COOPER/HAIMS ADVISORS, LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	6,556	$975	0.4%	$148.69	—	CORE S&P TTL STK	464287150
VB	VANGUARD INDEX FDS	2,804	$723	0.3%	$257.91	—	SMALL CP ETF	922908751
VWO	VANGUARD INTL EQUITY INDEX F	8,549	$460	0.2%	$53.76	—	FTSE EMR MKT ETF	922042858
VTI	VANGUARD INDEX FDS	1,227	$411	0.2%	$335.27	—	TOTAL STK MKT	922908769
—	GABELLI DIVID & INCOME TR	14,784	$411	0.2%	$27.77	—	COM	36242H104
SGOL	ETFS GOLD TR	9,669	$397	0.2%	$41.08	—	PHYSCL GOLD SHS	00326A104
VONE	VANGUARD SCOTTSDALE FDS	1,285	$397	0.2%	$309.04	—	VNG RUS1000IDX	92206C730
JVAL	J P MORGAN EXCHANGE TRADED F	7,295	$358	0.2%	$49.08	—	US VALUE FACTR	46641Q753
IXUS	ISHARES TR	3,148	$266	0.1%	$84.65	—	CORE MSCI TOTAL	46432F834
GLD	SPDR GOLD TR	647	$256	0.1%	$396.31	—	GOLD SHS	78463V107
—	EATON VANCE TAX ADVT DIV INC	9,144	$230	0.1%	$25.18	—	COM	27828G107
VUG	VANGUARD INDEX FDS	420	$205	0.1%	$488.35	—	GROWTH ETF	922908736
IEUR	ISHARES TR	2,834	$201	0.1%	$70.98	—	CORE MSCI EURO	46434V738
LHX	L3HARRIS TECHNOLOGIES INC	684	$201	0.1%	$288.43	0.0%	COM	502431109
—	NEUBERGER NEXT GENERATION	13,307	$192	0.1%	$14.44	—	COMMON STOCK	64133Q108
—	EATON VANCE TAX-MANAGED GLOB	14,746	$141	0.1%	$9.53	—	COM	27829F108
IVV	ISHARES TR	7,500	$42	0.0%	$405.11	—	PUT	464287200

Increased Positions (31)

VGK VANGUARD INTL EQUITY INDEX F 10.7%

Value ($000) $23,488 (+7.9%) Shares 280,924 (+3.0%) Est. Cost $57.81 Unrealized —

IVV ISHARES TR 8.8%

Value ($000) $19,378 (+9.4%) Shares 28,292 (+6.9%) Est. Cost $405.11 Unrealized —

VOO VANGUARD INDEX FDS 1.8%

Value ($000) $4,052 (+35.6%) Shares 6,462 (+32.4%) Est. Cost $380.98 Unrealized —

JCPB J P MORGAN EXCHANGE TRADED F 7.0%

Value ($000) $15,343 (+6.1%) Shares 324,028 (+6.5%) Est. Cost $45.98 Unrealized —

REET ISHARES TR 6.4%

Value ($000) $14,041 (+2.7%) Shares 562,760 (+5.2%) Est. Cost $22.23 Unrealized —

AMZN AMAZON COM INC 1.1%

Value ($000) $2,468 (+15.9%) Shares 10,691 (+10.2%) Est. Cost $145.81 Unrealized +56.9%

GOOG ALPHABET INC 0.4%

Value ($000) $892 (+55.0%) Shares 2,842 (+20.3%) Est. Cost $163.66 Unrealized +75.0%

GOOGL ALPHABET INC 0.5%

Value ($000) $1,097 (+30.3%) Shares 3,506 (+1.2%) Est. Cost $141.09 Unrealized +102.4%

BNDX VANGUARD CHARLOTTE FDS 4.3%

Value ($000) $9,379 (+2.3%) Shares 194,110 (+4.7%) Est. Cost $47.87 Unrealized —

MSFT MICROSOFT CORP 1.6%

Value ($000) $3,423 (-4.3%) Shares 7,077 (+2.4%) Est. Cost $260.75 Unrealized +92.0%

