Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFUS	DIMENSIONAL ETF TRUST	982,327	$62.62M	19.7%	$47.33	—	US EQUITY MARKET	25434V401
IEFA	ISHARES TR	573,576	$40.31M	12.7%	$66.43	—	CORE MSCI EAFE	46432F842
IJR	ISHARES TR	318,464	$36.69M	11.5%	$101.90	—	CORE S&P SCP ETF	464287804
VWO	VANGUARD INTL EQUITY INDEX F	443,974	$19.55M	6.1%	$42.87	—	FTSE EMR MKT ETF	922042858
VUSB	VANGUARD BD INDEX FDS	312,299	$15.5M	4.9%	$49.11	—	VANGUARD ULTRA	92203C303
GUNR	FLEXSHARES TR	419,069	$15.24M	4.8%	$39.90	—	MORNSTAR UPSTR	33939L407
VTEB	VANGUARD MUN BD FDS	293,463	$14.71M	4.6%	$50.13	—	TAX EXEMPT BD	922907746
DFAE	DIMENSIONAL ETF TRUST	510,254	$12.95M	4.1%	$22.36	—	EMGR CRE EQT MNG	25434V302
QLTY	2023 ETF SERIES TRUST II	249,614	$7.98M	2.5%	$31.20	—	GMO US QUALITY E	90139K100
VGSH	VANGUARD SCOTTSDALE FDS	129,671	$7.544M	2.4%	$57.93	—	SHORT TERM TREAS	92206C102
VB	VANGUARD INDEX FDS	30,540	$7.338M	2.3%	$204.35	—	SMALL CP ETF	922908751
XLK	SELECT SECTOR SPDR TR	29,061	$6.757M	2.1%	$192.48	—	TECHNOLOGY	81369Y803
VIG	VANGUARD SPECIALIZED FUNDS	31,837	$6.235M	2.0%	$152.66	—	DIV APP ETF	921908844
SPY	SPDR S&P 500 ETF TR	9,195	$5.407M	1.7%	$390.89	—	TR UNIT	78462F103
VSS	VANGUARD INTL EQUITY INDEX F	42,384	$4.852M	1.5%	$111.43	—	FTSE SMCAP ETF	922042718
BND	VANGUARD BD INDEX FDS	56,586	$4.069M	1.3%	$76.35	—	TOTAL BND MRKT	921937835
IVV	ISHARES TR	6,746	$3.971M	1.2%	$438.70	—	CORE S&P500 ETF	464287200
DFAI	DIMENSIONAL ETF TRUST	127,095	$3.711M	1.2%	$28.71	—	INTL CORE EQT MK	25434V203
AAPL	APPLE INC	14,798	$3.706M	1.2%	$151.25	+55.0%	COM	037833100
IYF	ISHARES TR	27,611	$3.053M	1.0%	$85.41	—	U.S. FINLS ETF	464287788
XLY	SELECT SECTOR SPDR TR	11,391	$2.556M	0.8%	$178.81	—	SBI CONS DISCR	81369Y407
IJH	ISHARES TR	37,573	$2.341M	0.7%	$89.74	—	CORE S&P MCP ETF	464287507
VYM	VANGUARD WHITEHALL FDS	17,649	$2.252M	0.7%	$97.02	—	HIGH DIV YLD	921946406
AMZN	AMAZON COM INC	10,075	$2.21M	0.7%	$125.86	+62.5%	COM	023135106
VEA	VANGUARD TAX-MANAGED FDS	44,829	$2.144M	0.7%	$48.14	—	VAN FTSE DEV MKT	921943858
XLV	SELECT SECTOR SPDR TR	15,002	$2.064M	0.6%	$136.38	—	SBI HEALTHCARE	81369Y209
XLI	SELECT SECTOR SPDR TR	12,842	$1.692M	0.5%	$113.99	—	INDL	81369Y704
SCHC	SCHWAB STRATEGIC TR	47,750	$1.639M	0.5%	$37.03	—	INTL SCEQT ETF	808524888
EFA	ISHARES TR	21,459	$1.623M	0.5%	$74.47	—	MSCI EAFE ETF	464287465
XLC	SELECT SECTOR SPDR TR	16,384	$1.586M	0.5%	$72.66	—	COMMUNICATION	81369Y852
IWF	ISHARES TR	3,745	$1.504M	0.5%	$246.53	—	RUS 1000 GRW ETF	464287614
TROW	PRICE T ROWE GROUP INC	12,484	$1.412M	0.4%	$99.51	+9.6%	COM	74144T108
XLP	SELECT SECTOR SPDR TR	16,294	$1.281M	0.4%	$72.03	—	SBI CONS STPLS	81369Y308
EEM	ISHARES TR	27,432	$1.147M	0.4%	$48.43	—	MSCI EMG MKT ETF	464287234
DFAS	DIMENSIONAL ETF TRUST	13,094	$852K	0.3%	$53.72	—	US SMALL CAP ETF	25434V500
VDE	VANGUARD WORLD FD	6,261	$760K	0.2%	$117.28	—	ENERGY ETF	92204A306
DFAU	DIMENSIONAL ETF TRUST	16,930	$685K	0.2%	$28.77	—	US CORE EQT MKT	25434V104
