Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
—	TRUSTCO BANK CORP NY	1,062,356	$9.774M	10.1%	$9.20	—	—	COMMON STOCK	898349105
—	GENERAL ELECTRIC CO	323,077	$5.637M	5.8%	$17.45	—	—	COMMON STOCK	369604103
XOM	EXXON MOBIL CORP	62,162	$5.199M	5.4%	$83.64	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	31,429	$4.392M	4.5%	$139.74	—	—	COMMON STOCK	478160104
JPM	JP MORGAN CHASE & CO COM	36,098	$3.86M	4.0%	$106.93	—	—	COMMON STOCK	46625H100
INTC	INTEL CORP	82,031	$3.787M	3.9%	$46.17	—	—	COMMON STOCK	458140100
PG	PROCTER & GAMBLE CO	34,079	$3.131M	3.2%	$91.87	—	—	COMMON STOCK	742718109
KO	COCA COLA CO	63,928	$2.933M	3.0%	$45.88	—	—	COMMON STOCK	191216100
DIS	DISNEY WALT CO	26,896	$2.892M	3.0%	$107.53	—	—	COMMON STOCK	254687106
AMAT	APPLIED MATERIALS INC	54,740	$2.798M	2.9%	$51.11	—	—	COMMON STOCK	038222105
PEP	PEPSICO INC	22,410	$2.687M	2.8%	$119.90	—	—	COMMON STOCK	713448108
CVX	CHEVRON CORP NEW	21,383	$2.677M	2.8%	$125.19	—	—	COMMON STOCK	166764100
MMM	3M CO	11,284	$2.656M	2.7%	$235.38	—	—	COMMON STOCK	88579Y101
—	UNITED TECHNOLOGIES CORP	19,331	$2.466M	2.5%	$127.57	—	—	COMMON STOCK	913017109
WFC	WELLS FARGO & CO NEW	37,350	$2.266M	2.3%	$60.67	—	—	COMMON STOCK	949746101
MSFT	MICROSOFT CORP	24,859	$2.126M	2.2%	$85.52	—	—	COMMON STOCK	594918104
AAPL	APPLE INC	11,585	$1.961M	2.0%	$169.27	—	—	COMMON STOCK	037833100
SO	SOUTHERN CO	39,883	$1.918M	2.0%	$48.09	—	—	COMMON STOCK	842587107
IBM	INTERNATIONAL BUSINESS MACHS	11,943	$1.832M	1.9%	$153.40	—	—	COMMON STOCK	459200101
NKE	NIKE INC	26,868	$1.681M	1.7%	$62.57	—	—	COMMON STOCK	654106103
—	DOWDUPONT INC COM	23,414	$1.667M	1.7%	$71.20	—	—	COMMON STOCK	26078J100
CSCO	CISCO SYSTEMS INC	43,354	$1.661M	1.7%	$38.31	—	—	COMMON STOCK	17275R102
MCD	MCDONALDS CORP	9,022	$1.553M	1.6%	$172.13	—	—	COMMON STOCK	580135101
GIS	GENERAL MILLS INC	25,879	$1.535M	1.6%	$59.31	—	—	COMMON STOCK	370334104
CL	COLGATE PALMOLIVE CO	19,406	$1.465M	1.5%	$75.49	—	—	COMMON STOCK	194162103
VZ	VERIZON COMMUNICATIONS INC	26,956	$1.427M	1.5%	$52.94	—	—	COMMON STOCK	92343V104
PFE	PFIZER INC	37,695	$1.366M	1.4%	$36.24	—	—	COMMON STOCK	717081103
AXP	AMERICAN EXPRESS CO	12,475	$1.239M	1.3%	$99.32	—	—	COMMON STOCK	025816109
TXN	TEXAS INSTRUMENTS INC	11,775	$1.23M	1.3%	$104.46	—	—	COMMON STOCK	882508104
BMY	BRISTOL-MYERS SQUIBB CO	19,039	$1.167M	1.2%	$61.30	—	—	COMMON STOCK	110122108
WMT	WAL-MART STORES INC	11,108	$1.097M	1.1%	$98.76	—	—	COMMON STOCK	931142103
