Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
—	GENERAL ELECTRIC CO	416,366	$10.5M	11.2%	$25.22	—	—	COMMON STOCK	369604103
—	TRUSTCO BANK CORP NY	1,078,859	$6.301M	6.7%	$5.84	—	—	COMMON STOCK	898349105
XOM	EXXON MOBIL CORP	77,263	$5.744M	6.1%	$74.34	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	51,483	$4.806M	5.1%	$93.35	—	—	COMMON STOCK	478160104
DIS	DISNEY WALT CO	30,671	$3.135M	3.3%	$102.21	—	—	COMMON STOCK	254687106
KO	COCA COLA CO	77,848	$3.124M	3.3%	$40.13	—	—	COMMON STOCK	191216100
INTC	INTEL CORP	94,122	$2.837M	3.0%	$30.14	—	—	COMMON STOCK	458140100
PG	PROCTER & GAMBLE CO	39,184	$2.819M	3.0%	$71.94	—	—	COMMON STOCK	742718109
PEP	PEPSICO INC	27,614	$2.604M	2.8%	$94.30	—	—	COMMON STOCK	713448108
JPM	JPMORGAN CHASE & CO	39,430	$2.404M	2.6%	$60.97	—	—	COMMON STOCK	46625H100
WFC	WELLS FARGO & CO NEW	46,090	$2.366M	2.5%	$51.33	—	—	COMMON STOCK	949746101
—	UNITED TECHNOLOGIES CORP	24,645	$2.193M	2.3%	$88.98	—	—	COMMON STOCK	913017109
NKE	NIKE INC	16,502	$2.029M	2.2%	$122.95	—	—	COMMON STOCK	654106103
IBM	INTERNATIONAL BUSINESS MACHS	13,154	$1.907M	2.0%	$144.97	—	—	COMMON STOCK	459200101
MMM	3M CO	13,314	$1.887M	2.0%	$141.73	—	—	COMMON STOCK	88579Y101
CVX	CHEVRON CORP NEW	22,999	$1.814M	1.9%	$78.87	—	—	COMMON STOCK	166764100
ABBV	ABBVIE INC	33,195	$1.806M	1.9%	$54.41	—	—	COMMON STOCK	00287Y109
ABT	ABBOTT LABORATORIES	41,359	$1.664M	1.8%	$40.23	—	—	COMMON STOCK	002824100
GIS	GENERAL MILLS INC	28,328	$1.59M	1.7%	$56.13	—	—	COMMON STOCK	370334104
T	AT&T INC	48,355	$1.576M	1.7%	$32.59	—	—	COMMON STOCK	00206R102
CL	COLGATE PALMOLIVE CO	24,642	$1.564M	1.7%	$63.47	—	—	COMMON STOCK	194162103
MSFT	MICROSOFT CORP	33,324	$1.475M	1.6%	$44.26	—	—	COMMON STOCK	594918104
AAPL	APPLE INC	12,781	$1.41M	1.5%	$110.32	—	—	COMMON STOCK	037833100
BMY	BRISTOL-MYERS SQUIBB CO	23,582	$1.396M	1.5%	$59.20	—	—	COMMON STOCK	110122108
VZ	VERIZON COMMUNICATIONS INC	31,219	$1.358M	1.4%	$43.50	—	—	COMMON STOCK	92343V104
SO	SOUTHERN CO	29,454	$1.317M	1.4%	$44.71	—	—	COMMON STOCK	842587107
PFE	PFIZER INC	41,338	$1.298M	1.4%	$31.40	—	—	COMMON STOCK	717081103
MDT	MEDTRONIC PLC	19,266	$1.289M	1.4%	$66.91	—	—	FOREIGN STOCK	G5960L103
CSCO	CISCO SYSTEMS INC	43,711	$1.147M	1.2%	$26.24	—	—	COMMON STOCK	17275R102
AXP	AMERICAN EXPRESS CO	14,950	$1.108M	1.2%	$74.11	—	—	COMMON STOCK	025816109
WMT	WAL-MART STORES INC	15,197	$985K	1.0%	$64.82	—	—	COMMON STOCK	931142103
MCD	MCDONALDS CORP	9,822	$968K	1.0%	$98.55	—	—	COMMON STOCK	580135101
AMAT	APPLIED MATERIALS INC	63,450	$932K	1.0%	$14.69	—	—	COMMON STOCK	038222105
