Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple Inc	107,664	$18.22M	4.3%	$19.01	+105.6%	COM	037833100
—	Visa Inc Cl A	156,749	$17.87M	4.2%	$96.71	—	COM	92826c839
—	Alphabet Inc Cap Stock Cl A	15,287	$16.1M	3.8%	$781.57	—	COM	02079k305
—	JPMorgan Chase & Co	150,456	$16.09M	3.8%	$55.84	—	COM	46625h100
MSFT	Microsoft Corp	185,388	$15.86M	3.7%	$54.65	+37.7%	COM	594918104
JNJ	Johnson & Johnson	102,918	$14.38M	3.4%	$92.94	+19.4%	COM	478160104
PFE	Pfizer Inc	378,646	$13.71M	3.2%	$17.15	+38.8%	COM	717081103
GLW	Corning Inc	426,925	$13.66M	3.2%	$15.27	+65.2%	COM	219350105
—	Oracle Corp	288,101	$13.62M	3.2%	$39.27	—	COM	68389x105
—	Chubb Limited	92,006	$13.45M	3.2%	$119.45	—	COM	h1467j104
HD	Home Depot Inc	70,790	$13.42M	3.2%	$105.83	+33.9%	COM	437076102
—	Merck & Co Inc	236,803	$13.32M	3.1%	$49.53	—	COM	58933y105
—	United Technologies Corp	104,077	$13.28M	3.1%	$99.85	—	COM	913017109
—	Dowdupont Inc	179,003	$12.75M	3.0%	$69.23	—	COM	26078j100
—	BlackRock Inc	24,136	$12.4M	2.9%	$277.97	—	COM	09247x101
—	Marathon Petroleum Corp	182,666	$12.05M	2.8%	$62.66	—	COM	56585a102
USB	US Bancorp Del	224,413	$12.02M	2.8%	$29.83	+30.9%	COM	902973304
IYF	iShares US Financials ETF	95,689	$11.43M	2.7%	$88.36	—	U.S. FINLS ETF	464287788
—	Comcast Corp Cl A	264,136	$10.58M	2.5%	$42.92	—	COM	20030n101
PEP	PepsiCo Inc	88,091	$10.56M	2.5%	$58.01	+53.4%	COM	713448108
SBUX	Starbucks Corp	178,831	$10.27M	2.4%	$45.70	+3.7%	COM	855244109
UPS	United Parcel Service Inc Cl B	83,968	$10M	2.4%	$59.73	+44.4%	COM	911312106
—	Medtronic PLC	123,405	$9.965M	2.3%	$75.57	—	COM	g5960l103
IYW	iShares US Tech ETF	59,494	$9.684M	2.3%	$94.20	—	U.S. TECH ETF	464287721
WMT	Wal-Mart Stores Inc	95,645	$9.445M	2.2%	$26.82	0.0%	COM	931142103
—	Goldman Sachs Group Inc	35,337	$9.003M	2.1%	$149.66	—	COM	38141g104
—	Exxon Mobil Corp	106,699	$8.924M	2.1%	$87.01	—	COM	30231g102
—	Select Sector SPDR Tr Technolo	98,683	$6.311M	1.5%	$54.36	—	TECHNOLOGY	81369y803
—	General Electric Co	352,407	$6.15M	1.4%	$24.67	—	COM	369604103
—	Select Sector SPDR Cons Discre	53,734	$5.303M	1.2%	$81.07	—	SBI CONS DISCR	81369y407
—	Select Sector SPDR Healthcare	59,858	$4.949M	1.2%	$73.65	—	SBI HEALTHCARE	81369y209
IWF	iShares Russell 1000 Growth ET	30,649	$4.128M	1.0%	$102.71	—	RUS 1000 GRW ETF	464287614
IYH	iShares US Healthcare ETF	23,455	$4.086M	1.0%	$131.34	—	US HLTHCARE ETF	464287762
IYJ	iShares US Industries ETF	26,201	$3.862M	0.9%	$104.57	—	U.S. INDS ETF	464287754
VWO	Vanguard FTSE Emerg Mkt ETF	79,548	$3.652M	0.9%	$43.49	—	FTSE EMR MKT ETF	922042858
—	Select Sector SPDR Energy	48,461	$3.502M	0.8%	$69.96	—	SBI INT-ENERGY	81369y506
VEA	Vanguard FTSE Developed Market	73,346	$3.29M	0.8%	$40.13	—	FTSE DEV MKT ETF	921943858
