Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	SCHWAB STRATEGIC TR	1,183,727	$32.99M	7.6%	$35.50	—	US LCAP GR ETF	808524300
VTV	VANGUARD INDEX FDS	172,290	$29.17M	6.7%	$143.01	—	VALUE ETF	922908744
SCHO	SCHWAB STRATEGIC TR	1,180,160	$28.39M	6.5%	$36.07	—	SHT TM US TRES	808524862
SCHR	SCHWAB STRATEGIC TR	1,167,217	$28.35M	6.5%	$37.11	—	INT-TRM U.S TRES	808524854
SCHZ	SCHWAB STRATEGIC TR	1,078,446	$24.48M	5.6%	$33.74	—	US AGGREGATE B	808524839
AAPL	APPLE INC	73,041	$18.29M	4.2%	$94.88	+147.2%	COM	037833100
SCHF	SCHWAB STRATEGIC TR	772,904	$14.3M	3.3%	$25.95	—	INTL EQTY ETF	808524805
VMBS	VANGUARD SCOTTSDALE FDS	244,175	$11.07M	2.5%	$45.48	—	MTG-BKD SECS ETF	92206C771
IWF	ISHARES TR	27,018	$10.85M	2.5%	$143.90	—	RUS 1000 GRW ETF	464287614
EMXC	ISHARES INC	157,963	$8.759M	2.0%	$55.37	—	MSCI EMRG CHN	46434G764
VCIT	VANGUARD SCOTTSDALE FDS	108,133	$8.68M	2.0%	$78.69	—	INT-TERM CORP	92206C870
MSFT	MICROSOFT CORP	19,969	$8.417M	1.9%	$177.54	+137.9%	COM	594918104
DFAS	DIMENSIONAL ETF TRUST	125,193	$8.148M	1.9%	$53.37	—	US SMALL CAP ETF	25434V500
VO	VANGUARD INDEX FDS	30,419	$8.035M	1.8%	$209.87	—	MID CAP ETF	922908629
MRK	MERCK & CO INC	79,026	$7.862M	1.8%	$61.46	+60.6%	COM	58933Y105
CVX	CHEVRON CORP NEW	45,788	$6.632M	1.5%	$113.15	+28.6%	COM	166764100
AMZN	AMAZON COM INC	28,668	$6.289M	1.4%	$124.88	+63.8%	COM	023135106
IBM	INTERNATIONAL BUSINESS MACHS	27,740	$6.098M	1.4%	$100.52	+115.2%	COM	459200101
XAR	SPDR SER TR	36,378	$6.032M	1.4%	$132.91	—	AEROSPACE DEF	78464A631
IVV	ISHARES TR	10,003	$5.889M	1.4%	$321.36	—	CORE S&P500 ETF	464287200
GOOGL	ALPHABET INC	28,429	$5.382M	1.2%	$107.87	+61.4%	CAP STK CL A	02079K305
SCHD	SCHWAB STRATEGIC TR	187,024	$5.109M	1.2%	$34.75	—	US DIVIDEND EQ	808524797
SPHY	SPDR SER TR	198,202	$4.652M	1.1%	$23.38	—	PORTFLI HIGH YLD	78468R606
META	META PLATFORMS INC	7,914	$4.634M	1.1%	$188.92	+209.5%	CL A	30303M102
VWOB	VANGUARD WHITEHALL FDS	71,813	$4.535M	1.0%	$62.15	—	EM MK GOV BD ETF	921946885
XOM	EXXON MOBIL CORP	40,564	$4.363M	1.0%	$62.47	+79.9%	COM	30231G102
GOOG	ALPHABET INC	22,863	$4.354M	1.0%	$109.37	+60.6%	CAP STK CL C	02079K107
ENB	ENBRIDGE INC	102,078	$4.331M	1.0%	$27.29	+43.7%	COM	29250N105
JPM	JPMORGAN CHASE & CO.	16,276	$3.902M	0.9%	$93.95	+142.7%	COM	46625H100
VIG	VANGUARD SPECIALIZED FUNDS	18,783	$3.678M	0.8%	$103.16	—	DIV APP ETF	921908844
EPD	ENTERPRISE PRODS PARTNERS L	117,160	$3.674M	0.8%	$25.23	—	COM	293792107
ESGU	ISHARES TR	27,187	$3.502M	0.8%	$80.44	—	ESG AWR MSCI USA	46435G425
