Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IAU	ISHARES GOLD TRUST	1,447,554	$53.31M	6.7%	$34.07	—	COM	464285204
MSFT	MICROSOFT CORP	152,503	$47.02M	5.9%	$46.63	+524.9%	COM	594918104
AAPL	APPLE INC	252,022	$44.01M	5.6%	$89.82	+83.5%	COM	037833100
AMZN	AMAZON.COM INC	9,394	$30.62M	3.9%	$68.50	+125.6%	COM	023135106
—	ALPHABET INC CL A	10,843	$30.16M	3.8%	$871.02	—	COM	02079k305
UNP	UNION PAC CORP	80,852	$22.09M	2.8%	$86.01	+168.1%	COM	907818108
BAC	BANK OF AMERICA CORP	498,849	$20.56M	2.6%	$22.51	+81.3%	COM	060505104
—	NEXTERA ENERGY INC	236,903	$20.07M	2.5%	$84.02	—	COM	65339f101
JNJ	JOHNSON & JOHNSON	111,672	$19.79M	2.5%	$70.33	+115.8%	COM	478160104
—	NVIDIA CORP	69,753	$19.03M	2.4%	$352.38	—	COM	67066g104
ABT	ABBOTT LABS	147,621	$17.47M	2.2%	$62.57	+84.4%	COM	002824100
PG	PROCTER & GAMBLE CO	113,841	$17.39M	2.2%	$59.77	+137.8%	COM	742718109
—	JP MORGAN CHASE & CO	125,866	$17.16M	2.2%	$99.88	—	COM	46625h100
—	MERCK & CO INC	205,291	$16.84M	2.1%	$56.54	—	COM	58933y105
—	ENERGY SELECT SECTOR SPDR	215,667	$16.49M	2.1%	$49.06	—	COM	81369y506
—	LINDE PLC	50,918	$16.27M	2.1%	$319.44	—	COM	05494j103
—	ZOETIS INC	86,168	$16.25M	2.1%	$57.23	—	COM	98978v103
KO	COCA COLA CO	252,117	$15.63M	2.0%	$38.17	+41.6%	COM	191216100
PEP	PEPSICO INC	91,954	$15.39M	1.9%	$70.11	+111.7%	COM	713448108
IJR	ISHARES CORE S&P SMALL-CAP ETF	141,535	$15.27M	1.9%	$114.44	—	COM	464287804
—	SPDR PORTFOLIO EMERGING MARKETS ETF	389,876	$15.06M	1.9%	$42.19	—	COM	78463x509
—	UNITEDHEALTH GROUP INC	28,224	$14.39M	1.8%	$253.07	—	COM	91324p102
—	VISA INC CL A	63,360	$14.05M	1.8%	$92.01	—	COM	92826c839
—	BROADCOM INC	22,059	$13.89M	1.8%	$368.51	—	COM	11135f101
—	ADOBE INC	30,220	$13.77M	1.7%	$97.84	—	COM	00724f101
HON	HONEYWELL INTERNATIONAL INC	64,756	$12.6M	1.6%	$100.95	+68.8%	COM	438516106
WMT	WALMART INC	82,668	$12.31M	1.6%	$38.41	+16.1%	COM	931142103
—	INTERCONTINENTAL EXCHANGE INC	91,314	$12.06M	1.5%	$92.66	—	COM	45866f104
NSRGY	NESTLE SA SPONS ADR	90,245	$11.74M	1.5%	$76.15	—	COM	641069406
—	VERIZON COMMUNICATIONS	222,730	$11.35M	1.4%	$52.12	—	COM	92343v104
IBM	INTL. BUSINESS MACHINES CORP	80,182	$10.43M	1.3%	$98.99	+13.2%	COM	459200101
BMY	BRISTOL MYERS SQUIBB CO	139,363	$10.18M	1.3%	$44.27	+28.4%	COM	110122108
—	SALESFORCE INC	44,329	$9.412M	1.2%	$82.64	—	COM	79466l302
—	PROLOGIS INC REIT	56,897	$9.188M	1.2%	$100.75	—	COM	74340w103
BDX	BECTON DICKINSON	33,526	$8.918M	1.1%	$198.00	+21.7%	COM	075887109
—	BLACKROCK INC CL A	11,499	$8.787M	1.1%	$874.99	—	COM	09247x101
—	PAYPAL HOLDINGS INC	75,729	$8.758M	1.1%	$103.77	—	COM	70450y103
TJX	TJX COS INC	141,719	$8.585M	1.1%	$61.20	+3.3%	COM	872540109
