Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
WM	WASTE	18,523	$4.128M	0.8%	$222.88	—	COMMON STOCK	94106L109
HON	HONEYWELL	6,604	$1.475M	0.3%	$223.36	—	COMMON STOCK	438516205
HONA	HONEYWELL	6,604	$1.456M	0.3%	$220.54	—	COMMON STOCK	43849R105
GE	GE	704	$263K	0.0%	$373.73	—	COMMON STOCK	369604301
VIS	VANGUARD	618	$223K	0.0%	$360.38	—	COMMON STOCK	92204A603

Increased Positions (23)

XLV SECTOR SPDR 1.5%

Value $7.9M (+52.9%) Shares 49,795 (+41.3%) Est. Cost $140.64 Unrealized —

XLY SECTOR SPDR 1.2%

Value $6.251M (+69.7%) Shares 53,300 (+57.7%) Est. Cost $139.50 Unrealized —

XLF SECTOR SPDR 1.4%

Value $7.825M (+44.5%) Shares 145,962 (+33.0%) Est. Cost $38.66 Unrealized —

XLC SECTOR SPDR 1.2%

Value $6.74M (+54.7%) Shares 62,918 (+60.1%) Est. Cost $85.59 Unrealized —

RSP INVESCO 2.5%

Value $13.63M (+17.3%) Shares 64,068 (+5.8%) Est. Cost $184.11 Unrealized —

EMR EMERSON 1.6%

Value $8.835M (+11.2%) Shares 61,716 (+1.8%) Est. Cost $90.41 Unrealized —

ETN EATON 0.5%

Value $2.5M (+32.8%) Shares 5,868 (+11.5%) Est. Cost $361.10 Unrealized —

AGG ISHARES 4.4%

Value $23.83M (+2.5%) Shares 240,707 (+2.8%) Est. Cost $98.24 Unrealized —

UNP UNION 0.5%

Value $2.943M (+17.6%) Shares 10,820 (+4.9%) Est. Cost $207.46 Unrealized —

EFA ISHARES 0.4%

Value $2.243M (+13.1%) Shares 21,590 (+5.8%) Est. Cost $72.30 Unrealized —

FTNY FR 0.7%

Value $3.827M (+7.1%) Shares 480,221 (+4.8%) Est. Cost $7.85 Unrealized —

VGT VANGUARD 0.2%

Value $912K (+37.0%) Shares 7,632 (+700.0%) Est. Cost $129.62 Unrealized —

SPY STANDARD & POORS 0.2%

Value $930K (+30.7%) Shares 1,246 (+13.8%) Est. Cost $472.25 Unrealized —

SBUX STARBUCKS CORP 0.3%

Value $1.424M (+16.8%) Shares 13,938 (+2.4%) Est. Cost $90.75 Unrealized —

XLB SECTOR SPDR 0.8%

Value $4.071M (+5.2%) Shares 80,091 (+3.5%) Est. Cost $57.68 Unrealized —

XLP SECTOR SPDR 1.0%

Value $5.495M (+3.6%) Shares 66,150 (+2.3%) Est. Cost $76.02 Unrealized —

VZ VERIZON 0.2%

Value $842K (-14.0%) Shares 19,880 (+1.9%) Est. Cost $38.17 Unrealized —

XLRE SECTOR SPDR 0.3%

Value $1.509M (+9.9%) Shares 34,274 (+1.9%) Est. Cost $38.92 Unrealized —

AMGN AMGEN 0.4%

Value $2.203M (+6.0%) Shares 6,083 (+3.0%) Est. Cost $245.77 Unrealized —

ADBE ADOBE 0.1%

Value $552K (-12.2%) Shares 2,693 (+4.1%) Est. Cost $310.62 Unrealized —

