CIK: 0000810958 · Show all filings
Period: Q3 2025 (← Previous) (Next →)
Filing Date: Oct 24, 2025
Total Value ($000): $403,535 (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value ($000) | % | Est. Cost | Unrealized | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|
| VONG | Vanguard Russell 1000 Growth ETF | 396,768 | $47,811 | 11.8% | $93.02 | — | VNG RUS1000GRW | 92206C680 |
| IGE | iShares North American Natural Resources ETF | 495,504 | $24,304 | 6.0% | $43.07 | — | NORTH AMERN NAT | 464287374 |
| IEMG | iShares Core MSCI Emerging Mkts ETF | 356,787 | $23,519 | 5.8% | $52.31 | — | CORE MSCI EMKT | 46434G103 |
| FREL | Fidelity MSCI Real Estate Index ETF | 822,330 | $22,869 | 5.7% | $24.97 | — | MSCI RL EST ETF | 316092857 |
| IJH | iShares S&P MidCap 400 Index Fd | 258,315 | $16,858 | 4.2% | $67.69 | — | CORE S&P MCP ETF | 464287507 |
| NVDA | Nvidia Corp | 88,031 | $16,425 | 4.1% | $95.11 | +83.2% | COM | 67066G104 |
| MSFT | Microsoft Corp | 31,231 | $16,176 | 4.0% | $104.23 | +388.1% | COM | 594918104 |
| AAPL | Apple Computer Inc | 57,868 | $14,735 | 3.7% | $100.07 | +125.4% | COM | 037833100 |
| SPMD | SPDR Portfolio S&P 400 Mid Cap ETF | 232,382 | $13,290 | 3.3% | $46.64 | — | PORTFOLIO S&P400 | 78464A847 |
| EMB | iShares JPMorgan USD Emerging Markets Bond ETF | 130,662 | $12,438 | 3.1% | $104.20 | — | JPMORGAN USD EMG | 464288281 |
| GOOG | Alphabet Inc Class C | 45,184 | $11,005 | 2.7% | $109.26 | +92.1% | CAP STK CL C | 02079K107 |
| DFAC | Dimensional U.S. Core Equity 2 ETF | 232,401 | $8,964 | 2.2% | $32.43 | — | US CORE EQUITY 2 | 25434V708 |
| AMZN | Amazon Communications Inc | 39,998 | $8,782 | 2.2% | $138.84 | +63.0% | COM | 023135106 |
| JPM | JPMorgan Chase & Co | 24,674 | $7,783 | 1.9% | $68.82 | +330.0% | COM | 46625H100 |
| CZFS | Citizens Financial Services Inc | 117,081 | $7,058 | 1.7% | $59.23 | -0.5% | COM | 174615104 |
| META | Meta Platforms Inc | 8,713 | $6,399 | 1.6% | $180.26 | +312.3% | CL A | 30303M102 |
| CZNC | Citizens & Northern Corp | 321,089 | $6,361 | 1.6% | $13.85 | +37.6% | COM | 172922106 |
| MA | Mastercard Inc Class A | 8,176 | $4,651 | 1.2% | $272.20 | +110.7% | CL A | 57636Q104 |
| COST | Costco Wholesale Corp (New) | 4,594 | $4,252 | 1.1% | $222.89 | +329.2% | COM | 22160K105 |
| ORCL | Oracle Corp | 14,484 | $4,073 | 1.0% | $85.25 | +198.1% | COM | 68389X105 |
| AVDE | Avantis International Equity ETF | 51,058 | $4,028 | 1.0% | $67.73 | — | INTL EQT ETF | 025072703 |
| MBB | iShares Barclays MBS Bond Fund ETF | 34,380 | $3,271 | 0.8% | $100.29 | — | MBS ETF | 464288588 |
| XOM | Exxon Mobil Corp | 27,555 | $3,107 | 0.8% | $54.37 | +101.8% | COM | 30231G102 |
| ABT | Abbott Labs | 21,875 | $2,930 | 0.7% | $50.93 | +156.4% | COM | 002824100 |
| PG | Procter & Gamble Co | 18,756 | $2,882 | 0.7% | $85.75 | +80.6% | COM | 742718109 |
| NSC | Norfolk Southern Corp | 9,550 | $2,869 | 0.7% | $124.60 | +121.5% | COM | 655844108 |
| HD | Home Depot Inc | 6,579 | $2,666 | 0.7% | $166.04 | +134.4% | COM | 437076102 |
