Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAC	DIMENSIONAL ETF TRUST	3,222,679	$82.11M	17.9%	$26.98	—	US CORE EQUITY 2	25434V708
DFAU	DIMENSIONAL ETF TRUST	1,814,225	$52.2M	11.4%	$28.19	—	US CORE EQT MKT	25434V104
SCHX	SCHWAB STRATEGIC TR	1,032,700	$49.95M	10.9%	$53.37	—	US LRG CAP ETF	808524201
AGG	ISHARES TR	425,811	$42.43M	9.2%	$114.35	—	CORE US AGGBD ET	464287226
MUB	ISHARES TR	295,736	$31.86M	6.9%	$107.32	—	NATIONAL MUN ETF	464288414
DFAX	DIMENSIONAL ETF TRUST	1,114,818	$25.71M	5.6%	$25.77	—	WORLD EX US CORE	25434V880
SUB	ISHARES TR	155,847	$16.31M	3.6%	$105.04	—	SHRT NAT MUN ETF	464288158
SCHB	SCHWAB STRATEGIC TR	315,285	$15.09M	3.3%	$63.65	—	US BRD MKT ETF	808524102
SCHO	SCHWAB STRATEGIC TR	304,197	$14.84M	3.2%	$50.12	—	SHT TM US TRES	808524862
QUAL	ISHARES TR	116,951	$14.51M	3.2%	$92.01	—	MSCI USA QLT FCT	46432F339
IXUS	ISHARES TR	214,481	$13.29M	2.9%	$63.66	—	CORE MSCI TOTAL	46432F834
MBB	ISHARES TR	138,675	$13.14M	2.9%	$94.73	—	MBS ETF	464288588
VLUE	ISHARES TR	128,458	$11.89M	2.6%	$98.77	—	MSCI USA VALUE	46432F388
IWM	ISHARES TR	42,470	$7.577M	1.6%	$147.69	—	RUSSELL 2000 ETF	464287655
SCHM	SCHWAB STRATEGIC TR	101,418	$6.881M	1.5%	$59.87	—	US MID-CAP ETF	808524508
IEMG	ISHARES INC	113,660	$5.545M	1.2%	$48.79	—	CORE MSCI EMKT	46434G103
AAPL	APPLE INC	28,636	$4.722M	1.0%	$108.32	+34.3%	COM	037833100
IVV	ISHARES TR	9,428	$3.876M	0.8%	$309.53	—	CORE S&P500 ETF	464287200
VTI	VANGUARD INDEX FDS	16,981	$3.466M	0.8%	$159.28	—	TOTAL STK MKT	922908769
VEU	VANGUARD INTL EQUITY INDEX F	44,968	$2.404M	0.5%	$49.99	—	ALLWRLD EX US	922042775
VERX	VERTEX INC	115,733	$2.395M	0.5%	$15.42	0.0%	CL A	92538J106
MRBK	MERIDIAN CORPORATION	162,122	$2.043M	0.4%	$10.86	+23.6%	COM	58958P104
HD	HOME DEPOT INC	6,005	$1.772M	0.4%	$213.24	+33.5%	COM	437076102
MSFT	MICROSOFT CORP	6,031	$1.739M	0.4%	$194.31	+28.4%	COM	594918104
WFC	WELLS FARGO CO NEW	41,430	$1.549M	0.3%	$44.08	-8.2%	COM	949746101
XOM	EXXON MOBIL CORP	14,071	$1.543M	0.3%	$64.18	+56.1%	COM	30231G102
SCHD	SCHWAB STRATEGIC TR	20,716	$1.516M	0.3%	$64.20	—	US DIVIDEND EQ	808524797
VTEB	VANGUARD MUN BD FDS	27,114	$1.374M	0.3%	$51.68	—	TAX EXEMPT BD	922907746
TXN	TEXAS INSTRS INC	6,600	$1.228M	0.3%	$108.93	+48.1%	COM	882508104
