Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOE	VANGUARD MID CAP VALUE ETF	245,228	$35.56M	7.6%	$109842.80	—	COM	922908512
VGT	VANGUARD INFO TECHNOLOGY ETF	66,423	$32.15M	6.9%	$286534.50	—	COM	92204A702
VTIP	VANGUARD SHORT INFLATION-PROTECTED ETF	605,931	$28.78M	6.2%	$44388.37	—	COM	922020805
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	563,962	$27.84M	6.0%	$48874.57	—	COM	92203J407
VBR	VANGUARD SMALL CAP VALUE ETF	134,058	$24.13M	5.2%	$127551.59	—	COM	922908611
VWO	VANGUARD FTSE EMERGING MARKET ETF	523,884	$21.53M	4.6%	$39684.78	—	COM	922042858
VDC	VANGUARD CONSUMER STAPLES ETF	105,527	$20.15M	4.3%	$152448.28	—	COM	92204A207
VHT	VANGUARD HEALTH CARE ETF	72,410	$18.15M	3.9%	$203286.64	—	COM	92204A504
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	244,938	$15.61M	3.4%	$69922.80	—	COM	921946885
XCEM	COLUMBIA EMRG MKTS CORE EX-CHINA ETF	465,996	$14.11M	3.0%	$27.81	—	COM	19762B202
SCHO	SCHWAB SHORT TERM US TREASURY	291,042	$14.1M	3.0%	$50755.01	—	COM	808524862
SCHP	SCHWAB US TIPS ETF	225,433	$11.77M	2.5%	$53769.75	—	COM	808524870
EWD	ISHARES MSCI SWEDEN	234,401	$9.252M	2.0%	$23802.26	—	COM	464286756
ENZL	ISHARES MSCI NEW ZEALAND	189,456	$9.188M	2.0%	$45459.32	—	COM	464289123
EIRL	ISHARES MSCI IRELAND CAPPED ETF	145,136	$8.872M	1.9%	$45906.55	—	COM	46429B507
EFNL	ISHARES MSCI FINLAND ETF	236,909	$8.481M	1.8%	$26920.14	—	COM	46429B515
FLSW	FRANKLIN FTSE SWITZERLAND ETF	248,558	$8.24M	1.8%	$24612.67	—	COM	35473P694
EWN	ISHARES MSCI NETHERLANDS	179,700	$8.02M	1.7%	$28008.83	—	COM	464286814
QUS	SPDR USA STRATEGIC FACTORS	60,398	$7.98M	1.7%	$85614.59	—	COM	78468R812
EDEN	ISHARES MSCI DENMARK ETF	69,899	$7.839M	1.7%	$85502.81	—	COM	46429B523
EWO	ISHARES MSCI AUSTRIA	360,634	$7.793M	1.7%	$15537.05	—	COM	464286202
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	298,799	$7.407M	1.6%	$23356.25	—	COM	808524706
FLAU	FRANKLIN FTSE AUSTRALIA ETF	257,588	$7.328M	1.6%	$23406.01	—	COM	35473P843
VOO	VANGUARD S&P 500 ETF	16,305	$7.122M	1.5%	$302482.25	—	COM	922908363
FLTW	FRANKLIN FTSE TAIWAN ETF	170,500	$7.043M	1.5%	$36773.09	—	COM	35473P686
SCHZ	SCHWAB US AGGREGATE BOND ETF	136,994	$6.387M	1.4%	$51951.77	—	COM	808524839
XBI	SPDR S&P BIOTECH ETF	68,573	$6.123M	1.3%	$88437.58	—	COM	78464A870
MDYV	SPDR S&P 400 MID CAP VALUE ETF	78,493	$5.76M	1.2%	$42293.74	—	COM	78464A839
VNQ	VANGUARD REAL ESTATE ETF	63,728	$5.631M	1.2%	$86367.35	—	COM	922908553
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	96,286	$4.101M	0.9%	$47010.02	—	COM	922042676
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	66,703	$3.891M	0.8%	$22273.60	—	COM	92206C102
