Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BNDX	VANGUARD CHARLOTTE FDS	85,149 (+7.7%)	$4.124M (+8.6%)	1.1%	$48.69	—	TOTAL INT BD ETF	92203J407
BSV	VANGUARD BD INDEX FDS	49,103 (+7.9%)	$3.826M (+7.2%)	1.1%	$76.58	—	SHORT TRM BOND	921937827
BLV	VANGUARD BD INDEX FDS	25,264 (+9.4%)	$1.741M (+9.6%)	0.5%	$72.84	—	LONG TERM BOND	921937793
BIV	VANGUARD BD INDEX FDS	24,293 (+9.2%)	$1.863M (+8.5%)	0.5%	$75.89	—	INTERMED TERM	921937819
VMBS	VANGUARD SCOTTSDALE FDS	22,023 (+10.5%)	$1.031M (+10.2%)	0.3%	$46.33	—	MTG-BKD SECS ETF	92206C771
NOBL	PROSHARES TR	12,576 (+109.8%)	$706K (+11.1%)	0.2%	$66.71	—	S&P 500 DV ARIST	74348A467
VCSH	VANGUARD SCOTTSDALE FDS	12,836 (+5.8%)	$1.014M (+5.5%)	0.3%	$76.67	—	SHRT TRM CORP BD	92206C409
VO	VANGUARD INDEX FDS	4,366 (+268.1%)	$352K (+3.3%)	0.1%	$121.94	—	MID CAP ETF	922908629
META	META PLATFORMS INC	2,011 (+2.2%)	$1.133M (+0.6%)	0.3%	$254.22	—	CL A	30303M102

Exited Positions (3)

PSLV SPROTT ASSET MANAGEMENT LP 0.1%

Value $229K Shares 9,400 Est. Cost $23.65 Unrealized —

WMT WALMART INC 0.1%

Value $204K Shares 1,642 Est. Cost $99.23 Unrealized —

DBEU DBX ETF TR 0.1%

Value $203K Shares 4,166 Est. Cost $48.72 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
PSLV	SPROTT ASSET MANAGEMENT LP	9,400	$229K	0.1%	$23.65	—	—	85207K107
WMT	WALMART INC	1,642	$204K	0.1%	$99.23	—	—	931142103
DBEU	DBX ETF TR	4,166	$203K	0.1%	$48.72	—	—	233051853

Decreased Positions (18)

SCHB SCHWAB STRATEGIC TR 48.7%

Value $176M (+13.3%) Shares 6,067,895 (-1.8%) Est. Cost $731.45 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 6.3%

Value $22.83M (+8.9%) Shares 320,380 (-2.0%) Est. Cost $46.81 Unrealized —

EFA ISHARES TR 12.5%

Value $45.13M (+3.1%) Shares 434,456 (-3.6%) Est. Cost $53.94 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 2.5%

Value $8.927M (+12.1%) Shares 29,465 (-12.1%) Est. Cost $247.12 Unrealized —

GOOGL ALPHABET INC 1.1%

Value $3.886M (+22.9%) Shares 10,875 (-1.1%) Est. Cost $109.08 Unrealized —

GOOG ALPHABET INC 0.7%

Value $2.575M (+18.6%) Shares 7,287 (-3.7%) Est. Cost $107.98 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.2%

Value $754K (-29.0%) Shares 3,542 (-36.0%) Est. Cost $178.36 Unrealized —

AAPL APPLE INC 0.8%

Value $2.773M (+11.8%) Shares 9,583 (-1.9%) Est. Cost $120.43 Unrealized —

QQQ INVESCO QQQ TR 0.3%

Value $1.004M (+26.3%) Shares 1,363 (-1.0%) Est. Cost $455.64 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.7%

Value $2.685M (+8.4%) Shares 17,105 (-4.4%) Est. Cost $108.59 Unrealized —

VTI VANGUARD INDEX FDS 6.4%

Value $23.03M (+0.7%) Shares 62,250 (-12.7%) Est. Cost $226.00 Unrealized —

EEM ISHARES TR 3.5%

Value $12.63M (-1.2%) Shares 184,637 (-18.0%) Est. Cost $35.37 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.3%

Value $913K (+13.1%) Shares 1,222 (-1.5%) Est. Cost $346.69 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.1%

