Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	155,234	$49.02M	6.4%	$52.64	+516.6%	COM	594918104
IAU	ISHARES GOLD TRUST	1,362,515	$47.67M	6.2%	$34.17	—	COM	464285204
AAPL	APPLE INC	240,201	$41.12M	5.3%	$97.98	+85.1%	COM	037833100
—	ENERGY SELECT SECTOR SPDR	362,302	$32.75M	4.3%	$62.53	—	COM	81369y506
—	ALPHABET INC CL A	217,742	$28.49M	3.7%	$133.91	—	COM	02079k305
—	NVIDIA CORP	53,831	$23.42M	3.0%	$352.38	—	COM	67066g104
AMZN	AMAZON.COM INC	177,567	$22.57M	2.9%	$120.89	+10.8%	COM	023135106
JNJ	JOHNSON & JOHNSON	112,538	$17.53M	2.3%	$72.85	+110.4%	COM	478160104
PG	PROCTER & GAMBLE CO	116,819	$17.04M	2.2%	$61.93	+132.7%	COM	742718109
VIG	VANGUARD DIVIDEND APPREC ETF	106,546	$16.56M	2.2%	$142.42	—	COM	921908844
—	MERCK & CO INC	160,458	$16.52M	2.1%	$57.73	—	COM	58933y105
—	JP MORGAN CHASE & CO	112,712	$16.35M	2.1%	$100.92	—	COM	46625h100
—	TECHNOLOGY SELECT SECT SPDR	90,308	$14.8M	1.9%	$172.82	—	COM	81369y803
PEP	PEPSICO INC	86,837	$14.71M	1.9%	$72.07	+131.9%	COM	713448108
—	ADOBE INC	28,813	$14.69M	1.9%	$97.84	—	COM	00724f101
—	VISA INC CL A	62,401	$14.35M	1.9%	$92.01	—	COM	92826c839
—	LINDE PLC	35,919	$13.37M	1.7%	$355.44	—	COM	g54950103
KO	COCA COLA CO	234,354	$13.12M	1.7%	$38.94	+43.1%	COM	191216100
ABT	ABBOTT LABS	134,358	$13.01M	1.7%	$63.78	+57.5%	COM	002824100
—	BROADCOM INC	15,317	$12.72M	1.7%	$368.51	—	COM	11135f101
WMT	WALMART INC	76,016	$12.16M	1.6%	$38.61	+34.2%	COM	931142103
—	NEXTERA ENERGY INC	211,672	$12.13M	1.6%	$83.96	—	COM	65339f101
BAC	BANK OF AMERICA CORP	432,976	$11.85M	1.5%	$22.61	+23.0%	COM	060505104
UNP	UNION PAC CORP	53,327	$10.86M	1.4%	$86.01	+139.7%	COM	907818108
TJX	TJX COS INC	118,305	$10.51M	1.4%	$61.45	+38.9%	COM	872540109
HON	HONEYWELL INTERNATIONAL INC	55,530	$10.26M	1.3%	$101.74	+70.9%	COM	438516106
IJH	ISHARES CORE S&P MID-CAP ETF	39,897	$9.948M	1.3%	$226.68	—	COM	464287507
—	UNITEDHEALTH GROUP INC	18,484	$9.319M	1.2%	$259.52	—	COM	91324p102
IBM	INTL. BUSINESS MACHINES CORP	65,844	$9.238M	1.2%	$99.55	+32.3%	COM	459200101
—	FINANCIAL SELECT SECTOR SPDR	277,689	$9.211M	1.2%	$33.70	—	COM	81369y605
—	ZOETIS INC	52,785	$9.184M	1.2%	$57.23	—	COM	98978v103
BDX	BECTON DICKINSON	35,235	$9.109M	1.2%	$199.52	+29.4%	COM	075887109
—	SPDR PORTFOLIO EMERGING MARKETS ETF	267,478	$8.979M	1.2%	$32.98	—	COM	78463x509
—	INDUSTRIAL SELECT SECTOR SPDR	84,816	$8.599M	1.1%	$107.32	—	COM	81369y704
BMY	BRISTOL MYERS SQUIBB CO	144,903	$8.41M	1.1%	$45.00	+20.8%	COM	110122108
—	INTERCONTINENTAL EXCHANGE INC	75,235	$8.277M	1.1%	$92.92	—	COM	45866f104
—	EATON CORP PLC	37,910	$8.085M	1.1%	$171.33	—	COM	g29183103
HD	HOME DEPOT INC	24,172	$7.304M	0.9%	$236.51	+28.1%	COM	437076102
—	XYLEM INC	79,831	$7.267M	0.9%	$82.14	—	COM	98419m100
NSRGY	NESTLE SA SPONS ADR	63,927	$7.235M	0.9%	$76.15	—	COM	641069406
—	SALESFORCE INC	35,574	$7.214M	0.9%	$85.79	—	COM	79466l302
