Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	GENERAL ELECTRIC CO	338,505	$10.66M	10.8%	—	—	COMMON STOCK	369604103
XOM	EXXON MOBIL CORP	74,684	$7M	7.1%	—	—	COMMON STOCK	30231G102
—	TRUSTCO BANK CORP NY	1,062,442	$6.811M	6.9%	—	—	COMMON STOCK	898349105
JNJ	JOHNSON & JOHNSON	36,494	$4.427M	4.5%	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	72,400	$3.281M	3.3%	—	—	COMMON STOCK	191216100
PG	PROCTER & GAMBLE CO	37,868	$3.206M	3.2%	—	—	COMMON STOCK	742718109
DIS	DISNEY WALT CO	28,781	$2.816M	2.8%	—	—	COMMON STOCK	254687106
INTC	INTEL CORP	85,778	$2.814M	2.8%	—	—	COMMON STOCK	458140100
PEP	PEPSICO INC	25,781	$2.732M	2.8%	—	—	COMMON STOCK	713448108
CVX	CHEVRON CORP NEW	22,940	$2.405M	2.4%	—	—	COMMON STOCK	166764100
—	UNITED TECHNOLOGIES CORP	23,445	$2.404M	2.4%	—	—	COMMON STOCK	913017109
JPM	JPMORGAN CHASE & CO	37,613	$2.337M	2.4%	—	—	COMMON STOCK	46625H100
MMM	3M CO	13,054	$2.286M	2.3%	—	—	COMMON STOCK	88579Y101
T	AT&T INC	48,597	$2.1M	2.1%	—	—	COMMON STOCK	00206R102
WFC	WELLS FARGO & CO NEW	43,181	$2.044M	2.1%	—	—	COMMON STOCK	949746101
ABBV	ABBVIE INC	32,945	$2.04M	2.1%	—	—	COMMON STOCK	00287Y109
GIS	GENERAL MILLS INC	27,292	$1.947M	2.0%	—	—	COMMON STOCK	370334104
IBM	INTERNATIONAL BUSINESS MACHS	12,804	$1.943M	2.0%	—	—	COMMON STOCK	459200101
NKE	NIKE INC	31,854	$1.758M	1.8%	—	—	COMMON STOCK	654106103
BMY	BRISTOL-MYERS SQUIBB CO	22,989	$1.69M	1.7%	—	—	COMMON STOCK	110122108
VZ	VERIZON COMMUNICATIONS INC	29,784	$1.663M	1.7%	—	—	COMMON STOCK	92343V104
ABT	ABBOTT LABORATOR IES	40,921	$1.609M	1.6%	—	—	COMMON STOCK	002824100
CL	COLGATE PALMOLIVE CO	21,372	$1.565M	1.6%	—	—	COMMON STOCK	194162103
MDT	MEDTRONIC PLC	17,577	$1.525M	1.5%	—	—	FOREIGN STOCK	G5960L103
AMAT	APPLIED MATERIALS INC	61,263	$1.469M	1.5%	—	—	COMMON STOCK	038222105
MSFT	MICROSOFT CORP	28,188	$1.443M	1.5%	—	—	COMMON STOCK	594918104
PFE	PFIZER INC	39,178	$1.38M	1.4%	—	—	COMMON STOCK	717081103
SO	SOUTHERN CO	24,529	$1.315M	1.3%	—	—	COMMON STOCK	842587107
CSCO	CISCO SYSTEMS INC	41,279	$1.184M	1.2%	—	—	COMMON STOCK	17275R102
AAPL	APPLE INC	11,835	$1.131M	1.1%	—	—	COMMON STOCK	037833100
MCD	MCDONALDS CORP	9,372	$1.128M	1.1%	—	—	COMMON STOCK	580135101
WMT	WAL-MART STORES INC	13,119	$958K	1.0%	—	—	COMMON STOCK	931142103
MRK	MERCK & CO INC	15,270	$880K	0.9%	—	—	COMMON STOCK	58933Y105
AXP	AMERICAN EXPRESS CO	13,975	$849K	0.9%	—	—	COMMON STOCK	025816109
ORCL	ORACLE CORP	20,347	$833K	0.8%	—	—	COMMON STOCK	68389X105
—	DU PONT E I DE NEMOURS & CO	12,142	$786K	0.8%	—	—	COMMON STOCK	263534109
TXN	TEXAS INSTRUMENTS INC	11,996	$751K	0.8%	—	—	COMMON STOCK	882508104
LOW	LOWES COMPANIES INC	9,462	$749K	0.8%	—	—	COMMON STOCK	548661107
TGT	TARGET CORP	10,215	$713K	0.7%	—	—	COMMON STOCK	87612E106
—	JOHNSON CONTROLS INC	15,325	$679K	0.7%	—	—	COMMON STOCK	478366107
NBTB	NBT BANCORP INC	23,486	$672K	0.7%	—	—	COMMON STOCK	628778102
VWO	VANGUARD EMERGING MARKETS STOCK	17,027	$599K	0.6%	—	—	MUTUAL FUND/STOCK	922042858
UPS	UNITED PARCEL SE RVICE	5,531	$596K	0.6%	—	—	COMMON STOCK	911312106
ECL	ECOLAB INC	4,870	$578K	0.6%	—	—	COMMON STOCK	278865100
SLB	SCHLUMBERGER LTD	7,207	$570K	0.6%	—	—	FOREIGN STOCK	806857108
ADP	AUTOMATIC DATA PROCESSING INC	5,900	$542K	0.5%	—	—	COMMON STOCK	053015103
PM	PHILIP MORRIS INTERNATIONAL INC	5,152	$524K	0.5%	—	—	COMMON STOCK	718172109
—	DOW CHEMICAL CO	10,455	$519K	0.5%	—	—	COMMON STOCK	260543103
STT	STATE STREET CORP	9,225	$498K	0.5%	—	—	COMMON STOCK	857477103
EFA	ISHARES MSCI EAFE (MKT)	8,489	$474K	0.5%	—	—	MUTUAL FUND/STOCK	464287465
MAS	MASCO CORP	15,325	$474K	0.5%	—	—	COMMON STOCK	574599106
NSC	NORFOLK SOUTHERN CORP	5,356	$456K	0.5%	—	—	COMMON STOCK	655844108
EXC	EXELON CORP	12,203	$444K	0.4%	—	—	COMMON STOCK	30161N101
APD	AIR PRODUCTS & CHEMICALS INC	2,800	$398K	0.4%	—	—	COMMON STOCK	009158106
HD	HOME DEPOT INC	2,730	$349K	0.4%	—	—	COMMON STOCK	437076102
MO	ALTRIA GROUP INC	4,836	$334K	0.3%	—	—	COMMON STOCK	02209S103
—	JACOBS ENGINEERING GROUP	5,352	$267K	0.3%	—	—	COMMON STOCK	469814107
EMR	EMERSON ELECTRIC CO	4,963	$259K	0.3%	—	—	COMMON STOCK	291011104
C	CITIGROUP INC	5,678	$241K	0.2%	—	—	COMMON STOCK	172967424
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$234K	0.2%	—	—	COMMON STOCK	084670702
—	GLAXOSMITHKLINE PLC	5,350	$232K	0.2%	—	—	FOREIGN STOCK	37733W105
LLY	ELI LILLY & CO	2,747	$216K	0.2%	—	—	COMMON STOCK	532457108
—	ANNALY CAPITAL MANAGEMENT INC	15,650	$173K	0.2%	—	—	COMMON STOCK	035710409
—	ALCOA INC	10,750	$99,000	0.1%	—	—	COMMON STOCK	013817101