Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JPUS	J P MORGAN EXCHANGE-TRADED F	1,574,696	$109M	17.4%	$69.32	—	JPMORGAN DIVER	46641Q407
VIG	VANGUARD SPECIALIZED FUNDS	672,738	$78.83M	12.6%	$109.70	—	DIV APP ETF	921908844
IEMG	ISHARES INC	1,005,057	$47.84M	7.6%	$44.52	—	CORE MSCI EMKT	46434G103
EMB	ISHARES TR	393,040	$42.93M	6.9%	$109.94	—	JPMORGAN USD EMG	464288281
IJH	ISHARES TR	208,423	$37.06M	5.9%	$119.79	—	CORE S&P MCP ETF	464287507
IEFA	ISHARES TR	547,095	$31.27M	5.0%	$53.61	—	CORE MSCI EAFE	46432F842
SCZ	ISHARES TR	563,775	$30.23M	4.8%	$51.41	—	EAFE SML CP ETF	464288273
VTV	VANGUARD INDEX FDS	184,688	$18.39M	2.9%	$77.01	—	VALUE ETF	922908744
VWO	VANGUARD INTL EQUITY INDEX F	421,175	$16.68M	2.7%	$37.07	—	FTSE EMR MKT ETF	922042858
BRK/B	BERKSHIRE HATHAWAY INC DEL	82,048	$14.65M	2.3%	$208.61	-12.5%	CL B NEW	084670702
IWB	ISHARES TR	80,373	$13.8M	2.2%	$89.93	—	RUS 1000 ETF	464287622
IVV	ISHARES TR	40,402	$12.51M	2.0%	$169.38	—	CORE S&P500 ETF	464287200
VBR	VANGUARD INDEX FDS	106,554	$11.39M	1.8%	$89.67	—	SM CP VAL ETF	922908611
RWO	SPDR INDEX SHS FDS	274,022	$10.7M	1.7%	$40.51	—	DJ GLB RL ES ETF	78463X749
IWM	ISHARES TR	57,209	$8.191M	1.3%	$133.20	—	RUSSELL 2000 ETF	464287655
IWN	ISHARES TR	75,030	$7.312M	1.2%	$111.53	—	RUS 2000 VAL ETF	464287630
AAPL	APPLE INC	19,815	$7.228M	1.2%	$32.93	+128.0%	COM	037833100
MSFT	MICROSOFT CORP	34,394	$7M	1.1%	$57.22	+202.4%	COM	594918104
CWB	SPDR SER TR	81,091	$4.906M	0.8%	$49.29	—	BLMBRG BRC CNVRT	78464A359
HD	HOME DEPOT INC	18,623	$4.665M	0.7%	$175.16	+14.0%	COM	437076102
BRK/A	BERKSHIRE HATHAWAY INC DEL	17	$4.544M	0.7%	$318723.75	-14.0%	CL A	084670108
MDY	SPDR S&P MIDCAP 400 ETF TR	13,275	$4.308M	0.7%	$211.20	—	UTSER1 S&PDCRP	78467Y107
WDAY	WORKDAY INC	22,425	$4.202M	0.7%	$168.48	-4.1%	CL A	98138H101
VTI	VANGUARD INDEX FDS	23,769	$3.721M	0.6%	$121.91	—	TOTAL STK MKT	922908769
IWF	ISHARES TR	18,320	$3.517M	0.6%	$126.18	—	RUS 1000 GRW ETF	464287614
—	EATON VANCE CORP	88,296	$3.408M	0.5%	$49.37	—	COM NON VTG	278265103
SLYV	SPDR SER TR	67,123	$3.297M	0.5%	$52.68	—	S&P 600 SMCP VAL	78464A300
VWOB	VANGUARD WHITEHALL FDS	41,956	$3.263M	0.5%	$75.19	—	EMERG MKT BD ETF	921946885
SPY	SPDR S&P 500 ETF TR	9,800	$3.022M	0.5%	$192.72	—	TR UNIT	78462F103
JNJ	JOHNSON & JOHNSON	15,192	$2.137M	0.3%	$82.76	+50.1%	COM	478160104
PEP	PEPSICO INC	15,914	$2.105M	0.3%	$77.30	+43.3%	COM	713448108
MMM	3M CO	13,310	$2.076M	0.3%	$97.12	+5.5%	COM	88579Y101
VO	VANGUARD INDEX FDS	11,825	$1.938M	0.3%	$113.86	—	MID CAP ETF	922908629
LOW	LOWES COS INC	13,851	$1.872M	0.3%	$88.83	+16.3%	COM	548661107
MRK	MERCK & CO. INC	22,130	$1.711M	0.3%	$42.99	+46.2%	COM	58933Y105
AMZN	AMAZON COM INC	592	$1.633M	0.3%	$72.19	+67.3%	COM	023135106
