Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	80,506	$29.37M	9.4%	$24.69	+204.1%	COM	037833100
MSFT	MICROSOFT CORP	116,534	$23.72M	7.6%	$65.42	+164.6%	COM	594918104
GOOGL	ALPHABET INC	11,566	$16.4M	5.2%	$43.58	+53.5%	CAP STK CL A	02079K305
LOW	LOWES COS INC	91,537	$12.37M	3.9%	$63.55	+62.6%	COM	548661107
META	FACEBOOK INC	51,400	$11.67M	3.7%	$101.54	+104.2%	CL A	30303M102
VCIT	VANGUARD SCOTTSDALE FDS	118,044	$11.23M	3.6%	$90.92	—	INT-TERM CORP	92206C870
MA	MASTERCARD INCORPORATED	34,309	$10.14M	3.2%	$74.59	+266.5%	CL A	57636Q104
AMZN	AMAZON COM INC	3,609	$9.957M	3.2%	$87.39	+38.2%	COM	023135106
V	VISA INC	47,959	$9.264M	3.0%	$61.50	+185.4%	COM CL A	92826C839
SBUX	STARBUCKS CORP	112,173	$8.255M	2.6%	$53.32	+24.4%	COM	855244109
NKE	NIKE INC	83,475	$8.185M	2.6%	$46.35	+84.4%	CL B	654106103
JPM	JPMORGAN CHASE & CO	69,911	$6.576M	2.1%	$44.37	+84.2%	COM	46625H100
BABA	ALIBABA GROUP HLDG LTD	30,170	$6.508M	2.1%	$153.34	—	SPONSORED ADS	01609W102
JNJ	JOHNSON & JOHNSON	39,408	$5.542M	1.8%	$91.74	+35.4%	COM	478160104
BSV	VANGUARD BD INDEX FDS	65,719	$5.432M	1.7%	$81.26	—	SHORT TRM BOND	921937827
EQIX	EQUINIX INC	7,420	$5.211M	1.7%	$374.22	+62.7%	COM	29444U700
AMD	ADVANCED MICRO DEVICES INC	88,464	$4.654M	1.5%	$33.76	+57.1%	COM	007903107
SCHB	SCHWAB STRATEGIC TR	62,439	$4.587M	1.5%	$54.93	—	US BRD MKT ETF	808524102
DIS	DISNEY WALT CO	40,027	$4.463M	1.4%	$105.65	+2.1%	COM DISNEY	254687106
T	AT&T INC	145,431	$4.396M	1.4%	$15.70	-1.3%	COM	00206R102
BAC	BK OF AMERICA CORP	183,776	$4.365M	1.4%	$14.10	+45.9%	COM	060505104
CSCO	CISCO SYS INC	85,786	$4.001M	1.3%	$22.22	+66.5%	COM	17275R102
BRK/B	BERKSHIRE HATHAWAY INC DEL	22,092	$3.944M	1.3%	$186.41	-2.0%	CL B NEW	084670702
NVDA	NVIDIA CORPORATION	10,039	$3.814M	1.2%	$1.82	+344.0%	COM	67066G104
BNDX	VANGUARD CHARLOTTE FDS	63,196	$3.648M	1.2%	$53.91	—	INTL BD IDX ETF	92203J407
—	INVITAE CORP	119,585	$3.622M	1.2%	$30.29	—	COM	46185L103
REGN	REGENERON PHARMACEUTICALS	5,703	$3.557M	1.1%	$402.88	+40.1%	COM	75886F107
UNH	UNITEDHEALTH GROUP INC	11,727	$3.459M	1.1%	$235.18	+11.0%	COM	91324P102
—	MARVELL TECHNOLOGY GROUP LTD	91,245	$3.199M	1.0%	$35.06	—	ORD	G5876H105
SCHG	SCHWAB STRATEGIC TR	30,360	$3.083M	1.0%	$81.89	—	US LCAP GR ETF	808524300
TGT	TARGET CORP	24,979	$2.996M	1.0%	$76.45	+28.4%	COM	87612E106
RTX	RAYTHEON TECHNOLOGIES CORP	45,478	$2.802M	0.9%	$54.61	0.0%	COM	75513E101
