Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AAPL	APPLE INC	27,484	$5.331M	5.7%	$193.97	—	—	COMMON STOCK	037833100
MSFT	MICROSOFT CORP	14,923	$5.082M	5.5%	$340.54	—	—	COMMON STOCK	594918104
AMAT	APPLIED MATERIALS INC	33,255	$4.807M	5.2%	$144.54	—	—	COMMON STOCK	038222105
JNJ	JOHNSON & JOHNSON	22,971	$3.802M	4.1%	$165.52	—	—	COMMON STOCK	478160104
XOM	EXXON MOBIL CORP	34,821	$3.735M	4.0%	$107.25	—	—	COMMON STOCK	30231G102
JPM	JP MORGAN CHASE & CO	24,544	$3.57M	3.8%	$145.44	—	—	COMMON STOCK	46625H100
GE	GENERAL ELECTRIC CO	30,649	$3.367M	3.6%	$109.85	—	—	COMMON STOCK	369604301
TRST	TRUSTCO BANK CORP NY	112,597	$3.221M	3.5%	$28.61	—	—	COMMON STOCK	898349204
PEP	PEPSICO INC	15,850	$2.936M	3.2%	$185.22	—	—	COMMON STOCK	713448108
PG	PROCTER & GAMBLE CO	18,764	$2.847M	3.1%	$151.74	—	—	COMMON STOCK	742718109
KO	COCA COLA CO	46,772	$2.817M	3.0%	$60.22	—	—	COMMON STOCK	191216100
CVX	CHEVRON CORP NEW	17,624	$2.773M	3.0%	$157.34	—	—	COMMON STOCK	166764100
ABBV	ABBVIE INC SR NT	20,393	$2.748M	3.0%	$134.73	—	—	COMMON STOCK	00287Y109
ABT	ABBOTT LABORATORIES	22,274	$2.428M	2.6%	$109.02	—	—	COMMON STOCK	002824100
MCD	MCDONALDS CORP	6,716	$2.004M	2.2%	$298.41	—	—	COMMON STOCK	580135101
INTC	INTEL CORP	54,742	$1.831M	2.0%	$33.44	—	—	COMMON STOCK	458140100
CL	COLGATE PALMOLIVE CO	21,373	$1.647M	1.8%	$77.04	—	—	COMMON STOCK	194162103
AXP	AMERICAN EXPRESS CO	9,284	$1.617M	1.7%	$174.20	—	—	COMMON STOCK	025816109
NKE	NIKE INC	13,819	$1.525M	1.6%	$110.37	—	—	COMMON STOCK	654106103
LOW	LOWES COMPANIES INC	6,553	$1.479M	1.6%	$225.70	—	—	COMMON STOCK	548661107
DIS	DISNEY WALT CO	16,325	$1.457M	1.6%	$89.28	—	—	COMMON STOCK	254687106
TXN	TEXAS INSTRUMENTS INC	7,790	$1.402M	1.5%	$180.02	—	—	COMMON STOCK	882508104
RTX	RAYTHEON TECHNOLOGIES CORP	13,449	$1.317M	1.4%	$97.96	—	—	COMMON STOCK	75513E101
EMR	EMERSON ELECTRIC CO	14,365	$1.298M	1.4%	$90.39	—	—	COMMON STOCK	291011104
WMT	WALMART INC	8,213	$1.291M	1.4%	$157.18	—	—	COMMON STOCK	931142103
GIS	GENERAL MILLS INC	16,694	$1.28M	1.4%	$76.70	—	—	COMMON STOCK	370334104
CSCO	CISCO SYSTEMS INC	24,364	$1.261M	1.4%	$51.74	—	—	COMMON STOCK	17275R102
ORCL	ORACLE CORP	10,529	$1.254M	1.3%	$119.09	—	—	COMMON STOCK	68389X105
MRK	MERCK & CO INC	10,791	$1.245M	1.3%	$115.39	—	—	COMMON STOCK	58933Y105
SO	SOUTHERN CO	17,523	$1.231M	1.3%	$70.25	—	—	COMMON STOCK	842587107
PFE	PFIZER INC	33,455	$1.227M	1.3%	$36.68	—	—	COMMON STOCK	717081103
TGT	TARGET CORP	7,816	$1.031M	1.1%	$131.90	—	—	COMMON STOCK	87612E106
LLY	ELI LILLY & CO	2,188	$1.026M	1.1%	$468.98	—	—	COMMON STOCK	532457108
MDT	MEDTRONIC PLC	10,671	$940K	1.0%	$88.10	—	—	FOREIGN STOCK	G5960L103
IBM	INTERNATIONAL BUSINESS MACHS	6,889	$922K	1.0%	$133.81	—	—	COMMON STOCK	459200101
GEHC	GE HEALTHCARE TECHNOLOGIES INC	10,041	$816K	0.9%	$81.24	—	—	COMMON STOCK	36266G107