WMT	WALMART INC	37,871	$3.422M	0.8%	$48.31	+77.6%	COM	931142103
NVDA	NVIDIA CORPORATION	24,537	$3.295M	0.8%	$95.53	+44.2%	COM	67066G104
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,375	$2.89M	0.7%	$231.44	+99.5%	CL B NEW	084670702
IJH	ISHARES TR	42,807	$2.667M	0.6%	$83.39	—	CORE S&P MCP ETF	464287507
SHV	ISHARES TR	20,699	$2.279M	0.5%	$110.05	—	SHORT TREAS BD	464288679
CAT	CATERPILLAR INC	6,267	$2.273M	0.5%	$118.40	+222.4%	COM	149123101
VTI	VANGUARD INDEX FDS	7,149	$2.072M	0.5%	$139.79	—	TOTAL STK MKT	922908769
BIL	SPDR SER TR	19,799	$1.81M	0.4%	$91.45	—	BLOOMBERG 1-3 MO	78468R663
VTEC	VANGUARD CALIF TAX FREE FDS	17,754	$1.767M	0.4%	$99.49	—	TAX EXEMPT BD FD	922021605
PM	PHILIP MORRIS INTL INC	14,597	$1.757M	0.4%	$62.04	+94.4%	COM	718172109
SUB	ISHARES TR	16,074	$1.695M	0.4%	$106.07	—	SHRT NAT MUN ETF	464288158
JNJ	JOHNSON & JOHNSON	11,513	$1.665M	0.4%	$118.15	+26.6%	COM	478160104
GLTR	ABRDN PRECIOUS METALS BASKET	15,075	$1.655M	0.4%	$63.89	—	PHYSCL PRECS MET	003263100
BAC	BANK AMERICA CORP	37,406	$1.644M	0.4%	$25.32	+69.2%	COM	060505104
TSM	TAIWAN SEMICONDUCTOR MFG LTD	7,611	$1.503M	0.3%	$80.59	—	SPONSORED ADS	874039100
PANW	PALO ALTO NETWORKS INC	8,070	$1.468M	0.3%	$131.40	+43.8%	COM	697435105
NFLX	NETFLIX INC	1,547	$1.379M	0.3%	$38.98	+111.2%	COM	64110L106
QCOM	QUALCOMM INC	8,948	$1.375M	0.3%	$84.51	+88.8%	COM	747525103
RTX	RTX CORPORATION	11,044	$1.278M	0.3%	$67.48	+75.3%	COM	75513E101
PFE	PFIZER INC	47,611	$1.263M	0.3%	$27.38	-8.3%	COM	717081103
CSCO	CISCO SYS INC	20,915	$1.238M	0.3%	$39.44	+40.4%	COM	17275R102
NEE	NEXTERA ENERGY INC	17,087	$1.225M	0.3%	$63.76	+17.7%	COM	65339F101
DIS	DISNEY WALT CO	10,939	$1.218M	0.3%	$94.88	+9.1%	COM	254687106
TSLA	TESLA INC	2,959	$1.195M	0.3%	$192.46	+67.2%	COM	88160R101
COST	COSTCO WHSL CORP NEW	1,284	$1.176M	0.3%	$402.98	+129.0%	COM	22160K105
IJR	ISHARES TR	10,025	$1.155M	0.3%	$75.73	—	CORE S&P SCP ETF	464287804
ITA	ISHARES TR	7,862	$1.143M	0.3%	$123.26	—	US AER DEF ETF	464288760
CRM	SALESFORCE INC	3,400	$1.137M	0.3%	$174.54	+81.5%	COM	79466L302
ARCC	ARES CAPITAL CORP	51,294	$1.123M	0.3%	$18.36	+5.5%	COM	04010L103
UNH	UNITEDHEALTH GROUP INC	2,155	$1.09M	0.3%	$302.20	+83.0%	COM	91324P102
VOO	VANGUARD INDEX FDS	1,905	$1.026M	0.2%	$376.65	—	S&P 500 ETF SHS	922908363
CMI	CUMMINS INC	2,920	$1.018M	0.2%	$192.50	+78.4%	COM	231021106
FTNT	FORTINET INC	10,305	$974K	0.2%	$53.35	+66.7%	COM	34959E109
PFFD	GLOBAL X FDS	49,131	$959K	0.2%	$20.00	—	US PFD ETF	37954Y657