VT	VANGUARD INTL EQUITY INDEX F	21,552	$1.612M	0.3%	$64.42	—	TT WRLD ST ETF	922042742
PG	PROCTER AND GAMBLE CO	13,088	$1.565M	0.2%	$69.86	+45.3%	COM	742718109
LMT	LOCKHEED MARTIN CORP	4,092	$1.493M	0.2%	$166.42	+94.5%	COM	539830109
INTC	INTEL CORP	24,013	$1.437M	0.2%	$31.74	+67.6%	COM	458140100
BA	BOEING CO	7,652	$1.403M	0.2%	$187.01	-17.8%	COM	097023105
VGSH	VANGUARD SCOTTSDALE FDS	22,391	$1.393M	0.2%	$62.32	—	SHORT TERM TREAS	92206C102
XOM	EXXON MOBIL CORP	30,455	$1.362M	0.2%	$53.99	-35.5%	COM	30231G102
BAC	BK OF AMERICA CORP	55,979	$1.33M	0.2%	$16.90	+21.7%	COM	060505104
AXP	AMERICAN EXPRESS CO	13,444	$1.28M	0.2%	$69.77	+22.7%	COM	025816109
VZ	VERIZON COMMUNICATIONS INC	22,807	$1.257M	0.2%	$29.90	+36.3%	COM	92343V104
GOOGL	ALPHABET INC	854	$1.211M	0.2%	$45.55	+46.9%	CAP STK CL A	02079K305
IWV	ISHARES TR	6,560	$1.181M	0.2%	$148.35	—	RUSSELL 3000 ETF	464287689
T	AT&T INC	38,898	$1.176M	0.2%	$13.58	+14.1%	COM	00206R102
IBM	INTERNATIONAL BUSINESS MACHS	9,607	$1.16M	0.2%	$101.48	-9.9%	COM	459200101
IWD	ISHARES TR	10,130	$1.141M	0.2%	$99.52	—	RUS 1000 VAL ETF	464287598
ADBE	ADOBE INC	2,509	$1.092M	0.2%	$99.81	+271.2%	COM	00724F101
ICF	ISHARES TR	10,047	$1.014M	0.2%	$91.90	—	COHEN STEER REIT	464287564
HON	HONEYWELL INTL INC	6,957	$1.006M	0.2%	$86.61	+36.1%	COM	438516106
UNP	UNION PAC CORP	5,582	$944K	0.2%	$105.58	+34.0%	COM	907818108
PFE	PFIZER INC	28,645	$937K	0.1%	$21.53	+20.7%	COM	717081103
—	ISHARES GOLD TRUST	54,986	$934K	0.1%	$12.34	—	ISHARES	464285105
GLD	SPDR GOLD TR	5,541	$927K	0.1%	$121.73	—	GOLD SHS	78463V107
GOOG	ALPHABET INC	623	$881K	0.1%	$39.72	+68.6%	CAP STK CL C	02079K107
IJR	ISHARES TR	11,745	$802K	0.1%	$74.30	—	CORE S&P SCP ETF	464287804
IBB	ISHARES TR	5,809	$794K	0.1%	$161.03	—	NASDAQ BIOTECH	464287556
EFA	ISHARES TR	12,810	$780K	0.1%	$56.82	—	MSCI EAFE ETF	464287465
QQQ	INVESCO QQQ TR	3,116	$771K	0.1%	$173.67	—	UNIT SER 1	46090E103
STIP	ISHARES TR	7,459	$764K	0.1%	$100.85	—	0-5 YR TIPS ETF	46429B747
ACN	ACCENTURE PLC IRELAND	3,492	$750K	0.1%	$97.32	+79.4%	SHS CLASS A	G1151C101
AFL	AFLAC INC	20,772	$748K	0.1%	$32.81	-3.7%	COM	001055102
IJT	ISHARES TR	4,367	$741K	0.1%	$174.64	—	S&P SML 600 GWT	464287887
CVX	CHEVRON CORP NEW	8,057	$719K	0.1%	$77.74	-10.2%	COM	166764100
CMCSA	COMCAST CORP NEW	18,262	$712K	0.1%	$29.37	+11.6%	CL A	20030N101
JPM	JPMORGAN CHASE & CO	7,525	$708K	0.1%	$80.82	+1.1%	COM	46625H100
VOO	VANGUARD INDEX FDS	2,264	$642K	0.1%	$197.04	—	S&P 500 ETF SHS	922908363
DIS	DISNEY WALT CO	5,709	$637K	0.1%	$107.82	+0.0%	COM DISNEY	254687106
ADP	AUTOMATIC DATA PROCESSING IN	4,184	$623K	0.1%	$110.15	+15.3%	COM	053015103
VV	VANGUARD INDEX FDS	4,204	$601K	0.1%	$134.79	—	LARGE CAP ETF	922908637