ITOT	ISHARES TR	12,880	$1.166M	0.3%	$57.23	—	CORE S&P TTL STK	464287150
VB	VANGUARD INDEX FDS	5,770	$1.094M	0.2%	$150.80	—	SMALL CP ETF	922908751
SCHZ	SCHWAB STRATEGIC TR	21,890	$1.027M	0.2%	$54.46	—	US AGGREGATE B	808524839
VOO	VANGUARD INDEX FDS	2,471	$929K	0.2%	$298.40	—	S&P 500 ETF SHS	922908363
GOOGL	ALPHABET INC	8,117	$842K	0.2%	$107.44	-11.4%	CAP STK CL A	02079K305
AMZN	AMAZON COM INC	7,558	$781K	0.2%	$120.13	-19.6%	COM	023135106
ABBV	ABBVIE INC	4,526	$721K	0.2%	$117.74	+17.3%	COM	00287Y109
VXF	VANGUARD INDEX FDS	5,017	$703K	0.2%	$140.20	—	EXTEND MKT ETF	922908652
PG	PROCTER AND GAMBLE CO	4,601	$684K	0.1%	$117.53	+13.3%	COM	742718109
META	META PLATFORMS INC	3,118	$661K	0.1%	$228.87	-26.1%	CL A	30303M102
SPGI	S&P GLOBAL INC	1,724	$594K	0.1%	$255.55	+34.5%	COM	78409V104
CBU	COMMUNITY BK SYS INC	10,885	$571K	0.1%	$55.58	-4.8%	COM	203607106
KEY	KEYCORP	45,481	$569K	0.1%	$20.25	-29.1%	COM	493267108
TSLA	TESLA INC	2,636	$547K	0.1%	$226.83	-23.1%	COM	88160R101
PLD	PROLOGIS INC.	4,195	$523K	0.1%	$133.27	-16.0%	COM	74340W103
VIG	VANGUARD SPECIALIZED FUNDS	3,356	$517K	0.1%	$144.72	—	DIV APP ETF	921908844
VEA	VANGUARD TAX-MANAGED FDS	11,213	$506K	0.1%	$43.68	—	VAN FTSE DEV MKT	921943858
MCD	MCDONALDS CORP	1,730	$484K	0.1%	$194.24	+29.0%	COM	580135101
JPM	JPMORGAN CHASE & CO	3,468	$452K	0.1%	$116.34	+10.2%	COM	46625H100
SCHA	SCHWAB STRATEGIC TR	10,767	$451K	0.1%	$40.58	—	US SML CAP ETF	808524607
STBA	S & T BANCORP INC	14,331	$451K	0.1%	$31.41	+11.0%	COM	783859101
PEP	PEPSICO INC	2,396	$437K	0.1%	$127.52	+24.5%	COM	713448108
PFE	PFIZER INC	10,133	$413K	0.1%	$33.48	+9.2%	COM	717081103
JNJ	JOHNSON & JOHNSON	2,451	$380K	0.1%	$140.24	+5.4%	COM	478160104
NVDA	NVIDIA CORPORATION	1,352	$376K	0.1%	$21.62	0.0%	COM	67066G104
LOW	LOWES COS INC	1,834	$367K	0.1%	$126.83	+51.5%	COM	548661107
GOOG	ALPHABET INC	3,460	$360K	0.1%	$108.70	-11.8%	CAP STK CL C	02079K107
SPY	SPDR S&P 500 ETF TR	871	$357K	0.1%	$306.66	—	TR UNIT	78462F103
GLD	SPDR GOLD TR	1,844	$338K	0.1%	$149.48	—	GOLD SHS	78463V107
—	PROSHARES TR	22,108	$332K	0.1%	$17.28	—	SHORT S&P 500 NE	74347B425
IUSB	ISHARES TR	7,000	$323K	0.1%	$44.93	—	CORE TOTAL USD	46434V613
CMCSA	COMCAST CORP NEW	8,369	$317K	0.1%	$37.97	-8.8%	CL A	20030N101