| BX | Blackstone Inc | 15,602 | $2,666 | 0.7% | $95.06 | +78.3% | COM | 09260D107 |
| AMD | Advanced Micro Devices Inc | 15,985 | $2,586 | 0.6% | $123.39 | +30.8% | COM | 007903107 |
| GD | General Dynamics Corp | 7,542 | $2,572 | 0.6% | $156.18 | +100.9% | COM | 369550108 |
| TJX | Tjx Companies (New) | 17,457 | $2,523 | 0.6% | $44.58 | +196.7% | COM | 872540109 |
| COR | Cencora, Inc. | 7,451 | $2,329 | 0.6% | $141.35 | +107.6% | COM | 03073E105 |
| CSCO | Cisco Systems Inc | 34,033 | $2,329 | 0.6% | $47.94 | +40.6% | COM | 17275R102 |
| AVGO | Broadcom Inc Common | 6,523 | $2,152 | 0.5% | $210.04 | +45.6% | COM | 11135F101 |
| CVS | CVS Health Corporation | 28,256 | $2,130 | 0.5% | $56.11 | +20.9% | COM | 126650100 |
| SCHW | Charles Schwab Corp | 22,098 | $2,110 | 0.5% | $68.32 | +38.4% | COM | 808513105 |
| CRM | Salesforce, Inc. | 8,850 | $2,097 | 0.5% | $127.30 | +97.5% | COM | 79466L302 |
| MDLZ | Mondelez Intl Inc Class A | 31,559 | $1,971 | 0.5% | $36.35 | +74.4% | CL A | 609207105 |
| HON | Honeywell Intl Inc | 9,209 | $1,938 | 0.5% | $131.74 | +57.2% | COM | 438516106 |
| CMG | Chipotle Mexican Grill Inc Corp Common | 48,140 | $1,887 | 0.5% | $60.70 | -25.8% | COM | 169656105 |
| RTX | RTX Corporation | 11,271 | $1,886 | 0.5% | $131.75 | +17.1% | COM | 75513E101 |
| SPY | SPDR S&P 500 ETF Trust | 2,793 | $1,861 | 0.5% | $281.64 | — | TR UNIT | 78462F103 |
| AMT | American Tower REIT Inc | 9,352 | $1,799 | 0.4% | $96.65 | +111.6% | COM | 03027X100 |
| GSK | GSK PLC ADR | 41,530 | $1,792 | 0.4% | $35.66 | — | SPONSORED ADR | 37733W204 |
| ADI | Analog Devices Inc | 7,116 | $1,748 | 0.4% | $132.03 | +81.0% | COM | 032654105 |
| ETN | Eaton Corp | 4,582 | $1,715 | 0.4% | $334.86 | +8.5% | SHS | G29183103 |
| NOW | Servicenow Inc | 1,856 | $1,708 | 0.4% | $171.09 | +9.2% | COM | 81762P102 |
| KO | Coca Cola Co | 24,453 | $1,622 | 0.4% | $37.38 | +81.7% | COM | 191216100 |
| GLW | Corning Inc | 19,658 | $1,613 | 0.4% | $14.59 | +345.2% | COM | 219350105 |
| PANW | Palo Alto Networks Inc Common | 7,715 | $1,571 | 0.4% | $138.69 | +38.0% | COM | 697435105 |
| TFC | Truist Financial Corporation | 34,348 | $1,570 | 0.4% | $30.87 | +43.6% | COM | 89832Q109 |
| BLK | Blackrock Funding Inc | 1,314 | $1,532 | 0.4% | $991.05 | +11.9% | COM | 09290D101 |
| JNJ | Johnson & Johnson | 8,245 | $1,529 | 0.4% | $140.20 | +20.9% | COM | 478160104 |
| DIS | Disney Walt Co | 13,134 | $1,504 | 0.4% | $97.32 | +20.2% | COM | 254687106 |
| AVUS | Avantis US Equity ETF | 13,829 | $1,503 | 0.4% | $86.08 | — | US EQT ETF | 025072885 |
| PYPL | Paypal Holdings, Inc. | 22,206 | $1,489 | 0.4% | $65.52 | +7.3% | COM | 70450Y103 |
| ICE | Intercontinental Exchange Inc Common | 8,612 | $1,451 | 0.4% | $60.41 | +194.2% | COM | 45866F104 |
| ADBE | Adobe Systems Inc | 4,065 | $1,434 | 0.4% | $519.53 | -30.9% | COM | 00724F101 |
| CMCSA | Comcast Corp Class A | 45,149 | $1,419 | 0.4% | $34.47 | -3.8% | CL A | 20030N101 |
