Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHO	SCHWAB STRATEGIC TR	708,178	$33.91M	10.3%	$48.36	—	SHT TM US TRES	808524862
SCHG	SCHWAB STRATEGIC TR	327,456	$23.81M	7.2%	$57.20	—	US LCAP GR ETF	808524300
VTV	VANGUARD INDEX FDS	149,099	$20.57M	6.2%	$140.39	—	VALUE ETF	922908744
BSV	VANGUARD BD INDEX FDS	244,658	$18.39M	5.6%	$75.26	—	SHORT TRM BOND	921937827
SCHR	SCHWAB STRATEGIC TR	374,127	$17.94M	5.4%	$51.09	—	INT-TRM U.S TRES	808524854
AAPL	APPLE INC	69,365	$11.88M	3.6%	$89.62	+102.3%	COM	037833100
SCHF	SCHWAB STRATEGIC TR	314,811	$10.69M	3.2%	$32.68	—	INTL EQTY ETF	808524805
MRK	MERCK & CO INC	82,874	$8.532M	2.6%	$60.31	+65.5%	COM	58933Y105
IWF	ISHARES TR	29,375	$7.813M	2.4%	$143.90	—	RUS 1000 GRW ETF	464287614
VCIT	VANGUARD SCOTTSDALE FDS	90,800	$6.899M	2.1%	$77.89	—	INT-TERM CORP	92206C870
STIP	ISHARES TR	70,193	$6.803M	2.1%	$97.18	—	0-5 YR TIPS ETF	46429B747
SHV	ISHARES TR	53,481	$5.908M	1.8%	$110.00	—	SHORT TREAS BD	464288679
MSFT	MICROSOFT CORP	18,621	$5.88M	1.8%	$155.29	+109.0%	COM	594918104
VO	VANGUARD INDEX FDS	26,704	$5.561M	1.7%	$205.72	—	MID CAP ETF	922908629
DFAS	DIMENSIONAL ETF TRUST	104,235	$5.471M	1.7%	$51.66	—	US SMALL CAP ETF	25434V500
VWO	VANGUARD INTL EQUITY INDEX F	139,517	$5.47M	1.7%	$39.28	—	FTSE EMR MKT ETF	922042858
IVV	ISHARES TR	11,255	$4.833M	1.5%	$321.36	—	CORE S&P500 ETF	464287200
SCHD	SCHWAB STRATEGIC TR	67,191	$4.754M	1.4%	$49.20	—	US DIVIDEND EQ	808524797
PULS	PGIM ETF TR	90,645	$4.486M	1.4%	$49.08	—	PGIM ULTRA SH BD	69344A107
XOM	EXXON MOBIL CORP	35,456	$4.169M	1.3%	$52.85	+91.1%	COM	30231G102
VIG	VANGUARD SPECIALIZED FUNDS	25,938	$4.03M	1.2%	$103.16	—	DIV APP ETF	921908844
IBM	INTERNATIONAL BUSINESS MACHS	28,224	$3.96M	1.2%	$99.79	+32.0%	COM	459200101
CVX	CHEVRON CORP NEW	23,363	$3.939M	1.2%	$88.13	+65.4%	COM	166764100
GOOGL	ALPHABET INC	28,228	$3.694M	1.1%	$106.41	+20.7%	CAP STK CL A	02079K305
AMZN	AMAZON COM INC	26,325	$3.346M	1.0%	$122.52	+9.4%	COM	023135106
GOOG	ALPHABET INC	22,978	$3.03M	0.9%	$107.02	+20.6%	CAP STK CL C	02079K107
ESGU	ISHARES TR	31,841	$2.99M	0.9%	$80.44	—	ESG AWR MSCI USA	46435G425
JPM	JPMORGAN CHASE & CO	20,144	$2.921M	0.9%	$92.73	+53.5%	COM	46625H100
EPD	ENTERPRISE PRODS PARTNERS L	103,058	$2.821M	0.9%	$24.51	—	COM	293792107
VWOB	VANGUARD WHITEHALL FDS	46,239	$2.735M	0.8%	$61.20	—	EM MK GOV BD ETF	921946885
BRK/B	BERKSHIRE HATHAWAY INC DEL	7,648	$2.679M	0.8%	$223.63	+58.6%	CL B NEW	084670702
ENB	ENBRIDGE INC	79,275	$2.659M	0.8%	$25.02	+21.4%	COM	29250N105
IJH	ISHARES TR	9,632	$2.402M	0.7%	$174.00	—	CORE S&P MCP ETF	464287507
