Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR IVV	103,837	$26.13M	9.5%	$240.59	—	CORE S&P500 ETF	464287200
SPY	SPDR S&P 500 ETF TR SPY	100,168	$25.03M	9.1%	$137249.40	—	TR UNIT	78462F103
MDY	SPDR S&P MIDCAP 400 ETF TR MDY	61,694	$18.67M	6.8%	$167619.48	—	UTSER1 S&PDCRP	78467Y107
IJR	ISHARES TR IJR	237,137	$16.44M	5.9%	$15094.19	—	CORE S&P SCP ETF	464287804
QQQ	INVESCO QQQ TR	98,527	$15.2M	5.5%	$171.65	—	UNIT SER 1	46090E103
V	VISA INC	96,398	$12.72M	4.6%	$57.73	+127.6%	COM CL A	92826C839
MSFT	MICROSOFT CORP	77,313	$7.852M	2.8%	$76.71	+30.4%	COM	594918104
IJJ	ISHARES TR IJJ	55,650	$7.698M	2.8%	$81553.22	—	S&P MC 400VL ETF	464287705
MCD	MCDONALDS CORP	42,787	$7.598M	2.7%	$75.45	+98.9%	COM	580135101
AMZN	AMAZON COM INC	4,814	$7.231M	2.6%	$61.50	+35.2%	COM	023135106
AAPL	APPLE INC	42,504	$6.705M	2.4%	$34.83	+32.1%	COM	037833100
BA	BOEING CO	18,243	$5.883M	2.1%	$303.77	+10.3%	COM	097023105
JPM	JPMORGAN CHASE & CO	59,392	$5.798M	2.1%	$56.11	+56.0%	COM	46625H100
IJH	ISHARES TR IJH	34,228	$5.684M	2.1%	$162.84	—	CORE S&P MCP ETF	464287507
UNH	UNITEDHEALTH GROUP INC	20,767	$5.173M	1.9%	$152.83	+53.8%	COM	91324P102
FTEC	FIDELITY FTEC	102,954	$5.07M	1.8%	$41.20	—	MSCI INFO TECH I	316092808
IJK	ISHARES TR IJK	25,323	$4.842M	1.8%	$43114.61	—	S&P MC 400GR ETF	464287606
LMT	LOCKHEED MARTIN CORP	18,459	$4.834M	1.7%	$143.33	+74.5%	COM	539830109
DIA	SPDR DOW JONES INDL AVRG DIA	20,229	$4.718M	1.7%	$12678.65	—	UT SER 1	78467X109
GOOG	ALPHABET INC	3,930	$4.07M	1.5%	$37.43	+41.9%	CAP STK CL C	02079K107
CRM	SALESFORCE COM INC	27,723	$3.797M	1.4%	$146.41	-7.2%	COM	79466L302
ITOT	ISHARES TR ITOT	66,240	$3.76M	1.4%	$59.90	—	CORE S&P TTL STK	464287150
LQD	ISHARES TR LQD	22,419	$2.53M	0.9%	$73063.36	—	IBOXX INV CP ETF	464287242
IEMG	ISHARES INC IEMG	52,902	$2.494M	0.9%	$49.23	—	CORE MSCI EMKT	46434G103
MA	MASTERCARD INCORPORATED	13,142	$2.479M	0.9%	$168.05	+13.6%	CL A	57636Q104
SHY	ISHARES TR SHY	29,454	$2.463M	0.9%	$26508.47	—	1 3 YR TREAS BD	464287457
PEP	PEPSICO INC	22,115	$2.443M	0.9%	$61.23	+48.1%	COM	713448108
VRP	INVESCO EXCHNG TRADED FD TR	104,305	$2.38M	0.9%	$24.85	—	VAR RATE PFD	46138G870
CVX	CHEVRON CORP NEW	20,221	$2.2M	0.8%	$74.52	+13.7%	COM	166764100
VZ	VERIZON COMMUNICATIONS INC	38,246	$2.15M	0.8%	$29.40	+31.4%	COM	92343V104
