Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JCPB	J P MORGAN EXCHANGE TRADED F	1,079,613	$50.68M	9.8%	$46.94	—	CORE PLUS BD ETF	46641Q670
AMD	ADVANCED MICRO DEVICES INC	1,208	$702K	0.1%	$580.91	—	COM	007903107
ESGV	VANGUARD WORLD FD	3,400	$450K	0.1%	$132.24	—	ESG US STK ETF	921910733
AEP	AMERICAN ELEC PWR CO INC	3,122	$427K	0.1%	$136.81	—	COM	025537101
VTEB	VANGUARD MUN BD FDS	5,875	$297K	0.1%	$50.58	—	TAX EXEMPT BD	922907746
TSM	TAIWAN SEMICONDUCTOR MANUFAC	592	$283K	0.1%	$477.57	—	SPONSORED ADS	874039100
MRVL	MARVELL TECHNOLOGY INC	905	$270K	0.1%	$297.89	—	COM	573874104
—	BLACKROCK MUNIHLDNGS CALI	23,375	$257K	0.0%	$10.99	—	COM	09254L107
SANM	SANMINA CORP	892	$226K	0.0%	$253.08	—	COM	801056102
CTRE	CARETRUST REIT INC	5,385	$217K	0.0%	$40.35	—	COM	14174T107
WFC	WELLS FARGO & CO	2,600	$215K	0.0%	$82.64	—	COM	949746101
IYF	ISHARES TR	1,673	$213K	0.0%	$127.51	—	U.S. FINLS ETF	464287788
VV	VANGUARD INDEX FDS	620	$213K	0.0%	$343.91	—	LARGE CAP ETF	922908637
HWM	HOWMET AEROSPACE INC	767	$206K	0.0%	$268.86	—	COM	443201108

Increased Positions (32)

MTUM ISHARES TR 6.0%

Value $30.76M (+85.4%) Shares 89,724 (+29.8%) Est. Cost $192.68 Unrealized —

EMB ISHARES TR 10.4%

Value $53.73M (+17.4%) Shares 557,163 (+14.3%) Est. Cost $94.25 Unrealized —

XLF SELECT SECTOR SPDR TR 5.3%

Value $27.22M (+36.0%) Shares 507,676 (+25.3%) Est. Cost $42.01 Unrealized —

SPSM SPDR SERIES TRUST 3.2%

Value $16.37M (+53.3%) Shares 283,778 (+28.4%) Est. Cost $50.39 Unrealized —

AIQ GLOBAL X FDS 3.1%

Value $16.17M (+47.1%) Shares 246,460 (+4.7%) Est. Cost $33.05 Unrealized —

IDEV ISHARES TR 6.9%

Value $35.68M (+15.2%) Shares 400,802 (+8.1%) Est. Cost $75.23 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 4.9%

Value $25.55M (+22.5%) Shares 427,991 (+10.9%) Est. Cost $54.51 Unrealized —

VO VANGUARD INDEX FDS 4.7%

Value $24.48M (+16.8%) Shares 303,890 (+316.4%) Est. Cost $122.50 Unrealized —

IEF ISHARES TR 10.7%

Value $55.42M (+5.5%) Shares 585,975 (+6.5%) Est. Cost $95.04 Unrealized —

XLV SELECT SECTOR SPDR TR 1.9%

Value $10.01M (+17.9%) Shares 63,088 (+9.0%) Est. Cost $127.90 Unrealized —

XLP SELECT SECTOR SPDR TR 1.8%

Value $9.533M (+17.1%) Shares 114,755 (+15.6%) Est. Cost $73.60 Unrealized —

SGOV ISHARES TR 0.7%

Value $3.722M (+55.2%) Shares 36,975 (+55.1%) Est. Cost $100.65 Unrealized —

PANW PALO ALTO NETWORKS INC 0.2%

Value $1.259M (+117.4%) Shares 3,692 (+2.2%) Est. Cost $139.08 Unrealized —

AAPL APPLE INC 0.6%

Value $3.289M (+21.0%) Shares 11,368 (+6.1%) Est. Cost $187.35 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 0.2%