TFC	TRUIST FINL CORP	15,988	$600K	0.1%	$40.79	-32.0%	COM	89832Q109
VYM	VANGUARD WHITEHALL FDS	7,388	$582K	0.1%	$70.20	—	HIGH DIV YLD	921946406
VTIP	VANGUARD MALVERN FDS	11,581	$581K	0.1%	$48.53	—	STRM INFPROIDX	922020805
IUSV	ISHARES TR	10,938	$571K	0.1%	$46.22	—	CORE S&P US VLU	464287663
NSC	NORFOLK SOUTHERN CORP	3,183	$559K	0.1%	$96.87	+55.9%	COM	655844108
ABT	ABBOTT LABS	5,842	$534K	0.1%	$48.16	+70.2%	COM	002824100
L	LOEWS CORP	15,000	$514K	0.1%	$44.91	-26.7%	COM	540424108
VEA	VANGUARD TAX-MANAGED FDS	13,140	$510K	0.1%	$38.84	—	FTSE DEV MKT ETF	921943858
BMY	BRISTOL-MYERS SQUIBB CO	8,644	$508K	0.1%	$40.60	+18.0%	COM	110122108
MO	ALTRIA GROUP INC	12,872	$505K	0.1%	$29.52	-15.5%	COM	02209S103
META	FACEBOOK INC	2,154	$489K	0.1%	$183.52	+13.0%	CL A	30303M102
CSCO	CISCO SYS INC	10,372	$484K	0.1%	$30.18	+22.6%	COM	17275R102
MDLZ	MONDELEZ INTL INC	9,420	$482K	0.1%	$36.42	+22.3%	CL A	609207105
AGCO	AGCO CORP	8,629	$479K	0.1%	$60.90	-28.5%	COM	001084102
IWR	ISHARES TR	8,900	$477K	0.1%	$83.89	—	RUS MID CAP ETF	464287499
KO	COCA COLA CO	10,421	$466K	0.1%	$34.11	+13.5%	COM	191216100
MCD	MCDONALDS CORP	2,347	$433K	0.1%	$141.55	+13.7%	COM	580135101
NOC	NORTHROP GRUMMAN CORP	1,409	$433K	0.1%	$125.13	+138.6%	COM	666807102
CL	COLGATE PALMOLIVE CO	5,886	$431K	0.1%	$52.50	+18.8%	COM	194162103
PEG	PUBLIC SVC ENTERPRISE GRP IN	8,595	$423K	0.1%	$27.17	+51.4%	COM	744573106
IVW	ISHARES TR	2,032	$422K	0.1%	$177.02	—	S&P 500 GRWT ETF	464287309
IJJ	ISHARES TR	3,136	$417K	0.1%	$162.94	—	S&P MC 400VL ETF	464287705
SHY	ISHARES TR	4,793	$415K	0.1%	$84.34	—	1 3 YR TREAS BD	464287457
BND	VANGUARD BD INDEX FDS	4,672	$413K	0.1%	$88.40	—	TOTAL BND MRKT	921937835
TXN	TEXAS INSTRS INC	3,168	$402K	0.1%	$69.92	+42.3%	COM	882508104
AMGN	AMGEN INC	1,703	$402K	0.1%	$143.81	+33.3%	COM	031162100
VNQ	VANGUARD INDEX FDS	4,790	$376K	0.1%	$81.60	—	REAL ESTATE ETF	922908553
IWC	ISHARES TR	4,300	$375K	0.1%	$66.98	—	MICRO-CAP ETF	464288869
HSY	HERSHEY CO	2,811	$364K	0.1%	$67.89	+73.4%	COM	427866108
SPYX	SPDR SER TR	4,758	$363K	0.1%	$76.29	—	SPDR S&P 500 ETF	78468R796
RWX	SPDR INDEX SHS FDS	12,485	$360K	0.1%	$39.90	—	DJ INTL RL ETF	78463X863
ABBV	ABBVIE INC	3,649	$358K	0.1%	$44.68	+57.8%	COM	00287Y109
EEM	ISHARES TR	8,929	$357K	0.1%	$34.15	—	MSCI EMG MKT ETF	464287234
WMT	WALMART INC	2,972	$356K	0.1%	$28.49	+33.6%	COM	931142103
ITW	ILLINOIS TOOL WKS INC	2,027	$354K	0.1%	$103.48	+38.1%	COM	452308109
LLY	LILLY ELI & CO	2,100	$345K	0.1%	$111.08	+29.6%	COM	532457108
CNC	CENTENE CORP DEL	5,350	$340K	0.1%	$48.10	+35.4%	COM	15135B101
ORCL	ORACLE CORP	6,133	$339K	0.1%	$36.08	+35.8%	COM	68389X105
COST	COSTCO WHSL CORP NEW	1,116	$338K	0.1%	$189.86	+47.0%	COM	22160K105