HD	HOME DEPOT INC	28,374	$8.493M	1.1%	$233.95	+34.2%	COM	437076102
—	XYLEM INC	96,388	$8.218M	1.0%	$81.81	—	COM	98419m100
DIS	DISNEY WALT CO NEW	57,596	$7.9M	1.0%	$170.78	-17.3%	COM	254687106
VIG	VANGUARD DIVIDEND APPREC ETF	47,491	$7.701M	1.0%	$77.27	—	COM	921908844
IBB	ISHARES BIOTECHNOLOGY ETF	58,127	$7.574M	1.0%	$135.22	—	COM	464287556
ITOT	ISHARES CORE S&P TOTAL U.S.	73,657	$7.435M	0.9%	$61.82	—	COM	464287150
DHR	DANAHER CORP	24,171	$7.09M	0.9%	$248.83	-1.2%	COM	235851102
ECL	ECOLAB INC	35,482	$6.265M	0.8%	$148.75	+20.7%	COM	278865100
—	AMERICAN TOWER CORP REIT	22,896	$5.752M	0.7%	$241.68	—	COM	03027x100
RIO	RIO TINTO PLC SPONS ADR	66,381	$5.337M	0.7%	$83.53	—	COM	767204100
—	EXXON MOBIL CORP	38,964	$3.218M	0.4%	$88.16	—	COM	30231g102
ADP	AUTOMATIC DATA PROCESSING INC	10,623	$2.417M	0.3%	$74.42	+164.6%	COM	053015103
—	ANGI INC CL A	265,193	$1.504M	0.2%	$10.46	—	COM	00183l102
INTC	INTEL CORP	27,080	$1.342M	0.2%	$36.33	+27.1%	COM	458140100
—	ALPHABET INC CL C	470	$1.313M	0.2%	$831.37	—	COM	02079k107
—	ABBVIE INC	8,041	$1.304M	0.2%	$62.60	—	COM	00287y109
BRK/B	BERKSHIRE HATHAWAY INC-CL B	3,408	$1.203M	0.2%	$172.78	+87.2%	COM	084670702
PFE	PFIZER INC	22,767	$1.178M	0.1%	$20.73	+104.9%	COM	717081103
EMR	EMERSON ELEC CO	11,970	$1.174M	0.1%	$55.45	+57.7%	COM	291011104
—	MASTERCARD INC CL A	2,886	$1.031M	0.1%	$145.09	—	COM	57636q104
DSI	ISHARES MSCI KLD 400 SOCIAL ETF	11,863	$1.028M	0.1%	$80.33	—	COM	464288570
SYK	STRYKER CORPORATION	3,689	$986K	0.1%	$63.71	+289.7%	COM	863667101
INTU	INTUIT INC	2,010	$966K	0.1%	$75.72	+559.7%	COM	461202103
MCD	MCDONALDS CORP	3,907	$966K	0.1%	$107.30	+112.3%	COM	580135101
—	SPDR GOLD TRUST	5,318	$961K	0.1%	$160.02	—	COM	78463v107
CVX	CHEVRON CORPORATION	5,346	$870K	0.1%	$75.82	+61.9%	COM	166764100
CHD	CHURCH & DWIGHT INC	8,240	$819K	0.1%	$37.66	+152.6%	COM	171340102
LLY	LILLY ELI & CO	2,806	$804K	0.1%	$89.67	+177.1%	COM	532457108
APD	AIR PRODUCTS & CHEMICALS INC	3,130	$782K	0.1%	$109.91	+111.0%	COM	009158106
—	RAYTHEON TECHNOLOGIES CORP	7,868	$779K	0.1%	$62.41	—	COM	75513e101
USB	US BANCORP NEW	13,889	$738K	0.1%	$23.91	+100.1%	COM	902973304
—	PIMCO ACTIVE BOND ETF	7,111	$724K	0.1%	$110.95	—	COM	72201r775
PNC	PNC FINANCIAL SERVICES GROUP	3,817	$704K	0.1%	$59.33	+193.5%	COM	693475105
—	CISCO SYSTEMS INC	11,454	$639K	0.1%	$35.55	—	COM	17275r102
—	EDWARDS LIFESCIENCES CORP	5,285	$622K	0.1%	$69.10	—	COM	28176e108
RY	ROYAL BANK OF CANADA	5,600	$618K	0.1%	$59.71	+87.8%	COM	780087102
WY	WEYERHAEUSER CO REIT	16,106	$610K	0.1%	$23.05	+48.0%	COM	962166104
ADI	ANALOG DEVICES INC	3,449	$570K	0.1%	$89.89	+68.3%	COM	032654105
CNI	CANADIAN NATIONAL RAILWAY CO	4,210	$565K	0.1%	$43.03	+168.9%	COM	136375102
