Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AAPL	APPLE INC	27,353	$4.683M	5.3%	$171.20	—	—	COMMON STOCK	037833100
AMAT	APPLIED MATERIALS INC	33,069	$4.578M	5.2%	$138.45	—	—	COMMON STOCK	038222105
MSFT	MICROSOFT CORP	14,145	$4.466M	5.1%	$315.75	—	—	COMMON STOCK	594918104
XOM	EXXON MOBIL CORP	33,943	$3.991M	4.5%	$117.58	—	—	COMMON STOCK	30231G102
JPM	JP MORGAN CHASE & CO	24,369	$3.534M	4.0%	$145.02	—	—	COMMON STOCK	46625H100
JNJ	JOHNSON & JOHNSON	22,559	$3.514M	4.0%	$155.75	—	—	COMMON STOCK	478160104
GE	GENERAL ELECTRIC CO	30,615	$3.384M	3.9%	$110.55	—	—	COMMON STOCK	369604301
TRST	TRUSTCO BANK CORP NY	112,321	$3.065M	3.5%	$27.29	—	—	COMMON STOCK	898349204
ABBV	ABBVIE INC SR NT	20,118	$2.999M	3.4%	$149.06	—	—	COMMON STOCK	00287Y109
CVX	CHEVRON CORP NEW	17,443	$2.941M	3.4%	$168.61	—	—	COMMON STOCK	166764100
PG	PROCTER & GAMBLE CO	18,289	$2.668M	3.0%	$145.86	—	—	COMMON STOCK	742718109
PEP	PEPSICO INC	15,550	$2.635M	3.0%	$169.44	—	—	COMMON STOCK	713448108
KO	COCA COLA CO	46,050	$2.578M	2.9%	$55.98	—	—	COMMON STOCK	191216100
ABT	ABBOTT LABORATORIES	21,860	$2.117M	2.4%	$96.85	—	—	COMMON STOCK	002824100
INTC	INTEL CORP	53,917	$1.917M	2.2%	$35.55	—	—	COMMON STOCK	458140100
MCD	MCDONALDS CORP	6,626	$1.746M	2.0%	$263.44	—	—	COMMON STOCK	580135101
CL	COLGATE PALMOLIVE CO	20,648	$1.468M	1.7%	$71.11	—	—	COMMON STOCK	194162103
AXP	AMERICAN EXPRESS CO	9,634	$1.437M	1.6%	$149.19	—	—	COMMON STOCK	025816109
LOW	LOWES COMPANIES INC	6,553	$1.362M	1.6%	$207.84	—	—	COMMON STOCK	548661107
EMR	EMERSON ELECTRIC CO	13,940	$1.346M	1.5%	$96.57	—	—	COMMON STOCK	291011104
WMT	WALMART INC	8,247	$1.319M	1.5%	$159.93	—	—	COMMON STOCK	931142103
NKE	NIKE INC	13,732	$1.313M	1.5%	$95.62	—	—	COMMON STOCK	654106103
CSCO	CISCO SYSTEMS INC	24,403	$1.312M	1.5%	$53.76	—	—	COMMON STOCK	17275R102
DIS	DISNEY WALT CO	16,105	$1.305M	1.5%	$81.05	—	—	COMMON STOCK	254687106
TXN	TEXAS INSTRUMENTS INC	7,785	$1.238M	1.4%	$159.01	—	—	COMMON STOCK	882508104
LLY	ELI LILLY & CO	2,172	$1.167M	1.3%	$537.13	—	—	COMMON STOCK	532457108
SO	SOUTHERN CO	17,418	$1.127M	1.3%	$64.72	—	—	COMMON STOCK	842587107
MRK	MERCK & CO INC	10,758	$1.108M	1.3%	$102.95	—	—	COMMON STOCK	58933Y105
PFE	PFIZER INC	33,305	$1.105M	1.3%	$33.17	—	—	COMMON STOCK	717081103
ORCL	ORACLE CORP	10,304	$1.091M	1.2%	$105.92	—	—	COMMON STOCK	68389X105
GIS	GENERAL MILLS INC	16,681	$1.067M	1.2%	$63.99	—	—	COMMON STOCK	370334104
IBM	INTERNATIONAL BUSINESS MACHS	6,869	$964K	1.1%	$140.30	—	—	COMMON STOCK	459200101
RTX	RTX CORPORATION	13,239	$953K	1.1%	$71.97	—	—	COMMON STOCK	75513E101
TGT	TARGET CORP	7,616	$842K	1.0%	$110.57	—	—	COMMON STOCK	87612E106
MDT	MEDTRONIC PLC	10,701	$839K	1.0%	$78.36	—	—	FOREIGN STOCK	G5960L103
ADP	AUTOMATIC DATA PROCESSING INC	3,336	$803K	0.9%	$240.58	—	—	COMMON STOCK	053015103