CAT	CATERPILLAR INC	8,726	$2.382M	0.7%	$118.40	+120.8%	COM	149123101
META	META PLATFORMS INC	7,753	$2.328M	0.7%	$180.25	+66.0%	CL A	30303M102
VTI	VANGUARD INDEX FDS	10,704	$2.274M	0.7%	$139.79	—	TOTAL STK MKT	922908769
JNJ	JOHNSON & JOHNSON	13,507	$2.104M	0.6%	$118.15	+29.7%	COM	478160104
WMT	WALMART INC	12,449	$1.991M	0.6%	$32.27	+60.5%	COM	931142103
SCHH	SCHWAB STRATEGIC TR	110,285	$1.958M	0.6%	$19.31	—	US REIT ETF	808524847
VTEB	VANGUARD MUN BD FDS	38,579	$1.856M	0.6%	$49.53	—	TAX EXEMPT BD	922907746
GLTR	ABRDN PRECIOUS METALS BASKET	18,655	$1.57M	0.5%	$63.89	—	PHYSCL PRECS MET	003263100
PFE	PFIZER INC	47,257	$1.568M	0.5%	$28.32	+7.9%	COM	717081103
VOO	VANGUARD INDEX FDS	3,463	$1.36M	0.4%	$376.65	—	S&P 500 ETF SHS	922908363
BAC	BANK AMERICA CORP	49,637	$1.359M	0.4%	$25.32	+9.9%	COM	060505104
CSCO	CISCO SYS INC	24,434	$1.314M	0.4%	$39.17	+28.4%	COM	17275R102
PM	PHILIP MORRIS INTL INC	13,852	$1.282M	0.4%	$59.50	+44.8%	COM	718172109
QCOM	QUALCOMM INC	10,907	$1.211M	0.4%	$80.37	+36.9%	COM	747525103
DIS	DISNEY WALT CO	14,908	$1.208M	0.4%	$96.32	-13.4%	COM	254687106
SUB	ISHARES TR	11,144	$1.146M	0.3%	$106.38	—	SHRT NAT MUN ETF	464288158
IJR	ISHARES TR	11,912	$1.124M	0.3%	$75.73	—	CORE S&P SCP ETF	464287804
UNH	UNITEDHEALTH GROUP INC	2,193	$1.106M	0.3%	$238.06	+97.4%	COM	91324P102
MMM	3M CO	11,273	$1.055M	0.3%	$97.11	-18.1%	COM	88579Y101
ABBV	ABBVIE INC	6,952	$1.036M	0.3%	$67.76	+99.7%	COM	00287Y109
ITA	ISHARES TR	8,862	$939K	0.3%	$123.26	—	US AER DEF ETF	464288760
EFG	ISHARES TR	10,682	$922K	0.3%	$91.91	—	EAFE GRWTH ETF	464288885
CMCSA	COMCAST CORP NEW	19,837	$880K	0.3%	$33.20	+25.0%	CL A	20030N101
PANW	PALO ALTO NETWORKS INC	3,735	$876K	0.3%	$69.56	+70.1%	COM	697435105
PEP	PEPSICO INC	5,116	$867K	0.3%	$160.37	+4.2%	COM	713448108
QQQ	INVESCO QQQ TR	2,365	$847K	0.3%	$207.69	—	UNIT SER 1	46090E103
SPYM	SPDR SER TR	16,765	$843K	0.3%	$50.02	—	PORTFOLIO S&P500	78464A854
NVDA	NVIDIA CORPORATION	1,884	$820K	0.2%	$17.07	+162.3%	COM	67066G104
EFV	ISHARES TR	16,516	$808K	0.2%	$50.00	—	EAFE VALUE ETF	464288877
FFWM	FIRST FNDTN INC	129,463	$787K	0.2%	$11.96	-45.2%	COM	32026V104
MO	ALTRIA GROUP INC	18,576	$781K	0.2%	$34.66	+5.1%	COM	02209S103
HD	HOME DEPOT INC	2,529	$764K	0.2%	$172.82	+75.3%	COM	437076102
CMI	CUMMINS INC	3,325	$760K	0.2%	$192.50	+18.7%	COM	231021106
SBUX	STARBUCKS CORP	8,061	$736K	0.2%	$72.30	+27.9%	COM	855244109
BIL	SPDR SER TR	7,938	$729K	0.2%	$91.82	—	BLOOMBERG 1-3 MO	78468R663
VLY	VALLEY NATL BANCORP	84,967	$727K	0.2%	$13.35	-32.0%	COM	919794107
WPC	WP CAREY INC	13,432	$726K	0.2%	$67.84	—	COM	92936U109
