Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	General Electric Company	309,732	$8.682M	3.5%	$23.19	—	COM	369604103
XOM	Exxon Mobil Corp.	81,051	$8.202M	3.3%	$53.70	+4.2%	COM	30231G102
JNJ	Johnson & Johnson	87,067	$7.974M	3.2%	$59.86	+9.9%	COM	478160104
IBM	International Business Machine	40,643	$7.623M	3.0%	$118.67	-10.3%	COM	459200101
CVX	ChevronTexaco Corporation	57,832	$7.224M	2.9%	$71.39	+1.5%	COM	166764100
AMG	Affiliated Managers Group, Inc	30,319	$6.576M	2.6%	$153.14	+26.1%	COM	008252108
TJX	TJX Companies Inc.	101,280	$6.455M	2.6%	$20.82	+23.5%	COM	872540109
PG	Procter & Gamble	79,234	$6.45M	2.6%	$55.00	+5.5%	COM	742718109
MSFT	Microsoft Corp.	169,431	$6.338M	2.5%	$26.73	+12.3%	COM	594918104
—	United Technologies	55,444	$6.31M	2.5%	$92.94	—	COM	913017109
NSRGY	Nestle SA Spon ADR	83,037	$6.111M	2.4%	$66.12	—	COM	641069406
ADP	Automatic Data Processing	70,749	$5.716M	2.3%	$45.09	+14.1%	COM	053015103
PEP	PepsiCo Inc.	66,380	$5.506M	2.2%	$56.13	+2.9%	COM	713448108
PNC	PNC Financial Services Group,	67,614	$5.245M	2.1%	$47.34	+9.6%	COM	693475105
—	Liberty Property Trust	150,964	$5.113M	2.0%	$36.80	—	COM	531172104
OMC	Omnicom Group	65,447	$4.867M	1.9%	$40.91	+12.9%	COM	681919106
EAT	Brinker International Inc.	96,920	$4.491M	1.8%	$32.11	+13.6%	COM	109641100
PAA	Plains All Amer Pipeline LP	84,925	$4.397M	1.8%	$55.27	—	COM	726503105
—	Express Scripts Holding Compan	62,192	$4.368M	1.7%	$61.75	—	COM	30219G108
UPS	United Parcel Service, Inc. Cl	41,474	$4.358M	1.7%	$55.43	+16.3%	COM	911312106
AAPL	Apple Computer	7,627	$4.279M	1.7%	$13.16	+24.4%	COM	037833100
—	Energy XXI (Bermuda) Ltd.	153,825	$4.163M	1.7%	$23.61	—	COM	G10082140
ABT	Abbott Laboratories	106,800	$4.094M	1.6%	$28.76	+1.6%	COM	002824100
—	Agilent Technologies	69,990	$4.003M	1.6%	$42.85	—	COM	00846u101
UNH	UnitedHealth Group Inc.	53,126	$4M	1.6%	$51.36	+15.0%	COM	91324P102
PPL	PPL Corporation	130,632	$3.931M	1.6%	$16.36	+0.0%	COM	69351T106
KEY	KeyCorp	283,342	$3.802M	1.5%	$6.57	+22.5%	COM	493267108
—	McKesson Corporation	22,622	$3.651M	1.5%	$114.51	—	COM	58155q103
FITB	Fifth Third Bancorp	171,187	$3.6M	1.4%	$11.47	+14.0%	COM	316773100
IWN	iShares Russell 2000 Value Ind	34,246	$3.407M	1.4%	$87.20	—	XTMF	464287630
—	BCE Inc.	76,065	$3.293M	1.3%	$41.40	—	COM	05534b760
—	Weatherford Int'l Ltd.	212,367	$3.29M	1.3%	$13.72	—	COM	H27013103
CDNS	Cadence Design Systems, Inc.	230,050	$3.225M	1.3%	$13.98	-4.1%	COM	127387108
—	Energy Transfer Partners, L.P.	54,972	$3.147M	1.3%	$57.25	—	COM	29273R109
BA	Boeing Co.	19,916	$2.718M	1.1%	$80.37	+38.0%	COM	097023105
—	Discover Financial Services	45,974	$2.572M	1.0%	$51.52	—	COM	254709108
COP	ConocoPhillips	36,381	$2.57M	1.0%	$40.20	+20.4%	COM	20825C104
GIS	General Mills Inc.	51,300	$2.56M	1.0%	$32.36	+1.6%	COM	370334104
BHP	BHP Billiton Ltd Adr	37,284	$2.543M	1.0%	$57.65	—	COM	088606108
—	AbbVie Inc.	47,488	$2.508M	1.0%	$41.34	—	COM	00287y109
—	Susquehanna Bancshares, Inc.	191,703	$2.461M	1.0%	$12.85	—	COM	869099101
—	Actavis PLC	14,531	$2.441M	1.0%	$167.99	—	COM	G0083B108
CAG	ConAgra Foods Inc.	68,275	$2.301M	0.9%	$17.69	-6.3%	COM	205887102
—	AT&T, Inc.	56,334	$1.981M	0.8%	$35.40	—	COM	00206r102
