Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	Visa Inc Cl A	158,029	$16.63M	4.3%	$96.71	—	COM	92826c839
AAPL	Apple Inc	107,309	$16.54M	4.3%	$19.01	+90.2%	COM	037833100
—	Alphabet Inc Cap Stock Cl A	15,315	$14.91M	3.9%	$781.57	—	COM	02079k305
—	JPMorgan Chase & Co	150,541	$14.38M	3.7%	$55.84	—	COM	46625h100
PFE	Pfizer Inc	380,450	$13.58M	3.5%	$17.15	+29.8%	COM	717081103
—	Chubb Limited	92,013	$13.12M	3.4%	$119.45	—	COM	h1467j104
GLW	Corning Inc	434,660	$13.01M	3.4%	$15.27	+54.5%	COM	219350105
—	Merck & Co Inc	199,179	$12.75M	3.3%	$48.26	—	COM	58933y105
—	Dowdupont Inc	179,531	$12.43M	3.2%	$69.23	—	COM	26078j100
MSFT	Microsoft Corp	166,092	$12.37M	3.2%	$52.25	+27.6%	COM	594918104
—	United Technologies Corp	103,637	$12.03M	3.1%	$99.85	—	COM	913017109
USB	US Bancorp Del	223,934	$12M	3.1%	$29.83	+26.6%	COM	902973304
HD	Home Depot Inc	70,604	$11.55M	3.0%	$105.83	+18.3%	COM	437076102
JNJ	Johnson & Johnson	87,641	$11.39M	3.0%	$89.79	+16.9%	COM	478160104
—	Oracle Corp	228,506	$11.05M	2.9%	$37.18	—	COM	68389x105
—	BlackRock Inc	24,201	$10.82M	2.8%	$277.97	—	COM	09247x101
IYF	iShares US Financials ETF	93,953	$10.53M	2.7%	$87.79	—	U.S. FINLS ETF	464287788
—	General Electric Co	424,443	$10.26M	2.7%	$24.67	—	COM	369604103
—	Marathon Petroleum Corp	182,392	$10.23M	2.6%	$62.66	—	COM	56585a102
—	Comcast Corp Cl A	262,659	$10.11M	2.6%	$42.92	—	COM	20030n101
UPS	United Parcel Service Inc Cl B	83,899	$10.08M	2.6%	$59.73	+38.7%	COM	911312106
PEP	PepsiCo Inc	87,722	$9.775M	2.5%	$58.01	+54.1%	COM	713448108
SBUX	Starbucks Corp	177,649	$9.541M	2.5%	$45.70	+1.1%	COM	855244109
—	Medtronic PLC	121,903	$9.48M	2.5%	$75.51	—	COM	g5960l103
IYW	iShares US Tech ETF	59,628	$8.94M	2.3%	$94.20	—	U.S. TECH ETF	464287721
—	Exxon Mobil Corp	106,201	$8.706M	2.3%	$87.01	—	COM	30231g102
—	Goldman Sachs Group Inc	35,235	$8.357M	2.2%	$149.66	—	COM	38141g104
—	Select Sector SPDR Tr Technolo	94,858	$5.606M	1.5%	$53.98	—	TECHNOLOGY	81369y803
—	Select Sector SPDR Healthcare	63,209	$5.166M	1.3%	$73.65	—	SBI HEALTHCARE	81369y209
—	Select Sector SPDR Cons Discre	52,770	$4.753M	1.2%	$80.75	—	SBI CONS DISCR	81369y407
IYH	iShares US Healthcare ETF	25,384	$4.363M	1.1%	$131.34	—	US HLTHCARE ETF	464287762
IWF	iShares Russell 1000 Growth ET	29,515	$3.691M	1.0%	$101.48	—	RUS 1000 GRW ETF	464287614
IYJ	iShares US Industries ETF	24,183	$3.351M	0.9%	$101.00	—	U.S. INDS ETF	464287754
—	Select Sector SPDR Energy	47,528	$3.255M	0.8%	$69.92	—	SBI INT-ENERGY	81369y506
VEA	Vanguard FTSE Developed Market	69,387	$3.012M	0.8%	$39.86	—	FTSE DEV MKT ETF	921943858
—	Select Sector SPDR Consumer St	54,070	$2.919M	0.8%	$53.37	—	SBI CONS STPLS	81369y308
IWR	iShares Rus Mid Cap ETF	12,308	$2.426M	0.6%	$174.84	—	RUS MID-CAP ETF	464287499
