Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTIP	VANGUARD SHORT INFLATION-PROTECTED ETF	635,968	$30.6B	8.0%	$51556.36	—	COM	922020805
VOE	VANGUARD MID CAP VALUE ETF	240,826	$29.33B	7.7%	$117385.12	—	COM	922908512
VWO	VANGUARD FTSE EMERGING MARKET ETF	659,226	$24.06B	6.3%	$42873.94	—	COM	922042858
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	496,603	$23.7B	6.2%	$57190.43	—	COM	92203J407
VGT	VANGUARD INFO TECHNOLOGY ETF	75,422	$23.18B	6.0%	$313956.06	—	COM	92204A702
VBR	VANGUARD SMALL CAP VALUE ETF	119,207	$17.09B	4.5%	$142399.06	—	COM	922908611
VDC	VANGUARD CONSUMER STAPLES ETF	98,066	$16.85B	4.4%	$164935.45	—	COM	92204A207
SCHO	SCHWAB SHORT TERM US TREASURY	347,498	$16.77B	4.4%	$50755.01	—	COM	808524862
VHT	VANGUARD HEALTH CARE ETF	74,920	$16.76B	4.4%	$207252.28	—	COM	92204A504
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	220,108	$12.65B	3.3%	$79429.54	—	COM	921946885
SCHP	SCHWAB US TIPS ETF	217,157	$11.25B	2.9%	$58670.50	—	COM	808524870
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	356,761	$7.991B	2.1%	$26050.00	—	COM	808524706
FLTW	FRANKLIN FTSE TAIWAN ETF	208,414	$6.349B	1.7%	$40401.40	—	COM	35473P686
SCHZ	SCHWAB US AGGREGATE BOND ETF	137,406	$6.226B	1.6%	$54615.36	—	COM	808524839
FLAU	FRANKLIN FTSE AUSTRALIA ETF	266,603	$6.209B	1.6%	$23406.01	—	COM	35473P843
ENZL	ISHARES MSCI NEW ZEALAND	149,513	$6.157B	1.6%	$57591.34	—	COM	464289123
VOO	VANGUARD S&P 500 ETF	18,234	$5.986B	1.6%	$302482.25	—	COM	922908363
VNQ	VANGUARD REIT INDEX ETF	72,001	$5.772B	1.5%	$89671.88	—	COM	922908553
FLSW	FRANKLIN FTSE SWITZERLAND ETF	219,702	$5.731B	1.5%	$28739.01	—	COM	35473P694
EIRL	ISHARES MSCI IRELAND CAPPED ETF	154,600	$5.726B	1.5%	$46379.44	—	COM	46429B507
QUS	SPDR USA STRATEGIC FACTORS	55,620	$5.649B	1.5%	$96548.30	—	COM	78468R812
EDEN	ISHARES MSCI DENMARK ETF	75,916	$5.643B	1.5%	$89908.77	—	COM	46429B523
EFNL	ISHARES MSCI FINLAND ETF	173,074	$5.383B	1.4%	$36718.98	—	COM	46429B515
EWO	ISHARES MSCI AUSTRIA	323,617	$5.02B	1.3%	$18122.95	—	COM	464286202
EWD	ISHARES MSCI SWEDEN	182,414	$4.971B	1.3%	$31391.69	—	COM	464286756
FLCA	FRANKLIN FTSE CANADA ETF	174,096	$4.892B	1.3%	$30946.56	—	COM	35473P827
MDYV	SPDR S&P 400 MID CAP VALUE ETF	81,737	$4.726B	1.2%	$43942.48	—	COM	78464A839
EWN	ISHARES MSCI NETHERLANDS	149,878	$4.582B	1.2%	$33573.79	—	COM	464286814
FLGB	FRANKLIN FTSE UNITED KINGDOM ETF	231,077	$4.522B	1.2%	$23846.22	—	COM	35473P678
XBI	SPDR S&P BIOTECH ETF	55,965	$4.439B	1.2%	$107378.38	—	COM	78464A870
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	87,048	$3.322B	0.9%	$54253.22	—	COM	922042676
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	137,121	$3.291B	0.9%	$27484.59	—	COM	464286640