Value $780K (+202.1%) Shares 16,103 (+199.8%) Est. Cost $48.30 Unrealized —

IWF ISHARES TR 0.1%

Value $398K (-48.8%) Shares 3,208 (+75.8%) Est. Cost $296.11 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.2%

Value $1.081M (+44.9%) Shares 31,942 (+24.8%) Est. Cost $33.34 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.1%

Value $741K (+56.5%) Shares 21,279 (+37.1%) Est. Cost $28.44 Unrealized —

NVDA NVIDIA CORPORATION 0.3%

Value $1.572M (+20.1%) Shares 7,856 (+4.7%) Est. Cost $153.99 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.1%

Value $622K (+67.9%) Shares 8,724 (+51.0%) Est. Cost $64.16 Unrealized —

ABBV ABBVIE INC 0.2%

Value $915K (+22.8%) Shares 3,636 (+6.1%) Est. Cost $92.37 Unrealized —

GOOG ALPHABET INC 0.1%

Value $680K (+27.3%) Shares 1,924 (+3.3%) Est. Cost $177.74 Unrealized —

IEFA ISHARES TR 0.1%

Value $349K (+55.0%) Shares 3,611 (+45.3%) Est. Cost $91.68 Unrealized —

JPM JPMORGAN CHASE & CO 0.2%

Value $883K (+16.0%) Shares 2,698 (+4.3%) Est. Cost $245.96 Unrealized —

GOOGL ALPHABET INC 0.1%

Value $342K (+33.9%) Shares 956 (+7.8%) Est. Cost $296.85 Unrealized —

AXP AMERICAN EXPRESS CO 0.1%

Value $466K (+20.6%) Shares 1,377 (+7.8%) Est. Cost $318.12 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.1%

