Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR IVV	137,285	$56.44M	12.5%	$310.47	—	—	464287200
QQQ	INVESCO QQQ TR	117,256	$37.63M	8.3%	$202.92	—	—	46090E103
MSFT	MICROSOFT CORP	81,697	$23.55M	5.2%	$89.36	+179.2%	—	594918104
SPY	SPDR S&P 500 ETF TR SPY	52,761	$21.6M	4.8%	$129628.66	—	—	78462F103
AAPL	APPLE INC	120,043	$19.8M	4.4%	$88.13	+65.1%	—	037833100
IJH	ISHARES TR IJH	67,804	$16.96M	3.7%	$257.65	—	—	464287507
V	VISA INC	69,707	$15.72M	3.5%	$70.46	+209.2%	—	92826C839
IJR	ISHARES TR IJR	158,430	$15.32M	3.4%	$396.49	—	—	464287804
UNH	UNITEDHEALTH GROUP INC	28,919	$13.67M	3.0%	$196.49	+132.7%	—	91324P102
MCD	MCDONALDS CORP	46,652	$13.04M	2.9%	$83.87	+198.7%	—	580135101
JPM	JPMORGAN CHASE & CO	76,258	$9.937M	2.2%	$70.62	+81.5%	—	46625H100
IBB	ISHARES TR IBB	75,190	$9.713M	2.1%	$139.29	—	—	464287556
ITOT	ISHARES TR ITOT	96,125	$8.704M	1.9%	$70.25	—	—	464287150
LMT	LOCKHEED MARTIN CORP	18,089	$8.551M	1.9%	$173.43	+149.8%	—	539830109
JNJ	JOHNSON & JOHNSON	52,195	$8.09M	1.8%	$120.31	+22.9%	—	478160104
FTEC	FIDELITY COVINGTON TRUST	69,937	$7.969M	1.8%	$48.39	—	—	316092808
LLY	LILLY ELI & CO	22,239	$7.637M	1.7%	$249.79	+32.1%	—	532457108
IEFA	ISHARES TR IEFA	108,687	$7.266M	1.6%	$66.87	—	—	46432F842
NVDA	NVIDIA CORPORATION	24,571	$6.825M	1.5%	$17.73	+22.0%	—	67066G104
MA	MASTERCARD INCORPORATED	18,346	$6.667M	1.5%	$202.98	+76.1%	—	57636Q104
DKS	DICKS SPORTING GOODS INC	44,201	$6.272M	1.4%	$103.21	+20.0%	—	253393102
DIA	SPDR DOW JONES INDL AVERAGE	18,460	$6.14M	1.4%	$11983.90	—	—	78467X109
COST	COSTCO WHSL CORP NEW	11,252	$5.591M	1.2%	$300.58	+56.8%	—	22160K105
PEP	PEPSICO INC	30,409	$5.544M	1.2%	$92.76	+71.1%	—	713448108
WMT	WALMART INC	36,625	$5.4M	1.2%	$38.90	+17.7%	—	931142103
VOE	VANGUARD INDEX FDS VOE	38,174	$5.118M	1.1%	$135.24	—	—	922908512
XLE	SELECT SECTOR SPDR TR XLE	57,866	$4.793M	1.1%	$71.99	—	—	81369Y506
IEMG	ISHARES INC IEMG	91,418	$4.46M	1.0%	$51.51	—	—	46434G103
GOOGL	ALPHABET INC GOOGL	42,512	$4.41M	1.0%	$110.00	-13.4%	—	02079K305
IJJ	ISHARES TR IJJ	42,391	$4.356M	1.0%	$102.89	—	—	464287705
HD	HOME DEPOT INC	14,287	$4.216M	0.9%	$251.07	+13.4%	—	437076102
VO	VANGUARD INDEX FDS VO	17,643	$3.721M	0.8%	$203.83	—	—	922908629
PG	PROCTER AND GAMBLE CO	24,670	$3.668M	0.8%	$103.62	+28.5%	—	742718109
AMZN	AMAZON COM INC	28,056	$2.898M	0.6%	$122.26	-21.0%	—	023135106
LQD	ISHARES TR LQD	25,329	$2.776M	0.6%	$59275.55	—	—	464287242
XOM	EXXON MOBIL CORP	24,829	$2.723M	0.6%	$88.61	+13.1%	—	30231G102
