Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
—	GENERAL ELECTRIC CO	334,786	$10.64M	11.0%	$31.79	—	—	COMMON STOCK	369604103
—	TRUSTCO BANK CORP NY	1,061,809	$6.435M	6.6%	$6.06	—	—	COMMON STOCK	898349105
XOM	EXXON MOBIL CORP	74,784	$6.251M	6.5%	$83.59	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	35,544	$3.846M	4.0%	$108.20	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	73,798	$3.424M	3.5%	$46.40	—	—	COMMON STOCK	191216100
PG	PROCTER & GAMBLE CO	37,768	$3.109M	3.2%	$82.32	—	—	COMMON STOCK	742718109
DIS	DISNEY WALT CO	28,971	$2.877M	3.0%	$99.31	—	—	COMMON STOCK	254687106
INTC	INTEL CORP	88,882	$2.875M	3.0%	$32.35	—	—	COMMON STOCK	458140100
PEP	PEPSICO INC	26,031	$2.668M	2.8%	$102.49	—	—	COMMON STOCK	713448108
—	UNITED TECHNOLOGIES CORP	23,845	$2.387M	2.5%	$100.10	—	—	COMMON STOCK	913017109
JPM	JPMORGAN CHASE & CO	38,538	$2.282M	2.4%	$59.21	—	—	COMMON STOCK	46625H100
MMM	3M CO	13,154	$2.192M	2.3%	$166.64	—	—	COMMON STOCK	88579Y101
CVX	CHEVRON CORP NEW	22,740	$2.17M	2.2%	$95.43	—	—	COMMON STOCK	166764100
WFC	WELLS FARGO & CO NEW	44,306	$2.143M	2.2%	$48.37	—	—	COMMON STOCK	949746101
NKE	NIKE INC	32,654	$2.007M	2.1%	$61.46	—	—	COMMON STOCK	654106103
IBM	INTERNATIONAL BUSINESS MACHS	12,954	$1.962M	2.0%	$151.46	—	—	COMMON STOCK	459200101
ABBV	ABBVIE INC	33,145	$1.893M	2.0%	$57.11	—	—	COMMON STOCK	00287Y109
T	AT&T INC	47,922	$1.877M	1.9%	$39.17	—	—	COMMON STOCK	00206R102
GIS	GENERAL MILLS INC	27,792	$1.76M	1.8%	$63.33	—	—	COMMON STOCK	370334104
ABT	ABBOTT LABORATOR IES	41,159	$1.721M	1.8%	$41.81	—	—	COMMON STOCK	002824100
VZ	VERIZON COMMUNICATIONS INC	30,084	$1.627M	1.7%	$54.08	—	—	COMMON STOCK	92343V104
MSFT	MICROSOFT CORP	28,630	$1.581M	1.6%	$55.22	—	—	COMMON STOCK	594918104
CL	COLGATE PALMOLIVE CO	21,360	$1.509M	1.6%	$70.65	—	—	COMMON STOCK	194162103
BMY	BRISTOL-MYERS SQUIBB CO	23,282	$1.488M	1.5%	$63.91	—	—	COMMON STOCK	110122108
AAPL	APPLE INC	12,605	$1.374M	1.4%	$109.00	—	—	COMMON STOCK	037833100
AMAT	APPLIED MATERIALS INC	62,525	$1.324M	1.4%	$21.18	—	—	COMMON STOCK	038222105
MDT	MEDTRONIC PLC	17,615	$1.321M	1.4%	$74.99	—	—	FOREIGN STOCK	G5960L103
SO	SOUTHERN CO	24,329	$1.258M	1.3%	$51.71	—	—	COMMON STOCK	842587107
CSCO	CISCO SYSTEMS INC	43,123	$1.228M	1.3%	$28.48	—	—	COMMON STOCK	17275R102
PFE	PFIZER INC	40,788	$1.209M	1.2%	$29.64	—	—	COMMON STOCK	717081103
MCD	MCDONALDS CORP	9,572	$1.203M	1.2%	$125.68	—	—	COMMON STOCK	580135101
WMT	WAL-MART STORES INC	13,444	$921K	1.0%	$68.51	—	—	COMMON STOCK	931142103