Value $335K (+25.0%) Shares 12,086 (+11.7%) Est. Cost $19.46 Unrealized —

VBR VANGUARD INDEX FDS 0.1%

Value $344K (+20.8%) Shares 1,417 (+8.0%) Est. Cost $202.93 Unrealized —

WMT WALMART INC 0.1%

Value $388K (+17.6%) Shares 3,422 (+29.1%) Est. Cost $95.07 Unrealized —

VHT VANGUARD WORLD FD 0.0%

Value $253K (+16.4%) Shares 846 (+6.0%) Est. Cost $244.45 Unrealized —

ABT ABBOTT LABORATORIES 0.1%

Value $323K (-9.0%) Shares 3,560 (+2.9%) Est. Cost $77.76 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value $564K (-3.8%) Shares 6,552 (+387.9%) Est. Cost $164.64 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MTUM	ISHARES TR	89,724 (+29.8%)	$30.76M (+85.4%)	6.0%	$192.68	—	MSCI USA MMENTM	46432F396
EMB	ISHARES TR	557,163 (+14.3%)	$53.73M (+17.4%)	10.4%	$94.25	—	JPMORGAN USD EMG	464288281
XLF	SELECT SECTOR SPDR TR	507,676 (+25.3%)	$27.22M (+36.0%)	5.3%	$42.01	—	ST STR FINL ETF	81369Y605
SPSM	SPDR SERIES TRUST	283,778 (+28.4%)	$16.37M (+53.3%)	3.2%	$50.39	—	ST STR SP600 SML	78468R853
AIQ	GLOBAL X FDS	246,460 (+4.7%)	$16.17M (+47.1%)	3.1%	$33.05	—	ARTIFICIAL ETF	37954Y632
IDEV	ISHARES TR	400,802 (+8.1%)	$35.68M (+15.2%)	6.9%	$75.23	—	CORE MSCI INTL	46435G326
VWO	VANGUARD INTL EQUITY INDEX F	427,991 (+10.9%)	$25.55M (+22.5%)	4.9%	$54.51	—	FTSE EMR MKT ETF	922042858
VO	VANGUARD INDEX FDS	303,890 (+316.4%)	$24.48M (+16.8%)	4.7%	$122.50	—	MID CAP ETF	922908629
IEF	ISHARES TR	585,975 (+6.5%)	$55.42M (+5.5%)	10.7%	$95.04	—	7-10 YR TRSY BD	464287440
XLV	SELECT SECTOR SPDR TR	63,088 (+9.0%)	$10.01M (+17.9%)	1.9%	$127.90	—	ST STR CARE ETF	81369Y209
XLP	SELECT SECTOR SPDR TR	114,755 (+15.6%)	$9.533M (+17.1%)	1.8%	$73.60	—	ST STR STAPL ETF	81369Y308
SGOV	ISHARES TR	36,975 (+55.1%)	$3.722M (+55.2%)	0.7%	$100.65	—	0-3 MTH TREASURY	46436E718
PANW	PALO ALTO NETWORKS INC	3,692 (+2.2%)	$1.259M (+117.4%)	0.2%	$139.08	—	COM	697435105
AAPL	APPLE INC	11,368 (+6.1%)	$3.289M (+21.0%)	0.6%	$187.35	—	COM	037833100
BNDX	VANGUARD CHARLOTTE FDS	16,103 (+199.8%)	$780K (+202.1%)	0.2%	$48.30	—	TOTAL INT BD ETF	92203J407
IWF	ISHARES TR	3,208 (+75.8%)	$398K (-48.8%)	0.1%	$296.11	—	RUS 1000 GRW ETF	464287614
SCHG	SCHWAB STRATEGIC TR	31,942 (+24.8%)	$1.081M (+44.9%)	0.2%	$33.34	—	US LCAP GR ETF	808524300
SCHV	SCHWAB STRATEGIC TR	21,279 (+37.1%)	$741K (+56.5%)	0.1%	$28.44	—	US LCAP VA ETF	808524409
NVDA	NVIDIA CORPORATION	7,856 (+4.7%)	$1.572M (+20.1%)	0.3%	$153.99	—	COM	67066G104
VEA	VANGUARD TAX-MANAGED FDS	8,724 (+51.0%)	$622K (+67.9%)	0.1%	$64.16	—	VAN FTSE DEV MKT	921943858
ABBV	ABBVIE INC	3,636 (+6.1%)	$915K (+22.8%)	0.2%	$92.37	—	COM	00287Y109
GOOG	ALPHABET INC	1,924 (+3.3%)	$680K (+27.3%)	0.1%	$177.74	—	CAP STK CL C	02079K107
IEFA	ISHARES TR	3,611 (+45.3%)	$349K (+55.0%)	0.1%	$91.68	—	CORE MSCI EAFE	46432F842
JPM	JPMORGAN CHASE & CO	2,698 (+4.3%)	$883K (+16.0%)	0.2%	$245.96	—	COM	46625H100
GOOGL	ALPHABET INC	956 (+7.8%)	$342K (+33.9%)	0.1%	$296.85	—	CAP STK CL A	02079K305
AXP	AMERICAN EXPRESS CO	1,377 (+7.8%)	$466K (+20.6%)	0.1%	$318.12	—	COM	025816109
SCHF	SCHWAB STRATEGIC TR	12,086 (+11.7%)	$335K (+25.0%)	0.1%	$19.46	—	INTL EQTY ETF	808524805
VBR	VANGUARD INDEX FDS	1,417 (+8.0%)	$344K (+20.8%)	0.1%	$202.93	—	SM CP VAL ETF	922908611
WMT	WALMART INC	3,422 (+29.1%)	$388K (+17.6%)	0.1%	$95.07	—	COM	931142103
VHT	VANGUARD WORLD FD	846 (+6.0%)	$253K (+16.4%)	0.0%	$244.45	—	HEALTH CAR ETF	92204A504
ABT	ABBOTT LABORATORIES	3,560 (+2.9%)	$323K (-9.0%)	0.1%	$77.76	—	COM	002824100
VUG	VANGUARD INDEX FDS	6,552 (+387.9%)	$564K (-3.8%)	0.1%	$164.64	—	GROWTH ETF	922908736