BA	BOEING CO	3,766	$722K	0.2%	$239.34	-8.6%	COM	097023105
TSLA	TESLA INC	2,861	$716K	0.2%	$191.69	+34.0%	COM	88160R101
PG	PROCTER AND GAMBLE CO	4,673	$682K	0.2%	$101.68	+41.7%	COM	742718109
ADBE	ADOBE INC	1,332	$679K	0.2%	$322.06	+62.9%	COM	00724F101
QUAL	ISHARES TR	5,047	$665K	0.2%	$81.59	—	MSCI USA QLT FCT	46432F339
VLUE	ISHARES TR	7,172	$651K	0.2%	$74.87	—	MSCI USA VALUE	46432F388
LLY	ELI LILLY & CO	1,202	$646K	0.2%	$141.36	+258.5%	COM	532457108
VZ	VERIZON COMMUNICATIONS INC	19,032	$617K	0.2%	$39.15	-25.9%	COM	92343V104
FTNT	FORTINET INC	10,475	$615K	0.2%	$53.35	+24.1%	COM	34959E109
TSM	TAIWAN SEMICONDUCTOR MFG LTD	6,907	$600K	0.2%	$77.41	—	SPONSORED ADS	874039100
ALB	ALBEMARLE CORP	3,423	$582K	0.2%	$193.70	-1.2%	COM	012653101
CRM	SALESFORCE INC	2,782	$564K	0.2%	$161.03	+32.6%	COM	79466L302
—	UNILEVER PLC	11,140	$550K	0.2%	$45.36	—	SPON ADR NEW	904767704
AMGN	AMGEN INC	2,036	$547K	0.2%	$155.21	+49.4%	COM	031162100
NFLX	NETFLIX INC	1,436	$542K	0.2%	$38.62	+9.8%	COM	64110L106
V	VISA INC	2,337	$538K	0.2%	$161.90	+45.9%	COM CL A	92826C839
MCD	MCDONALDS CORP	2,040	$537K	0.2%	$163.53	+64.8%	COM	580135101
RTX	RTX CORPORATION	7,398	$532K	0.2%	$61.78	+31.5%	COM	75513E101
GBCI	GLACIER BANCORP INC NEW	18,600	$530K	0.2%	$33.73	-15.5%	COM	37637Q105
EIX	EDISON INTL	8,217	$520K	0.2%	$54.23	+15.1%	COM	281020107
LMT	LOCKHEED MARTIN CORP	1,270	$519K	0.2%	$348.56	+19.1%	COM	539830109
INTC	INTEL CORP	14,414	$512K	0.2%	$40.02	-14.5%	COM	458140100
FDX	FEDEX CORP	1,917	$508K	0.2%	$168.32	+46.6%	COM	31428X106
XLV	SELECT SECTOR SPDR TR	3,799	$489K	0.1%	$93.04	—	SBI HEALTHCARE	81369Y209
NEE	NEXTERA ENERGY INC	8,499	$487K	0.1%	$59.46	+8.3%	COM	65339F101
COST	COSTCO WHSL CORP NEW	856	$484K	0.1%	$256.63	+107.4%	COM	22160K105
XAR	SPDR SER TR	4,248	$476K	0.1%	$112.10	—	AEROSPACE DEF	78464A631
UBER	UBER TECHNOLOGIES INC	10,299	$474K	0.1%	$28.77	+58.8%	COM	90353T100
SCHW	SCHWAB CHARLES CORP	8,396	$461K	0.1%	$63.04	-7.3%	COM	808513105
TFC	TRUIST FINL CORP	15,849	$453K	0.1%	$41.62	-34.8%	COM	89832Q109
EMXC	ISHARES INC	9,020	$449K	0.1%	$49.83	—	MSCI EMRG CHN	46434G764
XLE	SELECT SECTOR SPDR TR	4,780	$432K	0.1%	$58.35	—	ENERGY	81369Y506
DXJ	WISDOMTREE TR	4,876	$430K	0.1%	$46.42	—	JAPN HEDGE EQT	97717W851
ABT	ABBOTT LABS	4,339	$420K	0.1%	$65.64	+53.0%	COM	002824100
KMI	KINDER MORGAN INC DEL	25,318	$420K	0.1%	$14.49	+5.3%	COM	49456B101
MGC	VANGUARD WORLD FD	2,625	$399K	0.1%	$117.70	—	MEGA CAP INDEX	921910873
MA	MASTERCARD INCORPORATED	1,006	$398K	0.1%	$289.73	+36.8%	CL A	57636Q104
MUB	ISHARES TR	3,815	$391K	0.1%	$108.42	—	NATIONAL MUN ETF	464288414
