Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QQQ	INVESCO QQQ TR	162,703	$51.05M	12.0%	$202.92	—	UNIT SER 1	46090E103
IVV	ISHARES TR IVV	89,060	$33.43M	7.8%	$254.56	—	CORE S&P500 ETF	464287200
SPY	SPDR S&P 500 ETF TR SPY	52,704	$19.7M	4.6%	$137249.40	—	TR UNIT	78462F103
MSFT	MICROSOFT CORP	87,155	$19.39M	4.5%	$81.68	+152.3%	COM	594918104
AAPL	APPLE INC	134,826	$17.89M	4.2%	$88.13	+32.8%	COM	037833100
AMZN	AMAZON COM INC	5,170	$16.84M	3.9%	$67.58	+136.1%	COM	023135106
FTEC	FIDELITY COVINGTON TRUST	151,021	$15.78M	3.7%	$48.39	—	MSCI INFO TECH I	316092808
V	VISA INC	68,603	$15.01M	3.5%	$63.64	+209.9%	COM CL A	92826C839
IBB	ISHARES TR IBB	74,034	$11.21M	2.6%	$139.24	—	NASDAQ BIOTECH	464287556
CRM	SALESFORCE COM INC	45,584	$10.14M	2.4%	$169.48	+41.8%	COM	79466L302
MCD	MCDONALDS CORP	46,870	$10.06M	2.4%	$83.87	+130.4%	COM	580135101
WMT	WALMART INC	68,272	$9.841M	2.3%	$38.26	+18.3%	COM	931142103
UNH	UNITEDHEALTH GROUP INC	27,894	$9.782M	2.3%	$175.90	+75.2%	COM	91324P102
JNJ	JOHNSON & JOHNSON	57,565	$9.06M	2.1%	$119.59	+6.6%	COM	478160104
IJR	ISHARES TR IJR	96,473	$8.866M	2.1%	$584.90	—	CORE S&P SCP ETF	464287804
JPM	JPMORGAN CHASE & CO	69,064	$8.776M	2.1%	$61.63	+59.3%	COM	46625H100
NVDA	NVIDIA CORPORATION	16,795	$8.77M	2.1%	$7.76	+72.1%	COM	67066G104
ITOT	ISHARES TR ITOT	73,672	$6.352M	1.5%	$61.51	—	CORE S&P TTL STK	464287150
MA	MASTERCARD INCORPORATED	17,414	$6.216M	1.5%	$194.24	+66.5%	CL A	57636Q104
AMD	ADVANCED MICRO DEVICES INC	64,099	$5.879M	1.4%	$59.66	+44.7%	COM	007903107
LMT	LOCKHEED MARTIN CORP	16,137	$5.728M	1.3%	$151.99	+109.9%	COM	539830109
DIA	SPDR DOW JONES INDL AV DIA	17,691	$5.41M	1.3%	$12678.65	—	UT SER 1	78467X109
IEMG	ISHARES INC IEMG	79,623	$4.939M	1.2%	$49.85	—	CORE MSCI EMKT	46434G103
LQD	ISHARES TR LQD	26,953	$3.723M	0.9%	$60608.45	—	IBOXX INV CP ETF	464287242
COST	COSTCO WHSL CORP NEW	9,743	$3.671M	0.9%	$274.84	+26.4%	COM	22160K105
PG	PROCTER AND GAMBLE CO	24,127	$3.357M	0.8%	$90.28	+36.4%	COM	742718109
SHY	ISHARES TR SHY	37,400	$3.231M	0.8%	$20894.66	—	1 3 YR TREAS BD	464287457
PEP	PEPSICO INC	21,294	$3.158M	0.7%	$62.70	+93.3%	COM	713448108
HD	HOME DEPOT INC	11,428	$3.036M	0.7%	$238.84	+1.5%	COM	437076102