LOW	LOWES COMPANIES INC	9,287	$863K	0.9%	$92.93	—	—	COMMON STOCK	548661107
STT	STATE STREET CORP	8,525	$832K	0.9%	$97.60	—	—	COMMON STOCK	857477103
ORCL	ORACLE CORP	17,302	$818K	0.8%	$47.28	—	—	COMMON STOCK	68389X105
MRK	MERCK & CO INC	14,420	$812K	0.8%	$56.31	—	—	COMMON STOCK	58933Y105
VWO	VANGUARD EMERGING MARKETS STOCK	15,302	$702K	0.7%	$45.88	—	—	MUTUAL FUND/STOCK	922042858
NSC	NORFOLK SOUTHERN CORP	4,606	$668K	0.7%	$145.03	—	—	COMMON STOCK	655844108
TGT	TARGET CORP	9,990	$652K	0.7%	$65.27	—	—	COMMON STOCK	87612E106
MAS	MASCO CORP	14,800	$650K	0.7%	$43.92	—	—	COMMON STOCK	574599106
UPS	UNITED PARCEL SE RVICE	5,365	$639K	0.7%	$119.11	—	—	COMMON STOCK	911312106
ADP	AUTOMATIC DATA PROCESSING INC	5,381	$631K	0.7%	$117.26	—	—	COMMON STOCK	053015103
EFA	ISHARES MSCI EAFE (MKT)	8,189	$576K	0.6%	$70.34	—	—	MUTUAL FUNDS GLOBAL	464287465
PM	PHILIP MORRIS INTERNATIONAL INC	5,019	$530K	0.5%	$105.60	—	—	COMMON STOCK	718172109
ECL	ECOLAB INC	3,742	$502K	0.5%	$134.15	—	—	COMMON STOCK	278865100
EXC	EXELON CORP	12,570	$495K	0.5%	$39.38	—	—	COMMON STOCK	30161N101
SLB	SCHLUMBERGER LTD	6,857	$462K	0.5%	$67.38	—	—	FOREIGN STOCK	806857108
HD	HOME DEPOT INC	2,275	$431K	0.4%	$189.45	—	—	COMMON STOCK	437076102
LMT	LOCKHEED MARTIN CORP	1,257	$403K	0.4%	$320.60	—	—	COMMON STOCK	539830109
C	CITIGROUP INC	5,278	$393K	0.4%	$74.46	—	—	COMMON STOCK	172967424
APD	AIR PRODUCTS & CHEMICALS INC	2,200	$361K	0.4%	$164.09	—	—	COMMON STOCK	009158106
MO	ALTRIA GROUP INC	4,836	$345K	0.4%	$71.34	—	—	COMMON STOCK	02209S103
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$320K	0.3%	$198.02	—	—	COMMON STOCK	084670702
EMR	EMERSON ELECTRIC CO	4,362	$304K	0.3%	$69.69	—	—	COMMON STOCK	291011104
—	JACOBS ENGINEERING GROUP	4,351	$287K	0.3%	$65.96	—	—	COMMON STOCK	469814107
SWK	STANLEY BLACK & DECKER INC	1,632	$277K	0.3%	$169.73	—	—	COMMON STOCK	854502101
—	ANNALY CAPITAL MANAGEMENT INC	22,450	$267K	0.3%	$11.89	—	—	COMMON STOCK	035710409
CME	CME GROUP INC	1,800	$263K	0.3%	$146.11	—	—	COMMON STOCK	12572Q105
CAT	CATERPILLAR INC	1,663	$262K	0.3%	$157.55	—	—	COMMON STOCK	149123101
ALL	ALLSTATE CORP	2,500	$262K	0.3%	$104.80	—	—	COMMON STOCK	020002101
NEE	NEXTERA ENERGY INC	1,496	$233K	0.2%	$155.75	—	—	COMMON STOCK	65339F101
CMCSA	COMCAST CORP	5,800	$232K	0.2%	$40.00	—	—	COMMON STOCK	20030N101
LLY	ELI LILLY & CO	2,631	$223K	0.2%	$84.76	—	—	COMMON STOCK	532457108
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$219K	0.2%	$190.27	—	—	COMMON STOCK	883556102