Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AAPL	APPLE INC	28,734	$4.738M	5.2%	$164.90	—	—	COMMON STOCK	037833100
AMAT	APPLIED MATERIALS INC	35,290	$4.335M	4.8%	$122.83	—	—	COMMON STOCK	038222105
MSFT	MICROSOFT CORP	14,759	$4.255M	4.7%	$288.30	—	—	COMMON STOCK	594918104
XOM	EXXON MOBIL CORP	35,256	$3.866M	4.2%	$109.66	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	23,715	$3.676M	4.0%	$155.00	—	—	COMMON STOCK	478160104
TRST	TRUSTCO BANK CORP NY	112,597	$3.596M	3.9%	$31.94	—	—	COMMON STOCK	898349204
JPM	JP MORGAN CHASE & CO	26,544	$3.459M	3.8%	$130.31	—	—	COMMON STOCK	46625H100
ABBV	ABBVIE INC SR NT	21,697	$3.458M	3.8%	$159.37	—	—	COMMON STOCK	00287Y109
GE	GENERAL ELECTRIC CO	31,142	$2.977M	3.3%	$95.60	—	—	COMMON STOCK	369604301
CVX	CHEVRON CORP NEW	18,209	$2.971M	3.3%	$163.15	—	—	COMMON STOCK	166764100
PEP	PEPSICO INC	16,250	$2.962M	3.3%	$182.30	—	—	COMMON STOCK	713448108
KO	COCA COLA CO	47,357	$2.938M	3.2%	$62.03	—	—	COMMON STOCK	191216100
PG	PROCTER & GAMBLE CO	19,513	$2.901M	3.2%	$148.69	—	—	COMMON STOCK	742718109
ABT	ABBOTT LABORATORIES	22,324	$2.261M	2.5%	$101.26	—	—	COMMON STOCK	002824100
MCD	MCDONALDS CORP	6,862	$1.919M	2.1%	$279.61	—	—	COMMON STOCK	580135101
INTC	INTEL CORP	56,167	$1.835M	2.0%	$32.67	—	—	COMMON STOCK	458140100
NKE	NIKE INC	14,527	$1.782M	2.0%	$122.64	—	—	COMMON STOCK	654106103
CL	COLGATE PALMOLIVE CO	22,423	$1.685M	1.9%	$75.15	—	—	COMMON STOCK	194162103
DIS	DISNEY WALT CO	16,325	$1.635M	1.8%	$100.13	—	—	COMMON STOCK	254687106
TXN	TEXAS INSTRUMENTS INC	8,653	$1.61M	1.8%	$186.01	—	—	COMMON STOCK	882508104
AXP	AMERICAN EXPRESS CO	9,211	$1.519M	1.7%	$164.95	—	—	COMMON STOCK	025816109
GIS	GENERAL MILLS INC	16,854	$1.44M	1.6%	$85.46	—	—	COMMON STOCK	370334104
RTX	RAYTHEON TECHNOLOGIES CORP	14,459	$1.416M	1.6%	$97.93	—	—	COMMON STOCK	75513E101
PFE	PFIZER INC	33,955	$1.385M	1.5%	$40.80	—	—	COMMON STOCK	717081103
CSCO	CISCO SYSTEMS INC	26,364	$1.378M	1.5%	$52.28	—	—	COMMON STOCK	17275R102
TGT	TARGET CORP	8,063	$1.335M	1.5%	$165.63	—	—	COMMON STOCK	87612E106
LOW	LOWES COMPANIES INC	6,603	$1.32M	1.5%	$199.97	—	—	COMMON STOCK	548661107
EMR	EMERSON ELECTRIC CO	14,365	$1.252M	1.4%	$87.14	—	—	COMMON STOCK	291011104
SO	SOUTHERN CO	17,823	$1.24M	1.4%	$69.58	—	—	COMMON STOCK	842587107
WMT	WALMART INC	8,344	$1.23M	1.4%	$147.45	—	—	COMMON STOCK	931142103
MRK	MERCK & CO INC	10,579	$1.125M	1.2%	$106.39	—	—	COMMON STOCK	58933Y105
ORCL	ORACLE CORP	11,781	$1.095M	1.2%	$92.92	—	—	COMMON STOCK	68389X105
IBM	INTERNATIONAL BUSINESS MACHS	6,889	$903K	1.0%	$131.09	—	—	COMMON STOCK	459200101