XOM	EXXON MOBIL CORP	29,107	$1.985M	0.7%	$53.59	+5.2%	COM	30231G102
ED	CONSOLIDATED EDISON INC	25,468	$1.947M	0.7%	$45.92	+31.7%	COM	209115104
KRE	SPDR SERIES TRUST VRP	38,495	$1.801M	0.7%	$55.88	—	S&P REGL BKG	78464A698
GOOGL	ALPHABET INC	1,628	$1.701M	0.6%	$40.85	+31.3%	CAP STK CL A	02079K305
JNJ	JOHNSON & JOHNSON	12,951	$1.671M	0.6%	$108.36	+5.3%	COM	478160104
AGG	ISHARES TR AGG	14,056	$1.497M	0.5%	$109.24	—	CORE US AGGBD ET	464287226
—	RAYTHEON CO	9,266	$1.421M	0.5%	$131.04	—	COM NEW	755111507
MINT	PIMCO ETF TR MINT	13,878	$1.401M	0.5%	$101.27	—	ENHAN SHRT MA AC	72201R833
IEFA	ISHARES TR IEFA	24,244	$1.334M	0.5%	$59.64	—	CORE MSCI EAFE	46432F842
BND	VANGUARD BND INDEX FD INC	14,377	$1.139M	0.4%	$56441.02	—	TOTAL BND MRKT	921937835
VTI	VANGUARD INDEX FDS VTI	8,621	$1.1M	0.4%	$42802.51	—	TOTAL STK MKT	922908769
WEN	WENDYS CO	68,148	$1.063M	0.4%	$7.28	+134.1%	COM	95058W100
VOE	VANGUARD INDEX FDS VOE	10,650	$1.015M	0.4%	$47187.86	—	MCAP VL IDXVIP	922908512
T	AT&T INC	35,354	$1.009M	0.4%	$13.71	+2.2%	COM	00206R102
MRK	MERCK & CO INC	12,891	$985K	0.4%	$45.07	+25.4%	COM	58933Y105
SNY	SANOFI	22,600	$981K	0.4%	$44.16	—	SPONSORED ADR	80105N105
PG	PROCTER AND GAMBLE CO	10,638	$978K	0.4%	$57.79	+29.3%	COM	742718109
UNP	UNION PAC CORP	6,711	$928K	0.3%	$72.53	+74.3%	COM	907818108
GILD	GILEAD SCIENCES INC	14,211	$889K	0.3%	$53.01	0.0%	COM	375558103
CI	CIGNA CORP NEW	4,482	$851K	0.3%	$190.77	0.0%	COM	125523100
—	ALLERGAN PLC	6,128	$819K	0.3%	$163.03	—	SHS	G0177J108
IBB	ISHARES TR IBB	7,360	$710K	0.3%	$167.75	—	NASDAQ BIOTECH	464287556
ABT	ABBOTT LABS	9,663	$699K	0.3%	$30.52	+103.6%	COM	002824100
IEF	ISHARES TR IEF	6,369	$664K	0.2%	$105.44	—	BARCLAYS 7 10 YR	464287440
TIP	ISHARES TRT TIPS	6,012	$658K	0.2%	$100468.11	—	TIPS BD ETF	464287176
MPC	MARATHON PETE CORP	11,127	$657K	0.2%	$54.25	0.0%	COM	56585A102
NFLX	NETFLIX INC	2,441	$654K	0.2%	$36.30	-17.5%	COM	64110L106
PYPL	PAYPAL HLDGS INC	7,606	$640K	0.2%	$58.78	+41.4%	COM	70450Y103
PFE	PFIZER INC	14,387	$628K	0.2%	$19.87	+51.1%	COM	717081103
MO	ALTRIA GROUP INC	11,849	$585K	0.2%	$20.25	+63.6%	COM	02209S103
—	BLACKSTONE GROUP L P	17,606	$525K	0.2%	$34.04	—	COM UNIT LTD	09253U108
CAT	CATERPILLAR INC DEL	4,112	$523K	0.2%	$64.20	+73.7%	COM	149123101