AGG	ISHARES TR	23,670	$2.798M	0.9%	$111.60	—	CORE US AGGBD ET	464287226
ETN	EATON CORP PLC	31,461	$2.752M	0.9%	$82.63	-9.5%	SHS	G29183103
GS	GOLDMAN SACHS GROUP INC	13,212	$2.611M	0.8%	$186.48	-12.0%	COM	38141G104
C	CITIGROUP INC	50,986	$2.605M	0.8%	$52.51	-26.3%	COM NEW	172967424
BMY	BRISTOL-MYERS SQUIBB CO	43,187	$2.539M	0.8%	$45.38	+5.6%	COM	110122108
BND	VANGUARD BD INDEX FDS	27,388	$2.419M	0.8%	$82.72	—	TOTAL BND MRKT	921937835
SCHD	SCHWAB STRATEGIC TR	46,503	$2.407M	0.8%	$49.03	—	US DIVIDEND EQ	808524797
VGIT	VANGUARD SCOTTSDALE FDS	33,914	$2.393M	0.8%	$70.56	—	INTER TERM TREAS	92206C706
MCD	MCDONALDS CORP	12,708	$2.344M	0.7%	$133.95	+20.2%	COM	580135101
BIV	VANGUARD BD INDEX FDS	25,156	$2.344M	0.7%	$93.18	—	INTERMED TERM	921937819
SPY	SPDR S&P 500 ETF TR	7,026	$2.167M	0.7%	$196.42	—	TR UNIT	78462F103
IOO	ISHARES TR	38,156	$2.014M	0.6%	$52.78	—	GLOBAL 100 ETF	464287572
INTC	INTEL CORP	33,429	$2M	0.6%	$36.37	+46.3%	COM	458140100
PYPL	PAYPAL HLDGS INC	10,177	$1.773M	0.6%	$107.01	+28.8%	COM	70450Y103
SCHE	SCHWAB STRATEGIC TR	70,459	$1.716M	0.5%	$25.84	—	EMRG MKTEQ ETF	808524706
TNDM	TANDEM DIABETES CARE INC	17,205	$1.702M	0.5%	$79.79	0.0%	COM NEW	875372203
KO	COCA COLA CO	35,517	$1.587M	0.5%	$38.72	0.0%	COM	191216100
SCHV	SCHWAB STRATEGIC TR	31,628	$1.585M	0.5%	$56.76	—	US LCAP VA ETF	808524409
BA	BOEING CO	8,557	$1.569M	0.5%	$336.92	-54.4%	COM	097023105
XLK	SELECT SECTOR SPDR TR	15,003	$1.568M	0.5%	$72.33	—	TECHNOLOGY	81369Y803
—	DRAFTKINGS INC	46,867	$1.559M	0.5%	$33.26	—	COM CL A	26142R104
ARKK	ARK ETF TR	20,453	$1.459M	0.5%	$71.33	—	INNOVATION ETF	00214Q104
TIP	ISHARES TR	9,853	$1.212M	0.4%	$113.27	—	TIPS BD ETF	464287176
IWM	ISHARES TR	8,407	$1.204M	0.4%	$133.07	—	RUSSELL 2000 ETF	464287655
CVS	CVS HEALTH CORP	18,517	$1.203M	0.4%	$52.24	+0.7%	COM	126650100
SCHM	SCHWAB STRATEGIC TR	21,155	$1.113M	0.4%	$48.46	—	US MID-CAP ETF	808524508
TDOC	TELADOC HEALTH INC	5,660	$1.08M	0.3%	$175.25	0.0%	COM	87918A105
CVX	CHEVRON CORP NEW	11,953	$1.067M	0.3%	$74.24	-5.9%	COM	166764100
SCHP	SCHWAB STRATEGIC TR	17,483	$1.049M	0.3%	$55.00	—	US TIPS ETF	808524870
PENN	PENN NATL GAMING INC	33,042	$1.009M	0.3%	$25.05	-8.6%	COM	707569109
SCHR	SCHWAB STRATEGIC TR	16,264	$996K	0.3%	$53.27	—	INTRM TRM TRES	808524854
VZ	VERIZON COMMUNICATIONS INC	15,973	$881K	0.3%	$30.14	+35.2%	COM	92343V104
XOM	EXXON MOBIL CORP	18,672	$835K	0.3%	$57.01	-38.9%	COM	30231G102