SO SOUTHERN COMPANY 0.5%

Value $2.868M (+1.3%) Shares 29,963 (+2.2%) Est. Cost $67.34 Unrealized —

DUK DUKE 0.6%

Value $3.45M (+1.1%) Shares 27,254 (+4.5%) Est. Cost $88.69 Unrealized —

BMY BRISTOL 0.8%

Value $4.298M (+0.1%) Shares 74,587 (+5.4%) Est. Cost $54.90 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLV	SECTOR SPDR	49,795 (+41.3%)	$7.9M (+52.9%)	1.5%	$140.64	—	COMMON STOCK	81369Y209
XLY	SECTOR SPDR	53,300 (+57.7%)	$6.251M (+69.7%)	1.2%	$139.50	—	COMMON STOCK	81369Y407
XLF	SECTOR SPDR	145,962 (+33.0%)	$7.825M (+44.5%)	1.4%	$38.66	—	COMMON STOCK	81369Y605
XLC	SECTOR SPDR	62,918 (+60.1%)	$6.74M (+54.7%)	1.2%	$85.59	—	COMMON STOCK	81369Y852
RSP	INVESCO	64,068 (+5.8%)	$13.63M (+17.3%)	2.5%	$184.11	—	MUTUAL FUNDS -	46137V357
EMR	EMERSON	61,716 (+1.8%)	$8.835M (+11.2%)	1.6%	$90.41	—	COMMON STOCK	291011104
ETN	EATON	5,868 (+11.5%)	$2.5M (+32.8%)	0.5%	$361.10	—	FOREIGN STOCK	G29183103
AGG	ISHARES	240,707 (+2.8%)	$23.83M (+2.5%)	4.4%	$98.24	—	MUTUAL FUNDS -	464287226
UNP	UNION	10,820 (+4.9%)	$2.943M (+17.6%)	0.5%	$207.46	—	COMMON STOCK	907818108
EFA	ISHARES	21,590 (+5.8%)	$2.243M (+13.1%)	0.4%	$72.30	—	MUTUAL FUNDS -	464287465
FTNY	FR	480,221 (+4.8%)	$3.827M (+7.1%)	0.7%	$7.85	—	MUTUAL FUNDS -	746729763
VGT	VANGUARD	7,632 (+700.0%)	$912K (+37.0%)	0.2%	$129.62	—	COMMON STOCK	92204A702
SPY	STANDARD & POORS	1,246 (+13.8%)	$930K (+30.7%)	0.2%	$472.25	—	MUTUAL FUNDS -	78462F103
SBUX	STARBUCKS CORP	13,938 (+2.4%)	$1.424M (+16.8%)	0.3%	$90.75	—	COMMON STOCK	855244109
XLB	SECTOR SPDR	80,091 (+3.5%)	$4.071M (+5.2%)	0.8%	$57.68	—	COMMON STOCK	81369Y100
XLP	SECTOR SPDR	66,150 (+2.3%)	$5.495M (+3.6%)	1.0%	$76.02	—	COMMON STOCK	81369Y308
VZ	VERIZON	19,880 (+1.9%)	$842K (-14.0%)	0.2%	$38.17	—	COMMON STOCK	92343V104
XLRE	SECTOR SPDR	34,274 (+1.9%)	$1.509M (+9.9%)	0.3%	$38.92	—	COMMON STOCK	81369Y860
AMGN	AMGEN	6,083 (+3.0%)	$2.203M (+6.0%)	0.4%	$245.77	—	COMMON STOCK	031162100
ADBE	ADOBE	2,693 (+4.1%)	$552K (-12.2%)	0.1%	$310.62	—	COMMON STOCK	00724F101
SO	SOUTHERN COMPANY	29,963 (+2.2%)	$2.868M (+1.3%)	0.5%	$67.34	—	COMMON STOCK	842587107
DUK	DUKE	27,254 (+4.5%)	$3.45M (+1.1%)	0.6%	$88.69	—	COMMON STOCK	26441C204
BMY	BRISTOL	74,587 (+5.4%)	$4.298M (+0.1%)	0.8%	$54.90	—	COMMON STOCK	110122108

Exited Positions (6)

