Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GE	GE AEROSPACE	28,481	$8.568M	7.7%	—	—	COMMON STOCK	369604301
JPM	JP MORGAN CHASE & CO	24,985	$7.881M	7.1%	—	—	COMMON STOCK	46625H100
MSFT	MICROSOFT CORP	12,683	$6.569M	5.9%	—	—	COMMON STOCK	594918104
AAPL	APPLE INC	24,773	$6.308M	5.7%	—	—	COMMON STOCK	037833100
AMAT	APPLIED MATERIALS INC	27,885	$5.709M	5.1%	—	—	COMMON STOCK	038222105
GEV	GE VERNOVA INC	7,203	$4.429M	4.0%	—	—	COMMON STOCK	36828A101
ABBV	ABBVIE INC SR NT	18,776	$4.347M	3.9%	—	—	COMMON STOCK	00287Y109
XOM	EXXON MOBIL CORP	36,218	$4.084M	3.7%	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	19,505	$3.617M	3.3%	—	—	COMMON STOCK	478160104
TRST	TRUSTCO BANK CORP NY	98,587	$3.579M	3.2%	—	—	COMMON STOCK	898349204
AXP	AMERICAN EXPRESS CO	9,145	$3.038M	2.7%	—	—	COMMON STOCK	025816109
KO	COCA COLA CO	42,611	$2.826M	2.5%	—	—	COMMON STOCK	191216100
ORCL	ORACLE CORP	9,389	$2.641M	2.4%	—	—	COMMON STOCK	68389X105
ABT	ABBOTT LABORATORIES	19,428	$2.602M	2.3%	—	—	COMMON STOCK	002824100
PG	PROCTER & GAMBLE CO	16,254	$2.497M	2.2%	—	—	COMMON STOCK	742718109
WMT	WALMART INC	22,177	$2.286M	2.1%	—	—	COMMON STOCK	931142103
CVX	CHEVRON CORP NEW	14,408	$2.237M	2.0%	—	—	COMMON STOCK	166764100
RTX	RTX CORPORATION	12,499	$2.091M	1.9%	—	—	COMMON STOCK	75513E101
MCD	MCDONALDS CORP	6,209	$1.887M	1.7%	—	—	COMMON STOCK	580135101
PEP	PEPSICO INC	13,029	$1.83M	1.6%	—	—	COMMON STOCK	713448108
DIS	DISNEY WALT CO	13,907	$1.592M	1.4%	—	—	COMMON STOCK	254687106
LOW	LOWES COMPANIES INC	5,778	$1.452M	1.3%	—	—	COMMON STOCK	548661107
LLY	ELI LILLY & CO	1,712	$1.306M	1.2%	—	—	COMMON STOCK	532457108
IBM	INTERNATIONAL BUSINESS MACHS	4,571	$1.29M	1.2%	—	—	COMMON STOCK	459200101
CSCO	CISCO SYSTEMS INC	18,325	$1.254M	1.1%	—	—	COMMON STOCK	17275R102
TXN	TEXAS INSTRUMENTS INC	6,348	$1.166M	1.0%	—	—	COMMON STOCK	882508104
QQQ	INVESCO QQQ TR	1,808	$1.085M	1.0%	—	—	MUTUAL FUND/STO	46090E103
HD	HOME DEPOT INC	2,671	$1.082M	1.0%	—	—	COMMON STOCK	437076102
EMR	EMERSON ELECTRIC CO	8,100	$1.063M	1.0%	—	—	COMMON STOCK	291011104
SO	SOUTHERN CO	9,722	$921K	0.8%	—	—	COMMON STOCK	842587107
ADP	AUTOMATIC DATA PROCESSING INC	3,051	$895K	0.8%	—	—	COMMON STOCK	053015103
GOOG	ALPHABET INC SR	3,516	$856K	0.8%	—	—	COMMON STOCK	02079K107
INTC	INTEL CORP	24,647	$827K	0.7%	—	—	COMMON STOCK	458140100
CL	COLGATE PALMOLIVE CO	10,060	$804K	0.7%	—	—	COMMON STOCK	194162103
MRK	MERCK & CO INC	9,131	$766K	0.7%	—	—	COMMON STOCK	58933Y105
