Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	SPDR S&P 500 ETF TR SPY	99,846	$28.2M	8.8%	$137249.40	—	ETF	78462F103
IVV	ISHARES TR IVV	98,584	$28.05M	8.8%	$240.59	—	ETF	464287200
MDY	SPDR S&P MIDCAP 400 ETF MDY	60,683	$20.96M	6.6%	$167619.48	—	ETF	78467Y107
IJR	ISHARES TR SM IJR	247,950	$19.13M	6.0%	$14439.31	—	ETF	464287804
QQQ	INVESCO QQQ TR	97,392	$17.5M	5.5%	$171.65	—	ETF	46090E103
V	VISA INC	97,408	$15.21M	4.8%	$58.56	+134.6%	COM	92826C839
MSFT	MICROSOFT CORP	81,576	$9.621M	3.0%	$78.04	+31.1%	COM	594918104
AMZN	AMAZON COM INC	4,969	$8.85M	2.8%	$62.17	+33.8%	COM	023135106
IJJ	ISHARES TR MC IJJ	55,691	$8.742M	2.7%	$81553.22	—	ETF	464287705
MCD	MCDONALDS CORP	43,601	$8.28M	2.6%	$76.93	+101.0%	COM	580135101
IJH	ISHARES TR MC IJH	43,356	$8.211M	2.6%	$168.43	—	ETF	464287507
BA	BOEING CO	20,105	$7.668M	2.4%	$310.39	+20.9%	COM	097023105
FTEC	FIDELITY TECH FTEC	128,052	$7.591M	2.4%	$44.74	—	ETF	316092808
JPM	JPMORGAN CHASE & CO	61,897	$6.266M	2.0%	$57.29	+49.0%	COM	46625H100
AAPL	APPLE INC	31,670	$6.016M	1.9%	$34.83	+16.1%	COM	037833100
CRM	SALESFORCE COM INC	35,690	$5.652M	1.8%	$147.91	+3.5%	COM	79466L302
UNH	UNITEDHEALTH GROUP INC	22,826	$5.644M	1.8%	$159.58	+42.6%	COM	91324P102
IJK	ISHARES TR MC IJK	25,347	$5.554M	1.7%	$43114.61	—	ETF	464287606
DIA	SPDR DOW JONES INDL AVRG ETF	20,312	$5.263M	1.6%	$12678.65	—	ETF	78467X109
LMT	LOCKHEED MARTIN CORP	17,329	$5.202M	1.6%	$143.33	+70.0%	COM	539830109
GOOG	ALPHABET INC	3,967	$4.655M	1.5%	$37.43	+48.8%	COM	02079K107
ITOT	ISHARES TR ITOT	69,910	$4.503M	1.4%	$60.14	—	ETF	464287150
MA	MASTERCARD INC	16,133	$3.799M	1.2%	$175.31	+18.2%	COM	57636Q104
LQD	ISHARES TR LQD	25,078	$2.986M	0.9%	$65329.14	—	ETF	464287242
IEMG	ISHARES INC IEMG	55,379	$2.864M	0.9%	$49.34	—	ETF	46434G103
SHY	ISHARES TR SHY	33,448	$2.814M	0.9%	$23353.16	—	ETF	464287457
PEP	PEPSICO INC	21,969	$2.693M	0.8%	$61.23	+51.0%	COM	713448108
CVX	CHEVRON CORP NEW	20,305	$2.501M	0.8%	$74.52	+17.4%	COM	166764100
XOM	EXXON MOBIL CORP	29,286	$2.366M	0.7%	$53.59	+3.4%	COM	30231G102
VZ	VERIZON COMMUNICATIONS INC	38,141	$2.256M	0.7%	$29.40	+32.5%	COM	92343V104
ED	CONSOLIDATED EDISON INC	26,045	$2.209M	0.7%	$46.29	+34.8%	COM	209115104
GILD	GILEAD SCIENCES INC	32,576	$2.118M	0.7%	$51.80	-1.8%	COM	375558103