Value $249K (+14.8%) Shares 6,743 (-3.6%) Est. Cost $29.64 Unrealized —

TSLA TESLA INC 0.1%

Value $362K (+9.6%) Shares 860 (-3.2%) Est. Cost $228.05 Unrealized —

VXUS VANGUARD STAR FDS 0.1%

Value $441K (+5.4%) Shares 5,162 (-4.9%) Est. Cost $61.06 Unrealized —

ITOT ISHARES TR 0.1%

Value $369K (+5.7%) Shares 2,246 (-8.3%) Est. Cost $92.73 Unrealized —

AVGO BROADCOM INC 0.1%

Value $226K (+9.1%) Shares 597 (-10.6%) Est. Cost $215.92 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	6,067,895 (-1.8%)	$176M (+13.3%)	48.7%	$731.45	—	US BRD MKT ETF	808524102
VEA	VANGUARD TAX-MANAGED FDS	320,380 (-2.0%)	$22.83M (+8.9%)	6.3%	$46.81	—	VAN FTSE DEV MKT	921943858
EFA	ISHARES TR	434,456 (-3.6%)	$45.13M (+3.1%)	12.5%	$53.94	—	MSCI EAFE ETF	464287465
QQQM	INVESCO EXCH TRADED FD TR II	29,465 (-12.1%)	$8.927M (+12.1%)	2.5%	$247.12	—	NASDAQ 100 ETF	46138G649
GOOGL	ALPHABET INC	10,875 (-1.1%)	$3.886M (+22.9%)	1.1%	$109.08	—	CAP STK CL A	02079K305
GOOG	ALPHABET INC	7,287 (-3.7%)	$2.575M (+18.6%)	0.7%	$107.98	—	CAP STK CL C	02079K107
RSP	INVESCO EXCHANGE TRADED FD T	3,542 (-36.0%)	$754K (-29.0%)	0.2%	$178.36	—	S&P500 EQL WGT	46137V357
AAPL	APPLE INC	9,583 (-1.9%)	$2.773M (+11.8%)	0.8%	$120.43	—	COM	037833100
QQQ	INVESCO QQQ TR	1,363 (-1.0%)	$1.004M (+26.3%)	0.3%	$455.64	—	UNIT SER 1	46090E103
VT	VANGUARD INTL EQUITY INDEX F	17,105 (-4.4%)	$2.685M (+8.4%)	0.7%	$108.59	—	TT WRLD ST ETF	922042742
VTI	VANGUARD INDEX FDS	62,250 (-12.7%)	$23.03M (+0.7%)	6.4%	$226.00	—	TOTAL STK MKT	922908769
EEM	ISHARES TR	184,637 (-18.0%)	$12.63M (-1.2%)	3.5%	$35.37	—	MSCI EMG MKT ETF	464287234
SPY	STATE STR SPDR S&P 500 ETF T	1,222 (-1.5%)	$913K (+13.1%)	0.3%	$346.69	—	TR UNIT	78462F103
SCHM	SCHWAB STRATEGIC TR	6,743 (-3.6%)	$249K (+14.8%)	0.1%	$29.64	—	US MID-CAP ETF	808524508
TSLA	TESLA INC	860 (-3.2%)	$362K (+9.6%)	0.1%	$228.05	—	COM	88160R101
VXUS	VANGUARD STAR FDS	5,162 (-4.9%)	$441K (+5.4%)	0.1%	$61.06	—	VG TL INTL STK F	921909768
ITOT	ISHARES TR	2,246 (-8.3%)	$369K (+5.7%)	0.1%	$92.73	—	CORE S&P TTL STK	464287150
AVGO	BROADCOM INC	597 (-10.6%)	$226K (+9.1%)	0.1%	$215.92	—	COM	11135F101

Unchanged Positions (25)

LLY ELI LILLY & CO 1.3%

Value $4.651M Shares 3,878 Est. Cost $66.87 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 2.0%

Value $7.369M Shares 123,457 Est. Cost $44.24 Unrealized —

NVDA NVIDIA CORPORATION 1.0%

Value $3.656M Shares 18,270 Est. Cost $93.68 Unrealized —

IWR ISHARES TR 0.8%

Value $2.974M Shares 26,956 Est. Cost $67.11 Unrealized —

SIXG ETF SER SOLUTIONS 0.3%

Value $983K Shares 10,345 Est. Cost $33.87 Unrealized —

IYW ISHARES TR 0.2%

Value $659K Shares 2,612 Est. Cost $92.81 Unrealized —

CSCO CISCO SYS INC 0.1%

Value $466K Shares 3,966 Est. Cost $46.78 Unrealized —

AMZN AMAZON COM INC 0.3%

Value $1.118M Shares 4,692 Est. Cost $132.50 Unrealized —

JNJ JOHNSON & JOHNSON 0.9%

Value $3.266M Shares 12,860 Est. Cost $88.27 Unrealized —

ABBV ABBVIE INC 0.2%

Value $690K Shares 2,741 Est. Cost $82.87 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $290K Shares 2,123 Est. Cost $54.95 Unrealized —

