Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
—	GENERAL ELECTRIC CO	425,985	$10.57M	10.1%	$24.81	—	—	COMMON STOCK	369604103
—	TRUSTCO BANK CORP NY	1,088,360	$7.487M	7.2%	$6.88	—	—	COMMON STOCK	898349105
XOM	EXXON MOBIL CORP	78,293	$6.655M	6.4%	$85.00	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	52,238	$5.255M	5.0%	$100.60	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	81,673	$3.311M	3.2%	$40.54	—	—	COMMON STOCK	191216100
DIS	DISNEY WALT CO	31,021	$3.254M	3.1%	$104.90	—	—	COMMON STOCK	254687106
PG	PROCTER & GAMBLE CO	39,609	$3.246M	3.1%	$81.95	—	—	COMMON STOCK	742718109
INTC	INTEL CORP	95,996	$3.002M	2.9%	$31.27	—	—	COMMON STOCK	458140100
—	UNITED TECHNOLOGIES CORP	25,190	$2.952M	2.8%	$117.19	—	—	COMMON STOCK	913017109
PEP	PEPSICO INC	28,114	$2.689M	2.6%	$95.65	—	—	COMMON STOCK	713448108
WFC	WELLS FARGO & CO NEW	47,290	$2.573M	2.5%	$54.41	—	—	COMMON STOCK	949746101
JPM	JPMORGAN CHASE & CO	40,242	$2.438M	2.3%	$60.58	—	—	COMMON STOCK	46625H100
CVX	CHEVRON CORP NEW	23,124	$2.427M	2.3%	$104.96	—	—	COMMON STOCK	166764100
MMM	3M CO	14,112	$2.328M	2.2%	$164.97	—	—	COMMON STOCK	88579Y101
IBM	INTERNATIONAL BUSINESS MACHS	13,341	$2.141M	2.0%	$160.48	—	—	COMMON STOCK	459200101
ABBV	ABBVIE INC	33,745	$1.975M	1.9%	$58.53	—	—	COMMON STOCK	00287Y109
ABT	ABBOTT LABORATORIES	42,159	$1.953M	1.9%	$46.32	—	—	COMMON STOCK	002824100
CL	COLGATE PALMOLIVE CO	25,324	$1.756M	1.7%	$69.34	—	—	COMMON STOCK	194162103
NKE	NIKE INC	16,602	$1.666M	1.6%	$100.35	—	—	COMMON STOCK	654106103
GIS	GENERAL MILLS INC	29,228	$1.654M	1.6%	$56.59	—	—	COMMON STOCK	370334104
T	AT&T INC	50,329	$1.643M	1.6%	$32.65	—	—	COMMON STOCK	00206R102
AAPL	APPLE INC	12,932	$1.609M	1.5%	$124.42	—	—	COMMON STOCK	037833100
VZ	VERIZON COMMUNICATIONS INC	31,345	$1.524M	1.5%	$48.62	—	—	COMMON STOCK	92343V104
BMY	BRISTOL-MYERS SQUIBB CO	23,615	$1.523M	1.5%	$64.49	—	—	COMMON STOCK	110122108
MDT	MEDTRONIC PLC	19,466	$1.518M	1.5%	$77.98	—	—	FOREIGN STOCK	G5960L103
PFE	PFIZER INC	42,709	$1.486M	1.4%	$34.79	—	—	COMMON STOCK	717081103
AMAT	APPLIED MATERIALS INC	64,375	$1.452M	1.4%	$22.56	—	—	COMMON STOCK	038222105
WMT	WAL-MART STORES INC	17,202	$1.414M	1.4%	$82.20	—	—	COMMON STOCK	931142103
MSFT	MICROSOFT CORP	34,440	$1.4M	1.3%	$40.65	—	—	COMMON STOCK	594918104
SO	SOUTHERN CO	30,379	$1.345M	1.3%	$44.27	—	—	COMMON STOCK	842587107
CSCO	CISCO SYSTEMS INC	44,227	$1.217M	1.2%	$27.52	—	—	COMMON STOCK	17275R102
AXP	AMERICAN EXPRESS CO	15,550	$1.215M	1.2%	$78.14	—	—	COMMON STOCK	025816109