BABA	ALIBABA GROUP HLDG LTD	12,541	$2.919M	0.7%	$229.11	—	SPONSORED ADS	01609W102
IEFA	ISHARES TR IEFA	38,788	$2.68M	0.6%	$59.53	—	CORE MSCI EAFE	46432F842
TGT	TARGET CORP	14,514	$2.562M	0.6%	$122.94	+17.8%	COM	87612E106
TGTX	TG THERAPEUTICS INC	48,800	$2.539M	0.6%	$5.64	+499.0%	COM	88322Q108
MRK	MERCK & CO. INC	30,025	$2.456M	0.6%	$56.14	+15.5%	COM	58933Y105
AMGN	AMGEN INC	9,624	$2.213M	0.5%	$190.97	+2.8%	COM	031162100
PYPL	PAYPAL HLDGS INC	9,275	$2.172M	0.5%	$123.13	+67.9%	COM	70450Y103
VZ	VERIZON COMMUNICATIONS INC	36,150	$2.124M	0.5%	$29.75	+47.9%	COM	92343V104
AGG	ISHARES TR AGG	17,492	$2.067M	0.5%	$110.30	—	CORE US AGGBD ET	464287226
ED	CONSOLIDATED EDISON INC	27,037	$1.954M	0.5%	$49.32	+31.0%	COM	209115104
LLY	LILLY ELI & CO	11,242	$1.898M	0.4%	$124.85	+13.2%	COM	532457108
IJJ	ISHARES TR IJJ	20,697	$1.786M	0.4%	$97.88	—	S&P MC 400VL ETF	464287705
IJH	ISHARES TR IJH	7,674	$1.764M	0.4%	$200.08	—	CORE S&P MCP ETF	464287507
FBND	FIDELITY MERRIMACK STR FBND	32,206	$1.747M	0.4%	$51.68	—	TOTAL BD ETF	316188309
FXI	ISHARES TR FXI	37,145	$1.725M	0.4%	$39.51	—	CHINA LG-CAP ETF	464287184
DG	DOLLAR GEN CORP NEW	7,781	$1.636M	0.4%	$127.09	+55.8%	COM	256677105
GOOGL	ALPHABET INC	880	$1.542M	0.4%	$55.94	+49.3%	CAP STK CL A	02079K305
IEF	ISHARES TR IEF	12,729	$1.527M	0.4%	$108.18	—	BARCLAYS 7 10 YR	464287440
DIS	DISNEY WALT CO	8,337	$1.51M	0.4%	$118.74	+18.1%	COM	254687106
FISV	FISERV INC	12,524	$1.426M	0.3%	$104.81	+2.8%	COM	337738108
—	ATLASSIAN CORP PLC	6,045	$1.414M	0.3%	$180.96	—	CL A	G06242104
UNP	UNION PAC CORP	6,629	$1.38M	0.3%	$72.53	+145.5%	COM	907818108
BSX	BOSTON SCIENTIFIC CORP	37,060	$1.332M	0.3%	$37.60	-4.1%	COM	101137107
BX	BLACKSTONE GROUP INC	19,339	$1.253M	0.3%	$39.34	+24.1%	COM CL A	09260D107
WEN	WENDYS CO	56,390	$1.236M	0.3%	$7.28	+212.9%	COM	95058W100
VRP	INVESCO EXCH TRADED FD TR II	47,219	$1.226M	0.3%	$24.85	—	VAR RATE PFD	46138G870
UTHR	UNITED THERAPEUTICS CORP DEL	8,000	$1.214M	0.3%	$104.03	+26.1%	COM	91307C102
ABT	ABBOTT LABS	10,443	$1.143M	0.3%	$34.60	+186.9%	COM	002824100
MINT	PIMCO ETF TR MINT	11,078	$1.13M	0.3%	$101.28	—	ENHAN SHRT MA AC	72201R833