DFIS	DIMENSIONAL ETF TRUST	27,518	$676K	0.2%	$22.91	—	INTL SMALL CAP E	25434V773
VTV	VANGUARD INDEX FDS	3,972	$672K	0.2%	$169.30	—	VALUE ETF	922908744
VUG	VANGUARD INDEX FDS	1,482	$608K	0.2%	$410.44	—	GROWTH ETF	922908736
IAU	ISHARES GOLD TR	11,820	$585K	0.2%	$36.39	—	ISHARES NEW	464285204
IBIT	ISHARES BITCOIN TRUST ETF	10,545	$559K	0.2%	$53.05	—	SHS BEN INT	46438F101
FQAL	FIDELITY COVINGTON TRUST	7,959	$521K	0.2%	$60.19	—	QLTY FCTOR ETF	316092790
XLRE	SELECT SECTOR SPDR TR	11,777	$479K	0.2%	$40.06	—	RL EST SEL SEC	81369Y860
VOO	VANGUARD INDEX FDS	833	$449K	0.1%	$395.58	—	S&P 500 ETF SHS	922908363
XLU	SELECT SECTOR SPDR TR	5,876	$445K	0.1%	$63.33	—	SBI INT-UTILS	81369Y886
QQQ	INVESCO QQQ TR	856	$438K	0.1%	$511.23	—	UNIT SER 1	46090E103
XLB	SELECT SECTOR SPDR TR	4,806	$404K	0.1%	$85.66	—	SBI MATERIALS	81369Y100
KO	COCA COLA CO	5,219	$325K	0.1%	$55.72	+13.2%	COM	191216100
VNQ	VANGUARD INDEX FDS	3,159	$281K	0.1%	$84.92	—	REAL ESTATE ETF	922908553
VOE	VANGUARD INDEX FDS	1,640	$265K	0.1%	$161.77	—	MCAP VL IDXVIP	922908512
VOT	VANGUARD INDEX FDS	868	$220K	0.1%	$253.75	—	MCAP GR IDXVIP	922908538
TIP	ISHARES TR	2,039	$217K	0.1%	$124.66	—	TIPS BD ETF	464287176
DJP	BARCLAYS BANK PLC	6,494	$208K	0.1%	$31.10	—	DJUBS CMDT ETN36	06738C778
VPU	VANGUARD WORLD FD	740	$121K	0.0%	$137.07	—	UTILITIES ETF	92204A876
VBR	VANGUARD INDEX FDS	565	$112K	0.0%	$198.18	—	SM CP VAL ETF	922908611
VBK	VANGUARD INDEX FDS	389	$109K	0.0%	$280.06	—	SML CP GRW ETF	922908595
ICLN	ISHARES TR	9,347	$106K	0.0%	$11.38	—	GL CLEAN ENE ETF	464288224
VV	VANGUARD INDEX FDS	270	$72,819	0.0%	$194.97	—	LARGE CAP ETF	922908637
HYG	ISHARES TR	850	$66,853	0.0%	$78.65	—	IBOXX HI YD ETF	464288513
ITOT	ISHARES TR	499	$64,181	0.0%	$125.62	—	CORE S&P TTL STK	464287150
IWR	ISHARES TR	638	$56,399	0.0%	$88.14	—	RUS MID CAP ETF	464287499
IVE	ISHARES TR	273	$52,110	0.0%	$159.03	—	S&P 500 VAL ETF	464287408
VTI	VANGUARD INDEX FDS	123	$35,647	0.0%	$284.03	—	TOTAL STK MKT	922908769
IWM	ISHARES TR	119	$26,294	0.0%	$220.90	—	RUSSELL 2000 ETF	464287655
EMB	ISHARES TR	272	$24,288	0.0%	$89.29	—	JPMORGAN USD EMG	464288281
OPK	OPKO HEALTH INC	14,729	$21,652	0.0%	$3.92	-61.0%	COM	68375N103
VO	VANGUARD INDEX FDS	79	$20,866	0.0%	$263.84	—	MID CAP ETF	922908629
TLH	ISHARES TR	195	$19,410	0.0%	$99.54	—	10-20 YR TRS ETF	464288653
VCIT	VANGUARD SCOTTSDALE FDS	198	$15,893	0.0%	$83.75	—	INT-TERM CORP	92206C870
BIV	VANGUARD BD INDEX FDS	200	$14,946	0.0%	$78.37	—	INTERMED TERM	921937819
AGG	ISHARES TR	135	$13,082	0.0%	$101.27	—	CORE US AGGBD ET	464287226
MUB	ISHARES TR	100	$10,655	0.0%	$106.55	—	NATIONAL MUN ETF	464288414
XLF	SELECT SECTOR SPDR TR	200	$9,666	0.0%	$45.32	—	FINANCIAL	81369Y605
XLE	SELECT SECTOR SPDR TR	87	$7,452	0.0%	$87.80	—	ENERGY	81369Y506
MBB	ISHARES TR	81	$7,426	0.0%	$91.68	—	MBS ETF	464288588
IYW	ISHARES TR	44	$7,019	0.0%	$159.52	—	U.S. TECH ETF	464287721
IBB	ISHARES TR	23	$3,041	0.0%	$132.22	—	ISHARES BIOTECH	464287556