KRE	SPDR SERIES TRUST KRE	37,714	$1.936M	0.6%	$55.88	—	ETF	78464A698
GOOGL	ALPHABET INC	1,633	$1.922M	0.6%	$40.85	+37.2%	CAP STK	02079K305
JNJ	JOHNSON & JOHNSON	12,852	$1.797M	0.6%	$108.36	+1.8%	COM	478160104
—	RAYTHEON CO	8,811	$1.604M	0.5%	$131.04	—	COM NEW	755111507
AGG	ISHARES TR AGG	14,677	$1.601M	0.5%	$109.24	—	ETF	464287226
IEFA	ISHARES TR IEFA	24,032	$1.46M	0.5%	$59.64	—	ETF	46432F842
VRP	INVESCO EXCHNG TRADED FD TR	55,944	$1.375M	0.4%	$24.85	—	ETF	46138G870
MINT	PIMCO ETF TR MINT	13,450	$1.366M	0.4%	$101.27	—	ETF	72201R833
VTI	VANGUARD INDEX FDS VTI	8,743	$1.265M	0.4%	$42207.26	—	ETF	922908769
BND	VANGUARD BD INDEX FD INC	14,693	$1.193M	0.4%	$55228.90	—	ETF	921937835
WEN	WENDYS CO	66,374	$1.187M	0.4%	$7.28	+133.6%	COM	95058W100
MRK	MERCK & CO INC	14,093	$1.172M	0.4%	$46.37	+30.0%	COM	58933Y105
UNP	UNION PACIFIC CORP	6,711	$1.122M	0.4%	$72.53	+90.4%	COM	907818108
PG	PROCTER AND GAMBLE CO	10,645	$1.108M	0.3%	$57.79	+42.0%	COM	742718109
T	AT&T INC	34,952	$1.097M	0.3%	$13.71	+3.3%	COM	00206R102
SNY	SANOFI	24,100	$1.067M	0.3%	$44.17	—	ADR	80105N105
VOE	VANGUARD INDEX FDS VOE	9,504	$1.025M	0.3%	$47187.86	—	ETF	922908512
IEF	ISHARES TR IEF	8,892	$949K	0.3%	$105.80	—	ETF	464287440
NFLX	NETFLIX INC	2,471	$881K	0.3%	$36.28	-4.4%	COM	64110L106
AZN	ASTRAZENECA PLC	20,400	$825K	0.3%	$40.44	—	ADR	046353108
PYPL	PAYPAL HLDGS INC	7,906	$821K	0.3%	$60.13	+57.1%	COM	70450Y103
IBB	ISHARES TR IVBB	6,984	$780K	0.2%	$167.75	—	ETF	464287556
ABT	ABBOTT LABS	9,608	$768K	0.2%	$30.52	+116.6%	COM	002824100
TIP	ISHARES TR TIPS TIP	6,023	$681K	0.2%	$100468.11	—	ETF	464287176
MPC	MARATHON PETE CORP	11,127	$666K	0.2%	$54.25	-7.0%	COM	56585A102
MO	ALTRIA GROUP INC	11,380	$653K	0.2%	$20.25	+46.7%	COM	02209S103
GIS	GENERAL MLS INC	12,534	$649K	0.2%	$33.36	+7.3%	COM	370334104
CI	CIGNA CORP NEW	3,903	$628K	0.2%	$190.77	-12.5%	COM	125523100
—	BLACKSTONE GROUP L P	17,612	$616K	0.2%	$34.04	—	UNIT	09253U108
PFE	PFIZER INC	14,392	$611K	0.2%	$19.87	+47.1%	COM	717081103
DG	DOLLAR GEN CORP NEW	4,756	$567K	0.2%	$106.27	0.0%	COM	256677105
PFF	ISHARES TR PFF	15,448	$565K	0.2%	$38.22	—	ETF	464288687
CAT	CATERPILLAR INC DEL	4,114	$557K	0.2%	$64.20	+78.5%	COM	149123101
HON	HONEYWELL INTL INC	3,228	$513K	0.2%	$91.26	+32.8%	COM	438516106
