Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
—	GENERAL ELECTRIC CO	346,036	$10.78M	11.1%	$31.15	—	—	COMMON STOCK	369604103
—	TRUSTCO BANK CORP NY	1,061,809	$6.519M	6.7%	$6.14	—	—	COMMON STOCK	898349105
XOM	EXXON MOBIL CORP	76,471	$5.961M	6.2%	$77.95	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	47,409	$4.87M	5.0%	$102.72	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	77,548	$3.332M	3.4%	$42.97	—	—	COMMON STOCK	191216100
INTC	INTEL CORP	91,797	$3.162M	3.3%	$34.45	—	—	COMMON STOCK	458140100
DIS	DISNEY WALT CO	29,046	$3.052M	3.2%	$105.07	—	—	COMMON STOCK	254687106
PG	PROCTER & GAMBLE CO	38,384	$3.048M	3.2%	$79.41	—	—	COMMON STOCK	742718109
PEP	PEPSICO INC	26,164	$2.614M	2.7%	$99.91	—	—	COMMON STOCK	713448108
JPM	JPMORGAN CHASE & CO	39,055	$2.579M	2.7%	$66.04	—	—	COMMON STOCK	46625H100
WFC	WELLS FARGO & CO NEW	45,140	$2.454M	2.5%	$54.36	—	—	COMMON STOCK	949746101
—	UNITED TECHNOLOGIES CORP	23,845	$2.291M	2.4%	$96.08	—	—	COMMON STOCK	913017109
CVX	CHEVRON CORP NEW	22,899	$2.06M	2.1%	$89.96	—	—	COMMON STOCK	166764100
NKE	NIKE INC	32,754	$2.047M	2.1%	$62.50	—	—	COMMON STOCK	654106103
MMM	3M CO	13,154	$1.981M	2.0%	$150.60	—	—	COMMON STOCK	88579Y101
ABBV	ABBVIE INC	33,195	$1.966M	2.0%	$59.23	—	—	COMMON STOCK	00287Y109
ABT	ABBOTT LABORATORIES	41,334	$1.857M	1.9%	$44.93	—	—	COMMON STOCK	002824100
IBM	INTERNATIONAL BUSINESS MACHS	13,154	$1.81M	1.9%	$137.60	—	—	COMMON STOCK	459200101
MSFT	MICROSOFT CORP	31,674	$1.757M	1.8%	$55.47	—	—	COMMON STOCK	594918104
T	AT&T INC	48,089	$1.655M	1.7%	$34.42	—	—	COMMON STOCK	00206R102
GIS	GENERAL MILLS INC	28,242	$1.628M	1.7%	$57.64	—	—	COMMON STOCK	370334104
BMY	BRISTOL-MYERS SQUIBB CO	23,582	$1.622M	1.7%	$68.78	—	—	COMMON STOCK	110122108
CL	COLGATE PALMOLIVE CO	24,167	$1.61M	1.7%	$66.62	—	—	COMMON STOCK	194162103
VZ	VERIZON COMMUNICATIONS INC	30,841	$1.426M	1.5%	$46.24	—	—	COMMON STOCK	92343V104
SO	SOUTHERN CO	29,229	$1.367M	1.4%	$46.77	—	—	COMMON STOCK	842587107
PFE	PFIZER INC	41,138	$1.328M	1.4%	$32.28	—	—	COMMON STOCK	717081103
AAPL	APPLE INC	12,580	$1.325M	1.4%	$105.33	—	—	COMMON STOCK	037833100
AMAT	APPLIED MATERIALS INC	63,450	$1.185M	1.2%	$18.68	—	—	COMMON STOCK	038222105
CSCO	CISCO SYSTEMS INC	43,611	$1.184M	1.2%	$27.15	—	—	COMMON STOCK	17275R102
MCD	MCDONALDS CORP	9,822	$1.16M	1.2%	$118.10	—	—	COMMON STOCK	580135101
AXP	AMERICAN EXPRESS CO	14,850	$1.032M	1.1%	$69.49	—	—	COMMON STOCK	025816109
MRK	MERCK & CO INC	16,220	$857K	0.9%	$52.84	—	—	COMMON STOCK	58933Y105