VYM	Vanguard High Div Yield	29,397	$2.383M	0.6%	$73.83	—	HIGH DIV YLD	921946406
VV	Vanguard Large Cap ETF	20,640	$2.382M	0.6%	$94.41	—	LARGE CAP ETF	922908637
BCPC	Balchem Corp	26,152	$2.126M	0.6%	$65.60	+11.6%	COM	057665200
—	Select Sector SPDR Industrials	28,567	$2.028M	0.5%	$65.81	—	SBI INT-INDS	81369y704
IYC	iShares US Cnsm SV ETF	11,998	$1.968M	0.5%	$128.95	—	U.S. CNSM SV ETF	464287580
VGK	Vanguard FTSE Europe ETF	27,896	$1.627M	0.4%	$52.52	—	FTSE EUROPE ETF	922042874
VWO	Vanguard FTSE Emerg Mkt ETF	36,566	$1.593M	0.4%	$40.64	—	FTSE EMR MKT ETF	922042858
IJR	iShares Core S & P Small Cap	20,636	$1.532M	0.4%	$90.75	—	CORE S&P SCP ETF	464287804
VTI	Vanguard Total Stock Mkt	10,495	$1.359M	0.4%	$96.10	—	TOTAL STK MKT	922908769
IYK	iShares US Cnsm Gd ETF	10,627	$1.282M	0.3%	$98.68	—	U.S. CNSM GD ETF	464287812
VB	Vanguard Small Cap ETF	8,945	$1.264M	0.3%	$110.22	—	SMALL CAP ETF	922908751
C	Citigroup Inc	16,173	$1.176M	0.3%	$36.54	+42.1%	COM	172967424
VO	Vanguard Mid Cap ETF	7,895	$1.161M	0.3%	$129.84	—	MID CAP ETF	922908629
IWD	iShares Russell 1000 Val ETF	9,680	$1.147M	0.3%	$98.10	—	RUS 1000 VAL ETF	464287598
—	WisdomTree Intl Equity Fund	20,207	$1.1M	0.3%	$48.39	—	INTL EQUITY FD	97717w703
ASH	Ashland Global Holdings Inc	15,218	$995K	0.3%	$49.10	+13.1%	COM	044186104
—	Valvoline Inc	41,778	$980K	0.3%	$23.72	—	COM	92047w101
—	Select Sector SPDR Materials	14,979	$851K	0.2%	$46.04	—	SBI MATERIALS	81369y100
VOE	Vanguard Mid Cap Value Index V	7,366	$778K	0.2%	$91.71	—	MCAP VL IDXVIP	922908512
—	Select Sector SPDR Utilities	13,697	$726K	0.2%	$49.86	—	SBI INT-UTILS	81369y886
—	Facebook Inc Cl A	3,080	$526K	0.1%	$153.14	—	COM	30303m102
—	SPDR S&P 500 ETF Tr	2,057	$517K	0.1%	$200.72	—	TR UNIT	78462f103
EFA	iShares MSCI EAFE ETF	7,331	$502K	0.1%	$60.19	—	MSCI EAFE ETF	464287465
AMZN	Amazon.com Inc	452	$435K	0.1%	$27.04	+81.7%	COM	023135106
CVX	Chevron Corp	2,567	$302K	0.1%	$68.45	+11.3%	COM	166764100
CCK	Crown Holdings Inc	4,964	$296K	0.1%	$46.41	+21.4%	COM	228368106
—	AT&T Inc	7,423	$291K	0.1%	$36.50	—	COM	00206r102
—	Costco Wholesale Corp	1,702	$280K	0.1%	$160.24	—	COM	22160k105
DIS	Disney Walt Co Disney	2,597	$256K	0.1%	$99.36	-2.4%	COM	254687106
IWM	iShares Russell 2000 ETF	1,696	$251K	0.1%	$141.17	—	RUSSELL 2000 ETF	464287655
AMGN	Amgen Inc	1,230	$229K	0.1%	$127.19	+8.1%	COM	031162100
—	Magellan Midstream Partners LP	3,000	$213K	0.1%	$68.00	—	COM UNIT RP LP	559080106
VUG	Vanguard Growth ETF	1,607	$213K	0.1%	$127.18	—	GROWTH ETF	922908736
—	Fncb Bancorp Inc	15,740	$119K	0.0%	$6.04	—	COM	302578109
—	Black Dragon Resource Cos Inc	10,000	$0	0.0%	—	—	COM	09202t103
—	Wells Fargo & Co Pfd Frac	10,000	$0	0.0%	—	—	COM	KEK746889
—	Xechem Intl Inc	20,000	$0	0.0%	—	—	COM	983895301