GIS	GENERAL MILLS INC	15,171	$765K	0.7%	—	—	COMMON STOCK	370334104
NKE	NIKE INC	10,533	$734K	0.7%	—	—	COMMON STOCK	654106103
VOO	VANGUARD S&P 500 ETF	1,131	$693K	0.6%	—	—	MUTUAL FUND/STO	922908363
MAS	MASCO CORP	9,625	$678K	0.6%	—	—	COMMON STOCK	574599106
BRK/B	BERKSHIRE HATHAWAY INC	1,340	$674K	0.6%	—	—	COMMON STOCK	084670702
NSC	NORFOLK SOUTHERN CORP	2,116	$636K	0.6%	—	—	COMMON STOCK	655844108
CAT	CATERPILLAR INC	1,288	$615K	0.6%	—	—	COMMON STOCK	149123101
JCI	JOHNSON CTLS INTL PLC SHS	5,401	$594K	0.5%	—	—	FOREIGN STOCK	G51502105
PM	PHILIP MORRIS INTERNATIONAL INC	3,635	$590K	0.5%	—	—	COMMON STOCK	718172109
MMM	3M CO	3,615	$561K	0.5%	—	—	COMMON STOCK	88579Y101
STT	STATE STREET CORP	4,740	$550K	0.5%	—	—	COMMON STOCK	857477103
GEHC	GE HEALTHCARE TECHNOLOGIES INC	7,035	$528K	0.5%	—	—	COMMON STOCK	36266G107
VZ	VERIZON COMMUNICATIONS INC	11,692	$514K	0.5%	—	—	COMMON STOCK	92343V104
META	META PLATFORMS INC	696	$511K	0.5%	—	—	COMMON STOCK	30303M102
ECL	ECOLAB INC	1,810	$496K	0.4%	—	—	COMMON STOCK	278865100
TGT	TARGET CORP	5,411	$485K	0.4%	—	—	COMMON STOCK	87612E106
MDT	MEDTRONIC PLC	5,067	$483K	0.4%	—	—	FOREIGN STOCK	G5960L103
PFE	PFIZER INC	14,709	$375K	0.3%	—	—	COMMON STOCK	717081103
VO	VANGUARD MID-CAP ETF (MKT)	1,233	$362K	0.3%	—	—	MUTUAL FUND/STO	922908629
ALL	ALLSTATE CORP	1,680	$361K	0.3%	—	—	COMMON STOCK	020002101
LMT	LOCKHEED MARTIN CORP	707	$353K	0.3%	—	—	COMMON STOCK	539830109
GOOGL	ALPHABET INC SR	1,447	$352K	0.3%	—	—	COMMON STOCK	02079K305
T	AT&T INC	11,846	$335K	0.3%	—	—	COMMON STOCK	00206R102
AMZN	AMAZON COM INC	1,438	$316K	0.3%	—	—	COMMON STOCK	023135106
MO	ALTRIA GROUP INC	4,523	$299K	0.3%	—	—	COMMON STOCK	02209S103
FDIS	FIDELITY MSCI CONSUMER	2,800	$288K	0.3%	—	—	MUTUAL FUND/STO	316092204
CME	CME GROUP INC	1,050	$284K	0.3%	—	—	COMMON STOCK	12572Q105
MA	MASTERCARD INC	490	$279K	0.3%	—	—	COMMON STOCK	57636Q104
TRV	THE TRAVELERS COMPANIES INC	987	$276K	0.2%	—	—	COMMON STOCK	89417E109
C	CITIGROUP INC	2,667	$271K	0.2%	—	—	COMMON STOCK	172967424
J	JACOBS SOLUTIONS INC	1,795	$269K	0.2%	—	—	COMMON STOCK	46982L108
CVS	CVS HEALTH CORPORATION	3,485	$263K	0.2%	—	—	COMMON STOCK	126650100
BMY	BRISTOL-MYERS SQUIBB CO	5,721	$258K	0.2%	—	—	COMMON STOCK	110122108
NVDA	NVIDIA CORP	1,327	$248K	0.2%	—	—	COMMON STOCK	67066G104
DD	DUPONT DE NEMOURS INC	2,757	$215K	0.2%	—	—	COMMON STOCK	26614N102
VB	VANGUARD SMALL CAP ETF (MKT)	796	$202K	0.2%	—	—	MUTUAL FUND/STO	922908751