Exited Positions (1)

IWS ISHARES TR 0.1%

Value $354K Shares 2,432 Est. Cost $145.74 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IWS	ISHARES TR	2,432	$354K	0.1%	$145.74	—	—	464287473

Decreased Positions (23)

BOND PIMCO ETF TR 2.3%

Value $11.7M (-79.2%) Shares 126,871 (-79.1%) Est. Cost $92.54 Unrealized —

XLE SELECT SECTOR SPDR TR 2.2%

Value $11.21M (-41.4%) Shares 210,982 (-32.4%) Est. Cost $60.30 Unrealized —

FBND FIDELITY MERRIMACK STR TR 0.8%

Value $4.384M (-55.3%) Shares 96,380 (-55.1%) Est. Cost $45.78 Unrealized —

EMBD GLOBAL X FDS 0.7%

Value $3.379M (-59.2%) Shares 141,100 (-60.1%) Est. Cost $23.40 Unrealized —

MSFT MICROSOFT CORP 0.9%

Value $4.573M (-44.9%) Shares 12,258 (-45.3%) Est. Cost $320.16 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value $722K (-45.4%) Shares 3,052 (-50.3%) Est. Cost $215.06 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value $761K (-42.4%) Shares 2,055 (-50.0%) Est. Cost $326.01 Unrealized —

XLU SELECT SECTOR SPDR TR 0.1%

Value $604K (-47.8%) Shares 13,311 (-47.1%) Est. Cost $57.31 Unrealized —

AMZN AMAZON COM INC 2.2%

Value $11.52M (+4.5%) Shares 48,319 (-8.7%) Est. Cost $136.79 Unrealized —

SHYG ISHARES TR 0.1%

Value $508K (-48.7%) Shares 11,990 (-48.8%) Est. Cost $42.87 Unrealized —

COWZ PACER FDS TR 0.1%

Value $414K (-52.3%) Shares 6,659 (-52.1%) Est. Cost $54.95 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $552K (-36.0%) Shares 4,036 (-20.5%) Est. Cost $96.14 Unrealized —

ASML ASML HLDG NV 0.2%

Value $792K (+44.8%) Shares 398 (-3.9%) Est. Cost $693.08 Unrealized —

GLD SPDR GOLD TR 0.1%

Value $412K (-34.9%) Shares 1,118 (-23.9%) Est. Cost $358.61 Unrealized —

LLY ELI LILLY & CO 0.2%

Value $866K (+16.7%) Shares 722 (-10.5%) Est. Cost $836.43 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.1%

Value $533K (-13.4%) Shares 570 (-7.8%) Est. Cost $907.08 Unrealized —

IVV ISHARES TR 0.1%

Value $457K (-13.2%) Shares 610 (-24.2%) Est. Cost $672.40 Unrealized —

IJR ISHARES TR 0.0%

Value $247K (-17.6%) Shares 1,666 (-31.0%) Est. Cost $124.31 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value $516K (+8.8%) Shares 2,367 (-2.1%) Est. Cost $187.54 Unrealized —

NSC NORFOLK SOUTHN CORP 0.1%

Value $267K (-4.6%) Shares 849 (-13.0%) Est. Cost $233.06 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $479K (+1.6%) Shares 958 (-2.7%) Est. Cost $457.22 Unrealized —

