FUNDS -	464287598
JCI	JOHNSON	21,868	$2.619M	0.5%	$51.59	+122.5%	FOREIGN STOCK	G51502105
BLK	BLACKROCK	2,438	$2.609M	0.5%	$1079.97	+0.9%	COMMON STOCK	09290D101
HON	HONEYWELL	13,285	$2.592M	0.5%	$175.83	+10.9%	COMMON STOCK	438516106
SO	SOUTHERN COMPANY	28,852	$2.516M	0.5%	$66.35	+37.0%	COMMON STOCK	842587107
CRM	SALESFORCE	9,332	$2.472M	0.5%	$240.25	+3.3%	COMMON STOCK	79466L302
UNP	UNION	10,397	$2.405M	0.5%	$204.32	+11.3%	COMMON STOCK	907818108
IWO	ISHARES	7,321	$2.365M	0.5%	$126.39	—	MUTUAL FUNDS -	464287648
SMH	VANECK	6,244	$2.249M	0.4%	$330.58	—	COMMON STOCK	92189F676
ICE	INTERCONTINENTAL	13,832	$2.24M	0.4%	$135.80	+15.0%	COMMON STOCK	45866F104
BMY	BRISTOL	41,343	$2.23M	0.4%	$52.85	-10.1%	COMMON STOCK	110122108
XLB	SECTOR SPDR	47,984	$2.176M	0.4%	$62.80	—	COMMON STOCK	81369Y100
GD	GENERAL	6,359	$2.141M	0.4%	$234.56	+45.3%	COMMON STOCK	369550108
MS	MORGAN	11,324	$2.01M	0.4%	$40.40	+312.0%	COMMON STOCK	617446448
AMGN	AMGEN	5,934	$1.942M	0.4%	$242.32	+30.4%	COMMON STOCK	031162100
EFA	ISHARES	19,895	$1.911M	0.4%	$69.78	—	MUTUAL FUNDS -	464287465
GOOGL	ALPHABET	6,020	$1.884M	0.4%	$113.47	+151.7%	COMMON STOCK	02079K305
ACWX	ISHARES	27,650	$1.856M	0.4%	$52.28	—	MUTUAL FUNDS -	464288240
CVX	CHEVRON	12,056	$1.837M	0.4%	$71.47	+111.8%	COMMON STOCK	166764100
XLU	SECTOR SPDR	37,833	$1.615M	0.3%	$57.03	—	COMMON STOCK	81369Y886
AMAT	APPLIED	6,014	$1.546M	0.3%	$73.05	+227.9%	COMMON STOCK	038222105
CNI	CANADIAN	15,594	$1.541M	0.3%	$45.73	+110.3%	FOREIGN STOCK	136375102
XLRE	SECTOR SPDR	36,941	$1.491M	0.3%	$38.82	—	COMMON STOCK	81369Y860
LMT	LOCKHEED	2,960	$1.432M	0.3%	$446.00	+6.8%	COMMON STOCK	539830109
XOM	EXXON	11,206	$1.349M	0.3%	$52.77	+118.9%	COMMON STOCK	30231G102
ABT	ABBOTT	10,312	$1.292M	0.3%	$41.31	+208.2%	COMMON STOCK	002824100
GS	GOLDMAN	1,353	$1.189M	0.2%	$185.73	+337.9%	COMMON STOCK	38141G104
CL	COLGATE PALMOLIVE	14,780	$1.168M	0.2%	$77.58	+0.9%	COMMON STOCK	194162103
ADBE	ADOBE	2,849	$997K	0.2%	$314.94	+8.0%	COMMON STOCK	00724F101
VZ	VERIZON	21,770	$887K	0.2%	$38.09	+6.3%	COMMON STOCK	92343V104
IWN	ISHARES	4,422	$801K	0.2%	$135.17	—	MUTUAL FUNDS -	464287630
TJX	TJX	4,915	$755K	0.1%	$62.28	+137.2%	COMMON STOCK	872540109
SPY	STANDARD & POORS	1,098	$749K	0.1%	$434.39	—	MUTUAL FUNDS -	78462F103
