Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	TRUSTCO BANK CORP NY	1,057,835	$8.938M	9.1%	—	—	COMMON STOCK	898349105
XOM	EXXON MOBIL CORP	61,358	$4.578M	4.7%	—	—	COMMON STOCK	30231G102
—	GENERAL ELECTRIC CO	319,669	$4.309M	4.4%	—	—	COMMON STOCK	369604103
INTC	INTEL CORP	81,227	$4.23M	4.3%	—	—	COMMON STOCK	458140100
JNJ	JOHNSON & JOHNSON	31,147	$3.991M	4.1%	—	—	COMMON STOCK	478160104
JPM	JP MORGAN CHASE & CO COM	35,331	$3.886M	4.0%	—	—	COMMON STOCK	46625H100
AMAT	APPLIED MATERIALS INC	54,065	$3.006M	3.1%	—	—	COMMON STOCK	038222105
ABBV	ABBVIE INC SR NT	29,873	$2.827M	2.9%	—	—	COMMON STOCK	00287Y109
KO	COCA COLA CO	63,528	$2.759M	2.8%	—	—	COMMON STOCK	191216100
PG	PROCTER & GAMBLE CO	33,696	$2.671M	2.7%	—	—	COMMON STOCK	742718109
DIS	DISNEY WALT CO	25,846	$2.596M	2.6%	—	—	COMMON STOCK	254687106
PEP	PEPSICO INC	22,224	$2.426M	2.5%	—	—	COMMON STOCK	713448108
—	UNITED TECHNOLOGIES CORP	19,131	$2.407M	2.4%	—	—	COMMON STOCK	913017109
CVX	CHEVRON CORP NEW	21,023	$2.397M	2.4%	—	—	COMMON STOCK	166764100
MMM	3M CO	10,159	$2.231M	2.3%	—	—	COMMON STOCK	88579Y101
MSFT	MICROSOFT CORP	24,130	$2.203M	2.2%	—	—	COMMON STOCK	594918104
ABT	ABBOTT LABORATORIES	36,645	$2.196M	2.2%	—	—	COMMON STOCK	002824100
WFC	WELLS FARGO & CO NEW	37,325	$1.956M	2.0%	—	—	COMMON STOCK	949746101
AAPL	APPLE INC	11,555	$1.939M	2.0%	—	—	COMMON STOCK	037833100
IBM	INTERNATIONAL BUSINESS MACHS	11,693	$1.795M	1.8%	—	—	COMMON STOCK	459200101
NKE	NIKE INC	26,104	$1.734M	1.8%	—	—	COMMON STOCK	654106103
CSCO	CISCO SYSTEMS INC	39,499	$1.694M	1.7%	—	—	COMMON STOCK	17275R102
—	DOWDUPONT INC COM	23,264	$1.483M	1.5%	—	—	COMMON STOCK	26078J100
T	AT&T INC	41,374	$1.475M	1.5%	—	—	COMMON STOCK	00206R102
MCD	MCDONALDS CORP	8,946	$1.399M	1.4%	—	—	COMMON STOCK	580135101
SO	SOUTHERN CO	30,865	$1.378M	1.4%	—	—	COMMON STOCK	842587107
CL	COLGATE PALMOLIVE CO	18,940	$1.358M	1.4%	—	—	COMMON STOCK	194162103
PFE	PFIZER INC	37,757	$1.34M	1.4%	—	—	COMMON STOCK	717081103
MDT	MEDTRONIC PLC	16,265	$1.305M	1.3%	—	—	FOREIGN STOCK	G5960L103
VZ	VERIZON COMMUNICATIONS INC	26,916	$1.287M	1.3%	—	—	COMMON STOCK	92343V104
TXN	TEXAS INSTRUMENTS INC	11,575	$1.203M	1.2%	—	—	COMMON STOCK	882508104
BMY	BRISTOL-MYERS SQUIBB CO	18,939	$1.198M	1.2%	—	—	COMMON STOCK	110122108
GIS	GENERAL MILLS INC	25,629	$1.155M	1.2%	—	—	COMMON STOCK	370334104
AXP	AMERICAN EXPRESS CO	12,075	$1.126M	1.1%	—	—	COMMON STOCK	025816109