DFGR DIMENSIONAL ETF TRUST 1.8%

Value ($000) $3,880 (+4.1%) Shares 146,856 (+7.6%) Est. Cost $26.07 Unrealized —

V VISA INC 0.3%

Value ($000) $648 (+26.0%) Shares 1,847 (+22.6%) Est. Cost $216.21 Unrealized +57.4%

NVDA NVIDIA CORPORATION 1.0%

Value ($000) $2,147 (+5.9%) Shares 11,510 (+6.0%) Est. Cost $101.86 Unrealized +82.7%

LLY ELI LILLY & CO 0.1%

Value ($000) $322 (+50.4%) Shares 300 (+6.8%) Est. Cost $784.94 Unrealized +21.7%

STZ CONSTELLATION BRANDS INC 0.2%

Value ($000) $460 (+28.5%) Shares 3,335 (+25.4%) Est. Cost $171.60 Unrealized -20.3%

EEM ISHARES TR 0.3%

Value ($000) $727 (+14.5%) Shares 13,286 (+11.8%) Est. Cost $33.91 Unrealized —

NFLX NETFLIX INC 0.1%

Value ($000) $206 (-30.8%) Shares 2,195 (+785.1%) Est. Cost $108.42 Unrealized -0.6%

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $305 (+42.7%) Shares 4,153 (+38.4%) Est. Cost $68.98 Unrealized —

BABA ALIBABA GROUP HLDG LTD 0.2%

Value ($000) $494 (-13.8%) Shares 3,371 (+5.1%) Est. Cost $105.26 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.2%

Value ($000) $434 (+16.1%) Shares 14,667 (+14.2%) Est. Cost $26.51 Unrealized —

WMT WALMART INC 0.1%

Value ($000) $267 (+28.2%) Shares 2,396 (+18.6%) Est. Cost $96.71 Unrealized +10.8%

GLW CORNING INC 0.3%

Value ($000) $643 (+9.4%) Shares 7,342 (+2.5%) Est. Cost $33.80 Unrealized +154.4%

NOW SERVICENOW INC 0.1%

Value ($000) $258 (-16.8%) Shares 1,685 (+400.0%) Est. Cost $159.74 Unrealized +7.4%

JPM JPMORGAN CHASE & CO. 0.5%

Value ($000) $1,088 (+4.6%) Shares 3,376 (+2.4%) Est. Cost $138.15 Unrealized +124.1%

INTC INTEL CORP 0.1%

Value ($000) $237 (+16.4%) Shares 6,419 (+5.9%) Est. Cost $24.98 Unrealized +51.2%

META META PLATFORMS INC 0.4%

Value ($000) $872 (-3.3%) Shares 1,320 (+7.6%) Est. Cost $309.25 Unrealized +115.8%

AVDE AMERICAN CENTY ETF TR 0.3%

Value ($000) $557 (+5.5%) Shares 6,761 (+1.2%) Est. Cost $26.55 Unrealized —

QQQ INVESCO QQQ TR 0.3%

Value ($000) $581 (+4.9%) Shares 946 (+2.5%) Est. Cost $172.67 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value ($000) $875 (+2.2%) Shares 1,741 (+2.2%) Est. Cost $293.43 Unrealized +69.6%

TJX TJX COS INC NEW 0.1%

Value ($000) $223 (+8.9%) Shares 1,452 (+2.5%) Est. Cost $126.40 Unrealized +16.8%