V VISA INC 0.1%

Value $402K (-1.2%) Shares 1,172 (-13.0%) Est. Cost $270.77 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $309K (+1.2%) Shares 1,216 (-2.6%) Est. Cost $170.30 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BOND	PIMCO ETF TR	126,871 (-79.1%)	$11.7M (-79.2%)	2.3%	$92.54	—	ACTIVE BD ETF	72201R775
XLE	SELECT SECTOR SPDR TR	210,982 (-32.4%)	$11.21M (-41.4%)	2.2%	$60.30	—	ST STR ENERG ETF	81369Y506
FBND	FIDELITY MERRIMACK STR TR	96,380 (-55.1%)	$4.384M (-55.3%)	0.8%	$45.78	—	TOTAL BD ETF	316188309
EMBD	GLOBAL X FDS	141,100 (-60.1%)	$3.379M (-59.2%)	0.7%	$23.40	—	X EMERGING MKT	37954Y350
MSFT	MICROSOFT CORP	12,258 (-45.3%)	$4.573M (-44.9%)	0.9%	$320.16	—	COM	594918104
VIG	VANGUARD SPECIALIZED FUNDS	3,052 (-50.3%)	$722K (-45.4%)	0.1%	$215.06	—	DIV APP ETF	921908844
VTI	VANGUARD INDEX FDS	2,055 (-50.0%)	$761K (-42.4%)	0.1%	$326.01	—	TOTAL STK MKT	922908769
XLU	SELECT SECTOR SPDR TR	13,311 (-47.1%)	$604K (-47.8%)	0.1%	$57.31	—	ST STR UTIL ETF	81369Y886
AMZN	AMAZON COM INC	48,319 (-8.7%)	$11.52M (+4.5%)	2.2%	$136.79	—	COM	023135106
SHYG	ISHARES TR	11,990 (-48.8%)	$508K (-48.7%)	0.1%	$42.87	—	0-5YR HI YL CP	46434V407
COWZ	PACER FDS TR	6,659 (-52.1%)	$414K (-52.3%)	0.1%	$54.95	—	US CASH COWS 100	69374H881
XOM	EXXON MOBIL CORP	4,036 (-20.5%)	$552K (-36.0%)	0.1%	$96.14	—	COM	30231G102
ASML	ASML HLDG NV	398 (-3.9%)	$792K (+44.8%)	0.2%	$693.08	—	N Y REGISTRY SHS	N07059210
GLD	SPDR GOLD TR	1,118 (-23.9%)	$412K (-34.9%)	0.1%	$358.61	—	GOLD SHS	78463V107
LLY	ELI LILLY & CO	722 (-10.5%)	$866K (+16.7%)	0.2%	$836.43	—	COM	532457108
COST	COSTCO WHOLESALE CORPORATION	570 (-7.8%)	$533K (-13.4%)	0.1%	$907.08	—	COM	22160K105
IVV	ISHARES TR	610 (-24.2%)	$457K (-13.2%)	0.1%	$672.40	—	CORE S&P500 ETF	464287200
IJR	ISHARES TR	1,666 (-31.0%)	$247K (-17.6%)	0.0%	$124.31	—	CORE S&P SCP ETF	464287804
VTV	VANGUARD INDEX FDS	2,367 (-2.1%)	$516K (+8.8%)	0.1%	$187.54	—	VALUE ETF	922908744
NSC	NORFOLK SOUTHN CORP	849 (-13.0%)	$267K (-4.6%)	0.1%	$233.06	—	COM	655844108
BRK/B	BERKSHIRE HATHAWAY INC DEL	958 (-2.7%)	$479K (+1.6%)	0.1%	$457.22	—	CL B NEW	084670702
V	VISA INC	1,172 (-13.0%)	$402K (-1.2%)	0.1%	$270.77	—	COM CL A	92826C839
JNJ	JOHNSON & JOHNSON	1,216 (-2.6%)	$309K (+1.2%)	0.1%	$170.30	—	COM	478160104

Unchanged Positions (18)

QQQ INVESCO QQQ TR 6.1%

Value $31.25M Shares 42,443 Est. Cost $301.71 Unrealized —

IAGG ISHARES TR 8.6%

Value $44.15M Shares 872,594 Est. Cost $51.45 Unrealized —

IYW ISHARES TR 0.2%

Value $937K Shares 3,715 Est. Cost $114.82 Unrealized —

TSLA TESLA INC 0.2%

Value $1.082M Shares 2,572 Est. Cost $356.53 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.1%