BND	VANGUARD BD INDEX FDS BND	12,796	$1.128M	0.3%	$55228.90	—	TOTAL BND MRKT	921937835
VTRS	VIATRIS INC	58,243	$1.091M	0.3%	$13.33	0.0%	COM	92556V106
VTI	VANGUARD INDEX FDS VTI	5,534	$1.077M	0.3%	$42207.26	—	TOTAL STK MKT	922908769
—	LAM RESEARCH CORP	2,215	$1.046M	0.2%	$268.46	—	COM	512807108
PFF	ISHARES TR PFF	26,976	$1.039M	0.2%	$37.03	—	PFD AND INCM SEC	464288687
AZN	ASTRAZENECA PLC	19,800	$990K	0.2%	$45.04	—	SPONSORED ADR	046353108
—	NUVASIVE INC	17,000	$958K	0.2%	$53.00	—	COM	670704105
QRVO	QORVO INC	5,720	$951K	0.2%	$99.76	+47.5%	COM	74736K101
AVGO	BROADCOM INC	2,142	$938K	0.2%	$24.65	+41.2%	COM	11135F101
T	AT&T INC	32,410	$932K	0.2%	$13.75	+11.8%	COM	00206R102
META	FACEBOOK INC	3,281	$896K	0.2%	$214.82	+26.7%	CL A	30303M102
PDD	PINDUODUO INC	5,000	$888K	0.2%	$177.60	—	SPONSORED ADS	722304102
JD	JD.COM INC	9,600	$844K	0.2%	$35.21	—	SPON ADR CL A	47215P106
GIS	GENERAL MLS INC	12,534	$737K	0.2%	$33.36	+52.5%	COM	370334104
AMAT	APPLIED MATLS INC	8,451	$729K	0.2%	$58.88	+20.1%	COM	038222105
TIP	ISHARES TR TIP	5,415	$691K	0.2%	$100468.11	—	TIPS BD ETF	464287176
HON	HONEYWELL INTL INC	3,203	$681K	0.2%	$91.26	+79.4%	COM	438516106
CAT	CATERPILLAR INC	3,714	$676K	0.2%	$64.20	+139.9%	COM	149123101
TLT	ISHARES TR TLT	4,072	$642K	0.2%	$139.38	—	20 YR TR BD ETF	464287432
HALO	HALOZYME THERAPEUTICS INC	15,000	$641K	0.2%	$18.98	+89.4%	COM	40637H109
ELV	ANTHEM INC	1,988	$638K	0.1%	$253.25	+13.0%	COM	036752103
—	HORIZON THERAPEUTICS PUB L	8,700	$636K	0.1%	$49.61	—	SHS	G46188101
TXN	TEXAS INSTRS INC	3,653	$600K	0.1%	$99.52	+35.3%	COM	882508104
TSLA	TESLA INC	847	$598K	0.1%	$132.16	+29.1%	COM	88160R101
UPS	UNITED PARCEL SERVICE INC	3,455	$582K	0.1%	$60.45	+126.5%	CL B	911312106
GXC	SPDR INDEX SHS FDS GXC	4,400	$573K	0.1%	$36129.94	—	S&P CHINA ETF	78463X400
GMAB	GENMAB A/S	13,897	$565K	0.1%	$20.26	—	SPONSORED ADS	372303206
NXPI	NXP SEMICONDUCTORS N V	3,505	$557K	0.1%	$111.28	+21.1%	COM	N6596X109
AWR	AMER STATES WTR CO	7,000	$557K	0.1%	$22.15	+211.8%	COM	029899101
ABBV	ABBVIE INC	5,181	$555K	0.1%	$73.14	+7.9%	COM	00287Y109
ORGO	ORGANOGENESIS HLDGS INC	72,338	$545K	0.1%	$4.75	0.0%	COM	68621F102
KO	COCA COLA CO	9,869	$541K	0.1%	$31.19	+41.9%	COM	191216100