EWH	ISHARES INC EWH	19,350	$507K	0.2%	$8459.47	—	ETF	464286871
AWR	AMERICAN STS WTR CO	7,000	$499K	0.2%	$22.15	+171.5%	COM	029899101
UPS	UNITED PARCEL SERVICE INC	4,216	$471K	0.1%	$56.03	+44.5%	COM	911312106
MTB	M & T BK CORP	2,982	$468K	0.1%	$146.61	-10.1%	COM	55261F104
IWF	ISHARES TR IWF	3,062	$463K	0.1%	$131.79	—	ETF	464287614
TGTX	TG THERAPEUTICS INC	57,300	$461K	0.1%	$5.13	+5.3%	COM	88322Q108
IBM	INTERNATIONAL BUSINESS MACHS	3,236	$457K	0.1%	$99.06	-4.5%	COM	459200101
INGR	INGREDION INC	4,725	$447K	0.1%	$87.91	+7.5%	COM	457187102
GXC	SPDR INDEX SHS FDS GXC	4,400	$441K	0.1%	$36129.94	—	ETF	78463X400
BMY	BRISTOL MYERS SQUIBB CO	9,152	$436K	0.1%	$36.71	+4.3%	COM	110122108
MS	MORGAN STANLEY	10,102	$426K	0.1%	$21.61	+57.4%	COM NEW	617446448
KO	COCA COLA CO	8,965	$420K	0.1%	$29.80	+26.8%	COM	191216100
—	DOWDUPONT INC	7,839	$418K	0.1%	$69.16	—	COM	26078J100
AROW	ARROW FINL CORP	11,985	$395K	0.1%	$24.66	-1.3%	COM	042744102
TBPH	THERAVANCE BIOPHARMA INC	17,000	$385K	0.1%	$25.36	0.0%	COM	G8807B106
SDY	SPDR SERIES TRUST SDY	3,803	$378K	0.1%	$52867.30	—	ETF	78464A763
L	LOEWS CORP	7,669	$368K	0.1%	$39.61	+15.7%	COM	540424108
WMT	WALMART INC	3,643	$355K	0.1%	$26.79	+9.1%	COM	931142103
XNBOX	NEUBERGER BRMAN NY MUNI FD I	28,490	$353K	0.1%	$14.18	—	COM	64124K102
WM	WASTE MGMT INC DEL	3,391	$352K	0.1%	$56.97	+52.7%	COM	94106L109
UTL	UNITIL CORP	6,369	$345K	0.1%	$37.46	+39.4%	COM	913259107
LLY	LILLY ELI & CO	2,650	$344K	0.1%	$64.09	+73.1%	COM	532457108
META	FACEBOOK INC	2,057	$343K	0.1%	$119.34	+32.3%	COM	30303M102
—	UNITED TECHNOLOGIES CORP	2,656	$342K	0.1%	$106.76	—	COM	913017109
—	EATON VANCE TAX MNGED BUY WR	21,622	$337K	0.1%	$15.78	—	COM	27828X100
AMGN	AMGEN INC	1,716	$326K	0.1%	$133.20	+16.1%	COM	031162100
VXF	VANGUARD INDEX FDS VXF	2,804	$324K	0.1%	$108.63	—	ETF	922908652
INTC	INTEL CORP	6,014	$323K	0.1%	$25.57	+71.4%	COM	458140100
VOO	VANGUARD INDEX FDS VOO	1,215	$315K	0.1%	$259.26	—	ETF	922908363
DIS	DISNEY WALT CO	2,818	$313K	0.1%	$107.88	0.0%	COM	254687106
VUG	VANGUARD INDEX FDS VUG	1,932	$302K	0.1%	$142.11	—	ETF	922908736
TLT	ISHARES TR TLT	2,358	$298K	0.1%	$127.58	—	ETF	464287432
FXI	ISHARES TR FXI	6,645	$294K	0.1%	$37.89	—	ETF	464287184
IWD	ISHARES TR IWD	2,312	$286K	0.1%	$123.70	—	ETF	464287598
TU	TELUS CORP	7,694	$285K	0.1%	$18.01	-1.9%	COM	87971M103