—	Select Sector SPDR Consumer St	55,210	$3.141M	0.7%	$53.44	—	SBI CONS STPLS	81369y308
IWR	iShares Rus Mid Cap ETF	13,051	$2.716M	0.6%	$176.74	—	RUS MID-CAP ETF	464287499
VYM	Vanguard High Div Yield	31,208	$2.672M	0.6%	$74.51	—	HIGH DIV YLD	921946406
—	Select Sector SPDR Industrials	32,174	$2.435M	0.6%	$66.92	—	SBI INT-INDS	81369y704
VV	Vanguard Large Cap ETF	17,695	$2.169M	0.5%	$94.41	—	LARGE CAP ETF	922908637
IYC	iShares US Cnsm SV ETF	12,072	$2.164M	0.5%	$128.95	—	U.S. CNSM SV ETF	464287580
BCPC	Balchem Corp	26,152	$2.108M	0.5%	$65.60	+21.0%	COM	057665200
VGK	Vanguard FTSE Europe ETF	29,636	$1.753M	0.4%	$52.91	—	FTSE EUROPE ETF	922042874
IJR	iShares Core S & P Small Cap	21,957	$1.686M	0.4%	$89.91	—	CORE S&P SCP ETF	464287804
VB	Vanguard Small Cap ETF	9,777	$1.445M	0.3%	$113.42	—	SMALL CAP ETF	922908751
IYK	iShares US Cnsm Gd ETF	10,401	$1.318M	0.3%	$98.68	—	U.S. CNSM GD ETF	464287812
VTI	Vanguard Total Stock Mkt	8,995	$1.235M	0.3%	$96.10	—	TOTAL STK MKT	922908769
VO	Vanguard Mid Cap ETF	7,778	$1.204M	0.3%	$129.84	—	MID CAP ETF	922908629
IWD	iShares Russell 1000 Val ETF	9,680	$1.204M	0.3%	$98.10	—	RUS 1000 VAL ETF	464287598
C	Citigroup Inc	15,542	$1.156M	0.3%	$36.54	+54.5%	COM	172967424
—	WisdomTree Intl Equity Fund	20,207	$1.127M	0.3%	$48.39	—	INTL EQUITY FD	97717w703
—	Select Sector SPDR Materials	15,272	$924K	0.2%	$46.32	—	SBI MATERIALS	81369y100
VOE	Vanguard Mid Cap Value Index V	7,837	$874K	0.2%	$92.90	—	MCAP VL IDXVIP	922908512
—	Select Sector SPDR Utilities	13,981	$736K	0.2%	$49.92	—	SBI INT-UTILS	81369y886
AMZN	Amazon.com Inc	537	$628K	0.1%	$31.47	+74.9%	COM	023135106
EFA	iShares MSCI EAFE ETF	8,781	$617K	0.1%	$61.86	—	MSCI EAFE ETF	464287465
—	Valvoline Inc	24,590	$616K	0.1%	$23.72	—	COM	92047w101
ASH	Ashland Global Holdings Inc	8,297	$591K	0.1%	$49.10	+22.9%	COM	044186104
—	Facebook Inc Cl A	2,823	$498K	0.1%	$153.14	—	COM	30303m102
CVX	Chevron Corp	2,567	$321K	0.1%	$68.45	+22.1%	COM	166764100
DIS	Disney Walt Co Disney	2,597	$279K	0.1%	$99.36	-2.1%	COM	254687106
—	AT&T Inc	7,103	$276K	0.1%	$36.50	—	COM	00206r102
CCK	Crown Holdings Inc	4,797	$270K	0.1%	$46.41	+21.1%	COM	228368106
—	Costco Wholesale Corp	1,407	$262K	0.1%	$160.24	—	COM	22160k105
IWM	iShares Russell 2000 ETF	1,673	$255K	0.1%	$141.17	—	RUSSELL 2000 ETF	464287655
—	SPDR S&P 500 ETF Tr	927	$247K	0.1%	$200.72	—	TR UNIT	78462f103
VUG	Vanguard Growth ETF	1,610	$226K	0.1%	$127.18	—	GROWTH ETF	922908736
AMGN	Amgen Inc	1,230	$214K	0.1%	$127.19	+8.7%	COM	031162100
—	Magellan Midstream Partners LP	3,000	$213K	0.1%	$68.00	—	COM UNIT RP LP	559080106
EEM	iShares MSCI Emerg Mkt ETF	4,290	$202K	0.0%	$47.09	—	MSCI EMG MKT ETF	464287234
—	Fncb Bancorp Inc	15,740	$115K	0.0%	$6.04	—	COM	302578109
—	Wells Fargo & Co Pfd Frac	10,000	$0	0.0%	—	—	COM	KEK746889