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	39,692	$3.307M	0.7%	$58901.00	—	COM	78464A300
VTV	VANGUARD VALUE ETF	21,555	$3.222M	0.7%	$84686.70	—	COM	922908744
VTI	VANGUARD TOTAL STOCK MARKET ETF	12,686	$3.009M	0.6%	$165565.81	—	COM	922908769
FREL	FIDELITY MSCI REAL ESTATE ETF	106,454	$2.837M	0.6%	$25.03	—	COM	316092857
IXN	ISHARES GLOBAL TECHNOLOGY	41,210	$2.81M	0.6%	$83841.40	—	COM	464287291
FLKR	FRANKLIN FTSE SOUTH KOREA ETF	119,008	$2.7M	0.6%	$20444.05	—	COM	35473P710
FSTA	FIDELITY MSCI CONSUMER STAPLES ETF	53,982	$2.409M	0.5%	$43.97	—	COM	316092303
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	83,923	$2.367M	0.5%	$27484.59	—	COM	464286640
IXJ	ISHARES S&P GLOBAL HEALTHCARE	24,679	$2.14M	0.5%	$68220.00	—	COM	464287325
NVO	NOVO NORDISK A/S ADR	17,344	$1.794M	0.4%	$36996.86	—	COM	670100205
FHLC	FIDELITY MSCI HEALTH ETF	26,999	$1.747M	0.4%	$62.73	—	COM	316092600
WFC	WELLS FARGO CO	35,181	$1.732M	0.4%	$44.70	-8.2%	COM	949746101
MSFT	MICROSOFT	4,552	$1.712M	0.4%	$190.69	+83.7%	COM	594918104
AAPL	APPLE COMPUTER INC	8,361	$1.61M	0.3%	$113.80	+60.6%	COM	037833100
AMZN	AMAZON COM INC	10,465	$1.59M	0.3%	$122.55	+14.4%	COM	023135106
META	META PLATFORMS INC	4,486	$1.588M	0.3%	$187.75	+72.3%	COM	30303M102
TFC	TRUIST FINANCIAL CORP	42,091	$1.554M	0.3%	$42.07	-32.9%	COM	89832Q109
BND	VANGUARD TOTAL BOND MARKET ETF	21,053	$1.548M	0.3%	$21354.41	—	COM	921937835
FTEC	FIDELITY MSCI INFORMATION TECHNOLOGY ETF	8,884	$1.276M	0.3%	$133.95	—	COM	316092808
SCHG	SCHWAB US LARGE CAP GROWTH ETF	14,854	$1.232M	0.3%	$88788.27	—	COM	808524300
GD	GENERAL DYNAMICS CORP	4,332	$1.125M	0.2%	$185.25	+26.4%	COM	369550108
—	GMS INC	10,809	$891K	0.2%	$25034.83	—	COM	36251C103
AZN	ASTRAZENECA PLC ADR	12,907	$869K	0.2%	$51532.01	—	COM	046353108
VO	VANGUARD MID CAP ETF	3,722	$866K	0.2%	$179159.94	—	COM	922908629
ACN	ACCENTURE PLC CL A	2,454	$861K	0.2%	$179.89	+73.8%	COM	G1151C101
UNH	UNITEDHEALTH GROUP INC	1,530	$805K	0.2%	$263.07	+94.4%	COM	91324P102
NVS	NOVARTIS A G SPON ADR	7,563	$764K	0.2%	$86836.69	—	COM	66987V109
ALC	ALCON INC	8,811	$688K	0.1%	$70.08	+4.7%	COM	H01301128
EWL	ISHARES MSCI SWITZERLAND	14,045	$678K	0.1%	$40780.00	—	COM	464286749
V	VISA INC	2,506	$652K	0.1%	$179.23	+35.4%	COM	92826C839
MCD	MC DONALDS CORP	1,946	$577K	0.1%	$179.71	+43.9%	COM	580135101
SCHV	SCHWAB US LARGE CAP VALUE ETF	8,179	$573K	0.1%	$60339.06	—	COM	808524409
SPY	SPDR S&P 500 ETF	1,154	$548K	0.1%	$391918.34	—	COM	78462F103
TXN	TEXAS INSTRUMENTS INC	3,098	$528K	0.1%	$110.15	+32.1%	COM	882508104
XOM	EXXON MOBIL CORPORATION	5,039	$504K	0.1%	$56.47	+72.8%	COM	30231G102
GMAB	GENMAB A/S	15,565	$496K	0.1%	$34016.26	—	COM	372303206