HON HONEYWELL 0.6%

Value $3.091M Shares 13,677 Est. Cost $177.27 Unrealized —

ICE INTERCONTINENTAL 0.4%

Value $2.201M Shares 13,995 Est. Cost $136.14 Unrealized —

TFC TRUIST 0.1%

Value $536K Shares 11,662 Est. Cost $32.49 Unrealized —

CRM SALESFORCE 0.0%

Value $251K Shares 1,343 Est. Cost $240.25 Unrealized —

COST COSTCO 0.0%

Value $228K Shares 229 Est. Cost $176.55 Unrealized —

SYK STRYKER 0.0%

Value $218K Shares 663 Est. Cost $253.91 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL	13,677	$3.091M	0.6%	$177.27	—	—	438516106
ICE	INTERCONTINENTAL	13,995	$2.201M	0.4%	$136.14	—	—	45866F104
TFC	TRUIST	11,662	$536K	0.1%	$32.49	—	—	89832Q109
CRM	SALESFORCE	1,343	$251K	0.0%	$240.25	—	—	79466L302
COST	COSTCO	229	$228K	0.0%	$176.55	—	—	22160K105
SYK	STRYKER	663	$218K	0.0%	$253.91	—	—	863667101

Decreased Positions (60)

XLK SECTOR SPDR 9.4%

Value $51.02M (+40.6%) Shares 267,800 (-1.9%) Est. Cost $129.05 Unrealized —

GLW CORNING 3.2%

Value $17.32M (+61.8%) Shares 67,812 (-13.9%) Est. Cost $11.25 Unrealized —

MDT MEDTRONIC 0.1%

Value $650K (-85.3%) Shares 8,314 (-83.7%) Est. Cost $83.16 Unrealized —

MCD MCDONALDS CORP 0.7%

Value $3.878M (-47.9%) Shares 14,348 (-40.1%) Est. Cost $167.00 Unrealized —

DIS WALT 0.2%

Value $863K (-77.0%) Shares 8,962 (-77.0%) Est. Cost $103.19 Unrealized —

QQQ INVESCO 2.2%

Value $11.64M (+25.9%) Shares 15,813 (-1.4%) Est. Cost $186.90 Unrealized —

XLE SECTOR SPDR 1.6%

Value $8.918M (-19.6%) Shares 167,908 (-7.3%) Est. Cost $53.30 Unrealized —

PANW PALO 1.1%

Value $6.151M (+50.0%) Shares 18,036 (-29.5%) Est. Cost $178.73 Unrealized —

CVX CHEVRON 0.2%

Value $1.163M (-54.9%) Shares 7,016 (-43.7%) Est. Cost $74.75 Unrealized —

LMT LOCKHEED 0.1%

Value $497K (-73.0%) Shares 975 (-67.9%) Est. Cost $450.03 Unrealized —

GOOG ALPHABET 3.2%

Value $17.29M (+8.4%) Shares 48,922 (-12.0%) Est. Cost $147.60 Unrealized —

GD GENERAL 0.2%

Value $1.076M (-50.2%) Shares 3,038 (-51.8%) Est. Cost $234.56 Unrealized —

CSCO CISCO 1.1%

Value $5.996M (+20.7%) Shares 51,046 (-20.3%) Est. Cost $55.11 Unrealized —

PEP PEPSICO 1.1%

Value $5.959M (-14.6%) Shares 44,010 (-2.1%) Est. Cost $113.21 Unrealized —

WMT WAL-MART 0.7%

Value $3.562M (-22.1%) Shares 31,450 (-14.5%) Est. Cost $48.48 Unrealized —

TRV THE 1.7%