FLRN	SPDR SER TR	26,051	$794K	0.3%	$30.77	—	BLOMBERG BRC INV	78468R200
ABT	ABBOTT LABS	8,485	$776K	0.2%	$44.46	+84.3%	COM	002824100
HON	HONEYWELL INTL INC	5,127	$741K	0.2%	$65.40	+80.2%	COM	438516106
NFLX	NETFLIX INC	1,435	$653K	0.2%	$33.26	+28.0%	COM	64110L106
DIA	SPDR DOW JONES INDL AVERAGE	2,450	$632K	0.2%	$264.27	—	UT SER 1	78467X109
MMM	3M CO	3,990	$622K	0.2%	$82.57	+24.0%	COM	88579Y101
ARKG	ARK ETF TR	11,740	$612K	0.2%	$52.13	—	GENOMIC REV ETF	00214Q302
MINT	PIMCO ETF TR	5,500	$559K	0.2%	$101.54	—	ENHAN SHRT MA AC	72201R833
IEX	IDEX CORP	3,480	$550K	0.2%	$63.28	+125.5%	COM	45167R104
SHV	ISHARES TR	4,800	$532K	0.2%	$111.04	—	SHORT TREAS BD	464288679
TTWO	TAKE-TWO INTERACTIVE SOFTWAR	3,658	$511K	0.2%	$130.78	0.0%	COM	874054109
DVY	ISHARES TR	6,138	$495K	0.2%	$73.51	—	SELECT DIVID ETF	464287168
—	VARIAN MED SYS INC	4,000	$490K	0.2%	$84.00	—	COM	92220P105
XLI	SELECT SECTOR SPDR TR	6,922	$476K	0.2%	$71.55	—	SBI INT-INDS	81369Y704
CNI	CANADIAN NATL RY CO	5,360	$475K	0.2%	$46.70	+60.1%	COM	136375102
SCHF	SCHWAB STRATEGIC TR	15,946	$474K	0.2%	$30.02	—	INTL EQTY ETF	808524805
XLF	SELECT SECTOR SPDR TR	19,824	$459K	0.1%	$26.39	—	SBI INT-FINL	81369Y605
XLV	SELECT SECTOR SPDR TR	4,344	$435K	0.1%	$61.05	—	SBI HEALTHCARE	81369Y209
SCHA	SCHWAB STRATEGIC TR	6,402	$418K	0.1%	$61.47	—	US SML CAP ETF	808524607
MDY	SPDR S&P MIDCAP 400 ETF TR	1,179	$383K	0.1%	$251.86	—	UTSER1 S&PDCRP	78467Y107
—	DISCOVERY INC	17,165	$362K	0.1%	$21.09	—	COM SER C	25470F302
PFF	ISHARES TR	10,423	$361K	0.1%	$36.58	—	PFD AND INCM SEC	464288687
PEP	PEPSICO INC	2,624	$347K	0.1%	$98.42	+12.6%	COM	713448108
XLY	SELECT SECTOR SPDR TR	2,532	$323K	0.1%	$120.84	—	SBI CONS DISCR	81369Y407
—	GENERAL ELECTRIC CO	47,134	$322K	0.1%	$19.65	—	COM	369604103
SCHX	SCHWAB STRATEGIC TR	4,214	$312K	0.1%	$68.79	—	US LRG CAP ETF	808524201
PG	PROCTER AND GAMBLE CO	2,523	$302K	0.1%	$100.99	+0.5%	COM	742718109
—	CANOPY GROWTH CORP	17,472	$282K	0.1%	$34.36	—	COM	138035100
BAX	BAXTER INTL INC	3,250	$280K	0.1%	$49.09	+58.2%	COM	071813109
EW	EDWARDS LIFESCIENCES CORP	3,735	$258K	0.1%	$62.94	+12.9%	COM	28176E108
D	DOMINION ENERGY INC	3,178	$258K	0.1%	$58.40	+7.3%	COM	25746U109
NBTB	NBT BANCORP INC	8,312	$256K	0.1%	$37.72	-17.4%	COM	628778102
DUK	DUKE ENERGY CORP NEW	3,098	$247K	0.1%	$70.82	-4.5%	COM NEW	26441C204
CMCSA	COMCAST CORP NEW	5,844	$228K	0.1%	$32.26	+1.6%	CL A	20030N101
QQQ	INVESCO QQQ TR	840	$208K	0.1%	$247.62	—	UNIT SER 1	46090E103