MCD	MCDONALDS CORP	10,822	$1.054M	1.0%	$97.39	—	—	COMMON STOCK	580135101
MRK	MERCK & CO INC	17,170	$987K	0.9%	$57.48	—	—	COMMON STOCK	58933Y105
ORCL	ORACLE CORP	21,647	$934K	0.9%	$43.15	—	—	COMMON STOCK	68389X105
TGT	TARGET CORP	11,149	$915K	0.9%	$82.07	—	—	COMMON STOCK	87612E106
—	DU PONT E I DE NEMOURS & CO	12,142	$868K	0.8%	$71.49	—	—	COMMON STOCK	263534109
—	JOHNSON CONTROLS INC	16,875	$851K	0.8%	$50.43	—	—	COMMON STOCK	478366107
STT	STATE STREET CORP	10,675	$785K	0.8%	$73.54	—	—	COMMON STOCK	857477103
VWO	VANGUARD EMERGING MARKETS STOCK	18,470	$755K	0.7%	$40.88	—	—	MUTUAL FUND/STOCK	922042858
LOW	LOWES COMPANIES INC	9,929	$739K	0.7%	$74.43	—	—	COMMON STOCK	548661107
EFA	ISHARES MSCI EAFE (MKT)	10,791	$692K	0.7%	$64.13	—	—	MUTUAL FUND/ST	464287465
TXN	TEXAS INSTRUMENTS INC	12,095	$692K	0.7%	$57.21	—	—	COMMON STOCK	882508104
SLB	SCHLUMBERGER LTD	7,840	$655K	0.6%	$83.55	—	—	FOREIGN STOCK	806857108
UPS	UNITED PARCEL SERVICE	6,148	$596K	0.6%	$96.94	—	—	COMMON STOCK	911312106
NBTB	NBT BANCORP INC	23,486	$589K	0.6%	$25.08	—	—	COMMON STOCK	628778102
ECL	ECOLAB INC	5,104	$583K	0.6%	$114.22	—	—	COMMON STOCK	278865100
NSC	NORFOLK SOUTHERN CORP	5,353	$551K	0.5%	$102.93	—	—	COMMON STOCK	655844108
—	DOW CHEMICAL CO	11,288	$541K	0.5%	$47.93	—	—	COMMON STOCK	260543103
ADP	AUTOMATIC DATA PROCESSING INC	6,180	$530K	0.5%	$85.76	—	—	COMMON STOCK	053015103
EXC	EXELON CORP	14,354	$482K	0.5%	$33.58	—	—	COMMON STOCK	30161N101
APD	AIR PRODUCTS & CHEMICALS INC	3,150	$477K	0.5%	$151.43	—	—	COMMON STOCK	009158106
MAS	MASCO CORP	15,925	$425K	0.4%	$26.69	—	—	COMMON STOCK	574599106
PM	PHILIP MORRIS INTERNATIONAL INC	5,452	$411K	0.4%	$75.39	—	—	COMMON STOCK	718172109
HD	HOME DEPOT INC	2,900	$329K	0.3%	$113.45	—	—	COMMON STOCK	437076102
C	CITIGROUP INC	6,178	$319K	0.3%	$51.63	—	—	COMMON STOCK	172967424
EMR	EMERSON ELECTRIC CO	5,213	$295K	0.3%	$56.59	—	—	COMMON STOCK	291011104
—	GLAXOSMITHKLINE PLC	6,175	$285K	0.3%	$46.15	—	—	FOREIGN STOCK	37733W105
—	BAKER HUGHES INC	4,350	$277K	0.3%	$63.68	—	—	COMMON STOCK	057224107
—	JACOBS ENGINEERING GROUP	5,735	$259K	0.2%	$45.16	—	—	COMMON STOCK	469814107
CME	CME GROUP INC	2,650	$251K	0.2%	$94.72	—	—	COMMON STOCK	12572Q105
MO	ALTRIA GROUP INC	4,919	$246K	0.2%	$50.01	—	—	COMMON STOCK	02209S103
BRK/B	BERKSHIRE HATHAWAY INC	1,632	$236K	0.2%	$144.61	—	—	COMMON STOCK	084670702
—	ANNALY CAPITAL MANAGEMENT INC	19,050	$198K	0.2%	$10.39	—	—	COMMON STOCK	035710409
—	ALCOA INC	11,250	$145K	0.1%	$12.89	—	—	COMMON STOCK	013817101