REET	ISHARES TR	15,778	$329K	0.1%	$19.34	—	GLOBAL REIT ETF	46434V647
SDY	SPDR SER TR	3,576	$326K	0.1%	$82.71	—	S&P DIVID ETF	78464A763
KMB	KIMBERLY CLARK CORP	2,275	$322K	0.1%	$90.11	+25.1%	COM	494368103
VBK	VANGUARD INDEX FDS	1,594	$318K	0.1%	$142.96	—	SML CP GRW ETF	922908595
PM	PHILIP MORRIS INTL INC	4,279	$300K	0.0%	$61.31	-10.6%	COM	718172109
XBI	SPDR SER TR	2,626	$294K	0.0%	$78.08	—	S&P BIOTECH	78464A870
—	BLACKROCK INC	540	$294K	0.0%	$378.13	—	COM	09247X101
DLS	WISDOMTREE TR	5,284	$294K	0.0%	$48.06	—	INTL SMCAP DIV	97717W760
CFG	CITIZENS FINANCIAL GROUP INC	11,380	$287K	0.0%	$17.73	0.0%	COM	174610105
SYK	STRYKER CORPORATION	1,565	$282K	0.0%	$183.31	-5.3%	COM	863667101
BDX	BECTON DICKINSON & CO	1,156	$277K	0.0%	$196.78	+12.0%	COM	075887109
RTX	RAYTHEON TECHNOLOGIES CORP	4,464	$275K	0.0%	$54.61	0.0%	COM	75513E101
FBIN	FORTUNE BRANDS HOME & SEC IN	4,286	$274K	0.0%	$42.74	0.0%	COM	34964C106
DE	DEERE & CO	1,742	$274K	0.0%	$127.82	+5.0%	COM	244199105
ITOT	ISHARES TR	3,846	$267K	0.0%	$57.20	—	CORE S&P TTL STK	464287150
SCHG	SCHWAB STRATEGIC TR	2,605	$265K	0.0%	$79.55	—	US LCAP GR ETF	808524300
FBT	FIRST TR NASDAQ-100 TECH IND	1,581	$265K	0.0%	$124.18	—	NY ARCA BIOTECH	33733E203
VTEB	VANGUARD MUN BD FDS	4,862	$263K	0.0%	$53.63	—	TAX EXEMPT BD	922907746
IRBTQ	IROBOT CORP	3,000	$252K	0.0%	$65.85	0.0%	COM	462726100
TMO	THERMO FISHER SCIENTIFIC INC	690	$250K	0.0%	$330.32	0.0%	COM	883556102
SUSA	ISHARES TR	1,838	$246K	0.0%	$123.50	—	MSCI USA ESG SLC	464288802
MA	MASTERCARD INCORPORATED	826	$244K	0.0%	$242.08	+12.9%	CL A	57636Q104
—	GENERAL ELECTRIC CO	35,694	$244K	0.0%	$20.43	—	COM	369604103
AMT	AMERICAN TOWER CORP NEW	937	$242K	0.0%	$184.02	+14.4%	COM	03027X100
SHM	SPDR SER TR	4,849	$242K	0.0%	$48.83	—	NUVEEN BLMBRG SR	78468R739
IJS	ISHARES TR	1,981	$238K	0.0%	$99.86	—	SP SMCP600VL ETF	464287879
ALRM	ALARM COM HLDGS INC	3,666	$238K	0.0%	$50.32	0.0%	COM	011642105
IYH	ISHARES TR	1,094	$236K	0.0%	$142.00	—	US HLTHCARE ETF	464287762
BK	BANK NEW YORK MELLON CORP	6,078	$235K	0.0%	$32.07	-3.1%	COM	064058100
D	DOMINION ENERGY INC	2,823	$229K	0.0%	$53.69	+16.7%	COM	25746U109
GOVT	ISHARES TR	7,994	$224K	0.0%	$28.02	—	US TREAS BD ETF	46429B267
V	VISA INC	1,159	$224K	0.0%	$175.53	0.0%	COM CL A	92826C839
IJK	ISHARES TR	953	$213K	0.0%	$223.50	—	S&P MC 400GR ETF	464287606
—	STERLING BANCORP DEL	12,024	$141K	0.0%	$13.37	—	COM	85917A100
ESRT	EMPIRE ST RLTY TR INC	18,915	$132K	0.0%	$8.93	—	CL A	292104106
—	BOULDER GROWTH & INCOME FD I	11,426	$108K	0.0%	$8.60	—	COM	101507101
PBI	PITNEY BOWES INC	12,656	$33,000	0.0%	$25.60	-90.2%	COM	724479100
—	JUST ENERGY GROUP INC	20,000	$10,000	0.0%	$5.80	—	COM	48213W101