CCI	CROWN CASTLE INC	4,115	$379K	0.1%	$96.21	-6.0%	COM	22822V101
BMY	BRISTOL-MYERS SQUIBB CO	6,245	$362K	0.1%	$36.51	+48.9%	COM	110122108
CVS	CVS HEALTH CORP	4,951	$346K	0.1%	$59.21	+9.1%	COM	126650100
LYB	LYONDELLBASELL INDUSTRIES N	3,618	$343K	0.1%	$67.86	+19.4%	SHS - A -	N53745100
KLAC	KLA CORP	747	$343K	0.1%	$337.24	+39.2%	COM NEW	482480100
NKE	NIKE INC	3,393	$324K	0.1%	$100.89	-2.6%	CL B	654106103
IWM	ISHARES TR	1,810	$320K	0.1%	$164.45	—	RUSSELL 2000 ETF	464287655
UNP	UNION PAC CORP	1,558	$317K	0.1%	$190.19	+8.4%	COM	907818108
SCHA	SCHWAB STRATEGIC TR	7,513	$311K	0.1%	$42.37	—	US SML CAP ETF	808524607
EELV	INVESCO EXCH TRADED FD TR II	13,474	$303K	0.1%	$20.99	—	S&P EMRNG MKTS	46138E297
TXN	TEXAS INSTRS INC	1,887	$300K	0.1%	$124.12	+28.0%	COM	882508104
T	AT&T INC	19,525	$293K	0.1%	$15.20	-14.8%	COM	00206R102
VYMI	VANGUARD WHITEHALL FDS	4,639	$287K	0.1%	$63.14	—	INTL HIGH ETF	921946794
FCX	FREEPORT-MCMORAN INC	7,564	$282K	0.1%	$27.89	+39.9%	CL B	35671D857
UPS	UNITED PARCEL SERVICE INC	1,791	$279K	0.1%	$158.45	-4.3%	CL B	911312106
KMB	KIMBERLY-CLARK CORP	2,173	$263K	0.1%	$96.06	+22.6%	COM	494368103
VDE	VANGUARD WORLD FDS	2,000	$253K	0.1%	$101.50	—	ENERGY ETF	92204A306
NVO	NOVO-NORDISK A S	2,750	$250K	0.1%	$125.04	—	ADR	670100205
DUK	DUKE ENERGY CORP NEW	2,831	$250K	0.1%	$83.56	0.0%	COM NEW	26441C204
SO	SOUTHERN CO	3,840	$249K	0.1%	$37.42	+70.5%	COM	842587107
LOW	LOWES COS INC	1,192	$248K	0.1%	$188.18	+14.2%	COM	548661107
VEA	VANGUARD TAX-MANAGED FDS	5,555	$243K	0.1%	$43.31	—	VAN FTSE DEV MKT	921943858
PAYX	PAYCHEX INC	2,089	$241K	0.1%	$61.22	+83.3%	COM	704326107
TGT	TARGET CORP	2,176	$241K	0.1%	$188.25	-38.2%	COM	87612E106
ROBT	FIRST TR EXCHANGE-TRADED FD	5,809	$235K	0.1%	$40.51	—	NASDQ ARTFCIAL	33738R720
IYE	ISHARES TR	4,929	$234K	0.1%	$29.83	—	U.S. ENERGY ETF	464287796
IEFA	ISHARES TR	3,590	$231K	0.1%	$56.39	—	CORE MSCI EAFE	46432F842
AVGO	BROADCOM INC	277	$230K	0.1%	$68.73	+22.2%	COM	11135F101
PECO	PHILLIPS EDISON & CO INC	6,580	$221K	0.1%	$34.41	—	COMMON STOCK	71844V201
KO	COCA COLA CO	3,880	$217K	0.1%	$44.84	+24.3%	COM	191216100
NYF	ISHARES TR	4,207	$215K	0.1%	$55.86	—	NEW YORK MUN ETF	464288323
FSTA	FIDELITY COVINGTON TRUST	5,000	$213K	0.1%	$40.60	—	CONSMR STAPLES	316092303
GILD	GILEAD SCIENCES INC	2,831	$212K	0.1%	$54.25	+30.3%	COM	375558103
SLV	ISHARES SILVER TR	9,926	$202K	0.1%	$22.02	—	ISHARES	46428Q109
GD	GENERAL DYNAMICS CORP	907	$200K	0.1%	$183.21	+15.2%	COM	369550108
—	BARRICK GOLD CORP	13,560	$197K	0.1%	$15.80	—	COM	067901108
—	BNY MELLON MUN BD INFRASTRUC	17,550	$174K	0.1%	$13.35	—	COM SHS	09662W109