Value $9.434M (+8.3%) Shares 28,578 (-4.3%) Est. Cost $181.00 Unrealized —

SMH VANECK 0.6%

Value $3.146M (+27.9%) Shares 4,797 (-25.2%) Est. Cost $331.99 Unrealized —

CL COLGATE PALMOLIVE 0.1%

Value $666K (-50.0%) Shares 7,263 (-53.5%) Est. Cost $78.19 Unrealized —

XOM EXXON 0.2%

Value $1.302M (-30.1%) Shares 9,524 (-13.2%) Est. Cost $52.77 Unrealized —

PG PROCTER 1.3%

Value $7.053M (-6.8%) Shares 48,099 (-8.2%) Est. Cost $100.47 Unrealized —

AMAT APPLIED 0.4%

Value $2.182M (+25.5%) Shares 3,018 (-40.6%) Est. Cost $73.05 Unrealized —

IWM ISHARES 0.7%

Value $4.054M (+11.8%) Shares 13,492 (-7.7%) Est. Cost $196.69 Unrealized —

AXP AMERICAN 1.1%

Value $6.042M (+7.3%) Shares 17,863 (-4.0%) Est. Cost $151.22 Unrealized —

KO COCA-COLA 1.4%

Value $7.409M (+5.1%) Shares 91,166 (-1.6%) Est. Cost $56.83 Unrealized —

GOOGL ALPHABET 0.4%

Value $2.029M (+20.9%) Shares 5,678 (-2.7%) Est. Cost $113.47 Unrealized —

XSD SS 0.2%

Value $931K (+59.2%) Shares 1,493 (-16.8%) Est. Cost $175.84 Unrealized —

META META PLATFORMS 1.1%

Value $6.084M (-5.2%) Shares 10,800 (-3.7%) Est. Cost $606.95 Unrealized —

XLI SECTOR SPDR 0.7%

Value $3.6M (+10.2%) Shares 19,435 (-3.8%) Est. Cost $104.83 Unrealized —

MS MORGAN 0.4%

Value $2.026M (+18.2%) Shares 9,691 (-7.0%) Est. Cost $40.40 Unrealized —

ADI ANALOG DEVICES INC 0.8%

Value $4.175M (-6.7%) Shares 10,511 (-25.2%) Est. Cost $200.37 Unrealized —

TXN TEXAS 0.2%

Value $960K (+43.8%) Shares 3,220 (-6.3%) Est. Cost $175.07 Unrealized —

AVGO BROADCOM 0.5%

Value $2.889M (+11.0%) Shares 7,648 (-9.0%) Est. Cost $202.65 Unrealized —

AMZN AMAZON.COM 2.1%

Value $11.15M (+2.6%) Shares 46,781 (-10.4%) Est. Cost $133.44 Unrealized —

JCI JOHNSON 0.6%

Value $3.069M (+9.9%) Shares 21,002 (-1.5%) Est. Cost $51.59 Unrealized —

JNJ JOHNSON 3.4%

Value $18.53M (+1.2%) Shares 72,959 (-2.6%) Est. Cost $102.50 Unrealized —

BAC BANK 0.7%

Value $3.592M (+5.4%) Shares 63,033 (-9.8%) Est. Cost $33.19 Unrealized —

MRK MERCK 1.7%

Value $8.95M (+1.8%) Shares 69,649 (-4.7%) Est. Cost $80.82 Unrealized —

CNI CANADIAN 0.3%

Value $1.756M (+9.6%) Shares 14,726 (-5.6%) Est. Cost $45.73 Unrealized —

RY ROYAL 0.1%

Value $678K (+25.7%) Shares 3,275 (-1.7%) Est. Cost $88.02 Unrealized —

ABT ABBOTT 0.2%

