Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOE	VANGUARD MID CAP VALUE ETF	240,991	$37.57M	7.8%	$109842.80	—	COM	922908512
VGT	VANGUARD INFO TECHNOLOGY ETF	62,953	$33.01M	6.8%	$286534.50	—	COM	92204A702
VTIP	VANGUARD SHORT INFLATION-PROTECTED ETF	625,020	$29.93M	6.2%	$43034.14	—	COM	922020805
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	572,733	$28.17M	5.8%	$48126.84	—	COM	92203J407
VBR	VANGUARD SMALL CAP VALUE ETF	135,576	$26.01M	5.4%	$126125.58	—	COM	922908611
VDC	VANGUARD CONSUMER STAPLES ETF	104,360	$21.3M	4.4%	$152448.28	—	COM	92204A207
VWO	VANGUARD FTSE EMERGING MARKET ETF	481,062	$20.09M	4.2%	$39684.78	—	COM	922042858
VHT	VANGUARD HEALTH CARE ETF	70,299	$19.02M	3.9%	$203286.64	—	COM	92204A504
XCEM	COLUMBIA EMRG MKTS CORE EX-CHINA ETF	553,903	$17.23M	3.6%	$28.33	—	COM	19762B202
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	248,977	$15.9M	3.3%	$68789.52	—	COM	921946885
SCHO	SCHWAB SHORT TERM US TREASURY	301,826	$14.55M	3.0%	$48943.29	—	COM	808524862
SCHP	SCHWAB US TIPS ETF	234,770	$12.25M	2.5%	$51633.36	—	COM	808524870
EIRL	ISHARES MSCI IRELAND CAPPED ETF	140,076	$9.713M	2.0%	$45906.55	—	COM	46429B507
EFNL	ISHARES MSCI FINLAND ETF	251,377	$8.807M	1.8%	$25372.77	—	COM	46429B515
EWD	ISHARES MSCI SWEDEN	219,389	$8.767M	1.8%	$23802.26	—	COM	464286756
QUS	SPDR USA STRATEGIC FACTORS	59,783	$8.706M	1.8%	$85614.59	—	COM	78468R812
EWN	ISHARES MSCI NETHERLANDS	173,098	$8.565M	1.8%	$28008.83	—	COM	464286814
ENZL	ISHARES MSCI NEW ZEALAND	186,603	$8.489M	1.8%	$45459.32	—	COM	464289123
EDEN	ISHARES MSCI DENMARK ETF	68,870	$8.414M	1.7%	$85502.81	—	COM	46429B523
FLSW	FRANKLIN FTSE SWITZERLAND ETF	246,868	$8.108M	1.7%	$24612.67	—	COM	35473P694
EWO	ISHARES MSCI AUSTRIA	369,263	$8.02M	1.7%	$15174.48	—	COM	464286202
VOO	VANGUARD S&P 500 ETF	16,028	$7.705M	1.6%	$302482.25	—	COM	922908363
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	267,803	$6.762M	1.4%	$23356.25	—	COM	808524706
SCHZ	SCHWAB US AGGREGATE BOND ETF	138,631	$6.377M	1.3%	$51338.85	—	COM	808524839
XBI	SPDR S&P BIOTECH ETF	65,124	$6.18M	1.3%	$88437.58	—	COM	78464A870
FLTW	FRANKLIN FTSE TAIWAN ETF	137,205	$6.014M	1.2%	$36773.09	—	COM	35473P686
FLAU	FRANKLIN FTSE AUSTRALIA ETF	190,042	$5.479M	1.1%	$23406.01	—	COM	35473P843
MDYV	SPDR S&P 400 MID CAP VALUE ETF	71,753	$5.453M	1.1%	$42293.74	—	COM	78464A839
VNQ	VANGUARD REAL ESTATE ETF	61,385	$5.309M	1.1%	$86367.35	—	COM	922908553
VTI	VANGUARD TOTAL STOCK MARKET ETF	18,249	$4.743M	1.0%	$115174.19	—	COM	922908769
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	93,949	$3.959M	0.8%	$47010.02	—	COM	922042676