MA MASTERCARD INCORPORATED 0.1%

Value ($000) $237 (+2.8%) Shares 416 (+2.5%) Est. Cost $464.06 Unrealized +20.4%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VGK	VANGUARD INTL EQUITY INDEX F	280,924 (+3.0%)	$23,488 (+7.9%)	10.7%	$57.81	—	FTSE EUROPE ETF	922042874
IVV	ISHARES TR	28,292 (+6.9%)	$19,378 (+9.4%)	8.8%	$405.11	—	CORE S&P500 ETF	464287200
VOO	VANGUARD INDEX FDS	6,462 (+32.4%)	$4,052 (+35.6%)	1.8%	$380.98	—	S&P 500 ETF SHS	922908363
JCPB	J P MORGAN EXCHANGE TRADED F	324,028 (+6.5%)	$15,343 (+6.1%)	7.0%	$45.98	—	CORE PLUS BD ETF	46641Q670
REET	ISHARES TR	562,760 (+5.2%)	$14,041 (+2.7%)	6.4%	$22.23	—	GLOBAL REIT ETF	46434V647
AMZN	AMAZON COM INC	10,691 (+10.2%)	$2,468 (+15.9%)	1.1%	$145.81	+56.9%	COM	023135106
GOOG	ALPHABET INC	2,842 (+20.3%)	$892 (+55.0%)	0.4%	$163.66	+75.0%	CAP STK CL C	02079K107
GOOGL	ALPHABET INC	3,506 (+1.2%)	$1,097 (+30.3%)	0.5%	$141.09	+102.4%	CAP STK CL A	02079K305
BNDX	VANGUARD CHARLOTTE FDS	194,110 (+4.7%)	$9,379 (+2.3%)	4.3%	$47.87	—	TOTAL INT BD ETF	92203J407
MSFT	MICROSOFT CORP	7,077 (+2.4%)	$3,423 (-4.3%)	1.6%	$260.75	+92.0%	COM	594918104
DFGR	DIMENSIONAL ETF TRUST	146,856 (+7.6%)	$3,880 (+4.1%)	1.8%	$26.07	—	GLOBAL REAL EST	25434V658
V	VISA INC	1,847 (+22.6%)	$648 (+26.0%)	0.3%	$216.21	+57.4%	COM CL A	92826C839
NVDA	NVIDIA CORPORATION	11,510 (+6.0%)	$2,147 (+5.9%)	1.0%	$101.86	+82.7%	COM	67066G104
LLY	ELI LILLY & CO	300 (+6.8%)	$322 (+50.4%)	0.1%	$784.94	+21.7%	COM	532457108
STZ	CONSTELLATION BRANDS INC	3,335 (+25.4%)	$460 (+28.5%)	0.2%	$171.60	-20.3%	CL A	21036P108
EEM	ISHARES TR	13,286 (+11.8%)	$727 (+14.5%)	0.3%	$33.91	—	MSCI EMG MKT ETF	464287234
NFLX	NETFLIX INC	2,195 (+785.1%)	$206 (-30.8%)	0.1%	$108.42	-0.6%	COM	64110L106
VEU	VANGUARD INTL EQUITY INDEX F	4,153 (+38.4%)	$305 (+42.7%)	0.1%	$68.98	—	ALLWRLD EX US	922042775
BABA	ALIBABA GROUP HLDG LTD	3,371 (+5.1%)	$494 (-13.8%)	0.2%	$105.26	—	SPONSORED ADS	01609W102
SCHV	SCHWAB STRATEGIC TR	14,667 (+14.2%)	$434 (+16.1%)	0.2%	$26.51	—	US LCAP VA ETF	808524409
WMT	WALMART INC	2,396 (+18.6%)	$267 (+28.2%)	0.1%	$96.71	+10.8%	COM	931142103
GLW	CORNING INC	7,342 (+2.5%)	$643 (+9.4%)	0.3%	$33.80	+154.4%	COM	219350105
NOW	SERVICENOW INC	1,685 (+400.0%)	$258 (-16.8%)	0.1%	$159.74	+7.4%	COM	81762P102
JPM	JPMORGAN CHASE & CO.	3,376 (+2.4%)	$1,088 (+4.6%)	0.5%	$138.15	+124.1%	COM	46625H100
INTC	INTEL CORP	6,419 (+5.9%)	$237 (+16.4%)	0.1%	$24.98	+51.2%	COM	458140100
META	META PLATFORMS INC	1,320 (+7.6%)	$872 (-3.3%)	0.4%	$309.25	+115.8%	CL A	30303M102
AVDE	AMERICAN CENTY ETF TR	6,761 (+1.2%)	$557 (+5.5%)	0.3%	$26.55	—	INTL EQT ETF	025072703
QQQ	INVESCO QQQ TR	946 (+2.5%)	$581 (+4.9%)	0.3%	$172.67	—	UNIT SER 1	46090E103
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,741 (+2.2%)	$875 (+2.2%)	0.4%	$293.43	+69.6%	CL B NEW	084670702
TJX	TJX COS INC NEW	1,452 (+2.5%)	$223 (+8.9%)	0.1%	$126.40	+16.8%	COM	872540109
MA	MASTERCARD INCORPORATED	416 (+2.5%)	$237 (+2.8%)	0.1%	$464.06	+20.4%	CL A	57636Q104