PM	PHILIP	4,567	$733K	0.1%	$110.77	+38.6%	COMMON STOCK	718172109
VGT	VANGUARD	954	$719K	0.1%	$200.35	—	COMMON STOCK	92204A702
IDV	ISHARES	16,768	$661K	0.1%	$28.97	—	MUTUAL FUNDS -	464288448
D	DOMINION	10,802	$633K	0.1%	$52.62	+13.6%	COMMON STOCK	25746U109
GLD	SPDR	1,586	$629K	0.1%	$123.52	—	MUTUAL FUNDS-AL	78463V107
XSD	SPDR	1,871	$602K	0.1%	$175.84	—	COMMON STOCK	78464A862
TXN	TEXAS	3,437	$596K	0.1%	$175.07	-2.5%	COMMON STOCK	882508104
TFC	TRUIST	11,662	$574K	0.1%	$32.49	+41.0%	COMMON STOCK	89832Q109
RY	ROYAL	3,333	$568K	0.1%	$88.02	+74.5%	FOREIGN STOCK	780087102
PAYX	PAYCHEX INC	4,774	$536K	0.1%	$99.95	+16.6%	COMMON STOCK	704326107
PFE	PFIZER	20,897	$520K	0.1%	$27.61	-9.3%	COMMON STOCK	717081103
ORLY	O'REILLY	5,324	$486K	0.1%	$87.97	+11.1%	COMMON STOCK	67103H107
ADP	AUTOMATIC	1,611	$414K	0.1%	$187.80	+41.0%	COMMON STOCK	053015103
NEE	NEXTERA	5,160	$414K	0.1%	$55.34	+49.1%	COMMON STOCK	65339F101
MO	ALTRIA	7,142	$412K	0.1%	$45.78	+29.7%	COMMON STOCK	02209S103
IBM	INTL	1,289	$382K	0.1%	$151.02	+97.8%	COMMON STOCK	459200101
IWY	ISHARES	1,267	$351K	0.1%	$121.26	—	MUTUAL FUNDS -	464289438
DHR	DANAHER	1,518	$348K	0.1%	$113.99	+92.6%	COMMON STOCK	235851102
SBUX	STARBUCKS CORP	4,028	$339K	0.1%	$82.99	+1.3%	COMMON STOCK	855244109
BK	BANK	2,719	$316K	0.1%	$63.85	+73.1%	COMMON STOCK	064058100
CARR	CARRIER	5,962	$315K	0.1%	$18.18	+205.4%	COMMON STOCK	14448C104
LLY	ELI	291	$313K	0.1%	$242.92	+293.4%	COMMON STOCK	532457108
VYM	VANGUARD	2,172	$312K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
SDY	SPDR	2,184	$304K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
MAR	MARRIOTT INTERNATIONAL INC CL A	951	$295K	0.1%	$162.62	+75.4%	COMMON STOCK	571903202
MA	MASTERCARD	511	$292K	0.1%	$329.57	+69.6%	COMMON STOCK	57636Q104
BKNG	BOOKING	52	$278K	0.1%	$2422.87	+112.1%	COMMON STOCK	09857L108
IJK	ISHARES	2,783	$270K	0.1%	$71.51	—	MUTUAL FUNDS -	464287606
SYK	STRYKER	763	$268K	0.1%	$253.91	+43.1%	COMMON STOCK	863667101
IJT	ISHARES	1,664	$235K	0.0%	$138.83	—	MUTUAL FUNDS -	464287887
GE	GE	704	$217K	0.0%	$272.69	+10.3%	COMMON STOCK	369604301
COST	COSTCO	233	$201K	0.0%	$176.55	+413.0%	COMMON STOCK	22160K105
HHDS	HIGHLANDS	10,497	$609	0.0%	$0.02	—	COMMON STOCK	43110A104