| ACN | Accenture PLC | 5,724 | $1,412 | 0.3% | $337.09 | -22.7% | SHS CLASS A | G1151C101 |
| BA | Boeing Co | 6,331 | $1,366 | 0.3% | $234.45 | -3.8% | COM | 097023105 |
| NEE | Nextera Energy Inc | 18,099 | $1,366 | 0.3% | $64.16 | +12.6% | COM | 65339F101 |
| MRSH | Marsh & McLennan Cos Inc | 6,728 | $1,356 | 0.3% | $122.45 | +66.6% | COM | 571748102 |
| PFE | Pfizer Inc | 49,753 | $1,268 | 0.3% | $24.75 | -2.5% | COM | 717081103 |
| ZBH | Zimmer Biomet Holdings, Inc. | 12,848 | $1,266 | 0.3% | $102.51 | -3.8% | COM | 98956P102 |
| BDX | Becton, Dickinson & Co. | 6,756 | $1,265 | 0.3% | $224.79 | -18.1% | COM | 075887109 |
| SLB | SLB Limited | 36,247 | $1,246 | 0.3% | $37.56 | -8.6% | COM STK | 806857108 |
| CVX | Chevron Corp | 7,842 | $1,218 | 0.3% | $87.76 | +73.5% | COM | 166764100 |
| CARR | Carrier Global Corp | 20,194 | $1,206 | 0.3% | $67.32 | +0.5% | COM | 14448C104 |
| UNP | Union Pacific Corp | 5,044 | $1,192 | 0.3% | $86.78 | +157.1% | COM | 907818108 |
| DIA | SPDR Dow Jones Industrial Average ETF Trust | 2,543 | $1,179 | 0.3% | $267.97 | — | UT SER 1 | 78467X109 |
| NKE | Nike, Inc. Class B | 16,798 | $1,171 | 0.3% | $57.83 | +27.6% | CL B | 654106103 |
| BNDX | Vanguard Total International Bond Index Fund ETF | 22,612 | $1,118 | 0.3% | $55.49 | — | TOTAL INT BD ETF | 92203J407 |
| FDX | Fedex Corp | 4,518 | $1,065 | 0.3% | $278.25 | -18.0% | COM | 31428X106 |
| EOG | EOG Resources, Inc. | 8,947 | $1,003 | 0.2% | $59.52 | +98.2% | COM | 26875P101 |
| IWF | iShares Trust Russell 1000 Growth ETF | 2,136 | $1,001 | 0.2% | $138.25 | — | RUS 1000 GRW ETF | 464287614 |
| CDW | CDW Corporation | 6,196 | $987 | 0.2% | $168.10 | +0.4% | COM | 12514G108 |
| BIIB | Biogen Idec Inc | 6,996 | $980 | 0.2% | $163.65 | -17.4% | COM | 09062X103 |
| MCD | McDonalds Corp | 3,173 | $964 | 0.2% | $82.48 | +265.4% | COM | 580135101 |
| BBWI | Bath & Body Works | 35,558 | $916 | 0.2% | $35.02 | -17.5% | COM | 070830104 |
| DD | DuPont de Nemours Inc | 11,474 | $894 | 0.2% | $24.86 | +25.3% | COM | 26614N102 |
| BMY | Bristol Myers Squibb Co | 19,605 | $884 | 0.2% | $44.04 | +3.3% | COM | 110122108 |
| VIG | Vanguard Dividend Appreciation Index ETF | 4,001 | $863 | 0.2% | $140.29 | — | DIV APP ETF | 921908844 |
| SPTL | SPDR Portfolio Long Term Treasury ETF | 30,396 | $819 | 0.2% | $36.42 | — | PORTFOLIO LN TSR | 78464A664 |
| IBM | International Business Machines | 2,859 | $807 | 0.2% | $109.53 | +137.0% | COM | 459200101 |
| BRK/B | Berkshire Hathaway Inc Class B New | 1,524 | $766 | 0.2% | $303.16 | +59.8% | CL B NEW | 084670702 |
| AVEM | Avantis Emerging Markets Equity ETF | 10,143 | $762 | 0.2% | $64.84 | — | AVANTIS EMGMKT | 025072604 |
| VZ | Verizon Communications | 16,640 | $731 | 0.2% | $34.52 | +23.1% | COM | 92343V104 |
| FCX | Freeport-McMoran, Inc. | 18,219 | $715 | 0.2% | $38.53 | +12.1% | CL B | 35671D857 |
| HAL | Halliburton Co | 27,878 | $686 | 0.2% | $23.90 | -8.5% | COM | 406216101 |