Exited Positions (5)

KMT KENNAMETAL INC 1.4%

Value ($000) $3,135 Shares 149,802 Est. Cost $21.90 Unrealized +15.7%

SBUX STARBUCKS CORP 0.2%

Value ($000) $335 Shares 3,954 Est. Cost $80.71 Unrealized +4.1%

IIPR INNOVATIVE INDL PPTYS INC 0.1%

Value ($000) $211 Shares 3,934 Est. Cost $55.17 Unrealized —

TSM TAIWAN SEMICONDUCTOR MFG LTD 0.1%

Value ($000) $207 Shares 742 Est. Cost $279.29 Unrealized —

RIG TRANSOCEAN LTD 0.0%

Value ($000) $36 Shares 11,500 Est. Cost $4.10 Unrealized -5.4%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
KMT	KENNAMETAL INC	149,802	$3,135	1.4%	$21.90	+15.7%	—	489170100
SBUX	STARBUCKS CORP	3,954	$335	0.2%	$80.71	+4.1%	—	855244109
IIPR	INNOVATIVE INDL PPTYS INC	3,934	$211	0.1%	$55.17	—	—	45781V101
TSM	TAIWAN SEMICONDUCTOR MFG LTD	742	$207	0.1%	$279.29	—	—	874039100
RIG	TRANSOCEAN LTD	11,500	$36	0.0%	$4.10	-5.4%	—	H8817H100

Decreased Positions (20)

SCHE SCHWAB STRATEGIC TR 17.7%

Value ($000) $38,846 (-6.2%) Shares 1,186,145 (-4.5%) Est. Cost $26.19 Unrealized —

ORCL ORACLE CORP 0.2%

Value ($000) $396 (-32.1%) Shares 2,031 (-2.0%) Est. Cost $114.04 Unrealized +108.7%

BNL BROADSTONE NET LEASE INC 0.5%

Value ($000) $1,079 (-12.6%) Shares 62,107 (-10.1%) Est. Cost $15.53 Unrealized —

CAT CATERPILLAR INC 0.4%

Value ($000) $904 (+18.4%) Shares 1,579 (-1.4%) Est. Cost $199.22 Unrealized +178.8%

BGS B & G FOODS INC NEW 0.2%

Value ($000) $361 (-20.7%) Shares 83,976 (-18.3%) Est. Cost $11.16 Unrealized -61.6%

CVX CHEVRON CORP NEW 0.4%

Value ($000) $897 (-7.7%) Shares 5,884 (-5.9%) Est. Cost $90.31 Unrealized +67.6%

SCHX SCHWAB STRATEGIC TR 5.3%

Value ($000) $11,598 (+0.6%) Shares 430,994 (-1.6%) Est. Cost $34.64 Unrealized —

DIS DISNEY WALT CO 0.1%

Value ($000) $246 (-20.8%) Shares 2,159 (-20.3%) Est. Cost $123.75 Unrealized -11.5%

ABT ABBOTT LABS 0.2%

Value ($000) $422 (-12.9%) Shares 3,366 (-6.9%) Est. Cost $81.51 Unrealized +56.2%

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $217 (-21.8%) Shares 658 (-18.2%) Est. Cost $430.03 Unrealized -21.6%

ABBV ABBVIE INC 0.3%

Value ($000) $621 (-8.6%) Shares 2,718 (-7.4%) Est. Cost $72.41 Unrealized +214.3%

COST COSTCO WHSL CORP NEW 0.1%

Value ($000) $261 (-15.7%) Shares 303 (-9.6%) Est. Cost $810.72 Unrealized +11.7%

GE GE AEROSPACE 0.1%

Value ($000) $293 (-11.2%) Shares 951 (-13.3%) Est. Cost $176.66 Unrealized +70.3%

AVGO BROADCOM INC 0.2%

Value ($000) $432 (-7.5%) Shares 1,247 (-11.9%) Est. Cost $222.33 Unrealized +60.6%

SCHF SCHWAB STRATEGIC TR 0.6%

Value ($000) $1,261 (+2.2%) Shares 52,456 (-1.0%) Est. Cost $25.26 Unrealized —

BAC BANK AMERICA CORP 0.2%

Value ($000) $483 (+2.8%) Shares 8,787 (-3.5%) Est. Cost $25.53 Unrealized +106.3%