—	HEALTH CARE SELECT SECTOR	55,950	$7.203M	0.9%	$131.61	—	COM	81369y209
—	CONSUMER DISCRETIONARY SELECT	43,924	$7.071M	0.9%	$169.81	—	COM	81369y407
PGR	PROGRESSIVE CORP	46,436	$6.469M	0.8%	$110.13	+9.3%	COM	743315103
—	PROLOGIS INC REIT	57,408	$6.442M	0.8%	$100.76	—	COM	74340w103
—	VERIZON COMMUNICATIONS	192,329	$6.233M	0.8%	$49.43	—	COM	92343v104
RIO	RIO TINTO PLC SPONS ADR	91,309	$5.811M	0.8%	$76.02	—	COM	767204100
ITOT	ISHARES CORE S&P TOTAL U.S.	57,856	$5.449M	0.7%	$61.82	—	COM	464287150
ECL	ECOLAB INC	31,908	$5.405M	0.7%	$149.41	+18.7%	COM	278865100
—	EXXON MOBIL CORP	44,167	$5.193M	0.7%	$90.36	—	COM	30231g102
IBB	ISHARES BIOTECHNOLOGY ETF	40,862	$4.997M	0.6%	$134.88	—	COM	464287556
—	APTIV PLC	44,962	$4.433M	0.6%	$102.09	—	COM	g6095l109
BRK/B	BERKSHIRE HATHAWAY INC-CL B	12,553	$4.397M	0.6%	$285.11	+24.4%	COM	084670702
—	COMM SERV SELECT SECTOR SPDR	65,665	$4.306M	0.6%	$65.08	—	COM	81369y852
—	TESLA INC	14,070	$3.521M	0.5%	$261.81	—	COM	88160r101
—	META PLATFORMS INC CL A	11,179	$3.356M	0.4%	$286.97	—	COM	30303m102
—	SERVICENOW INC	5,231	$2.924M	0.4%	$562.02	—	COM	81762p102
—	REAL ESTATE SELECT SECT SPDR	77,367	$2.636M	0.3%	$37.23	—	COM	81369y860
—	UTILITIES SELECT SECTOR SPDR	44,092	$2.598M	0.3%	$64.93	—	COM	81369y886
ADP	AUTOMATIC DATA PROCESSING INC	10,195	$2.453M	0.3%	$74.42	+210.6%	COM	053015103
—	ABBVIE INC	14,347	$2.139M	0.3%	$101.14	—	COM	00287y109
DSI	ISHARES MSCI KLD 400 SOCIAL ETF	25,346	$2.063M	0.3%	$75.24	—	COM	464288570
—	ALPHABET INC CL C	14,730	$1.942M	0.3%	$127.36	—	COM	02079k107
MCD	MCDONALDS CORP	7,329	$1.931M	0.3%	$186.42	+44.6%	COM	580135101
—	CISCO SYSTEMS INC	32,844	$1.766M	0.2%	$46.22	—	COM	17275r102
—	COSTCO WHOLESALE CORP	2,341	$1.323M	0.2%	$530.42	—	COM	22160k105
EMR	EMERSON ELEC CO	12,023	$1.161M	0.2%	$55.45	+64.4%	COM	291011104
IVV	ISHARES CORE S&P 500 ETF	2,650	$1.138M	0.1%	$445.66	—	COM	464287200
—	ACCENTURE PLC CL A	3,594	$1.104M	0.1%	$298.38	—	COM	g1151c101
—	MASTERCARD INC CL A	2,759	$1.092M	0.1%	$145.09	—	COM	57636q104
CVX	CHEVRON CORPORATION	6,268	$1.057M	0.1%	$85.93	+69.6%	COM	166764100
—	SPDR GOLD MINISHARES TRUST ETF	28,711	$1.053M	0.1%	$38.10	—	COM	98149e303
INTU	INTUIT INC	1,963	$1.003M	0.1%	$75.72	+558.8%	COM	461202103
INTC	INTEL CORP	27,622	$982K	0.1%	$35.83	-4.5%	COM	458140100
SYK	STRYKER CORPORATION	3,521	$962K	0.1%	$63.71	+339.5%	COM	863667101
—	MATERIALS SELECT SECTOR SPDR TRUST	11,676	$917K	0.1%	$78.55	—	COM	81369y100
—	SPDR GOLD TRUST	5,318	$912K	0.1%	$160.02	—	COM	78463v107
DIS	DISNEY WALT CO NEW	10,970	$889K	0.1%	$114.41	-27.1%	COM	254687106
APD	AIR PRODUCTS & CHEMICALS INC	3,120	$884K	0.1%	$109.91	+150.1%	COM	009158106
LLY	LILLY ELI & CO	1,593	$856K	0.1%	$89.67	+465.1%	COM	532457108
PFE	PFIZER INC	25,083	$832K	0.1%	$22.25	+37.4%	COM	717081103
CHD	CHURCH & DWIGHT INC	8,520	$781K	0.1%	$39.14	+137.9%	COM	171340102