AXP	AMERICAN EXPRESS CO	14,750	$905K	0.9%	$61.36	—	—	COMMON STOCK	025816109
TGT	TARGET CORP	10,915	$898K	0.9%	$82.27	—	—	COMMON STOCK	87612E106
ORCL	ORACLE CORP	21,047	$861K	0.9%	$40.91	—	—	COMMON STOCK	68389X105
MRK	MERCK & CO INC	15,820	$837K	0.9%	$52.91	—	—	COMMON STOCK	58933Y105
—	DU PONT E I DE NEMOURS & CO	12,442	$788K	0.8%	$63.33	—	—	COMMON STOCK	263534109
LOW	LOWES COMPANIES INC	9,662	$732K	0.8%	$75.76	—	—	COMMON STOCK	548661107
TXN	TEXAS INSTRUMENTS INC	11,995	$689K	0.7%	$57.44	—	—	COMMON STOCK	882508104
—	JOHNSON CONTROLS INC	16,725	$652K	0.7%	$38.98	—	—	COMMON STOCK	478366107
NBTB	NBT BANCORP INC	23,486	$633K	0.7%	$26.95	—	—	COMMON STOCK	628778102
UPS	UNITED PARCEL SE RVICE	5,931	$625K	0.6%	$105.38	—	—	COMMON STOCK	911312106
VWO	VANGUARD EMERGING MARKETS STOCK	17,027	$589K	0.6%	$34.59	—	—	MUTUAL FUND/STOCK	922042858
STT	STATE STREET CORP	10,025	$587K	0.6%	$58.55	—	—	COMMON STOCK	857477103
EFA	ISHARES MSCI EAFE (MKT)	9,789	$559K	0.6%	$57.10	—	—	MUTUAL FUND/STOCK	464287465
ECL	ECOLAB INC	4,970	$554K	0.6%	$111.47	—	—	COMMON STOCK	278865100
SLB	SCHLUMBERGER LTD	7,507	$554K	0.6%	$73.80	—	—	FOREIGN STOCK	806857108
—	DOW CHEMICAL CO	10,855	$552K	0.6%	$50.85	—	—	COMMON STOCK	260543103
ADP	AUTOMATIC DATA PROCESSING INC	5,900	$529K	0.5%	$89.66	—	—	COMMON STOCK	053015103
PM	PHILIP MORRIS INTERNATIONAL INC	5,152	$506K	0.5%	$98.21	—	—	COMMON STOCK	718172109
MAS	MASCO CORP	15,925	$501K	0.5%	$31.46	—	—	COMMON STOCK	574599106
EXC	EXELON CORP	12,321	$442K	0.5%	$35.87	—	—	COMMON STOCK	30161N101
NSC	NORFOLK SOUTHERN CORP	5,153	$429K	0.4%	$83.25	—	—	COMMON STOCK	655844108
APD	AIR PRODUCTS & CHEMICALS INC	2,800	$403K	0.4%	$143.93	—	—	COMMON STOCK	009158106
HD	HOME DEPOT INC	2,750	$367K	0.4%	$133.45	—	—	COMMON STOCK	437076102
MO	ALTRIA GROUP INC	4,836	$303K	0.3%	$62.66	—	—	COMMON STOCK	02209S103
EMR	EMERSON ELECTRIC CO	5,163	$281K	0.3%	$54.43	—	—	COMMON STOCK	291011104
CME	CME GROUP INC	2,500	$240K	0.2%	$96.00	—	—	COMMON STOCK	12572Q105
C	CITIGROUP INC	5,678	$237K	0.2%	$41.74	—	—	COMMON STOCK	172967424
—	JACOBS ENGINEERING GROUP	5,352	$233K	0.2%	$43.54	—	—	COMMON STOCK	469814107
BRK/B	BERKSHIRE HATHAWAY INC	1,632	$232K	0.2%	$142.16	—	—	COMMON STOCK	084670702
—	GLAXOSMITHKLINE PLC	5,650	$229K	0.2%	$40.53	—	—	FOREIGN STOCK	37733W105
—	ANNALY CAPITAL MANAGEMENT INC	16,250	$167K	0.2%	$10.28	—	—	COMMON STOCK	035710409
—	ALCOA INC	11,250	$108K	0.1%	$9.60	—	—	COMMON STOCK	013817101