KO COCA COLA CO 0.2%

Value ($000) $404 (+2.8%) Shares 5,781 (-2.5%) Est. Cost $37.83 Unrealized +83.4%

IBM INTERNATIONAL BUSINESS MACHS 0.4%

Value ($000) $852 (-0.2%) Shares 2,877 (-5.0%) Est. Cost $115.27 Unrealized +159.2%

VOOG VANGUARD ADMIRAL FDS INC 0.2%

Value ($000) $332 (+0.2%) Shares 748 (-1.8%) Est. Cost $145.81 Unrealized —

TDAY USA TODAY CO INC 0.0%

Value ($000) $107 (+0.6%) Shares 20,828 (-19.4%) Est. Cost $5.03 Unrealized -6.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHE	SCHWAB STRATEGIC TR	1,186,145 (-4.5%)	$38,846 (-6.2%)	17.7%	$26.19	—	EMRG MKTEQ ETF	808524706
ORCL	ORACLE CORP	2,031 (-2.0%)	$396 (-32.1%)	0.2%	$114.04	+108.7%	COM	68389X105
BNL	BROADSTONE NET LEASE INC	62,107 (-10.1%)	$1,079 (-12.6%)	0.5%	$15.53	—	COM	11135E203
CAT	CATERPILLAR INC	1,579 (-1.4%)	$904 (+18.4%)	0.4%	$199.22	+178.8%	COM	149123101
BGS	B & G FOODS INC NEW	83,976 (-18.3%)	$361 (-20.7%)	0.2%	$11.16	-61.6%	COM	05508R106
CVX	CHEVRON CORP NEW	5,884 (-5.9%)	$897 (-7.7%)	0.4%	$90.31	+67.6%	COM	166764100
SCHX	SCHWAB STRATEGIC TR	430,994 (-1.6%)	$11,598 (+0.6%)	5.3%	$34.64	—	US LRG CAP ETF	808524201
DIS	DISNEY WALT CO	2,159 (-20.3%)	$246 (-20.8%)	0.1%	$123.75	-11.5%	COM	254687106
ABT	ABBOTT LABS	3,366 (-6.9%)	$422 (-12.9%)	0.2%	$81.51	+56.2%	COM	002824100
UNH	UNITEDHEALTH GROUP INC	658 (-18.2%)	$217 (-21.8%)	0.1%	$430.03	-21.6%	COM	91324P102
ABBV	ABBVIE INC	2,718 (-7.4%)	$621 (-8.6%)	0.3%	$72.41	+214.3%	COM	00287Y109
COST	COSTCO WHSL CORP NEW	303 (-9.6%)	$261 (-15.7%)	0.1%	$810.72	+11.7%	COM	22160K105
GE	GE AEROSPACE	951 (-13.3%)	$293 (-11.2%)	0.1%	$176.66	+70.3%	COM NEW	369604301
AVGO	BROADCOM INC	1,247 (-11.9%)	$432 (-7.5%)	0.2%	$222.33	+60.6%	COM	11135F101
SCHF	SCHWAB STRATEGIC TR	52,456 (-1.0%)	$1,261 (+2.2%)	0.6%	$25.26	—	INTL EQTY ETF	808524805
BAC	BANK AMERICA CORP	8,787 (-3.5%)	$483 (+2.8%)	0.2%	$25.53	+106.3%	COM	060505104
KO	COCA COLA CO	5,781 (-2.5%)	$404 (+2.8%)	0.2%	$37.83	+83.4%	COM	191216100
IBM	INTERNATIONAL BUSINESS MACHS	2,877 (-5.0%)	$852 (-0.2%)	0.4%	$115.27	+159.2%	COM	459200101
VOOG	VANGUARD ADMIRAL FDS INC	748 (-1.8%)	$332 (+0.2%)	0.2%	$145.81	—	500 GRTH IDX F	921932505
TDAY	USA TODAY CO INC	20,828 (-19.4%)	$107 (+0.6%)	0.0%	$5.03	-6.7%	COM	36472T109

Unchanged Positions (32)