WMT	WAL-MART STORES INC	13,564	$831K	0.9%	$61.27	—	—	COMMON STOCK	931142103
—	DU PONT E I DE NEMOURS & CO	12,442	$829K	0.9%	$66.63	—	—	COMMON STOCK	263534109
TGT	TARGET CORP	11,187	$813K	0.8%	$72.67	—	—	COMMON STOCK	87612E106
ORCL	ORACLE CORP	21,047	$769K	0.8%	$36.54	—	—	COMMON STOCK	68389X105
LOW	LOWES COMPANIES INC	9,929	$755K	0.8%	$76.04	—	—	COMMON STOCK	548661107
STT	STATE STREET CORP	10,125	$672K	0.7%	$66.37	—	—	COMMON STOCK	857477103
—	JOHNSON CONTROLS INC	16,825	$664K	0.7%	$39.47	—	—	COMMON STOCK	478366107
TXN	TEXAS INSTRUMENTS INC	12,095	$663K	0.7%	$54.82	—	—	COMMON STOCK	882508104
NBTB	NBT BANCORP INC	23,486	$655K	0.7%	$27.89	—	—	COMMON STOCK	628778102
UPS	UNITED PARCEL SERVICE	6,048	$582K	0.6%	$96.23	—	—	COMMON STOCK	911312106
EFA	ISHARES MSCI EAFE (MKT)	9,789	$575K	0.6%	$58.74	—	—	MUTUAL FUND/STOCK	464287465
ECL	ECOLAB INC	5,004	$572K	0.6%	$114.31	—	—	COMMON STOCK	278865100
—	DOW CHEMICAL CO	10,855	$559K	0.6%	$51.50	—	—	COMMON STOCK	260543103
VWO	VANGUARD EMERGING MARKETS STOCK	17,102	$559K	0.6%	$32.69	—	—	MUTUAL FUND/STOCK	922042858
SLB	SCHLUMBERGER LTD	7,557	$527K	0.5%	$69.74	—	—	FOREIGN STOCK	806857108
ADP	AUTOMATIC DATA PROCESSING INC	5,900	$499K	0.5%	$84.58	—	—	COMMON STOCK	053015103
PM	PHILIP MORRIS INTERNATIONAL INC	5,202	$458K	0.5%	$88.04	—	—	COMMON STOCK	718172109
MAS	MASCO CORP	15,925	$451K	0.5%	$28.32	—	—	COMMON STOCK	574599106
NSC	NORFOLK SOUTHERN CORP	5,303	$448K	0.5%	$84.48	—	—	COMMON STOCK	655844108
HD	HOME DEPOT INC	2,901	$384K	0.4%	$132.37	—	—	COMMON STOCK	437076102
APD	AIR PRODUCTS & CHEMICALS INC	2,800	$364K	0.4%	$130.00	—	—	COMMON STOCK	009158106
EXC	EXELON CORP	12,621	$350K	0.4%	$27.73	—	—	COMMON STOCK	30161N101
C	CITIGROUP INC	6,078	$315K	0.3%	$51.83	—	—	COMMON STOCK	172967424
MO	ALTRIA GROUP INC	4,886	$285K	0.3%	$58.33	—	—	COMMON STOCK	02209S103
EMR	EMERSON ELECTRIC CO	5,163	$246K	0.3%	$47.65	—	—	COMMON STOCK	291011104
—	JACOBS ENGINEERING GROUP	5,552	$233K	0.2%	$41.97	—	—	COMMON STOCK	469814107
LLY	ELI LILLY & CO	2,747	$231K	0.2%	$84.09	—	—	COMMON STOCK	532457108
—	GLAXOSMITHKLINE PLC	5,717	$231K	0.2%	$40.41	—	—	FOREIGN STOCK	37733W105
CME	CME GROUP INC	2,550	$231K	0.2%	$90.59	—	—	COMMON STOCK	12572Q105
BRK/B	BERKSHIRE HATHAWAY INC	1,632	$215K	0.2%	$131.74	—	—	COMMON STOCK	084670702
—	ANNALY CAPITAL MANAGEMENT INC	16,850	$158K	0.2%	$9.38	—	—	COMMON STOCK	035710409
—	ALCOA INC	11,250	$111K	0.1%	$9.87	—	—	COMMON STOCK	013817101