SCHW	SCHWAB CHARLES CORP	12,817	$949K	0.2%	$63.86	+15.6%	COM	808513105
QUAL	ISHARES TR	5,303	$944K	0.2%	$87.53	—	MSCI USA QLT FCT	46432F339
V	VISA INC	2,924	$924K	0.2%	$178.67	+67.0%	COM CL A	92826C839
FFWM	FIRST FNDTN INC	140,805	$874K	0.2%	$11.44	-36.9%	COM	32026V104
ABBV	ABBVIE INC	4,907	$872K	0.2%	$70.78	+150.7%	COM	00287Y109
VYM	VANGUARD WHITEHALL FDS	6,806	$868K	0.2%	$127.59	—	HIGH DIV YLD	921946406
CMCSA	COMCAST CORP NEW	22,646	$850K	0.2%	$34.20	+16.9%	CL A	20030N101
ADBE	ADOBE INC	1,897	$844K	0.2%	$386.63	+28.1%	COM	00724F101
SBUX	STARBUCKS CORP	9,049	$826K	0.2%	$73.41	+28.0%	COM	855244109
MA	MASTERCARD INCORPORATED	1,562	$823K	0.2%	$332.54	+54.8%	CL A	57636Q104
LLY	ELI LILLY & CO	1,034	$798K	0.2%	$141.36	+480.9%	COM	532457108
VZ	VERIZON COMMUNICATIONS INC	19,953	$798K	0.2%	$38.67	+1.9%	COM	92343V104
STZ	CONSTELLATION BRANDS INC	3,538	$782K	0.2%	$240.22	-3.7%	CL A	21036P108
VYMI	VANGUARD WHITEHALL FDS	11,307	$768K	0.2%	$67.88	—	INTL HIGH ETF	921946794
AVGO	BROADCOM INC	3,280	$760K	0.2%	$149.78	+22.1%	COM	11135F101
PG	PROCTER AND GAMBLE CO	4,453	$747K	0.2%	$103.40	+60.3%	COM	742718109
MMM	3M CO	5,754	$743K	0.2%	$97.11	+32.2%	COM	88579Y101
MO	ALTRIA GROUP INC	14,044	$734K	0.2%	$35.08	+39.2%	COM	02209S103
UBER	UBER TECHNOLOGIES INC	12,170	$734K	0.2%	$37.38	+91.0%	COM	90353T100
GBCI	GLACIER BANCORP INC NEW	14,600	$733K	0.2%	$33.73	+49.6%	COM	37637Q105
—	NUVEEN AMT FREE QLTY MUN INC	64,796	$731K	0.2%	$11.37	—	COM	670657105
—	UNILEVER PLC	12,299	$697K	0.2%	$45.76	—	SPON ADR NEW	904767704
VTEB	VANGUARD MUN BD FDS	13,805	$692K	0.2%	$49.71	—	TAX EXEMPT BD	922907746
TFC	TRUIST FINL CORP	15,849	$688K	0.2%	$41.62	+1.7%	COM	89832Q109
HD	HOME DEPOT INC	1,687	$656K	0.2%	$172.82	+129.9%	COM	437076102
T	AT&T INC	27,169	$619K	0.1%	$15.41	+39.6%	COM	00206R102
SPYD	SPDR SER TR	14,232	$615K	0.1%	$43.24	—	PRTFLO S&P500 HI	78468R788
XLV	SELECT SECTOR SPDR TR	4,345	$598K	0.1%	$99.10	—	SBI HEALTHCARE	81369Y209
FDX	FEDEX CORP	2,122	$597K	0.1%	$175.47	+54.9%	COM	31428X106
PEP	PEPSICO INC	3,902	$593K	0.1%	$160.23	-2.3%	COM	713448108
EIX	EDISON INTL	7,404	$591K	0.1%	$54.23	+45.5%	COM	281020107
KMI	KINDER MORGAN INC DEL	20,999	$575K	0.1%	$14.82	+67.9%	COM	49456B101
KHC	KRAFT HEINZ CO	18,653	$573K	0.1%	$31.18	-1.7%	COM	500754106
VLY	VALLEY NATL BANCORP	62,003	$562K	0.1%	$13.35	-27.4%	COM	919794107
AMGN	AMGEN INC	2,086	$544K	0.1%	$158.18	+80.8%	COM	031162100
DXJ	WISDOMTREE TR	4,878	$538K	0.1%	$46.42	—	JAPN HEDGE EQT	97717W851
MGC	VANGUARD WORLD FD	2,479	$527K	0.1%	$117.70	—	MEGA CAP INDEX	921910873