SHY	ISHARES TR SHY	32,663	$2.684M	0.6%	$20894.66	—	—	464287457
VTV	VANGUARD INDEX FDS VTV	16,601	$2.293M	0.5%	$140.04	—	—	922908744
AGG	ISHARES TR AGG	18,078	$1.801M	0.4%	$110.63	—	—	464287226
CI	THE CIGNA GROUP	6,781	$1.733M	0.4%	$239.74	+15.2%	—	125523100
AMGN	AMGEN INC	6,974	$1.686M	0.4%	$200.70	+11.6%	—	031162100
BX	BLACKSTONE INC	18,914	$1.661M	0.4%	$44.44	+82.6%	—	09260D107
FBND	FIDELITY MERRIMACK STR TR	35,444	$1.63M	0.4%	$51.75	—	—	316188309
DG	DOLLAR GEN CORP NEW	7,711	$1.623M	0.4%	$131.97	+60.7%	—	256677105
IJS	ISHARES TR IJS	16,668	$1.56M	0.3%	$103.39	—	—	464287879
IEF	ISHARES TR IEF	13,613	$1.349M	0.3%	$108.55	—	—	464287440
UNP	UNION PAC CORP	6,629	$1.334M	0.3%	$72.53	+161.1%	—	907818108
PFF	ISHARES TR PFF	42,425	$1.325M	0.3%	$37.33	—	—	464288687
NVO	NOVO-NORDISK A S	8,257	$1.314M	0.3%	$99.51	—	—	670100205
VZ	VERIZON COMMUNICATIONS INC	31,988	$1.244M	0.3%	$29.75	+9.9%	—	92343V104
GIS	GENERAL MLS INC	13,634	$1.165M	0.3%	$36.55	+96.8%	—	370334104
UTHR	UNITED THERAPEUTICS CORP DEL	5,000	$1.12M	0.2%	$122.24	+101.7%	—	91307C102
ORCL	ORACLE CORP	11,949	$1.11M	0.2%	$67.91	+24.9%	—	68389X105
VTI	VANGUARD INDEX FDS VTI	5,400	$1.102M	0.2%	$42207.26	—	—	922908769
ABT	ABBOTT LABS	10,450	$1.058M	0.2%	$37.76	+164.8%	—	002824100
—	BLACKROCK INC	1,486	$994K	0.2%	$680.84	—	—	09247X101
VRP	INVESCO EXCH TRADED FD TR II	43,177	$956K	0.2%	$24.93	—	—	46138G870
ELV	ELEVANCE HEALTH INC	1,943	$893K	0.2%	$253.25	+79.7%	—	036752103
MINT	PIMCO ETF TR	8,759	$869K	0.2%	$101.28	—	—	72201R833
MRK	MERCK & CO INC	7,429	$790K	0.2%	$56.79	+73.8%	—	58933Y105
XLV	SELECT SECTOR SPDR TR XLV	5,904	$764K	0.2%	$129.40	—	—	81369Y209
CAT	CATERPILLAR INC	3,196	$731K	0.2%	$65.85	+250.2%	—	149123101
DRI	DARDEN RESTAURANTS INC	4,683	$727K	0.2%	$127.55	+5.9%	—	237194105
DIS	DISNEY WALT CO	7,212	$722K	0.2%	$125.22	-21.3%	—	254687106
BND	VANGUARD BD INDEX FDS BND	9,700	$716K	0.2%	$55228.90	—	—	921937835
IVE	ISHARES TR IVE	4,423	$671K	0.1%	$153.07	—	—	464287408
ONC	BEIGENE LTD	3,000	$647K	0.1%	$220.00	—	—	07725L102
PFE	PFIZER INC	15,766	$643K	0.1%	$23.52	+55.4%	—	717081103
T	AT&T INC	32,645	$628K	0.1%	$13.97	+17.1%	—	00206R102
AWR	AMER STATES WTR CO	7,000	$622K	0.1%	$22.15	+286.6%	—	029899101
HON	HONEYWELL INTL INC	3,227	$617K	0.1%	$95.15	+85.7%	—	438516106
NXPI	NXP SEMICONDUCTORS N V	3,201	$597K	0.1%	$145.07	+16.3%	—	N6596X109
WM	WASTE MGMT INC DEL	3,590	$586K	0.1%	$60.48	+142.0%	—	94106L109