FLKR	FRANKLIN FTSE SOUTH KOREA ETF	183,177	$3.047B	0.8%	$20444.05	—	COM	35473P710
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	41,773	$2.805B	0.7%	$62992.34	—	COM	78464A300
TFC	TRUIST FINANCIAL CORP	59,470	$2.589B	0.7%	$42.07	-4.4%	COM	89832Q109
VTI	VANGUARD TOTAL STOCK MARKET ETF	13,634	$2.447B	0.6%	$165565.81	—	COM	922908769
VTV	VANGUARD VALUE ETF	16,097	$1.988B	0.5%	$125795.88	—	COM	922908744
IXN	ISHARES GLOBAL TECHNOLOGY	45,396	$1.915B	0.5%	$83841.40	—	COM	464287291
IXJ	ISHARES S&P GLOBAL HEALTHCARE	25,294	$1.906B	0.5%	$68220.00	—	COM	464287325
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	25,712	$1.486B	0.4%	$60004.63	—	COM	92206C102
WFC	WELLS FARGO CO	35,630	$1.433B	0.4%	$44.70	-11.9%	COM	949746101
AAPL	APPLE COMPUTER INC	9,841	$1.194B	0.3%	$113.80	+35.6%	COM	037833100
AMZN	AMAZON COM INC	9,555	$1.08B	0.3%	$125.68	+0.6%	COM	023135106
GD	GENERAL DYNAMICS CORP	4,602	$976M	0.3%	$185.25	+13.8%	COM	369550108
SCHG	SCHWAB US LARGE CAP GROWTH ETF	17,275	$964M	0.3%	$88788.27	—	COM	808524300
MSFT	MICROSOFT	5,257	$945M	0.2%	$189.24	+35.7%	COM	594918104
NVO	NOVO NORDISK A/S ADR	9,340	$931M	0.2%	$72748.55	—	COM	670100205
META	FACEBOOK INC CLASS A	7,040	$901M	0.2%	$191.58	-16.0%	COM	30303M102
UNH	UNITEDHEALTH GROUP INC	1,650	$833M	0.2%	$263.07	+88.2%	COM	91324P102
NSC	NORFOLK SOUTHERN CORP	3,921	$822M	0.2%	$233.71	-4.6%	COM	655844108
AZN	ASTRAZENECA PLC ADR	13,654	$749M	0.2%	$51532.01	—	COM	046353108
VO	VANGUARD MID CAP ETF	3,911	$735M	0.2%	$179159.94	—	COM	922908629
SCHV	SCHWAB US LARGE CAP VALUE ETF	10,942	$640M	0.2%	$60339.06	—	COM	808524409
ACN	ACCENTURE PLC CL A	2,454	$631M	0.2%	$179.89	+52.7%	COM	G1151C101
EWL	ISHARES MSCI SWITZERLAND	16,704	$626M	0.2%	$40780.00	—	COM	464286749
NVS	NOVARTIS A G SPON ADR	8,004	$608M	0.2%	$86836.69	—	COM	66987V109
XOM	EXXON MOBIL CORPORATION	6,885	$601M	0.2%	$53.66	+51.6%	COM	30231G102
GMAB	GENMAB A/S	17,268	$555M	0.1%	$34016.26	—	COM	372303206
JNJ	JOHNSON & JOHNSON	3,392	$554M	0.1%	$123.81	+23.5%	COM	478160104
ALC	ALCON INC	9,233	$537M	0.1%	$70.08	-2.0%	COM	H01301128
NKSH	NATL BANKSHARES INC	15,207	$513M	0.1%	$29.19	-8.1%	COM	634865109
SPY	SPDR S&P 500 ETF	1,417	$506M	0.1%	$430429.88	—	COM	78462F103
UNP	UNION PACIFIC CORP	2,531	$493M	0.1%	$171.80	+18.9%	COM	907818108
MCD	MC DONALDS CORP	2,113	$488M	0.1%	$177.50	+33.1%	COM	580135101
V	VISA INC	2,680	$476M	0.1%	$177.49	+11.7%	COM	92826C839
SCHH	SCHWAB US REIT ETF	25,445	$476M	0.1%	$32917.52	—	COM	808524847
—	GLAXOSMITHKLINE PLC ADRF	15,754	$464M	0.1%	$36896.68	—	COM	37733W105
TXN	TEXAS INSTRUMENTS INC	2,933	$454M	0.1%	$108.15	+40.2%	COM	882508104
—	GMS INC	10,694	$428M	0.1%	$25303.30	—	COM	36251C103
BND	VANGUARD TOTAL BOND MARKET ETF	5,928	$423M	0.1%	$75710.15	—	COM	921937835