BMY	BRISTOL MYERS SQUIBB CO	9,969	$518K	0.2%	$36.71	+11.6%	COM	110122108
GIS	GENERAL MLS INC	12,534	$488K	0.2%	$33.36	-1.2%	COM	370334104
AWR	AMERICAN STS WTR CO	7,000	$469K	0.2%	$22.15	+153.5%	COM	029899101
UPS	UNITED PARCEL SERVICE INC	4,514	$440K	0.2%	$56.03	+46.5%	CL B	911312106
EWH	ISHARES INC EWH	19,350	$437K	0.2%	$8459.47	—	MSCI HONG KG ETF	464286871
INGR	INGREDION INC	4,725	$432K	0.2%	$87.91	+13.8%	COM	457187102
MTB	M & T BK CORP	2,982	$427K	0.2%	$146.61	-13.0%	COM	55261F104
PFF	ISHARES TR PFF	12,447	$426K	0.2%	$38.62	—	S&P US PFD STK	464288687
HON	HONEYWELL INTL INC	3,228	$426K	0.2%	$91.26	+29.0%	COM	438516106
KO	COCA COLA CO	8,965	$424K	0.2%	$29.80	+28.8%	COM	191216100
MS	MORGAN STANLEY	10,702	$424K	0.2%	$21.61	+62.1%	COM NEW	617446448
—	DOWDUPONT INC	7,839	$419K	0.2%	$69.16	—	COM	26078J100
—	ATHENAHEALTH INC	3,000	$396K	0.1%	$132.00	—	COM	04685W103
AROW	ARROW FINL CORP	11,985	$384K	0.1%	$24.66	0.0%	COM	042744102
GXC	SPDR INDEX SHS FDS	4,400	$373K	0.1%	$36129.94	—	S&P CHINA ETF	78463X400
—	MYLAN N V	12,763	$350K	0.1%	$27.42	—	SHS EURO	N59465109
L	LOEWS CORP	7,669	$349K	0.1%	$39.61	+15.4%	COM	540424108
SDY	SPDR SERIES TRUST SDY	3,803	$340K	0.1%	$52867.30	—	S&P DIVID ETF	78464A763
WMT	WALMART INC	3,641	$339K	0.1%	$26.79	+7.4%	COM	931142103
AMGN	AMGEN INC	1,714	$334K	0.1%	$133.20	+17.7%	COM	031162100
VO	VANGUARD INDEX FDS	2,352	$325K	0.1%	$80834.07	—	MID CAP ETF	922908629
UTL	UNITIL CORP	6,369	$323K	0.1%	$37.46	+33.0%	COM	913259107
XNBOX	NEUBERGER BRMAN NY MUNI FD I	28,490	$317K	0.1%	$14.18	—	COM	64124K102
LLY	LILLY ELI & CO	2,650	$307K	0.1%	$64.09	+58.2%	COM	532457108
WM	WASTE MGMT INC DEL	3,390	$302K	0.1%	$56.97	+39.8%	COM	94106L109
—	EATON VANCE TAX MNGED BUY WR	21,606	$291K	0.1%	$15.78	—	COM	27828X100
IBM	INTERNATIONAL BUSINESS MACHS	2,531	$288K	0.1%	$100.29	-12.3%	COM	459200101
—	UNITED TECHNOLOGIES CORP	2,654	$283K	0.1%	$106.76	—	COM	913017109
INTC	INTEL CORP	6,009	$282K	0.1%	$25.57	+57.2%	COM	458140100
VXF	VANGUARD INDEX FDS VXF	2,804	$280K	0.1%	$108.63	—	EXTEND MKT ETF	922908652
CMCSA	COMCAST CORP NEW	8,172	$278K	0.1%	$28.28	+7.6%	CL A	20030N101
—	GUGGENHEIM TAXABLE MUN MNGD	11,157	$278K	0.1%	$16590.95	—	COM	401664107
HYG	ISHARES TR HYG	3,410	$277K	0.1%	$13535.53	—	IBOXX HI YD ETF	464288513