PAYX PAYCHEX INC 4.0%

Value ($000) $8,811 Shares 78,546 Est. Cost $84.49 Unrealized +37.9%

AAPL APPLE INC 2.8%

Value ($000) $6,189 Shares 22,764 Est. Cost $126.48 Unrealized +112.2%

SPY SPDR S&P 500 ETF TR 1.4%

Value ($000) $3,033 Shares 4,447 Est. Cost $284.16 Unrealized —

VTEB VANGUARD MUN BD FDS 3.8%

Value ($000) $8,376 Shares 166,552 Est. Cost $50.53 Unrealized —

IAU ISHARES GOLD TR 0.2%

Value ($000) $532 Shares 6,548 Est. Cost $72.77 Unrealized —

MRK MERCK & CO INC 0.1%

Value ($000) $253 Shares 2,400 Est. Cost $81.01 Unrealized +15.1%

JNJ JOHNSON & JOHNSON 0.2%

Value ($000) $484 Shares 2,338 Est. Cost $132.74 Unrealized +48.4%

XOM EXXON MOBIL CORP 0.4%

Value ($000) $793 Shares 6,593 Est. Cost $102.29 Unrealized +12.9%

AVUS AMERICAN CENTY ETF TR 0.7%

Value ($000) $1,570 Shares 14,044 Est. Cost $61.60 Unrealized —

SCHG SCHWAB STRATEGIC TR 1.1%

Value ($000) $2,415 Shares 74,027 Est. Cost $39.12 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.6%