—	TARGET CORP	2,545	$540K	0.1%	$136.55	—	COM	87612e106
BRK/A	BERKSHIRE HATHAWAY INC CL A	1	$529K	0.1%	$318723.75	+52.3%	COM	084670108
FISV	FISERV INC	5,125	$520K	0.1%	$53.91	+87.8%	COM	337738108
BA	BOEING CO	2,664	$510K	0.1%	$120.78	+66.2%	COM	097023105
—	3M CO	3,378	$503K	0.1%	$138.44	—	COM	88579y101
STT	STATE STREET CORP	5,360	$467K	0.1%	$45.03	+79.9%	COM	857477103
—	CAMBRIDGE BANCORP	5,416	$460K	0.1%	$109.41	—	COM	132152109
ITW	ILLINOIS TOOL WKS INC	2,060	$431K	0.1%	$169.60	+20.1%	COM	452308109
BNS	BANK OF NOVA SCOTIA HALIFAX	6,000	$430K	0.1%	$32.24	+81.9%	COM	064149107
—	BIOGEN INC	2,044	$430K	0.1%	$215.33	—	COM	09062x103
—	VANGUARD SHORT TERM CORP BOND ETF	5,106	$399K	0.1%	$82.74	—	COM	92206c409
YUM	YUM BRANDS INC	3,235	$383K	0.0%	$47.12	+142.8%	COM	988498101
GPC	GENUINE PARTS CO	2,865	$361K	0.0%	$67.34	+72.4%	COM	372460105
IEF	ISHARES 7-10 YEAR TREASURY B	3,298	$354K	0.0%	$115.54	—	COM	464287440
—	DUPONT DE NEMOURS INC	4,533	$334K	0.0%	$53.23	—	COM	26614n102
SBUX	STARBUCKS CORP	3,580	$326K	0.0%	$47.81	+79.8%	COM	855244109
—	TESLA INC	302	$325K	0.0%	$800.36	—	COM	88160r101
DOW	DOW INC	4,996	$318K	0.0%	$34.64	+39.3%	COM	260557103
—	CARRIER GLOBAL CORP	6,532	$300K	0.0%	$38.96	—	COM	14448c104
—	SPDR DOUBLELINE TR TACT ETF	6,634	$297K	0.0%	$48.45	—	COM	78467v848
—	JPMORGAN ULTRA-SHORT INCOME ETF	5,891	$296K	0.0%	$50.25	—	COM	46641q837
—	JPM ULTRA-SHORT MUNI INCOME	5,851	$296K	0.0%	$50.59	—	COM	46641q654
—	HEINEKEN HOLDING NV	3,680	$291K	0.0%	$69.57	—	COM	00b0cch46
—	VANGUARD INFO TECH ETF	650	$271K	0.0%	$398.46	—	COM	92204a702
CTSH	COGNIZANT TECHNOLOGY SOLUTIONS CORP	2,956	$265K	0.0%	$49.31	+67.2%	COM	192446102
ROP	ROPER TECHNOLOGIES INC	555	$262K	0.0%	$346.53	+26.7%	COM	776696106
QCOM	QUALCOMM INC	1,686	$258K	0.0%	$124.71	+23.2%	COM	747525103
—	CORTEVA INC	4,457	$256K	0.0%	$47.34	—	COM	22052l104
—	CHECK POINT SOFTWARE TECH LTD	1,815	$251K	0.0%	$120.11	—	COM	m22465104
—	OTIS WORLDWIDE CORP	3,243	$250K	0.0%	$69.09	—	COM	68902v107
—	COSTCO WHOLESALE CORP	402	$231K	0.0%	$567.50	—	COM	22160k105
—	EASTERN BANKSHARES INC	10,500	$226K	0.0%	$16.49	—	COM	27627n105
—	SPDR BLACKSTONE SENIOR LOAN ETF	5,037	$226K	0.0%	$46.20	—	COM	78467v608
EL	LAUDER ESTEE COS CL-A	800	$218K	0.0%	$223.63	+26.2%	COM	518439104
—	META PLATFORMS INC CL A	931	$207K	0.0%	$228.48	—	COM	30303m102
—	BEYOND AIR INC	26,325	$176K	0.0%	$7.29	—	COM	08862l103
—	TYHEE GOLD CORP	5,194,000	$42,000	0.0%	$0.01	—	COM	00b3bk3m2
LOW	LOWES COS INC	200	$40,000	0.0%	$68.35	+212.2%	COM	548661107
—	WI2WI CORP	518,500	$17,000	0.0%	$0.04	—	COM	00b973xc7
—	PROMIS NEUROSCIENCES INC	73,500	$7,000	0.0%	$0.11	—	COM	00bymxsm2