WMT	WALMART, INC	10,675	$950K	1.0%	—	—	COMMON STOCK	931142103
STT	STATE STREET CORP	8,375	$836K	0.9%	—	—	COMMON STOCK	857477103
LOW	LOWES COMPANIES INC	9,087	$798K	0.8%	—	—	COMMON STOCK	548661107
MRK	MERCK & CO INC	14,476	$789K	0.8%	—	—	COMMON STOCK	58933Y105
ORCL	ORACLE CORP	16,902	$773K	0.8%	—	—	COMMON STOCK	68389X105
VWO	VANGUARD EMERGING MARKETS STOCK	15,300	$719K	0.7%	—	—	MUTUAL FUND/STOCK	922042858
TGT	TARGET CORP	9,684	$672K	0.7%	—	—	COMMON STOCK	87612E106
NSC	NORFOLK SOUTHERN CORP	4,606	$625K	0.6%	—	—	COMMON STOCK	655844108
MAS	MASCO CORP	14,600	$590K	0.6%	—	—	COMMON STOCK	574599106
ADP	AUTOMATIC DATA PROCESSING INC	5,165	$586K	0.6%	—	—	COMMON STOCK	053015103
EFA	ISHARES MSCI EAFE (MKT)	8,189	$571K	0.6%	—	—	MUTUAL FUNDS GLOBAL	464287465
UPS	UNITED PARCEL SERVICE	5,333	$558K	0.6%	—	—	COMMON STOCK	911312106
PM	PHILIP MORRIS INTERNATIONAL INC	5,065	$504K	0.5%	—	—	COMMON STOCK	718172109
ECL	ECOLAB INC	3,567	$489K	0.5%	—	—	COMMON STOCK	278865100
EXC	EXELON CORP	12,170	$475K	0.5%	—	—	COMMON STOCK	30161N101
SLB	SCHLUMBERGER LTD	6,741	$437K	0.4%	—	—	FOREIGN STOCK	806857108
LMT	LOCKHEED MARTIN CORP	1,267	$428K	0.4%	—	—	COMMON STOCK	539830109
JCI	JOHNSON CTLS INTL PLC SHS	10,428	$367K	0.4%	—	—	FOREIGN STOCK	G51502105
CMCSA	COMCAST CORP	10,540	$360K	0.4%	—	—	COMMON STOCK	20030N101
C	CITIGROUP INC	5,178	$350K	0.4%	—	—	COMMON STOCK	172967424
HD	HOME DEPOT INC	1,925	$343K	0.3%	—	—	COMMON STOCK	437076102
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$322K	0.3%	—	—	COMMON STOCK	084670702
APD	AIR PRODUCTS & CHEMICALS INC	2,000	$318K	0.3%	—	—	COMMON STOCK	009158106
MO	ALTRIA GROUP INC	4,836	$302K	0.3%	—	—	COMMON STOCK	02209S103
EMR	EMERSON ELECTRIC CO	4,362	$298K	0.3%	—	—	COMMON STOCK	291011104
CME	CME GROUP INC	1,700	$275K	0.3%	—	—	COMMON STOCK	12572Q105
SWK	STANLEY BLACK & DECKER INC	1,632	$250K	0.3%	—	—	COMMON STOCK	854502101
CAT	CATERPILLAR INC	1,663	$245K	0.2%	—	—	COMMON STOCK	149123101
—	JACOBS ENGINEERING GROUP	4,138	$245K	0.2%	—	—	COMMON STOCK	469814107
NEE	NEXTERA ENERGY INC	1,496	$244K	0.2%	—	—	COMMON STOCK	65339F101
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$238K	0.2%	—	—	COMMON STOCK	883556102
ALL	ALLSTATE CORP	2,500	$237K	0.2%	—	—	COMMON STOCK	020002101
—	ANNALY CAPITAL MANAGEMENT INC	22,450	$234K	0.2%	—	—	COMMON STOCK	035710409
LLY	ELI LILLY & CO	2,631	$203K	0.2%	—	—	COMMON STOCK	532457108
—	GLAXOSMITHKLINE PLC	5,194	$203K	0.2%	—	—	FOREIGN STOCK	37733W105