MDT	MEDTRONIC PLC	10,959	$884K	1.0%	$80.62	—	—	FOREIGN STOCK	G5960L103
CVS	CVS HEALTH CORPORATION	11,610	$863K	0.9%	$74.31	—	—	COMMON STOCK	126650100
GEHC	GE HEALTHCARE TECHNOLOGIES INC	10,368	$850K	0.9%	$82.03	—	—	COMMON STOCK	36266G107
UPS	UNITED PARCEL SERVICE	4,110	$797K	0.9%	$193.99	—	—	COMMON STOCK	911312106
LLY	ELI LILLY & CO	2,193	$753K	0.8%	$343.42	—	—	COMMON STOCK	532457108
VZ	VERIZON COMMUNICATIONS INC	19,254	$749K	0.8%	$38.89	—	—	COMMON STOCK	92343V104
T	AT&T INC	38,771	$746K	0.8%	$19.25	—	—	COMMON STOCK	00206R102
ADP	AUTOMATIC DATA PROCESSING INC	3,340	$744K	0.8%	$222.63	—	—	COMMON STOCK	053015103
BMY	BRISTOL-MYERS SQUIBB CO	8,713	$604K	0.7%	$69.31	—	—	COMMON STOCK	110122108
MMM	3M CO	5,063	$532K	0.6%	$105.11	—	—	COMMON STOCK	88579Y101
LMT	LOCKHEED MARTIN CORP	1,057	$500K	0.5%	$472.73	—	—	COMMON STOCK	539830109
BRK/B	BERKSHIRE HATHAWAY INC	1,614	$498K	0.5%	$308.77	—	—	COMMON STOCK	084670702
PM	PHILIP MORRIS INTERNATIONAL INC	4,900	$477K	0.5%	$97.25	—	—	COMMON STOCK	718172109
STT	STATE STREET CORP	6,271	$475K	0.5%	$75.69	—	—	COMMON STOCK	857477103
MAS	MASCO CORP	9,525	$474K	0.5%	$49.72	—	—	COMMON STOCK	574599106
NSC	NORFOLK SOUTHERN CORP	2,101	$445K	0.5%	$212.00	—	—	COMMON STOCK	655844108
HD	HOME DEPOT INC	1,485	$438K	0.5%	$295.12	—	—	COMMON STOCK	437076102
GOOG	ALPHABET INC	3,585	$373K	0.4%	$104.00	—	—	COMMON STOCK	02079K107
CAT	CATERPILLAR INC	1,591	$364K	0.4%	$228.84	—	—	COMMON STOCK	149123101
JCI	JOHNSON CTLS INTL PLC SHS	5,877	$354K	0.4%	$60.22	—	—	FOREIGN STOCK	G51502105
VWO	VANGUARD EMERGING MARKETS STOCK	8,404	$340K	0.4%	$40.40	—	—	MUTUAL FUND/STO	922042858
J	JACOBS SOLUTIONS INC	2,870	$337K	0.4%	$117.51	—	—	COMMON STOCK	46982L108
ECL	ECOLAB INC	1,985	$329K	0.4%	$165.53	—	—	COMMON STOCK	278865100
DD	DUPONT DE NEMOURS INC	4,472	$321K	0.4%	$71.75	—	—	COMMON STOCK	26614N102
DOW	DOW INC COM	5,783	$317K	0.3%	$54.81	—	—	COMMON STOCK	260557103
APD	AIR PRODUCTS & CHEMICALS INC	1,100	$316K	0.3%	$287.21	—	—	COMMON STOCK	009158106
EXC	EXELON CORP	7,083	$297K	0.3%	$41.89	—	—	COMMON STOCK	30161N101
MO	ALTRIA GROUP INC	6,364	$284K	0.3%	$44.62	—	—	COMMON STOCK	02209S103
CME	CME GROUP INC	1,280	$245K	0.3%	$191.52	—	—	COMMON STOCK	12572Q105
YUM	YUM! BRANDS INC	1,696	$224K	0.2%	$132.08	—	—	COMMON STOCK	988498101
EFA	ISHARES MSCI EAFE (MKT)	2,965	$212K	0.2%	$71.52	—	—	MUTUAL FUNDS GL	464287465
ALL	ALLSTATE CORP	1,880	$208K	0.2%	$110.81	—	—	COMMON STOCK	020002101
CMCSA	COMCAST CORP	5,350	$203K	0.2%	$37.91	—	—	COMMON STOCK	20030N101