KO	COCA COLA CO	9,254	$574K	0.1%	$33.34	+66.2%	—	191216100
UPS	UNITED PARCEL SERVICE INC	2,861	$555K	0.1%	$60.45	+161.6%	—	911312106
TIP	ISHARES TR	4,899	$540K	0.1%	$87612.39	—	—	464287176
FXI	ISHARES TR	17,718	$523K	0.1%	$39.51	—	—	464287184
EPD	ENTERPRISE PRODS PARTNERS L	19,526	$506K	0.1%	$24.38	—	—	293792107
CVX	CHEVRON CORP NEW	3,040	$496K	0.1%	$129.95	+14.2%	—	166764100
HUM	HUMANA INC	1,000	$485K	0.1%	$239.24	+100.0%	—	444859102
ACRE	ARES COML REAL ESTATE CORP	52,950	$481K	0.1%	$14.51	—	—	04013V108
—	NEVRO CORP	13,200	$477K	0.1%	$66.00	—	—	64157F103
INGR	INGREDION INC	4,625	$471K	0.1%	$87.91	+13.5%	—	457187102
TSLA	TESLA INC	2,267	$470K	0.1%	$236.42	-26.2%	—	88160R101
ABBV	ABBVIE INC	2,882	$459K	0.1%	$82.49	+67.4%	—	00287Y109
IWF	ISHARES TR IWF	1,808	$442K	0.1%	$131.79	—	—	464287614
BMY	BRISTOL-MYERS SQUIBB CO	6,329	$439K	0.1%	$42.75	+43.9%	—	110122108
VXF	VANGUARD INDEX FDS VXF	3,092	$434K	0.1%	$110.27	—	—	922908652
VUG	VANGUARD INDEX FDS VUG	1,706	$425K	0.1%	$145.01	—	—	922908736
RTX	RAYTHEON TECHNOLOGIES CORP	4,334	$424K	0.1%	$59.34	+55.5%	—	75513E101
JNK	SPDR SER TR JNK	4,541	$421K	0.1%	$109.14	—	—	78468R622
IBM	INTERNATIONAL BUSINESS MACHS	3,202	$420K	0.1%	$106.91	+12.9%	—	459200101
TLT	ISHARES TR TLT	3,947	$420K	0.1%	$139.11	—	—	464287432
MS	MORGAN STANLEY	4,527	$397K	0.1%	$84.26	+0.7%	—	617446448
ETN	EATON CORP PLC	2,312	$396K	0.1%	$75.52	+112.1%	—	G29183103
BA	BOEING CO	1,849	$393K	0.1%	$288.50	-28.0%	—	097023105
CVS	CVS HEALTH CORP	5,146	$382K	0.1%	$75.19	0.0%	—	126650100
ET	ENERGY TRANSFER L P	29,945	$373K	0.1%	$10.02	—	—	29273V100
DUK	DUKE ENERGY CORP NEW	3,780	$365K	0.1%	$63.39	+39.1%	—	26441C204
GS	GOLDMAN SACHS GROUP INC	1,100	$360K	0.1%	$334.67	-3.3%	—	38141G104
VLO	VALERO ENERGY CORP	2,542	$355K	0.1%	$76.96	+59.8%	—	91913Y100
TJX	TJX COS INC NEW	4,513	$354K	0.1%	$46.66	+62.1%	—	872540109
NEE	NEXTERA ENERGY INC	4,568	$352K	0.1%	$58.88	+20.0%	—	65339F101
GH	GUARDANT HEALTH INC	15,000	$352K	0.1%	$45.76	-37.6%	—	40131M109
WEN	WENDYS CO	15,758	$343K	0.1%	$7.28	+201.7%	—	95058W100
TRST	TRUSTCO BK CORP N Y	10,574	$338K	0.1%	$26.48	+18.5%	—	898349204
AROW	ARROW FINL CORP	13,380	$333K	0.1%	$25.05	+5.3%	—	042744102
SDY	SPDR SER TR SDY	2,645	$327K	0.1%	$52867.30	—	—	78464A763
TSM	TAIWAN SEMICONDUCTOR MFG LTD	3,325	$309K	0.1%	$69.38	—	—	874039100
CSCO	CISCO SYS INC	5,892	$308K	0.1%	$42.02	+6.7%	—	17275R102
CRM	SALESFORCE INC	1,512	$302K	0.1%	$169.48	-1.5%	—	79466L302