HYD	VANECK ETF TRUST	10,062	$522K	0.1%	$51.78	—	HIGH YLD MUNIETF	92189H409
PFFV	GLOBAL X FDS	21,429	$505K	0.1%	$23.80	—	RATE PREFERRED	37954Y376
NOW	SERVICENOW INC	476	$505K	0.1%	$126.04	+60.7%	COM	81762P102
LMT	LOCKHEED MARTIN CORP	994	$483K	0.1%	$348.56	+51.2%	COM	539830109
VLUE	ISHARES TR	4,482	$473K	0.1%	$74.87	—	MSCI USA VALUE	46432F388
MCD	MCDONALDS CORP	1,632	$473K	0.1%	$163.53	+77.5%	COM	580135101
KLAC	KLA CORP	747	$471K	0.1%	$337.24	+98.4%	COM NEW	482480100
QQQ	INVESCO QQQ TR	884	$452K	0.1%	$226.93	—	UNIT SER 1	46090E103
ABT	ABBOTT LABS	3,983	$451K	0.1%	$65.64	+72.7%	COM	002824100
SPYM	SPDR SER TR	6,439	$444K	0.1%	$50.02	—	PORTFOLIO S&P500	78464A854
CB	CHUBB LIMITED	1,591	$440K	0.1%	$213.74	+31.6%	COM	H1467J104
XLE	SELECT SECTOR SPDR TR	4,724	$405K	0.1%	$60.56	—	ENERGY	81369Y506
AHR	AMERICAN HEALTHCARE REIT INC	14,144	$402K	0.1%	$26.10	—	COM SHS	398182303
UNP	UNION PAC CORP	1,752	$400K	0.1%	$192.30	+19.7%	COM	907818108
SCHA	SCHWAB STRATEGIC TR	15,352	$397K	0.1%	$35.58	—	US SML CAP ETF	808524607
FUTY	FIDELITY COVINGTON TRUST	8,128	$396K	0.1%	$42.65	—	MSCI UTILS INDEX	316092865
SLV	ISHARES SILVER TR	15,000	$395K	0.1%	$23.48	—	ISHARES	46428Q109
WPC	WP CAREY INC	7,223	$394K	0.1%	$67.84	—	COM	92936U109
DUK	DUKE ENERGY CORP NEW	3,570	$385K	0.1%	$85.48	+27.3%	COM NEW	26441C204
ET	ENERGY TRANSFER L P	19,000	$372K	0.1%	$16.95	—	COM UT LTD PTN	29273V100
LOW	LOWES COS INC	1,460	$360K	0.1%	$189.49	+38.0%	COM	548661107
O	REALTY INCOME CORP	6,743	$360K	0.1%	$49.91	+9.2%	COM	756109104
FCX	FREEPORT-MCMORAN INC	9,364	$357K	0.1%	$31.01	+42.0%	CL B	35671D857
AIQ	GLOBAL X FDS	9,204	$356K	0.1%	$36.77	—	ARTIFICIAL ETF	37954Y632
AXP	AMERICAN EXPRESS CO	1,155	$343K	0.1%	$156.99	+80.6%	COM	025816109
GD	GENERAL DYNAMICS CORP	1,282	$338K	0.1%	$198.53	+42.0%	COM	369550108
ALL	ALLSTATE CORP	1,726	$333K	0.1%	$127.53	+48.8%	COM	020002101
MDT	MEDTRONIC PLC	4,109	$328K	0.1%	$72.02	+16.4%	SHS	G5960L103
TXN	TEXAS INSTRS INC	1,749	$328K	0.1%	$124.12	+55.6%	COM	882508104
UPS	UNITED PARCEL SERVICE INC	2,572	$324K	0.1%	$146.24	-16.3%	CL B	911312106
BLK	BLACKROCK INC	311	$319K	0.1%	$991.05	0.0%	COM	09290D101
SO	SOUTHERN CO	3,840	$316K	0.1%	$37.42	+125.9%	COM	842587107
IWM	ISHARES TR	1,363	$301K	0.1%	$165.19	—	RUSSELL 2000 ETF	464287655
NKE	NIKE INC	3,918	$296K	0.1%	$97.48	-21.5%	CL B	654106103
PAYX	PAYCHEX INC	2,089	$293K	0.1%	$61.22	+124.3%	COM	704326107
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,400	$287K	0.1%	$57.28	+48.9%	COM	744573106