NKSH	NATL BANKSHARES INC	15,207	$492K	0.1%	$29.19	-18.1%	COM	634865109
UNP	UNION PACIFIC CORP	1,873	$460K	0.1%	$171.80	+21.8%	COM	907818108
KO	COCA COLA CO	7,433	$438K	0.1%	$51.09	+4.2%	COM	191216100
MCK	MCKESSON HBOC INC	929	$430K	0.1%	$306.72	+46.8%	COM	58155Q103
IBB	ISHARES NASDAQ BIOTECHNOLOGY	3,148	$428K	0.1%	$116697.14	—	COM	464287556
FISV	FISERV INC	3,200	$425K	0.1%	$110.41	+11.1%	COM	337738108
JPM	JP MORGAN CHASE & CO	2,460	$418K	0.1%	$113.56	+27.6%	COM	46625H100
JNJ	JOHNSON & JOHNSON	2,621	$411K	0.1%	$125.52	+14.4%	COM	478160104
BRK/B	BERKSHIRE HATHAWAY CL B	1,124	$401K	0.1%	$219.80	+59.7%	COM	084670702
NVR	N V R INC	57	$399K	0.1%	$3860.26	+59.8%	COM	62944T105
SNN	SMITH & NEPHEW ADR NEW	14,173	$387K	0.1%	$38634.68	—	COM	83175M205
SCHH	SCHWAB US REIT ETF	17,950	$372K	0.1%	$32917.52	—	COM	808524847
PG	PROCTER & GAMBLE CO	2,535	$371K	0.1%	$113.63	+23.7%	COM	742718109
IWN	ISHARES RUSSELL 2000 VALUE	2,358	$366K	0.1%	$117164.92	—	COM	464287630
HON	HONEYWELL INTERNATIONAL	1,681	$353K	0.1%	$145.62	+18.3%	COM	438516106
DIS	DISNEY WALT COMPANY DEL	3,864	$349K	0.1%	$138.09	-37.6%	COM	254687106
LMT	LOCKHEED MARTIN CORP	766	$347K	0.1%	$333.58	+25.1%	COM	539830109
DE	DEERE & CO	830	$332K	0.1%	$328.58	+11.1%	COM	244199105
GOOGL	ALPHABET INC CLASS A	2,249	$314K	0.1%	$110.10	+21.1%	COM	02079K305
ADP	AUTO DATA PROCESSING	1,335	$311K	0.1%	$154.95	+43.3%	COM	053015103
ELV	ELEVANCE HEALTH INC	656	$309K	0.1%	$416.25	+7.3%	COM	036752103
DFAC	DIMENSIONAL US CORE EQUITY 2 ETF	10,179	$298K	0.1%	$22240.00	—	COM	25434V708
VFC	VF CORPORATION	15,044	$283K	0.1%	$17.16	0.0%	COM	918204108
ABBV	ABBVIE INC	1,757	$272K	0.1%	$127.98	+6.1%	COM	00287Y109
CVX	CHEVRONTEXACO CORP	1,755	$262K	0.1%	$122.75	+12.3%	COM	166764100
LNG	CHENIERE ENERGY INC	1,500	$256K	0.1%	$121.52	+41.4%	COM	16411R208
GOOG	ALPHABET INC CLASS C	1,786	$252K	0.1%	$107.93	+24.8%	COM	02079K107
IWS	ISHARES RUSSELL MIDCAP VALUE	2,069	$241K	0.1%	$97601.84	—	COM	464287473
NSC	NORFOLK SOUTHERN CORP	999	$236K	0.1%	$233.71	-14.4%	COM	655844108
TSLA	TESLA MOTORS INC	897	$223K	0.0%	$200.55	+18.5%	COM	88160R101
FLGB	FRANKLIN FTSE UNITED KINGDOM ETF	8,747	$220K	0.0%	$23846.22	—	COM	35473P678
VEA	VANGUARD DEVELOPED MARKETS IDX ETF	4,426	$212K	0.0%	$45.82	—	COM	921943858
BAC	BANK OF AMERICA CORP	6,266	$211K	0.0%	$27.61	0.0%	COM	060505104
—	GATOS SILVER INC	30,000	$196K	0.0%	$2491.92	—	COM	368036109
BHC	BAUSCH HEALTH COS INC	19,526	$157K	0.0%	$29.08	-75.0%	COM	071734107
HLN	HALEON PLC	18,395	$151K	0.0%	$8.00	—	COM	405552100
NRDY	NERDY INC	25,000	$85,750	0.0%	$3.19	-3.7%	COM	64081V109
CDE	COEUR D ALENE MINES CORP	10,000	$32,600	0.0%	$7.04	-61.2%	COM	192108504