MTB	M & T BK CORP	2,515	$301K	0.1%	$146.70	-10.4%	—	55261F104
VOO	VANGUARD INDEX FDS VOO	798	$300K	0.1%	$357.56	—	—	922908363
BAC	BANK AMERICA CORP	10,466	$299K	0.1%	$33.39	-8.4%	—	060505104
TU	TELUS CORPORATION	14,670	$291K	0.1%	$18.29	+11.2%	—	87971M103
GE	GENERAL ELECTRIC CO	3,014	$288K	0.1%	$50.84	+29.6%	—	369604301
MSTR	MICROSTRATEGY INC	974	$285K	0.1%	$24.41	0.0%	—	594972408
MO	ALTRIA GROUP INC	6,303	$281K	0.1%	$27.88	+30.1%	—	02209S103
IWD	ISHARES TR IWD	1,844	$281K	0.1%	$124.30	—	—	464287598
OEF	ISHARES TR OEF	1,484	$278K	0.1%	$142.50	—	—	464287101
PTGX	PROTAGONIST THERAPEUTICS INC	12,000	$276K	0.1%	$8.39	+100.3%	—	74366E102
—	GUGGENHEIM TAXABLE MUNICP BO	15,300	$261K	0.1%	$8419.66	—	—	401664107
DOW	DOW INC	4,730	$259K	0.1%	$39.96	+18.3%	—	260557103
SO	SOUTHERN CO	3,709	$258K	0.1%	$55.66	+9.0%	—	842587107
TGT	TARGET CORP	1,545	$256K	0.1%	$129.60	+14.7%	—	87612E106
AMD	ADVANCED MICRO DEVICES INC	2,521	$247K	0.1%	$81.38	0.0%	—	007903107
CASY	CASEYS GEN STORES INC	1,050	$227K	0.1%	$203.15	+5.9%	—	147528103
DHR	DANAHER CORPORATION	901	$227K	0.1%	$174.66	+28.3%	—	235851102
TGTX	TG THERAPEUTICS INC	14,803	$223K	0.0%	$5.68	+167.4%	—	88322Q108
VBR	VANGUARD INDEX FDS VBR	1,385	$220K	0.0%	$158.84	—	—	922908611
UTL	UNITIL CORP	3,796	$217K	0.0%	$50.88	+4.9%	—	913259107
XNBOX	NEUBERGER BERMAN N Y MUN FD	22,190	$213K	0.0%	$13.53	—	—	64124K102
AQN	ALGONQUIN PWR UTILS CORP	25,000	$210K	0.0%	$7.29	-10.9%	—	015857105
WDFC	WD 40 CO	1,168	$208K	0.0%	$164.32	0.0%	—	929236107
IWB	ISHARES TR IWB	915	$206K	0.0%	$225.14	—	—	464287622
GLD	SPDR GOLD TR	1,103	$202K	0.0%	$183.14	—	—	78463V107
IWR	ISHARES TR IWR	2,885	$202K	0.0%	$70.02	—	—	464287499
TMO	THERMO FISHER SCIENTIFIC INC	349	$201K	0.0%	$558.70	0.0%	—	883556102
CWB	SPDR SER TR	2,992	$201K	0.0%	$60.47	—	—	78464A359
—	EATON VANCE TAX MNGED BUY WR	15,370	$201K	0.0%	$15.78	—	—	27828X100
KEY	KEYCORP	11,930	$149K	0.0%	$9.03	+58.9%	—	493267108
F	FORD MTR CO DEL	11,452	$144K	0.0%	$4.68	+117.8%	—	345370860
AGI	ALAMOS GOLD INC NEW	10,000	$122K	0.0%	$7.48	+42.6%	—	011532108
ODV	OSISKO DEVELOPMENT CORP	16,667	$82,000	0.0%	$7.01	-32.4%	—	68828E809
SKE	SKEENA RES LTD NEW	10,000	$61,000	0.0%	$5.09	+13.2%	—	83056P715
DC	DAKOTA GOLD CORP	13,000	$47,000	0.0%	$3.99	-17.1%	—	46655E100
—	PAVMED INC	22,000	$8,000	0.0%	$2.11	—	—	70387R106
—	ZYNERBA PHARMACEUTICALS INC	16,000	$7,000	0.0%	$2.06	—	—	98986X109
—	AUDACY INC	25,000	$3,000	0.0%	$0.12	—	—	05070N103