Value $390K Shares 386 Est. Cost $734.84 Unrealized —

ENSG ENSIGN GROUP INC 0.0%

Value $229K Shares 1,428 Est. Cost $140.14 Unrealized —

ITOT ISHARES TR 0.1%

Value $395K Shares 2,407 Est. Cost $131.28 Unrealized —

IUSV ISHARES TR 0.1%

Value $614K Shares 5,577 Est. Cost $78.67 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value $311K Shares 453 Est. Cost $627.13 Unrealized —

IWB ISHARES TR 0.0%

Value $248K Shares 605 Est. Cost $365.48 Unrealized —

ALL ALLSTATE CORP 0.0%

Value $238K Shares 1,000 Est. Cost $200.20 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.0%

Value $245K Shares 6,754 Est. Cost $30.14 Unrealized —

WAB WABTEC 0.1%

Value $288K Shares 1,068 Est. Cost $191.67 Unrealized —

VOE VANGUARD INDEX FDS 0.1%

Value $297K Shares 1,503 Est. Cost $162.11 Unrealized —

— MICROCHIP TECHNOLOGY INC. 0.0%

Value $26,397 Shares 10,000 Est. Cost $1.69 Unrealized —

IFLN INVESCO EXCH TRADED FD TR II 0.1%

Value $339K Shares 18,523 Est. Cost $19.31 Unrealized —

GOVT ISHARES TR 0.1%

Value $306K Shares 13,431 Est. Cost $26.91 Unrealized —

USFR WISDOMTREE TR 0.1%

Value $500K Shares 9,936 Est. Cost $50.34 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QQQ	INVESCO QQQ TR	42,443	$31.25M	6.1%	$301.71	—	UNIT SER 1	46090E103
IAGG	ISHARES TR	872,594	$44.15M	8.6%	$51.45	—	CORE INTL AGGR	46435G672
IYW	ISHARES TR	3,715	$937K	0.2%	$114.82	—	U.S. TECH ETF	464287721
TSLA	TESLA INC	2,572	$1.082M	0.2%	$356.53	—	COM	88160R101
GS	GOLDMAN SACHS GROUP INC	386	$390K	0.1%	$734.84	—	COM	38141G104
ENSG	ENSIGN GROUP INC	1,428	$229K	0.0%	$140.14	—	COM	29358P101
ITOT	ISHARES TR	2,407	$395K	0.1%	$131.28	—	CORE S&P TTL STK	464287150
IUSV	ISHARES TR	5,577	$614K	0.1%	$78.67	—	CORE S&P US VLU	464287663
VOO	VANGUARD INDEX FDS	453	$311K	0.1%	$627.13	—	S&P 500 ETF SHS	922908363
IWB	ISHARES TR	605	$248K	0.0%	$365.48	—	RUS 1000 ETF	464287622
ALL	ALLSTATE CORP	1,000	$238K	0.0%	$200.20	—	COM	020002101
SCHE	SCHWAB STRATEGIC TR	6,754	$245K	0.0%	$30.14	—	EMRG MKTEQ ETF	808524706
WAB	WABTEC	1,068	$288K	0.1%	$191.67	—	COM	929740108
VOE	VANGUARD INDEX FDS	1,503	$297K	0.1%	$162.11	—	MCAP VL IDXVIP	922908512
—	MICROCHIP TECHNOLOGY INC.	10,000	$26,397	0.0%	$1.69	—	NOTE 1.625% 2/1	595017AF1
IFLN	INVESCO EXCH TRADED FD TR II	18,523	$339K	0.1%	$19.31	—	BLOO EN ANGE ETF	46138E719
GOVT	ISHARES TR	13,431	$306K	0.1%	$26.91	—	US TREAS BD ETF	46429B267
USFR	WISDOMTREE TR	9,936	$500K	0.1%	$50.34	—	FLOATNG RAT TREA	97717Y527