DIS	DISNEY WALT COMPANY DEL	4,052	$382M	0.1%	$138.97	-24.8%	COM	254687106
IBB	ISHARES NASDAQ BIOTECHNOLOGY	3,164	$370M	0.1%	$116697.14	—	COM	464287556
SNN	SMITH & NEPHEW ADR NEW	15,781	$366M	0.1%	$38634.68	—	COM	83175M205
KO	COCA COLA CO	6,305	$353M	0.1%	$49.78	+12.6%	COM	191216100
BRK/B	BERKSHIRE HATHAWAY CL B	1,288	$344M	0.1%	$219.80	+29.5%	COM	084670702
ELV	ELEVANCE HEALTH INC	737	$335M	0.1%	$411.26	+10.7%	COM	036752103
IWN	ISHARES RUSSELL 2000 VALUE	2,571	$331M	0.1%	$117164.92	—	COM	464287630
PG	PROCTER & GAMBLE CO	2,526	$319M	0.1%	$109.54	+19.2%	COM	742718109
D	DOMINION RES INC VA NEW	4,434	$306M	0.1%	$61.39	+11.3%	COM	25746U109
ADP	AUTO DATA PROCESSING	1,354	$306M	0.1%	$152.64	+43.5%	COM	053015103
FISV	FISERV INC	3,200	$299M	0.1%	$110.41	-7.7%	COM	337738108
HON	HONEYWELL INTERNATIONAL	1,766	$295M	0.1%	$145.22	+11.7%	COM	438516106
LMT	LOCKHEED MARTIN CORP	762	$294M	0.1%	$325.04	+17.1%	COM	539830109
EQT	EQT CORP	7,000	$285M	0.1%	$39.03	+5.6%	COM	26884L109
DE	DEERE & CO	832	$278M	0.1%	$328.58	-0.6%	COM	244199105
JPM	JP MORGAN CHASE & CO	2,565	$268M	0.1%	$113.11	-6.6%	COM	46625H100
CVX	CHEVRONTEXACO CORP	1,831	$263M	0.1%	$122.75	+8.2%	COM	166764100
GOOG	ALPHABET INC CLASS C	2,620	$252M	0.1%	$109.86	+0.9%	COM	02079K107
LNG	CHENIERE ENERGY INC	1,500	$249M	0.1%	$121.52	+24.8%	COM	16411R208
MCK	MCKESSON HBOC INC	726	$247M	0.1%	$266.57	+28.0%	COM	58155Q103
BAC	BANK OF AMERICA CORP	8,155	$246M	0.1%	$33.34	-8.3%	COM	060505104
NVR	N V R INC	59	$235M	0.1%	$3860.26	+10.4%	COM	62944T105
IBM	INTL BUSINESS MACHINES	1,929	$229M	0.1%	$112.54	+2.8%	COM	459200101
ABBV	ABBVIE INC	1,704	$229M	0.1%	$126.83	+0.2%	COM	00287Y109
DFAC	DIMENSIONAL US CORE EQUITY 2 ETF	10,179	$226M	0.1%	$22240.00	—	COM	25434V708
TSLA	TESLA MOTORS INC	828	$220M	0.1%	$279.27	0.0%	COM	88160R101
GOOGL	ALPHABET INC CLASS A	2,280	$218M	0.1%	$109.05	+0.9%	COM	02079K305
CAT	CATERPILLER INC	1,303	$214M	0.1%	$187.00	-7.9%	COM	149123101
IWS	ISHARES RUSSELL MIDCAP VALUE	2,206	$212M	0.1%	$97601.84	—	COM	464287473
PFE	PFIZER INCORPORATED	4,647	$203M	0.1%	$40.23	+0.5%	COM	717081103
PEP	PEPSICO INC.	1,245	$203M	0.1%	$143.78	+7.4%	COM	713448108
EWH	ISHARES MSCI HONG KONG	10,319	$188M	0.0%	$23110.00	—	COM	464286871
BHC	BAUSCH HEALTH COS INC	20,160	$139M	0.0%	$29.49	-76.4%	COM	071734107
—	GATOS SILVER INC	26,008	$69.7M	0.0%	$2873.78	—	COM	368036109
CDE	COEUR D ALENE MINES CORP	20,000	$68.4M	0.0%	$7.04	-57.8%	COM	192108504
—	CANOPY GROWTH CORP	23,460	$64.05M	0.0%	$26803.67	—	COM	138035100
NRDY	NERDY INC	25,000	$52.75M	0.0%	$2.68	0.0%	COM	64081V109
—	REGIS CORP MINN	20,000	$20.2M	0.0%	$2120.00	—	COM	758932107
—	ACELRX PHARMACEUTICALS	11,206	$2.342M	0.0%	$1689.99	—	COM	00444T100
—	AMPIO PHARMACEUTICAL	24,000	$1.452M	0.0%	$701.00	—	COM	03209T109