DUK	DUKE ENERGY CORP NEW	3,253	$314K	0.1%	$89.91	-1.9%	COM NEW	26441C204
ESGE	ISHARES INC	9,902	$312K	0.1%	$39.11	—	ESG AWR MSCI EM	46434G863
NJR	NEW JERSEY RES CORP	5,791	$308K	0.1%	$33.33	+36.7%	COM	646025106
VXUS	VANGUARD STAR FDS	5,561	$307K	0.1%	$57.24	—	VG TL INTL STK F	921909768
VO	VANGUARD INDEX FDS	1,451	$306K	0.1%	$179.80	—	MID CAP ETF	922908629
CVX	CHEVRON CORP NEW	1,867	$305K	0.1%	$143.58	+3.4%	COM	166764100
TMO	THERMO FISHER SCIENTIFIC INC	511	$295K	0.1%	$529.18	+5.6%	COM	883556102
V	VISA INC	1,277	$288K	0.1%	$200.15	+8.8%	COM CL A	92826C839
FSMB	FIRST TR EXCH TRADED FD III	14,274	$284K	0.1%	$19.48	—	SHRT DUR MNG MUN	33739P830
RTX	RAYTHEON TECHNOLOGIES CORP	2,876	$282K	0.1%	$88.77	+4.0%	COM	75513E101
VSS	VANGUARD INTL EQUITY INDEX F	2,571	$281K	0.1%	$109.24	—	FTSE SMCAP ETF	922042718
BA	BOEING CO	1,321	$281K	0.1%	$164.27	+26.5%	COM	097023105
ABT	ABBOTT LABS	2,769	$280K	0.1%	$78.14	+28.0%	COM	002824100
MRK	MERCK & CO INC	2,584	$275K	0.1%	$98.68	0.0%	COM	58933Y105
WTRG	ESSENTIAL UTILS INC	5,967	$260K	0.1%	$48.51	-7.0%	COM	29670G102
WMT	WALMART INC	1,766	$260K	0.1%	$42.22	+8.5%	COM	931142103
BND	VANGUARD BD INDEX FDS	3,517	$260K	0.1%	$83.67	—	TOTAL BND MRKT	921937835
UNH	UNITEDHEALTH GROUP INC	546	$258K	0.1%	$472.56	-3.2%	COM	91324P102
ORCL	ORACLE CORP	2,597	$241K	0.1%	$73.46	+15.4%	COM	68389X105
FULT	FULTON FINL CORP PA	17,343	$240K	0.1%	$13.35	+6.8%	COM	360271100
SBUX	STARBUCKS CORP	2,293	$239K	0.1%	$74.08	+31.0%	COM	855244109
NEE	NEXTERA ENERGY INC	3,087	$238K	0.1%	$69.28	+2.0%	COM	65339F101
MA	MASTERCARD INCORPORATED	634	$230K	0.1%	$357.45	0.0%	CL A	57636Q104
IWB	ISHARES TR	950	$214K	0.0%	$182.67	—	RUS 1000 ETF	464287622
CSCO	CISCO SYS INC	4,088	$214K	0.0%	$44.85	0.0%	COM	17275R102
BSV	VANGUARD BD INDEX FDS	2,781	$213K	0.0%	$80.90	—	SHORT TRM BOND	921937827
NUE	NUCOR CORP	1,361	$210K	0.0%	$152.30	0.0%	COM	670346105
MO	ALTRIA GROUP INC	4,623	$206K	0.0%	$36.29	0.0%	COM	02209S103
DIS	DISNEY WALT CO	2,053	$206K	0.0%	$98.50	0.0%	COM	254687106
GE	GENERAL ELECTRIC CO	2,097	$200K	0.0%	$65.91	0.0%	COM NEW	369604301
F	FORD MTR CO DEL	10,207	$129K	0.0%	$10.20	0.0%	COM	345370860
—	PIMCO MUN INCOME FD II	10,000	$93,900	0.0%	$9.39	—	COM	72200W106
—	DIGITAL MEDIA SOLUTIONS INC	23,055	$25,822	0.0%	$1.12	—	COM CL A	25401G106