PFE	PFIZER INC	14,220	$523K	0.1%	$22.12	+29.4%	COM	717081103
HDB	HDFC BANK LTD	7,000	$506K	0.1%	$38.43	—	SPONSORED ADS	40415F101
VUG	VANGUARD INDEX FDS VUG	1,915	$485K	0.1%	$145.01	—	GROWTH ETF	922908736
VXF	VANGUARD INDEX FDS VXF	2,842	$468K	0.1%	$108.63	—	EXTEND MKT ETF	922908652
EWH	ISHARES INC EWH	18,850	$464K	0.1%	$8459.47	—	MSCI HONG KG ETF	464286871
ANGO	ANGIODYNAMICS INC	30,000	$460K	0.1%	$9.49	+33.7%	COM	03475V101
PTGX	PROTAGONIST THERAPEUTICS INC	22,000	$444K	0.1%	$8.39	+156.6%	COM	74366E102
WM	WASTE MGMT INC DEL	3,720	$439K	0.1%	$60.48	+77.7%	COM	94106L109
IWF	ISHARES TR IWF	1,808	$436K	0.1%	$131.79	—	RUS 1000 GRW ETF	464287614
—	BLACKROCK INC	602	$434K	0.1%	$544.09	—	COM	09247X101
AQN	ALGONQUIN PWR UTILS CORP	26,200	$431K	0.1%	$7.29	+65.3%	COM	015857105
IBM	INTERNATIONAL BUSINESS MACHS	3,406	$429K	0.1%	$96.35	-3.0%	COM	459200101
ACAD	ACADIA PHARMACEUTICALS INC	8,000	$428K	0.1%	$41.95	+18.3%	COM	004225108
NVO	NOVO-NORDISK A S	6,102	$426K	0.1%	$64.82	—	ADR	670100205
EHC	ENCOMPASS HEALTH CORP	5,000	$413K	0.1%	$48.26	+15.2%	COM	29261A100
BMY	BRISTOL-MYERS SQUIBB CO	6,629	$411K	0.1%	$42.75	+17.0%	COM	110122108
HUM	HUMANA INC	1,000	$410K	0.1%	$239.24	+65.8%	COM	444859102
TBPH	THERAVANCE BIOPHARMA INC	23,000	$409K	0.1%	$23.85	-24.7%	COM	G8807B106
WDFC	WD-40 CO	1,481	$393K	0.1%	$165.27	+35.0%	COM	929236107
KLAC	KLA CORP	1,500	$388K	0.1%	$160.31	+37.5%	COM NEW	482480100
CI	CIGNA CORP NEW	1,764	$367K	0.1%	$177.44	+1.1%	COM	125523100
—	RADIUS HEALTH INC	20,500	$366K	0.1%	$12.85	—	COM NEW	750469207
—	TRUSTCO BK CORP N Y	54,731	$365K	0.1%	$6.73	—	COM	898349105
INGR	INGREDION INC	4,625	$364K	0.1%	$87.91	-12.3%	COM	457187102
RTX	RAYTHEON TECHNOLOGIES CORP	5,018	$359K	0.1%	$54.61	+7.0%	COM	75513E101
NEE	NEXTERA ENERGY INC	4,568	$352K	0.1%	$58.88	+11.5%	COM	65339F101
—	GUGGENHEIM TAXABLE MUNICP BO	13,607	$347K	0.1%	$10292.71	—	COM	401664107
DUK	DUKE ENERGY CORP NEW	3,766	$345K	0.1%	$62.71	+20.7%	COM NEW	26441C204
BA	BOEING CO	1,534	$328K	0.1%	$306.50	-37.3%	COM	097023105
IJK	ISHARES TR IJK	4,496	$325K	0.1%	$104.40	—	S&P MC 400GR ETF	464287606
TJX	TJX COS INC NEW	4,751	$324K	0.1%	$46.30	+22.0%	COM	872540109