CVS	CVS HEALTH CORPORATION	10,415	$727K	0.8%	$69.82	—	—	COMMON STOCK	126650100
GEHC	GE HEALTHCARE TECHNOLOGIES INC	9,933	$676K	0.8%	$68.04	—	—	COMMON STOCK	36266G107
UPS	UNITED PARCEL SERVICE	3,923	$611K	0.7%	$155.87	—	—	COMMON STOCK	911312106
VZ	VERIZON COMMUNICATIONS INC	18,830	$610K	0.7%	$32.41	—	—	COMMON STOCK	92343V104
T	AT&T INC	38,639	$580K	0.7%	$15.02	—	—	COMMON STOCK	00206R102
BRK/B	BERKSHIRE HATHAWAY INC	1,577	$552K	0.6%	$350.30	—	—	COMMON STOCK	084670702
MAS	MASCO CORP	9,525	$509K	0.6%	$53.45	—	—	COMMON STOCK	574599106
BMY	BRISTOL-MYERS SQUIBB CO	8,459	$491K	0.6%	$58.04	—	—	COMMON STOCK	110122108
GOOG	ALPHABET INC	3,645	$481K	0.5%	$131.85	—	—	COMMON STOCK	02079K107
PM	PHILIP MORRIS INTERNATIONAL INC	4,884	$452K	0.5%	$92.58	—	—	COMMON STOCK	718172109
VWO	VANGUARD EMERGING MARKETS STOCK	11,474	$450K	0.5%	$39.21	—	—	MUTUAL FUND/STO	922042858
HD	HOME DEPOT INC	1,475	$446K	0.5%	$302.16	—	—	COMMON STOCK	437076102
MMM	3M CO	4,693	$439K	0.5%	$93.62	—	—	COMMON STOCK	88579Y101
CAT	CATERPILLAR INC	1,591	$434K	0.5%	$273.00	—	—	COMMON STOCK	149123101
LMT	LOCKHEED MARTIN CORP	1,032	$422K	0.5%	$408.96	—	—	COMMON STOCK	539830109
NSC	NORFOLK SOUTHERN CORP	2,134	$420K	0.5%	$196.93	—	—	COMMON STOCK	655844108
QQQ	INVESCO QQQ TR	1,169	$419K	0.5%	$358.27	—	—	MUTUAL FUND/STO	46090E103
STT	STATE STREET CORP	6,156	$412K	0.5%	$66.96	—	—	COMMON STOCK	857477103
J	JACOBS SOLUTIONS INC	2,670	$364K	0.4%	$136.50	—	—	COMMON STOCK	46982L108
DD	DUPONT DE NEMOURS INC	4,519	$337K	0.4%	$74.57	—	—	COMMON STOCK	26614N102
ECL	ECOLAB INC	1,985	$336K	0.4%	$169.40	—	—	COMMON STOCK	278865100
DOW	DOW INC COM	5,825	$300K	0.3%	$51.55	—	—	COMMON STOCK	260557103
JCI	JOHNSON CTLS INTL PLC SHS	5,536	$295K	0.3%	$53.21	—	—	FOREIGN STOCK	G51502105
APD	AIR PRODUCTS & CHEMICALS INC	1,000	$283K	0.3%	$283.40	—	—	COMMON STOCK	009158106
IJH	ISHARES CORE S&P MID-CAP (MKT)	1,121	$280K	0.3%	$249.35	—	—	MUTUAL FUND/STO	464287507
EXC	EXELON CORP	6,698	$253K	0.3%	$37.79	—	—	COMMON STOCK	30161N101
CME	CME GROUP INC	1,263	$253K	0.3%	$200.22	—	—	COMMON STOCK	12572Q105
MO	ALTRIA GROUP INC	5,847	$246K	0.3%	$42.05	—	—	COMMON STOCK	02209S103
IEI	ISHARES 3-7 YEAR TREASURY BOND	2,140	$242K	0.3%	$113.16	—	—	MUTUAL FUND/GOV	464288661
AMZN	AMAZON COM INC	1,795	$228K	0.3%	$127.12	—	—	COMMON STOCK	023135106
ALL	ALLSTATE CORP	1,976	$220K	0.3%	$111.41	—	—	COMMON STOCK	020002101
CMCSA	COMCAST CORP	4,900	$217K	0.2%	$44.34	—	—	COMMON STOCK	20030N101
NVDA	NVIDIA CORP	484	$211K	0.2%	$434.99	—	—	COMMON STOCK	67066G104
VO	VANGUARD MID-CAP ETF (MKT)	996	$207K	0.2%	$208.24	—	—	MUTUAL FUND/STO	922908629
DIA	SPDR DOW JONES INDUSTRIAL	605	$203K	0.2%	$334.95	—	—	MUTUAL FUND/STO	78467X109
SLB	SCHLUMBERGER LTD	3,439	$200K	0.2%	$58.30	—	—	FOREIGN STOCK	806857108