IWD ISHARES TR 0.2%

Value $563K Shares 2,322 Est. Cost $136.52 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value $1.367M Shares 2,731 Est. Cost $189.88 Unrealized —

IVV ISHARES TR 0.1%

Value $350K Shares 468 Est. Cost $445.71 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value $429K Shares 1,968 Est. Cost $104.67 Unrealized —

GLD SPDR GOLD TR 0.1%

Value $204K Shares 554 Est. Cost $396.31 Unrealized —

MSFT MICROSOFT CORP 0.9%

Value $3.345M Shares 8,968 Est. Cost $109.22 Unrealized —

EMR EMERSON ELEC CO 0.1%

Value $276K Shares 1,931 Est. Cost $99.38 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.1%

Value $236K Shares 253 Est. Cost $963.77 Unrealized —

VTEB VANGUARD MUN BD FDS 0.2%

Value $653K Shares 12,904 Est. Cost $49.61 Unrealized —

GD GENERAL DYNAMICS CORP 0.1%

Value $248K Shares 700 Est. Cost $272.45 Unrealized —

AMGN AMGEN INC 0.1%

Value $248K Shares 686 Est. Cost $315.95 Unrealized —

PG PROCTER & GAMBLE CO 0.1%

Value $286K Shares 1,948 Est. Cost $123.16 Unrealized —

XLP SELECT SECTOR SPDR TR 0.1%

Value $318K Shares 3,824 Est. Cost $56.22 Unrealized —

BND VANGUARD BD INDEX FDS 1.7%

Value $5.975M Shares 81,386 Est. Cost $73.29 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
LLY	ELI LILLY & CO	3,878	$4.651M	1.3%	$66.87	—	COM	532457108
VWO	VANGUARD INTL EQUITY INDEX F	123,457	$7.369M	2.0%	$44.24	—	FTSE EMR MKT ETF	922042858
NVDA	NVIDIA CORPORATION	18,270	$3.656M	1.0%	$93.68	—	COM	67066G104
IWR	ISHARES TR	26,956	$2.974M	0.8%	$67.11	—	RUS MID CAP ETF	464287499
SIXG	ETF SER SOLUTIONS	10,345	$983K	0.3%	$33.87	—	DEFIANCE SPACE A	26922A289
IYW	ISHARES TR	2,612	$659K	0.2%	$92.81	—	U.S. TECH ETF	464287721
CSCO	CISCO SYS INC	3,966	$466K	0.1%	$46.78	—	COM	17275R102
AMZN	AMAZON COM INC	4,692	$1.118M	0.3%	$132.50	—	COM	023135106
JNJ	JOHNSON & JOHNSON	12,860	$3.266M	0.9%	$88.27	—	COM	478160104
ABBV	ABBVIE INC	2,741	$690K	0.2%	$82.87	—	COM	00287Y109
XOM	EXXON MOBIL CORP	2,123	$290K	0.1%	$54.95	—	COM	30231G102
IWD	ISHARES TR	2,322	$563K	0.2%	$136.52	—	RUS 1000 VAL ETF	464287598
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,731	$1.367M	0.4%	$189.88	—	CL B NEW	084670702
IVV	ISHARES TR	468	$350K	0.1%	$445.71	—	CORE S&P500 ETF	464287200
VTV	VANGUARD INDEX FDS	1,968	$429K	0.1%	$104.67	—	VALUE ETF	922908744
GLD	SPDR GOLD TR	554	$204K	0.1%	$396.31	—	GOLD SHS	78463V107
MSFT	MICROSOFT CORP	8,968	$3.345M	0.9%	$109.22	—	COM	594918104
EMR	EMERSON ELEC CO	1,931	$276K	0.1%	$99.38	—	COM	291011104
COST	COSTCO WHOLESALE CORPORATION	253	$236K	0.1%	$963.77	—	COM	22160K105
VTEB	VANGUARD MUN BD FDS	12,904	$653K	0.2%	$49.61	—	TAX EXEMPT BD	922907746
GD	GENERAL DYNAMICS CORP	700	$248K	0.1%	$272.45	—	COM	369550108
AMGN	AMGEN INC	686	$248K	0.1%	$315.95	—	COM	031162100
PG	PROCTER & GAMBLE CO	1,948	$286K	0.1%	$123.16	—	COM	742718109
XLP	SELECT SECTOR SPDR TR	3,824	$318K	0.1%	$56.22	—	ST STR STAPL ETF	81369Y308
BND	VANGUARD BD INDEX FDS	81,386	$5.975M	1.7%	$73.29	—	TOTAL BND MRKT	921937835