Value ($000) $1,395 Shares 48,997 Est. Cost $42.98 Unrealized —

PG PROCTER AND GAMBLE CO 0.2%

Value ($000) $425 Shares 2,966 Est. Cost $117.41 Unrealized +25.3%

JLL JONES LANG LASALLE INC 0.1%

Value ($000) $230 Shares 685 Est. Cost $285.67 Unrealized +9.7%

VIG VANGUARD SPECIALIZED FUNDS 0.6%

Value ($000) $1,338 Shares 6,086 Est. Cost $109.33 Unrealized —

PBI PITNEY BOWES INC 0.1%

Value ($000) $237 Shares 22,406 Est. Cost $3.88 Unrealized +167.5%

HON HONEYWELL INTL INC 0.1%

Value ($000) $207 Shares 1,061 Est. Cost $125.04 Unrealized +56.0%

IWM ISHARES TR 0.4%

Value ($000) $892 Shares 3,623 Est. Cost $158.44 Unrealized —

SYK STRYKER CORPORATION 0.1%

Value ($000) $277 Shares 789 Est. Cost $244.91 Unrealized +48.4%

VNQ VANGUARD INDEX FDS 0.1%

Value ($000) $280 Shares 3,163 Est. Cost $87.08 Unrealized —

PEP PEPSICO INC 0.2%

Value ($000) $487 Shares 3,393 Est. Cost $99.24 Unrealized +47.0%

SCHM SCHWAB STRATEGIC TR 0.3%

Value ($000) $703 Shares 23,387 Est. Cost $40.27 Unrealized —

SCHZ SCHWAB STRATEGIC TR 1.6%

Value ($000) $3,442 Shares 147,264 Est. Cost $28.53 Unrealized —

IYY ISHARES TR 0.2%

Value ($000) $339 Shares 2,044 Est. Cost $114.38 Unrealized —

EFA ISHARES TR 0.1%

Value ($000) $232 Shares 2,413 Est. Cost $89.38 Unrealized —

IWF ISHARES TR 0.2%

Value ($000) $477 Shares 1,008 Est. Cost $330.46 Unrealized —

USMV ISHARES TR 0.1%

Value ($000) $207 Shares 2,194 Est. Cost $93.66 Unrealized —

IBDX ISHARES TR 0.1%

Value ($000) $266 Shares 10,407 Est. Cost $23.48 Unrealized —

IBDR ISHARES TR 0.1%

Value ($000) $308 Shares 12,706 Est. Cost $23.90 Unrealized —

IBDS ISHARES TR 0.1%

Value ($000) $261 Shares 10,729 Est. Cost $23.14 Unrealized —

IBDT ISHARES TR 0.1%

Value ($000) $209 Shares 8,230 Est. Cost $25.09 Unrealized —

IJT ISHARES TR 0.1%

Value ($000) $208 Shares 1,472 Est. Cost $141.50 Unrealized —

IBMO ISHARES TR 0.1%

Value ($000) $256 Shares 10,000 Est. Cost $25.51 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
PAYX	PAYCHEX INC	78,546	$8,811	4.0%	$84.49	+37.9%	COM	704326107
AAPL	APPLE INC	22,764	$6,189	2.8%	$126.48	+112.2%	COM	037833100
SPY	SPDR S&P 500 ETF TR	4,447	$3,033	1.4%	$284.16	—	TR UNIT	78462F103
VTEB	VANGUARD MUN BD FDS	166,552	$8,376	3.8%	$50.53	—	TAX EXEMPT BD	922907746
IAU	ISHARES GOLD TR	6,548	$532	0.2%	$72.77	—	ISHARES NEW	464285204
MRK	MERCK & CO INC	2,400	$253	0.1%	$81.01	+15.1%	COM	58933Y105
JNJ	JOHNSON & JOHNSON	2,338	$484	0.2%	$132.74	+48.4%	COM	478160104
XOM	EXXON MOBIL CORP	6,593	$793	0.4%	$102.29	+12.9%	COM	30231G102
AVUS	AMERICAN CENTY ETF TR	14,044	$1,570	0.7%	$61.60	—	US EQT ETF	025072885
SCHG	SCHWAB STRATEGIC TR	74,027	$2,415	1.1%	$39.12	—	US LCAP GR ETF	808524300
SCHA	SCHWAB STRATEGIC TR	48,997	$1,395	0.6%	$42.98	—	US SML CAP ETF	808524607
PG	PROCTER AND GAMBLE CO	2,966	$425	0.2%	$117.41	+25.3%	COM	742718109
JLL	JONES LANG LASALLE INC	685	$230	0.1%	$285.67	+9.7%	COM	48020Q107
VIG	VANGUARD SPECIALIZED FUNDS	6,086	$1,338	0.6%	$109.33	—	DIV APP ETF	921908844
PBI	PITNEY BOWES INC	22,406	$237	0.1%	$3.88	+167.5%	COM	724479100
HON	HONEYWELL INTL INC	1,061	$207	0.1%	$125.04	+56.0%	COM	438516106
IWM	ISHARES TR	3,623	$892	0.4%	$158.44	—	RUSSELL 2000 ETF	464287655
SYK	STRYKER CORPORATION	789	$277	0.1%	$244.91	+48.4%	COM	863667101
VNQ	VANGUARD INDEX FDS	3,163	$280	0.1%	$87.08	—	REAL ESTATE ETF	922908553
PEP	PEPSICO INC	3,393	$487	0.2%	$99.24	+47.0%	COM	713448108
SCHM	SCHWAB STRATEGIC TR	23,387	$703	0.3%	$40.27	—	US MID-CAP ETF	808524508
SCHZ	SCHWAB STRATEGIC TR	147,264	$3,442	1.6%	$28.53	—	US AGGREGATE B	808524839
IYY	ISHARES TR	2,044	$339	0.2%	$114.38	—	DOW JONES US ETF	464287846
EFA	ISHARES TR	2,413	$232	0.1%	$89.38	—	MSCI EAFE ETF	464287465
IWF	ISHARES TR	1,008	$477	0.2%	$330.46	—	RUS 1000 GRW ETF	464287614
USMV	ISHARES TR	2,194	$207	0.1%	$93.66	—	MSCI USA MIN VOL	46429B697
IBDX	ISHARES TR	10,407	$266	0.1%	$23.48	—	IBONDS DEC 2032	46436E312
IBDR	ISHARES TR	12,706	$308	0.1%	$23.90	—	IBONDS DEC2026	46435GAA0
IBDS	ISHARES TR	10,729	$261	0.1%	$23.14	—	IBONDS 27 ETF	46435UAA9
IBDT	ISHARES TR	8,230	$209	0.1%	$25.09	—	IBDS DEC28 ETF	46435U515
IJT	ISHARES TR	1,472	$208	0.1%	$141.50	—	S&P SML 600 GWT	464287887
IBMO	ISHARES TR	10,000	$256	0.1%	$25.51	—	IBONDS DEC 26	46435U259