CVS	CVS HEALTH CORPORATION	10,990	$760K	0.8%	$69.13	—	—	COMMON STOCK	126650100
ADP	AUTOMATIC DATA PROCESSING INC	3,340	$734K	0.8%	$219.79	—	—	COMMON STOCK	053015103
VZ	VERIZON COMMUNICATIONS INC	19,254	$716K	0.8%	$37.19	—	—	COMMON STOCK	92343V104
UPS	UNITED PARCEL SERVICE	3,910	$701K	0.8%	$179.25	—	—	COMMON STOCK	911312106
T	AT&T INC	38,874	$620K	0.7%	$15.95	—	—	COMMON STOCK	00206R102
BRK/B	BERKSHIRE HATHAWAY INC	1,614	$550K	0.6%	$341.00	—	—	COMMON STOCK	084670702
BMY	BRISTOL-MYERS SQUIBB CO	8,583	$549K	0.6%	$63.95	—	—	COMMON STOCK	110122108
MAS	MASCO CORP	9,525	$547K	0.6%	$57.38	—	—	COMMON STOCK	574599106
NSC	NORFOLK SOUTHERN CORP	2,175	$493K	0.5%	$226.76	—	—	COMMON STOCK	655844108
LMT	LOCKHEED MARTIN CORP	1,057	$487K	0.5%	$460.38	—	—	COMMON STOCK	539830109
PM	PHILIP MORRIS INTERNATIONAL INC	4,900	$478K	0.5%	$97.62	—	—	COMMON STOCK	718172109
VWO	VANGUARD EMERGING MARKETS STOCK	11,474	$467K	0.5%	$40.68	—	—	MUTUAL FUND/STO	922042858
HD	HOME DEPOT INC	1,475	$458K	0.5%	$310.64	—	—	COMMON STOCK	437076102
MMM	3M CO	4,563	$457K	0.5%	$100.09	—	—	COMMON STOCK	88579Y101
STT	STATE STREET CORP	6,116	$448K	0.5%	$73.18	—	—	COMMON STOCK	857477103
GOOG	ALPHABET INC	3,585	$434K	0.5%	$120.97	—	—	COMMON STOCK	02079K107
CAT	CATERPILLAR INC	1,591	$391K	0.4%	$246.05	—	—	COMMON STOCK	149123101
JCI	JOHNSON CTLS INTL PLC SHS	5,577	$380K	0.4%	$68.14	—	—	FOREIGN STOCK	G51502105
ECL	ECOLAB INC	1,985	$371K	0.4%	$186.69	—	—	COMMON STOCK	278865100
DD	DUPONT DE NEMOURS INC	4,472	$319K	0.3%	$71.42	—	—	COMMON STOCK	26614N102
J	JACOBS SOLUTIONS INC	2,670	$317K	0.3%	$118.89	—	—	COMMON STOCK	46982L108
DOW	DOW INC COM	5,765	$307K	0.3%	$53.25	—	—	COMMON STOCK	260557103
APD	AIR PRODUCTS & CHEMICALS INC	1,000	$300K	0.3%	$299.53	—	—	COMMON STOCK	009158106
IJH	ISHARES CORE S&P MID-CAP (MKT)	1,121	$293K	0.3%	$261.48	—	—	MUTUAL FUND/STO	464287507
EXC	EXELON CORP	6,783	$276K	0.3%	$40.74	—	—	COMMON STOCK	30161N101
MO	ALTRIA GROUP INC	5,959	$270K	0.3%	$45.30	—	—	COMMON STOCK	02209S103
VO	VANGUARD MID-CAP ETF (MKT)	1,127	$248K	0.3%	$220.16	—	—	MUTUAL FUND/STO	922908629
IEI	ISHARES 3-7 YEAR TREASURY BOND	2,140	$247K	0.3%	$115.26	—	—	MUTUAL FUND/GOV	464288661
YUM	YUM! BRANDS INC	1,696	$235K	0.3%	$138.55	—	—	COMMON STOCK	988498101
CME	CME GROUP INC	1,263	$234K	0.3%	$185.29	—	—	COMMON STOCK	12572Q105
AMZN	AMAZON COM INC	1,795	$234K	0.3%	$130.36	—	—	COMMON STOCK	023135106
CMCSA	COMCAST CORP	5,350	$222K	0.2%	$41.55	—	—	COMMON STOCK	20030N101
ALL	ALLSTATE CORP	1,976	$215K	0.2%	$109.04	—	—	COMMON STOCK	020002101
EFA	ISHARES MSCI EAFE (MKT)	2,965	$215K	0.2%	$72.50	—	—	MUTUAL FUNDS GL	464287465
DIA	SPDR DOW JONES INDUSTRIAL	602	$207K	0.2%	$343.85	—	—	MUTUAL FUND/STO	78467X109
NVDA	NVIDIA CORP	484	$205K	0.2%	$423.02	—	—	COMMON STOCK	67066G104