TGT	TARGET CORP	11,187	$880K	0.9%	$78.66	—	—	COMMON STOCK	87612E106
MRK	MERCK & CO INC	16,220	$801K	0.9%	$49.38	—	—	COMMON STOCK	58933Y105
ORCL	ORACLE CORP	21,447	$774K	0.8%	$36.09	—	—	COMMON STOCK	68389X105
—	JOHNSON CONTROLS INC	16,875	$698K	0.7%	$41.36	—	—	COMMON STOCK	478366107
LOW	LOWES COMPANIES INC	9,929	$684K	0.7%	$68.89	—	—	COMMON STOCK	548661107
STT	STATE STREET CORP	10,175	$684K	0.7%	$67.22	—	—	COMMON STOCK	857477103
NBTB	NBT BANCORP INC	23,486	$633K	0.7%	$26.95	—	—	COMMON STOCK	628778102
—	DU PONT E I DE NEMOURS & CO	12,442	$599K	0.6%	$48.14	—	—	COMMON STOCK	263534109
TXN	TEXAS INSTRUMENTS INC	12,095	$599K	0.6%	$49.52	—	—	COMMON STOCK	882508104
UPS	UNITED PARCEL SERVICE	6,048	$597K	0.6%	$98.71	—	—	COMMON STOCK	911312106
EFA	ISHARES MSCI EAFE (MKT)	9,989	$572K	0.6%	$57.26	—	—	MUTUAL FUND/ST	464287465
VWO	VANGUARD EMERGING MARKETS STOCK	16,947	$561K	0.6%	$33.10	—	—	MUTUAL FUND/ST	922042858
ECL	ECOLAB INC	5,104	$560K	0.6%	$109.72	—	—	COMMON STOCK	278865100
SLB	SCHLUMBERGER LTD	7,740	$533K	0.6%	$68.86	—	—	FOREIGN STOCK	806857108
ADP	AUTOMATIC DATA PROCESSING INC	5,950	$478K	0.5%	$80.34	—	—	COMMON STOCK	053015103
—	DOW CHEMICAL CO	11,088	$470K	0.5%	$42.39	—	—	COMMON STOCK	260543103
PM	PHILIP MORRIS INTERNATIONAL INC	5,202	$413K	0.4%	$79.39	—	—	COMMON STOCK	718172109
NSC	NORFOLK SOUTHERN CORP	5,303	$405K	0.4%	$76.37	—	—	COMMON STOCK	655844108
MAS	MASCO CORP	15,925	$401K	0.4%	$25.18	—	—	COMMON STOCK	574599106
EXC	EXELON CORP	12,954	$385K	0.4%	$29.72	—	—	COMMON STOCK	30161N101
APD	AIR PRODUCTS & CHEMICALS INC	2,800	$357K	0.4%	$127.50	—	—	COMMON STOCK	009158106
HD	HOME DEPOT INC	2,901	$335K	0.4%	$115.48	—	—	COMMON STOCK	437076102
C	CITIGROUP INC	6,078	$301K	0.3%	$49.52	—	—	COMMON STOCK	172967424
MO	ALTRIA GROUP INC	4,886	$265K	0.3%	$54.24	—	—	COMMON STOCK	02209S103
CME	CME GROUP INC	2,550	$236K	0.3%	$92.55	—	—	COMMON STOCK	12572Q105
EMR	EMERSON ELECTRIC CO	5,213	$230K	0.2%	$44.12	—	—	COMMON STOCK	291011104
LLY	ELI LILLY & CO	2,747	$230K	0.2%	$83.73	—	—	COMMON STOCK	532457108
—	BAKER HUGHES INC	4,250	$221K	0.2%	$52.00	—	—	COMMON STOCK	057224107
—	GLAXOSMITHKLINE PLC	5,750	$221K	0.2%	$38.43	—	—	FOREIGN STOCK	37733W105
BRK/B	BERKSHIRE HATHAWAY INC	1,632	$213K	0.2%	$130.51	—	—	COMMON STOCK	084670702
—	JACOBS ENGINEERING GROUP	5,685	$212K	0.2%	$37.29	—	—	COMMON STOCK	469814107
—	ANNALY CAPITAL MANAGEMENT INC	17,050	$169K	0.2%	$9.91	—	—	COMMON STOCK	035710409
—	ALCOA INC	11,250	$108K	0.1%	$9.60	—	—	COMMON STOCK	013817101