TSLA	TESLA INC	825	$275K	0.1%	$21.51	0.0%	COM	88160R101
—	RADIUS HEALTH INC	16,500	$272K	0.1%	$16.48	—	COM NEW	750469207
META	FACEBOOK INC	2,057	$270K	0.1%	$119.34	+20.5%	CL A	30303M102
TLT	ISHARES TR TLT	2,166	$263K	0.1%	$127.69	—	20 YR TR BD ETF	464287432
VUG	VANGUARD INDEX FDS	1,932	$259K	0.1%	$142.11	—	GROWTH ETF	922908736
TU	TELUS CORP	7,694	$255K	0.1%	$18.01	-3.4%	COM	87971M103
MGEE	MGE ENERGY INC	4,200	$252K	0.1%	$39.96	+37.1%	COM	55277P104
CVS	CVS HEALTH CORP	3,830	$251K	0.1%	$59.39	0.0%	COM	126650100
AQN	ALGONQUIN PWR UTILS CORP	25,000	$251K	0.1%	$7.19	0.0%	COM	015857105
FXI	ISHARES TR	6,420	$251K	0.1%	$37.67	—	CHINA LG-CAP ETF	464287184
ANAB	ANAPTYSBIO INC	3,900	$249K	0.1%	$74.37	0.0%	COM	032724106
IWF	ISHARES TR	1,869	$245K	0.1%	$119.39	—	RUS 1000 GRW ETF	464287614
IFF	INTERNATIONAL FLAVORS&FRAGRA	1,815	$244K	0.1%	$90.33	+26.8%	COM	459506101
PPL	PPL CORP	8,378	$237K	0.1%	$22.26	0.0%	COM	69351T106
ETN	EATON CORP PLC	3,354	$230K	0.1%	$63.85	+1.9%	SHS	G29183103
DUK	DUKE ENERGY CORP NEW	2,616	$226K	0.1%	$56.06	+14.0%	COM NEW	26441C204
PAYX	PAYCHEX INC	3,408	$222K	0.1%	$29.81	+84.7%	COM	704326107
SDOG	ALPS ETF TR	5,683	$222K	0.1%	$41.86	—	SECTR DIV DOGS	00162Q858
KEY	KEYCORP NEW	14,857	$220K	0.1%	$8.09	+54.6%	COM	493267108
COST	COSTCO WHSL CORP NEW	1,077	$219K	0.1%	$203.13	-0.6%	COM	22160K105
TJX	TJX COS INC NEW	4,721	$211K	0.1%	$46.16	-0.6%	COM	872540109
—	NEVRO CORP	5,400	$210K	0.1%	$50.73	—	COM	64157F103
CSCO	CISCO SYS INC	4,830	$209K	0.1%	$36.04	+2.4%	COM	17275R102
PTGX	PROTAGONIST THERAPEUTICS INC	29,000	$195K	0.1%	$7.93	0.0%	COM	74366E102
PGX	INVESCO EXCHNG TRADED FD TR	11,739	$158K	0.1%	$14.57	—	PFD ETF	46138E511
—	NUVEEN NEW YORK AMT QLT MUNI	13,252	$154K	0.1%	$12.15	—	COM	670656107
HBAN	HUNTINGTON BANCSHARES INC	12,549	$150K	0.1%	$11.01	-9.6%	COM	446150104
TGTX	TG THERAPEUTICS INC	35,600	$146K	0.1%	$4.97	0.0%	COM	88322Q108
—	GENERAL ELECTRIC CO	19,108	$144K	0.1%	$12702.07	—	COM	369604103
—	TRUSTCO BK CORP N Y	18,469	$127K	0.0%	$7.16	—	COM	898349105
—	FOAMIX PHARMACEUTICALS LTD	34,000	$122K	0.0%	$4.87	—	SHS	M46135105
—	PARATEK PHARMACEUTICALS INC	10,000	$51,000	0.0%	$5.10	—	COM	699374302
—	CONFORMIS INC	30,400	$11,000	0.0%	$0.36	—	COM	20717E101