—	COMCAST CORP CL A	17,399	$771K	0.1%	$41.55	—	COM	20030n101
NKE	NIKE INC-CLASS B	7,828	$749K	0.1%	$107.23	-8.4%	COM	654106103
ADI	ANALOG DEVICES INC	4,066	$712K	0.1%	$108.49	+63.1%	COM	032654105
DHR	DANAHER CORP	2,390	$593K	0.1%	$248.83	-11.5%	COM	235851102
FISV	FISERV INC	5,096	$576K	0.1%	$53.91	+128.5%	COM	337738108
—	RTX CORPORATION	7,927	$571K	0.1%	$100.97	—	COM	75513e101
ITW	ILLINOIS TOOL WKS INC	2,449	$564K	0.1%	$179.34	+28.3%	COM	452308109
BRK/A	BERKSHIRE HATHAWAY INC CL A	1	$531K	0.1%	$318723.75	+69.1%	COM	084670108
WY	WEYERHAEUSER CO REIT	16,101	$494K	0.1%	$23.05	+32.9%	COM	962166104
—	BIOGEN INC	1,908	$490K	0.1%	$216.68	—	COM	09062x103
RY	ROYAL BANK OF CANADA	5,600	$490K	0.1%	$59.71	+55.8%	COM	780087102
SBUX	STARBUCKS CORP	5,202	$475K	0.1%	$61.98	+49.2%	COM	855244109
BA	BOEING CO	2,437	$467K	0.1%	$120.78	+81.1%	COM	097023105
CNI	CANADIAN NATIONAL RAILWAY CO	4,210	$456K	0.1%	$45.03	+142.8%	COM	136375102
—	NUVECTIS PHARMA INC	34,000	$438K	0.1%	$15.97	—	COM	67080t108
USB	US BANCORP NEW	12,677	$419K	0.1%	$23.91	+35.9%	COM	902973304
GPC	GENUINE PARTS CO	2,865	$414K	0.1%	$67.34	+114.6%	COM	372460105
YUM	YUM BRANDS INC	3,235	$404K	0.1%	$47.12	+166.5%	COM	988498101
PNC	PNC FINANCIAL SERVICES GROUP	3,200	$393K	0.1%	$61.55	+87.0%	COM	693475105
—	DUPONT DE NEMOURS INC	5,110	$381K	0.0%	$53.97	—	COM	26614n102
PRGS	PROGRESS SOFTWARE CORP	7,120	$374K	0.0%	$46.21	+26.7%	COM	743312100
—	EDWARDS LIFESCIENCES CORP	5,285	$366K	0.0%	$82.85	—	COM	28176e108
CAT	CATERPILLAR INC	1,307	$357K	0.0%	$261.47	0.0%	COM	149123101
—	CARRIER GLOBAL CORP	6,380	$352K	0.0%	$38.96	—	COM	14448c104
—	TARGET CORP	3,172	$351K	0.0%	$132.79	—	COM	87612e106
STT	STATE STREET CORP	5,035	$337K	0.0%	$45.03	+44.1%	COM	857477103
PAYX	PAYCHEX INC	2,726	$314K	0.0%	$106.53	+5.3%	COM	704326107
—	3M CO	3,239	$303K	0.0%	$138.44	—	COM	88579y101
—	JPMORGAN ULTRA-SHORT INCOME ETF	5,843	$293K	0.0%	$50.23	—	COM	46641q837
IEF	ISHARES 7-10 YEAR TREASURY B	3,161	$290K	0.0%	$115.54	—	COM	464287440
BNS	BANK OF NOVA SCOTIA HALIFAX	6,000	$274K	0.0%	$32.24	+31.2%	COM	064149107
ROP	ROPER TECHNOLOGIES INC	555	$269K	0.0%	$403.95	+19.5%	COM	776696106
—	AXSOME THERAPEUTICS INC	3,840	$268K	0.0%	$77.08	—	COM	05464t104
—	CORTEVA INC	5,100	$261K	0.0%	$48.67	—	COM	22052l104
DOW	DOW INC	5,049	$260K	0.0%	$35.55	+30.3%	COM	260557103
—	JPM ULTRA-SHORT MUNI INCOME	4,801	$242K	0.0%	$50.45	—	COM	46641q654
—	OTIS WORLDWIDE CORP	2,978	$239K	0.0%	$78.46	—	COM	68902v107
—	PAYPAL HOLDINGS INC	3,936	$230K	0.0%	$58.46	—	COM	70450y103
—	ISHARES 0-3 MONTH TREASURY BD ETF	2,266	$228K	0.0%	$100.62	—	COM	46436e718
PCAR	PACCAR INC	2,675	$227K	0.0%	$66.51	+15.3%	COM	693718108
CVS	CVS HEALTH CORP	3,061	$214K	0.0%	$64.57	0.0%	COM	126650100
—	S&P GLOBAL INC	569	$208K	0.0%	$400.70	—	COM	78409v104
—	BEYOND AIR INC	35,020	$80,896	0.0%	$7.14	—	COM	08862l103