EQWL	INVESCO EXCHANGE TRADED FD T	2,800	$286K	0.1%	$87.56	—	S&P 100 EQL WIGH	46137V449
KMB	KIMBERLY-CLARK CORP	2,173	$285K	0.1%	$97.63	+33.3%	COM	494368103
GSK	GSK PLC	8,238	$279K	0.1%	$33.82	—	SPONSORED ADR	37733W204
DECK	DECKERS OUTDOOR CORP	1,350	$274K	0.1%	$150.23	+20.3%	COM	243537107
PYPL	PAYPAL HLDGS INC	3,194	$273K	0.1%	$66.73	+25.7%	COM	70450Y103
OEF	ISHARES TR	936	$270K	0.1%	$223.39	—	S&P 100 ETF	464287101
VEA	VANGUARD TAX-MANAGED FDS	5,555	$266K	0.1%	$43.31	—	VAN FTSE DEV MKT	921943858
SAP	SAP SE	1,059	$261K	0.1%	$195.03	—	SPON ADR	803054204
EFG	ISHARES TR	2,671	$259K	0.1%	$91.91	—	EAFE GRWTH ETF	464288885
BABA	ALIBABA GROUP HLDG LTD	3,007	$255K	0.1%	$84.79	—	SPONSORED ADS	01609W102
EME	EMCOR GROUP INC	560	$254K	0.1%	$367.70	+28.4%	COM	29084Q100
NVS	NOVARTIS AG	2,586	$252K	0.1%	$101.20	—	SPONSORED ADR	66987V109
GILD	GILEAD SCIENCES INC	2,696	$249K	0.1%	$73.07	+19.1%	COM	375558103
FSTA	FIDELITY COVINGTON TRUST	5,003	$247K	0.1%	$40.60	—	CONSMR STAPLES	316092303
BSV	VANGUARD BD INDEX FDS	3,187	$246K	0.1%	$75.26	—	SHORT TRM BOND	921937827
INTC	INTEL CORP	12,162	$244K	0.1%	$39.39	-42.8%	COM	458140100
VDE	VANGUARD WORLD FD	2,000	$243K	0.1%	$101.50	—	ENERGY ETF	92204A306
NVO	NOVO-NORDISK A S	2,750	$237K	0.1%	$125.04	—	ADR	670100205
COR	CENCORA INC	1,048	$235K	0.1%	$191.75	+21.6%	COM	03073E105
—	NUVEEN CALIFORNIA AMT QLT MU	17,850	$226K	0.1%	$12.37	—	COM	670651108
FSK	FS KKR CAP CORP	10,359	$225K	0.1%	$17.57	0.0%	COM	302635206
MUB	ISHARES TR	2,085	$222K	0.1%	$108.42	—	NATIONAL MUN ETF	464288414
HRL	HORMEL FOODS CORP	6,881	$216K	0.0%	$30.03	0.0%	COM	440452100
JEPI	J P MORGAN EXCHANGE TRADED F	3,672	$211K	0.0%	$56.68	—	EQUITY PREMIUM	46641Q332
EFA	ISHARES TR	2,786	$211K	0.0%	$75.35	—	MSCI EAFE ETF	464287465
FTSL	FIRST TR EXCHANGE-TRADED FD	4,533	$210K	0.0%	$46.24	—	SENIOR LN FD	33738D309
WFC	WELLS FARGO CO NEW	2,965	$208K	0.0%	$66.67	0.0%	COM	949746101
XLI	SELECT SECTOR SPDR TR	1,576	$208K	0.0%	$131.76	—	INDL	81369Y704
VT	VANGUARD INTL EQUITY INDEX F	1,760	$207K	0.0%	$119.70	—	TT WRLD ST ETF	922042742
GE	GE AEROSPACE	1,221	$204K	0.0%	$167.93	+5.5%	COM NEW	369604301
KO	COCA COLA CO	3,245	$202K	0.0%	$44.84	+40.7%	COM	191216100
JD	JD.COM INC	5,817	$202K	0.0%	$34.67	—	SPON ADS CL A	47215P106
—	PIMCO DYNAMIC INCOME FD	10,131	$186K	0.0%	$18.34	—	SHS	72201Y101
NGL	NGL ENERGY PARTNERS LP	22,800	$114K	0.0%	$4.50	—	COM UNIT REPST	62913M107
—	EATON VANCE RISK-MANAGED DIV	11,135	$104K	0.0%	$9.31	—	COM	27829G106