Value $922K (-13.0%) Shares 10,156 (-1.5%) Est. Cost $41.31 Unrealized —

BRK/B BERKSHIRE 1.6%

Value $8.568M (-1.4%) Shares 17,123 (-5.6%) Est. Cost $302.18 Unrealized —

ACWX ISHARES 0.3%

Value $1.784M (-5.8%) Shares 23,444 (-15.2%) Est. Cost $52.28 Unrealized —

PFE PFIZER 0.1%

Value $464K (-18.9%) Shares 19,262 (-5.4%) Est. Cost $27.61 Unrealized —

IWN ISHARES 0.2%

Value $938K (+11.9%) Shares 4,242 (-4.1%) Est. Cost $135.17 Unrealized —

GLD SPDR 0.1%

Value $276K (-23.2%) Shares 750 (-10.3%) Est. Cost $123.52 Unrealized —

IDV ISHARES 0.1%

Value $641K (-10.1%) Shares 15,481 (-7.7%) Est. Cost $28.97 Unrealized —

BLK BLACKROCK 0.1%

Value $449K (-13.5%) Shares 467 (-13.5%) Est. Cost $1079.97 Unrealized —

ORLY O'REILLY 0.1%

Value $412K (-13.9%) Shares 4,476 (-13.7%) Est. Cost $87.97 Unrealized —

XLU SECTOR SPDR 0.3%

Value $1.673M (-3.5%) Shares 36,908 (-2.3%) Est. Cost $57.03 Unrealized —

HD HOME 0.5%

Value $2.933M (+2.1%) Shares 8,316 (-4.8%) Est. Cost $117.81 Unrealized —

D DOMINION 0.1%

Value $705K (+8.9%) Shares 10,319 (-1.4%) Est. Cost $52.62 Unrealized —

BK BANK 0.1%

Value $361K (+17.2%) Shares 2,493 (-3.9%) Est. Cost $63.85 Unrealized —

LLY ELI 0.1%

Value $319K (+19.2%) Shares 266 (-8.6%) Est. Cost $242.92 Unrealized —

GS GOLDMAN 0.2%

Value $981K (-4.6%) Shares 970 (-20.2%) Est. Cost $185.73 Unrealized —

PAYX PAYCHEX INC 0.1%

Value $414K (-8.5%) Shares 4,214 (-14.3%) Est. Cost $100.01 Unrealized —

USB US BANCORP 0.7%

Value $3.661M (-1.0%) Shares 60,608 (-14.8%) Est. Cost $44.15 Unrealized —

MAR MARRIOTT INTERNATIONAL INC CL A 0.1%

Value $344K (+10.7%) Shares 929 (-2.3%) Est. Cost $162.62 Unrealized —

NVDA NVIDIA CORP 1.2%

Value $6.242M (+0.5%) Shares 31,194 (-12.4%) Est. Cost $133.94 Unrealized —

IWY ISHARES 0.1%

Value $287K (-9.0%) Shares 987 (-22.1%) Est. Cost $121.26 Unrealized —

CARR CARRIER 0.0%

Value $209K (-4.0%) Shares 2,844 (-26.3%) Est. Cost $18.18 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SECTOR SPDR	267,800 (-1.9%)	$51.02M (+40.6%)	9.4%	$129.05	—	COMMON STOCK	81369Y803
GLW	CORNING	67,812 (-13.9%)	$17.32M (+61.8%)	3.2%	$11.25	—	COMMON STOCK	219350105
MDT	MEDTRONIC	8,314 (-83.7%)	$650K (-85.3%)	0.1%	$83.16	—	FOREIGN STOCK	G5960L103
MCD	MCDONALDS CORP	14,348 (-40.1%)	$3.878M (-47.9%)	0.7%	$167.00	—	COMMON STOCK	580135101