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	66,708	$3.874M	0.8%	$22273.60	—	COM	92206C102
FLKR	FRANKLIN FTSE SOUTH KOREA ETF	154,635	$3.615M	0.7%	$15739.25	—	COM	35473P710
VTV	VANGUARD VALUE ETF	20,807	$3.389M	0.7%	$84686.70	—	COM	922908744
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	39,746	$3.298M	0.7%	$58901.00	—	COM	78464A300
FSTA	FIDELITY MSCI CONSUMER STAPLES ETF	69,063	$3.286M	0.7%	$44.76	—	COM	316092303
IXN	ISHARES GLOBAL TECHNOLOGY	41,210	$3.083M	0.6%	$83841.40	—	COM	464287291
FREL	FIDELITY MSCI REAL ESTATE ETF	114,118	$2.977M	0.6%	$25.10	—	COM	316092857
IXJ	ISHARES S&P GLOBAL HEALTHCARE	24,597	$2.291M	0.5%	$68220.00	—	COM	464287325
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	83,372	$2.215M	0.5%	$27484.59	—	COM	464286640
NVO	NOVO NORDISK A/S ADR	17,226	$2.212M	0.5%	$36996.86	—	COM	670100205
META	META PLATFORMS INC	4,361	$2.118M	0.4%	$187.75	+136.1%	COM	30303M102
FHLC	FIDELITY MSCI HEALTH ETF	29,700	$2.072M	0.4%	$63.37	—	COM	316092600
WFC	WELLS FARGO CO	35,181	$2.039M	0.4%	$44.70	+12.1%	COM	949746101
MSFT	MICROSOFT	4,547	$1.913M	0.4%	$190.69	+109.4%	COM	594918104
AMZN	AMAZON COM INC	10,465	$1.888M	0.4%	$122.55	+36.2%	COM	023135106
BND	VANGUARD TOTAL BOND MARKET ETF	24,238	$1.76M	0.4%	$18557.87	—	COM	921937835
TFC	TRUIST FINANCIAL CORP	42,018	$1.638M	0.3%	$42.07	-20.7%	COM	89832Q109
FTEC	FIDELITY MSCI INFORMATION TECHNOLOGY ETF	10,433	$1.626M	0.3%	$137.20	—	COM	316092808
FLGR	FRANKLIN FTSE GERMANY ETF	61,955	$1.545M	0.3%	$24.94	—	COM	35473P785
AAPL	APPLE COMPUTER INC	8,349	$1.432M	0.3%	$113.80	+58.4%	COM	037833100
SCHG	SCHWAB US LARGE CAP GROWTH ETF	14,247	$1.321M	0.3%	$88788.27	—	COM	808524300
GD	GENERAL DYNAMICS CORP	4,242	$1.198M	0.2%	$185.25	+39.3%	COM	369550108
—	GMS INC	10,809	$1.052M	0.2%	$25034.83	—	COM	36251C103
VO	VANGUARD MID CAP ETF	3,722	$930K	0.2%	$179159.94	—	COM	922908629
AZN	ASTRAZENECA PLC ADR	12,809	$868K	0.2%	$51532.01	—	COM	046353108
ACN	ACCENTURE PLC CL A	2,454	$851K	0.2%	$179.89	+97.2%	COM	G1151C101
ALC	ALCON INC	8,732	$727K	0.2%	$70.08	+13.7%	COM	H01301128
NVS	NOVARTIS A G SPON ADR	7,492	$725K	0.1%	$86836.69	—	COM	66987V109
UNH	UNITEDHEALTH GROUP INC	1,462	$723K	0.1%	$263.07	+85.9%	COM	91324P102
V	VISA INC	2,506	$699K	0.1%	$179.23	+52.0%	COM	92826C839
EWL	ISHARES MSCI SWITZERLAND	12,878	$613K	0.1%	$40780.00	—	COM	464286749
SPY	SPDR S&P 500 ETF	1,162	$608K	0.1%	$391918.34	—	COM	78462F103
XOM	EXXON MOBIL CORPORATION	5,019	$583K	0.1%	$56.47	+73.7%	COM	30231G102
SCHV	SCHWAB US LARGE CAP VALUE ETF	7,105	$540K	0.1%	$60339.06	—	COM	808524409
TXN	TEXAS INSTRUMENTS INC	3,037	$529K	0.1%	$110.15	+43.3%	COM	882508104