SDY	SPDR SER TR SDY	3,016	$319K	0.1%	$52867.30	—	S&P DIVID ETF	78464A763
MTB	M & T BK CORP	2,475	$315K	0.1%	$146.61	-34.1%	COM	55261F104
AROW	ARROW FINL CORP	10,474	$313K	0.1%	$24.24	-5.6%	COM	042744102
XNBOX	NEUBERGER BRMAN NY MUNI FD I	25,240	$311K	0.1%	$13.53	—	COM	64124K102
WSM	WILLIAMS SONOMA INC	3,000	$306K	0.1%	$46.50	0.0%	COM	969904101
VOO	VANGUARD INDEX FDS VOO	853	$293K	0.1%	$259.26	—	S&P 500 ETF SHS	922908363
CWB	SPDR SER TR CWB	3,469	$287K	0.1%	$60.47	—	BLMBRG BRC CNVRT	78464A359
TU	TELUS CORPORATION	14,520	$287K	0.1%	$18.27	+3.0%	COM	87971M103
ETN	EATON CORP PLC	2,288	$275K	0.1%	$74.77	+38.9%	SHS	G29183103
IWD	ISHARES TR IWD	2,014	$275K	0.1%	$124.30	—	RUS 1000 VAL ETF	464287598
F	FORD MTR CO DEL	31,206	$274K	0.1%	$4.61	+37.8%	COM	345370860
MO	ALTRIA GROUP INC	6,558	$269K	0.1%	$27.18	-1.8%	COM	02209S103
OEF	ISHARES TR OEF	1,536	$264K	0.1%	$142.50	—	S&P 100 ETF	464287101
—	EATON VANCE TAX ETB	17,024	$255K	0.1%	$15.78	—	COM	27828X100
INTC	INTEL CORP	4,723	$235K	0.1%	$44.09	-0.2%	COM	458140100
XOM	EXXON MOBIL CORP	5,707	$235K	0.1%	$52.55	-42.2%	COM	30231G102
DOW	DOW INC	4,230	$235K	0.1%	$39.03	0.0%	COM	260557103
NKE	NIKE INC	1,646	$233K	0.1%	$99.64	+23.7%	CL B	654106103
ISTB	ISHARES TR ISTB	4,513	$233K	0.1%	$49.95	—	CORE 1 5 YR USD	46432F859
QCOM	QUALCOMM INC	1,508	$230K	0.1%	$124.71	0.0%	COM	747525103
L	LOEWS CORP	5,119	$230K	0.1%	$39.61	-0.5%	COM	540424108
SDOG	ALPS ETF TR	4,933	$220K	0.1%	$44.60	—	SECTR DIV DOGS	00162Q858
DHR	DANAHER CORPORATION	977	$217K	0.1%	$173.71	+12.8%	COM	235851102
ORCL	ORACLE CORP	3,321	$215K	0.1%	$48.99	+13.3%	COM	68389X105
—	GENERAL ELECTRIC CO	19,545	$211K	0.0%	$10565.96	—	COM	369604103
UTL	UNITIL CORP	4,753	$210K	0.0%	$37.46	+6.5%	COM	913259107
GLD	SPDR GOLD TR	1,145	$204K	0.0%	$178.17	—	GOLD SHS	78463V107
PPL	PPL CORP	6,955	$196K	0.0%	$21.68	+6.8%	COM	69351T106
KEY	KEYCORP	11,354	$186K	0.0%	$8.46	+34.4%	COM	493267108
UHAL	AMERCO	295	$134K	0.0%	$39.84	0.0%	COM	023586100
EQIX	EQUINIX INC	155	$111K	0.0%	$674.73	0.0%	COM	29444U700
—	ZYNERBA PHARMACEUTICALS INC	16,000	$53,000	0.0%	$3.31	—	COM	98986X109
—	CONFORMIS INC	10,000	$7,000	0.0%	$0.36	—	COM	20717E101