DIS	WALT	8,962 (-77.0%)	$863K (-77.0%)	0.2%	$103.19	—	COMMON STOCK	254687106
QQQ	INVESCO	15,813 (-1.4%)	$11.64M (+25.9%)	2.2%	$186.90	—	MUTUAL FUNDS -	46090E103
XLE	SECTOR SPDR	167,908 (-7.3%)	$8.918M (-19.6%)	1.6%	$53.30	—	COMMON STOCK	81369Y506
PANW	PALO	18,036 (-29.5%)	$6.151M (+50.0%)	1.1%	$178.73	—	COMMON STOCK	697435105
CVX	CHEVRON	7,016 (-43.7%)	$1.163M (-54.9%)	0.2%	$74.75	—	COMMON STOCK	166764100
LMT	LOCKHEED	975 (-67.9%)	$497K (-73.0%)	0.1%	$450.03	—	COMMON STOCK	539830109
GOOG	ALPHABET	48,922 (-12.0%)	$17.29M (+8.4%)	3.2%	$147.60	—	COMMON STOCK	02079K107
GD	GENERAL	3,038 (-51.8%)	$1.076M (-50.2%)	0.2%	$234.56	—	COMMON STOCK	369550108
CSCO	CISCO	51,046 (-20.3%)	$5.996M (+20.7%)	1.1%	$55.11	—	COMMON STOCK	17275R102
PEP	PEPSICO	44,010 (-2.1%)	$5.959M (-14.6%)	1.1%	$113.21	—	COMMON STOCK	713448108
WMT	WAL-MART	31,450 (-14.5%)	$3.562M (-22.1%)	0.7%	$48.48	—	COMMON STOCK	931142103
TRV	THE	28,578 (-4.3%)	$9.434M (+8.3%)	1.7%	$181.00	—	COMMON STOCK	89417E109
SMH	VANECK	4,797 (-25.2%)	$3.146M (+27.9%)	0.6%	$331.99	—	COMMON STOCK	92189F676
CL	COLGATE PALMOLIVE	7,263 (-53.5%)	$666K (-50.0%)	0.1%	$78.19	—	COMMON STOCK	194162103
XOM	EXXON	9,524 (-13.2%)	$1.302M (-30.1%)	0.2%	$52.77	—	COMMON STOCK	30231G102
PG	PROCTER	48,099 (-8.2%)	$7.053M (-6.8%)	1.3%	$100.47	—	COMMON STOCK	742718109
AMAT	APPLIED	3,018 (-40.6%)	$2.182M (+25.5%)	0.4%	$73.05	—	COMMON STOCK	038222105
IWM	ISHARES	13,492 (-7.7%)	$4.054M (+11.8%)	0.7%	$196.69	—	MUTUAL FUNDS -	464287655
AXP	AMERICAN	17,863 (-4.0%)	$6.042M (+7.3%)	1.1%	$151.22	—	COMMON STOCK	025816109
KO	COCA-COLA	91,166 (-1.6%)	$7.409M (+5.1%)	1.4%	$56.83	—	COMMON STOCK	191216100
GOOGL	ALPHABET	5,678 (-2.7%)	$2.029M (+20.9%)	0.4%	$113.47	—	COMMON STOCK	02079K305
XSD	SS	1,493 (-16.8%)	$931K (+59.2%)	0.2%	$175.84	—	COMMON STOCK	78464A862
META	META PLATFORMS	10,800 (-3.7%)	$6.084M (-5.2%)	1.1%	$606.95	—	COMMON STOCK	30303M102
XLI	SECTOR SPDR	19,435 (-3.8%)	$3.6M (+10.2%)	0.7%	$104.83	—	COMMON STOCK	81369Y704
MS	MORGAN	9,691 (-7.0%)	$2.026M (+18.2%)	0.4%	$40.40	—	COMMON STOCK	617446448
ADI	ANALOG DEVICES INC	10,511 (-25.2%)	$4.175M (-6.7%)	0.8%	$200.37	—	COMMON STOCK	032654105
TXN	TEXAS	3,220 (-6.3%)	$960K (+43.8%)	0.2%	$175.07	—	COMMON STOCK	882508104
AVGO	BROADCOM	7,648 (-9.0%)	$2.889M (+11.0%)	0.5%	$202.65	—	COMMON STOCK	11135F101