MGEE	MGE ENERGY INC	4,200	$285K	0.1%	$39.96	+37.6%	COM	55277P104
CMCSA	COMCAST CORP NEW	6,450	$285K	0.1%	$28.28	+11.5%	COM	20030N101
AQN	ALGONQUIN PWR UTILS CORP	25,000	$282K	0.1%	$7.19	+7.4%	COM	015857105
—	ALEXION PHARMACEUTICALS INC	2,050	$277K	0.1%	$135.12	—	COM	015351109
PAYX	PAYCHEX INC	3,393	$272K	0.1%	$29.81	+102.8%	COM	704326107
SU	SUNCOR ENERGY INC NEW	8,363	$271K	0.1%	$24.80	0.0%	COM	867224107
ETN	EATON CORP PLC	3,354	$270K	0.1%	$63.85	+4.1%	COM	G29183103
—	GUGGENHEIM TAXABLE MUN MNGD	11,947	$270K	0.1%	$15495.36	—	COM	401664107
ELV	ANTHEM INC	938	$269K	0.1%	$263.72	0.0%	COM	036752103
COST	COSTCO WHSL CORP NEW	1,077	$261K	0.1%	$203.13	-2.4%	COM	22160K105
CSCO	CISCO SYS INC	4,834	$261K	0.1%	$36.04	+9.6%	COM	17275R102
KEY	KEYCORP NEW	16,058	$253K	0.1%	$8.38	+42.8%	COM	493267108
—	RADIUS HEALTH INC	12,500	$249K	0.1%	$16.48	—	COM NEW	750469207
VO	VANGUARD INDEX FDS VO	1,537	$247K	0.1%	$80834.07	—	ETF	922908629
PTGX	PROTAGONIST THERAPEUTICS INC	19,500	$245K	0.1%	$7.93	+11.3%	COM	74366E102
TJX	TJX COS INC NEW	4,612	$245K	0.1%	$46.16	-1.5%	COM	872540109
SDOG	ALPS ETF TR	5,683	$244K	0.1%	$41.86	—	ETF	00162Q858
PPL	PPL CORP	7,641	$243K	0.1%	$22.26	+3.8%	COM	69351T106
DUK	DUKE ENERGY CORP NEW	2,616	$235K	0.1%	$56.06	+19.3%	COM NEW	26441C204
FBND	FIDELITY BOND FBND	4,677	$234K	0.1%	$50.03	—	ETF	316188309
IFF	INTERNATIONAL FLAVORS&FRAGRA	1,815	$234K	0.1%	$90.33	+22.2%	COM	459506101
—	ALLERGAN PLC	1,578	$231K	0.1%	$163.03	—	COM	G0177J108
NEE	NEXTERA ENERGY INC	1,142	$221K	0.1%	$38.59	0.0%	COM	65339F101
VWO	VANGUARD INTL EQUITY VWO	5,171	$219K	0.1%	$42.35	—	ETF	922042858
—	GENERAL ELECTRIC CO	21,510	$215K	0.1%	$11284.75	—	COM	369604103
OEF	ISHARES TR OEF	1,691	$212K	0.1%	$125.37	—	ETF	464287101
ANAB	ANAPTYSBIO INC	2,900	$212K	0.1%	$74.37	-7.2%	COM	032724106
CWB	SPDR SERIES TRUST CWB	3,988	$208K	0.1%	$52.16	—	ETF	78464A359
DEO	DIAGEO P L C	1,248	$204K	0.1%	$163.46	—	ADR	25243Q205
ISTB	ISHARES TR ISTB	4,034	$201K	0.1%	$49.83	—	ETF	46432F859
—	NUVEEN NEW YORK AMT QLT MUNI	13,252	$169K	0.1%	$12.15	—	COM	670656107
HBAN	HUNTINGTON BANCSHARES INC	12,549	$159K	0.0%	$11.01	-11.4%	COM	446150104
—	TRUSTCO BK CORP N Y	18,472	$143K	0.0%	$7.16	—	COM	898349105
—	CONFORMIS INC	30,400	$88,000	0.0%	$0.36	—	COM	20717E101