FISV	FISERV INC	3,200	$511K	0.1%	$110.41	+31.9%	COM	337738108
MCD	MC DONALDS CORP	1,804	$509K	0.1%	$179.71	+54.7%	COM	580135101
NKSH	NATL BANKSHARES INC	15,207	$508K	0.1%	$29.19	-0.5%	COM	634865109
NVR	N V R INC	57	$462K	0.1%	$3860.26	+92.4%	COM	62944T105
UNP	UNION PACIFIC CORP	1,873	$461K	0.1%	$171.80	+37.1%	COM	907818108
DIS	DISNEY WALT COMPANY DEL	3,749	$459K	0.1%	$138.09	-25.9%	COM	254687106
GMAB	GENMAB A/S	15,042	$450K	0.1%	$34016.26	—	COM	372303206
BRK/B	BERKSHIRE HATHAWAY CL B	1,048	$441K	0.1%	$219.80	+78.9%	COM	084670702
IBB	ISHARES NASDAQ BIOTECHNOLOGY	3,148	$432K	0.1%	$116697.14	—	COM	464287556
KO	COCA COLA CO	6,813	$417K	0.1%	$51.09	+11.0%	COM	191216100
FLMX	FRANKLIN FTSE MEXICO ETF	11,912	$405K	0.1%	$34.02	—	COM	35473P736
JPM	JP MORGAN CHASE & CO	2,005	$402K	0.1%	$113.56	+52.9%	COM	46625H100
MCK	MCKESSON HBOC INC	726	$390K	0.1%	$306.72	+64.1%	COM	58155Q103
IWN	ISHARES RUSSELL 2000 VALUE	2,358	$374K	0.1%	$117164.92	—	COM	464287630
SCHH	SCHWAB US REIT ETF	17,488	$355K	0.1%	$32917.52	—	COM	808524847
LMT	LOCKHEED MARTIN CORP	762	$347K	0.1%	$333.58	+24.7%	COM	539830109
DE	DEERE & CO	830	$341K	0.1%	$328.58	+13.4%	COM	244199105
HON	HONEYWELL INTERNATIONAL	1,656	$340K	0.1%	$145.62	+24.1%	COM	438516106
ELV	ELEVANCE HEALTH INC	650	$337K	0.1%	$416.25	+15.8%	COM	036752103
ADP	AUTO DATA PROCESSING	1,328	$332K	0.1%	$154.95	+51.2%	COM	053015103
SNN	SMITH & NEPHEW ADR NEW	13,003	$330K	0.1%	$38634.68	—	COM	83175M205
DFAC	DIMENSIONAL US CORE EQUITY 2 ETF	10,179	$325K	0.1%	$22240.00	—	COM	25434V708
GOOGL	ALPHABET INC CLASS A	2,120	$320K	0.1%	$110.10	+29.0%	COM	02079K305
ABBV	ABBVIE INC	1,757	$320K	0.1%	$127.98	+26.6%	COM	00287Y109
JNJ	JOHNSON & JOHNSON	1,842	$291K	0.1%	$125.52	+19.7%	COM	478160104
CVX	CHEVRONTEXACO CORP	1,755	$277K	0.1%	$122.75	+13.2%	COM	166764100
PG	PROCTER & GAMBLE CO	1,650	$268K	0.1%	$113.63	+31.9%	COM	742718109
IWS	ISHARES RUSSELL MIDCAP VALUE	2,045	$256K	0.1%	$97601.84	—	COM	464287473
—	GATOS SILVER INC	30,000	$252K	0.1%	$2491.92	—	COM	368036109
LNG	CHENIERE ENERGY INC	1,500	$242K	0.1%	$121.52	+32.3%	COM	16411R208
NSC	NORFOLK SOUTHERN CORP	948	$242K	0.0%	$233.71	+1.7%	COM	655844108
VFC	VF CORPORATION	14,919	$229K	0.0%	$17.16	-6.2%	COM	918204108
VEA	VANGUARD DEVELOPED MARKETS IDX ETF	4,512	$226K	0.0%	$45.90	—	COM	921943858
BAC	BANK OF AMERICA CORP	5,501	$209K	0.0%	$27.61	+18.8%	COM	060505104
BHC	BAUSCH HEALTH COS INC	18,102	$192K	0.0%	$29.08	-69.9%	COM	071734107
HLN	HALEON PLC	17,026	$145K	0.0%	$8.00	—	COM	405552100
NRDY	NERDY INC	25,000	$72,750	0.0%	$3.19	-3.2%	COM	64081V109
CDE	COEUR D ALENE MINES CORP	15,000	$56,550	0.0%	$5.65	-49.0%	COM	192108504