AMZN	AMAZON.COM	46,781 (-10.4%)	$11.15M (+2.6%)	2.1%	$133.44	—	COMMON STOCK	023135106
JCI	JOHNSON	21,002 (-1.5%)	$3.069M (+9.9%)	0.6%	$51.59	—	FOREIGN STOCK	G51502105
JNJ	JOHNSON	72,959 (-2.6%)	$18.53M (+1.2%)	3.4%	$102.50	—	COMMON STOCK	478160104
BAC	BANK	63,033 (-9.8%)	$3.592M (+5.4%)	0.7%	$33.19	—	COMMON STOCK	060505104
MRK	MERCK	69,649 (-4.7%)	$8.95M (+1.8%)	1.7%	$80.82	—	COMMON STOCK	58933Y105
CNI	CANADIAN	14,726 (-5.6%)	$1.756M (+9.6%)	0.3%	$45.73	—	FOREIGN STOCK	136375102
RY	ROYAL	3,275 (-1.7%)	$678K (+25.7%)	0.1%	$88.02	—	FOREIGN STOCK	780087102
ABT	ABBOTT	10,156 (-1.5%)	$922K (-13.0%)	0.2%	$41.31	—	COMMON STOCK	002824100
BRK/B	BERKSHIRE	17,123 (-5.6%)	$8.568M (-1.4%)	1.6%	$302.18	—	COMMON STOCK	084670702
ACWX	ISHARES	23,444 (-15.2%)	$1.784M (-5.8%)	0.3%	$52.28	—	MUTUAL FUNDS -	464288240
PFE	PFIZER	19,262 (-5.4%)	$464K (-18.9%)	0.1%	$27.61	—	COMMON STOCK	717081103
IWN	ISHARES	4,242 (-4.1%)	$938K (+11.9%)	0.2%	$135.17	—	MUTUAL FUNDS -	464287630
GLD	SPDR	750 (-10.3%)	$276K (-23.2%)	0.1%	$123.52	—	MUTUAL FUNDS-AL	78463V107
IDV	ISHARES	15,481 (-7.7%)	$641K (-10.1%)	0.1%	$28.97	—	MUTUAL FUNDS -	464288448
BLK	BLACKROCK	467 (-13.5%)	$449K (-13.5%)	0.1%	$1079.97	—	COMMON STOCK	09290D101
ORLY	O'REILLY	4,476 (-13.7%)	$412K (-13.9%)	0.1%	$87.97	—	COMMON STOCK	67103H107
XLU	SECTOR SPDR	36,908 (-2.3%)	$1.673M (-3.5%)	0.3%	$57.03	—	COMMON STOCK	81369Y886
HD	HOME	8,316 (-4.8%)	$2.933M (+2.1%)	0.5%	$117.81	—	COMMON STOCK	437076102
D	DOMINION	10,319 (-1.4%)	$705K (+8.9%)	0.1%	$52.62	—	COMMON STOCK	25746U109
BK	BANK	2,493 (-3.9%)	$361K (+17.2%)	0.1%	$63.85	—	COMMON STOCK	064058100
LLY	ELI	266 (-8.6%)	$319K (+19.2%)	0.1%	$242.92	—	COMMON STOCK	532457108
GS	GOLDMAN	970 (-20.2%)	$981K (-4.6%)	0.2%	$185.73	—	COMMON STOCK	38141G104
PAYX	PAYCHEX INC	4,214 (-14.3%)	$414K (-8.5%)	0.1%	$100.01	—	COMMON STOCK	704326107
USB	US BANCORP	60,608 (-14.8%)	$3.661M (-1.0%)	0.7%	$44.15	—	COMMON STOCK	902973304
MAR	MARRIOTT INTERNATIONAL INC CL A	929 (-2.3%)	$344K (+10.7%)	0.1%	$162.62	—	COMMON STOCK	571903202
NVDA	NVIDIA CORP	31,194 (-12.4%)	$6.242M (+0.5%)	1.2%	$133.94	—	COMMON STOCK	67066G104
IWY	ISHARES	987 (-22.1%)	$287K (-9.0%)	0.1%	$121.26	—	MUTUAL FUNDS -	464289438
CARR	CARRIER	2,844 (-26.3%)	$209K (-4.0%)	0.0%	$18.18	—	COMMON STOCK	14448C104