| MTB | M & T Bank Corp | 3,384 | $669 | 0.2% | $186.67 | +3.8% | COM | 55261F104 |
| SUB | iShares Short-Term National Muni Bond ETF | 5,929 | $633 | 0.2% | $105.43 | — | SHRT NAT MUN ETF | 464288158 |
| SPTS | SPDR Portfolio Short Term Treasury ETF | 20,294 | $595 | 0.1% | $29.29 | — | PORTFOLIO SH TSR | 78468R101 |
| IWD | iShares Russell 1000 Value ETF | 2,819 | $574 | 0.1% | $120.27 | — | RUS 1000 VAL ETF | 464287598 |
| TIP | iShares Barclays TIPS Bond Fund | 5,134 | $571 | 0.1% | $113.84 | — | TIPS BD ETF | 464287176 |
| HYG | iShares iBoxx $ High Yield Corp Bond ETF | 7,019 | $570 | 0.1% | $82.95 | — | IBOXX HI YD ETF | 464288513 |
| DFIC | DFA Dimensional International Core Equity 2 ETF | 17,326 | $568 | 0.1% | $26.74 | — | INTL CORE EQUITY | 25434V799 |
| ROP | Roper Industries Inc New | 1,115 | $556 | 0.1% | $223.58 | +137.7% | COM | 776696106 |
| CAT | Caterpillar Inc | 1,130 | $539 | 0.1% | $243.34 | +74.8% | COM | 149123101 |
| ITW | Illinois Tool Works Inc | 1,876 | $489 | 0.1% | $149.04 | +72.7% | COM | 452308109 |
| T | AT&T Inc | 17,037 | $481 | 0.1% | $15.44 | +81.8% | COM | 00206R102 |
| DE | Deere & Co | 886 | $405 | 0.1% | $162.09 | +202.1% | COM | 244199105 |
| NFG | National Fuel Gas Co N J | 4,012 | $371 | 0.1% | $49.65 | +75.6% | COM | 636180101 |
| DFEM | DFA Dimensional Emerging Markets Core Equity 2 ETF | 10,923 | $350 | 0.1% | $28.53 | — | EMERGING MKTS CO | 25434V732 |
| IVV | iShares Core S&P 500 ETF | 512 | $343 | 0.1% | $310.74 | — | CORE S&P500 ETF | 464287200 |
| DGX | Quest Diagnostics Inc | 1,574 | $300 | 0.1% | $148.13 | +19.2% | COM | 74834L100 |
| WMT | Walmart Inc. | 2,760 | $284 | 0.1% | $78.21 | +26.9% | COM | 931142103 |
| LOW | Lowes Cos Inc | 1,126 | $283 | 0.1% | $182.78 | +33.6% | COM | 548661107 |
| VT | Vanguard Total World Stock Index Fund ETF | 2,000 | $276 | 0.1% | $102.88 | — | TT WRLD ST ETF | 922042742 |
| GWW | W W Grainger Inc | 267 | $254 | 0.1% | $271.91 | +268.0% | COM | 384802104 |
| CMI | Cummins Inc | 600 | $253 | 0.1% | $380.68 | 0.0% | COM | 231021106 |
| VNQ | Vanguard REIT Index ETF | 2,683 | $245 | 0.1% | $91.42 | — | REAL ESTATE ETF | 922908553 |
| BNDC | FlexShares Core Select Bond Fund ETF | 10,565 | $238 | 0.1% | $22.27 | — | CRE SLCT BD FD | 33939L670 |
| GOOGL | Alphabet Inc Class A | 965 | $235 | 0.1% | $209.20 | 0.0% | CAP STK CL A | 02079K305 |
| ROK | Rockwell Automation Inc Common | 666 | $233 | 0.1% | $282.18 | +21.7% | COM | 773903109 |
| VTEB | Vanguard Tax-Exempt Bond Index ETF | 4,546 | $228 | 0.1% | $51.06 | — | TAX EXEMPT BD | 922907746 |
| LLY | Eli Lilly & Co | 282 | $215 | 0.1% | $587.47 | +26.3% | COM | 532457108 |
| PGR | Progressive Corp Ohio common | 858 | $212 | 0.1% | $232.36 | -0.3% | COM | 743315103 |
| SYY | SYSCO Corp | 2,506 | $206 | 0.1% | $78.85 | 0.0% | COM | 871829107 |
| VO | Vanguard Mid-Cap ETF | 681 | $200 | 0.0% | $293.74 | — | MID CAP ETF | 922908629 |
| F | Ford Motor Co Del Par $0.01 | 12,373 | $148 | 0.0% | $10.44 | +8.5% | COM | 345370860 |