Unchanged Positions (23)

CHMG CHEMUNG 3.9%

Value $21.24M Shares 284,776 Est. Cost $26.55 Unrealized —

IVV ISHARES 7.6%

Value $40.99M Shares 54,733 Est. Cost $549.65 Unrealized —

AAPL APPLE 3.0%

Value $16.22M Shares 56,053 Est. Cost $140.06 Unrealized —

JPM JPMORGAN 1.8%

Value $10.01M Shares 30,577 Est. Cost $96.62 Unrealized —

IWO ISHARES 0.5%

Value $2.876M Shares 7,299 Est. Cost $126.39 Unrealized —

SPMD SS 0.8%

Value $4.121M Shares 60,994 Est. Cost $47.81 Unrealized —

V VISA 0.6%

Value $3.295M Shares 9,604 Est. Cost $196.16 Unrealized —

IWD ISHARES 0.6%

Value $3.148M Shares 12,987 Est. Cost $171.38 Unrealized —

ECL ECOLAB 1.2%

Value $6.291M Shares 22,581 Est. Cost $200.63 Unrealized —

RTX RTX 1.4%

Value $7.584M Shares 39,974 Est. Cost $107.12 Unrealized —

IBM INTL 0.1%

Value $362K Shares 1,289 Est. Cost $151.02 Unrealized —

IJK ISHARES 0.1%

Value $324K Shares 2,761 Est. Cost $71.51 Unrealized —

TJX TJX 0.1%

Value $745K Shares 4,915 Est. Cost $62.28 Unrealized —

PM PHILIP 0.1%

Value $423K Shares 2,337 Est. Cost $110.77 Unrealized —

NEE NEXTERA 0.1%

Value $453K Shares 5,160 Est. Cost $55.34 Unrealized —

MSFT MICROSOFT 3.4%

Value $18.54M Shares 49,708 Est. Cost $66.10 Unrealized —

MO ALTRIA 0.0%

Value $268K Shares 3,722 Est. Cost $45.78 Unrealized —

VYM VANGUARD 0.1%

Value $343K Shares 2,172 Est. Cost $81.09 Unrealized —

SDY SS 0.1%

Value $332K Shares 2,184 Est. Cost $91.39 Unrealized —

ITW ILLINOIS 0.0%

Value $208K Shares 770 Est. Cost $273.24 Unrealized —

MA MASTERCARD 0.0%

Value $250K Shares 487 Est. Cost $329.57 Unrealized —

DHR DANAHER 0.1%

Value $287K Shares 1,507 Est. Cost $113.99 Unrealized —

HHDS HIGHLANDS 0.0%

Value $714 Shares 10,497 Est. Cost $0.02 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CHMG	CHEMUNG	284,776	$21.24M	3.9%	$26.55	—	COMMON STOCK	164024101
IVV	ISHARES	54,733	$40.99M	7.6%	$549.65	—	MUTUAL FUNDS -	464287200
AAPL	APPLE	56,053	$16.22M	3.0%	$140.06	—	COMMON STOCK	037833100
JPM	JPMORGAN	30,577	$10.01M	1.8%	$96.62	—	COMMON STOCK	46625H100
IWO	ISHARES	7,299	$2.876M	0.5%	$126.39	—	MUTUAL FUNDS -	464287648
SPMD	SS	60,994	$4.121M	0.8%	$47.81	—	MUTUAL FUNDS -	78464A847
V	VISA	9,604	$3.295M	0.6%	$196.16	—	COMMON STOCK	92826C839
IWD	ISHARES	12,987	$3.148M	0.6%	$171.38	—	MUTUAL FUNDS -	464287598
ECL	ECOLAB	22,581	$6.291M	1.2%	$200.63	—	COMMON STOCK	278865100
RTX	RTX	39,974	$7.584M	1.4%	$107.12	—	COMMON STOCK	75513E101
IBM	INTL	1,289	$362K	0.1%	$151.02	—	COMMON STOCK	459200101
IJK	ISHARES	2,761	$324K	0.1%	$71.51	—	MUTUAL FUNDS -	464287606
TJX	TJX	4,915	$745K	0.1%	$62.28	—	COMMON STOCK	872540109
PM	PHILIP	2,337	$423K	0.1%	$110.77	—	COMMON STOCK	718172109
NEE	NEXTERA	5,160	$453K	0.1%	$55.34	—	COMMON STOCK	65339F101
MSFT	MICROSOFT	49,708	$18.54M	3.4%	$66.10	—	COMMON STOCK	594918104
MO	ALTRIA	3,722	$268K	0.0%	$45.78	—	COMMON STOCK	02209S103
VYM	VANGUARD	2,172	$343K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
SDY	SS	2,184	$332K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
ITW	ILLINOIS	770	$208K	0.0%	$273.24	—	COMMON STOCK	452308109
MA	MASTERCARD	487	$250K	0.0%	$329.57	—	COMMON STOCK	57636Q104
DHR	DANAHER	1,507	$287K	0.1%	$113.99	—	COMMON STOCK	235851102
HHDS	HIGHLANDS	10,497	$714	0.0%	$0.02	—	COMMON STOCK	43110A104