—	Enbridge Energy Partners, L.P.	66,170	$1.976M	0.8%	$30.49	—	COM	29250r106
—	Whiting Petroleum Corp.	31,786	$1.967M	0.8%	$47.58	—	COM	966387102
—	Invesco Limited	48,315	$1.759M	0.7%	$32.71	—	COM	g491bt108
—	Verizon Communications	34,700	$1.705M	0.7%	$49.92	—	COM	92343v104
—	Exelon Corporation	60,675	$1.662M	0.7%	$30.85	—	COM	30161n101
UNP	Union Pacific Corp.	9,633	$1.618M	0.6%	$57.25	+5.8%	COM	907818108
—	Kinder Morgan Energy Partners	18,405	$1.485M	0.6%	$85.40	—	COM	494550106
—	SunTrust Banks	39,090	$1.439M	0.6%	$31.77	—	COM	867914103
—	Annaly Mortgage Management, In	135,724	$1.353M	0.5%	$11.87	—	COM	035710409
KELYA	Kelly Services Cl A	53,200	$1.327M	0.5%	$14.88	+25.1%	COM	488152208
SUI	Sun Communities Inc.	28,360	$1.209M	0.5%	$49.44	—	COM	866674104
BAC	Bank of America Corp.	75,800	$1.18M	0.5%	$10.03	+16.5%	COM	060505104
PDER	Pardee Resources Company, Inc.	4,750	$1.059M	0.4%	$225.60	-3.4%	COM	699437109
—	3M Co.	7,276	$1.02M	0.4%	$112.55	—	COM	88579y101
—	Terra Nitrogen Company, LP	7,115	$1.004M	0.4%	$207.06	—	COM	881005201
KO	Coca-Cola Co.	23,737	$981K	0.4%	$27.78	-3.0%	COM	191216100
KMB	Kimberly-Clark Corp.	9,283	$970K	0.4%	$62.95	+5.4%	COM	494368103
—	Diageo PLC Spon ADR	6,681	$885K	0.4%	$114.95	—	COM	25243q205
—	Regions Financial Corporation	86,503	$856K	0.3%	$9.50	—	COM	7591ep100
MRK	Merck & Co.	16,880	$845K	0.3%	$30.06	+4.1%	COM	58933Y105
—	Du Pont, E. I.	12,995	$844K	0.3%	$52.82	—	COM	263534109
—	Health Care REIT, Inc.	13,959	$748K	0.3%	$64.59	—	COM	42217k106
PFE	Pfizer, Inc.	23,565	$722K	0.3%	$16.64	+5.9%	COM	717081103
CHKP	Check Point Software	11,000	$709K	0.3%	$60.13	0.0%	COM	M22465104
—	Cisco Systems Inc.	31,550	$708K	0.3%	$24.34	—	COM	17275r102
CBU	Community Bank System Inc	17,842	$708K	0.3%	$22.78	+11.4%	COM	203607106
—	J.P. Morgan Chase	11,733	$686K	0.3%	$52.78	—	COM	46625h100
PSX	Phillips 66	8,839	$682K	0.3%	$40.44	+7.4%	COM	718546104
—	Newfield Exploration Company	25,775	$635K	0.3%	$23.88	—	COM	651290108
HAL	Halliburton Company	12,143	$616K	0.2%	$34.01	+21.4%	COM	406216101
BRK/B	Berkshire Hathaway Inc. Cl B	5,127	$608K	0.2%	$110.39	+4.7%	COM	084670702
—	Buckeye Partners L P Unit L	8,255	$586K	0.2%	$70.14	—	COM	118230101
—	Cerner Corporation	10,360	$577K	0.2%	$77.59	—	COM	156782104
SLB	Schlumberger Ltd	6,269	$565K	0.2%	$53.02	+22.7%	COM	806857108
LEA	Lear Corporation	6,825	$553K	0.2%	$63.87	0.0%	COM	521865204
—	People's United Financial, Inc	36,431	$551K	0.2%	$14.90	—	COM	712704105
BRK/A	Berkshire Hathaway Inc. Cl A	3	$534K	0.2%	$165023.42	+5.1%	COM	084670108
EMR	Emerson Electric Co	7,280	$511K	0.2%	$40.02	+20.4%	COM	291011104
APD	Air Products & Chemicals Inc	4,245	$475K	0.2%	$72.39	+3.4%	COM	009158106
IWD	iShares Russell 1000 Value Ind	5,000	$471K	0.2%	$83.72	—	XTMF	464287598
CVS	CVS Caremark Corporation	6,475	$463K	0.2%	$46.31	0.0%	COM	126650100
—	Nordstrom, Inc.	6,910	$427K	0.2%	$61.79	—	COM	655664100
HBAN	Huntington Bancshares, Inc.	44,150	$426K	0.2%	$4.66	+21.9%	COM	446150104
MCD	McDonald's Corp.	4,370	$424K	0.2%	$71.58	-2.2%	COM	580135101
BMY	Bristol-Myers Squibb	7,923	$421K	0.2%	$28.67	+19.2%	COM	110122108
DIS	Disney, Walt	5,470	$418K	0.2%	$56.26	+9.6%	COM	254687106
IJR	iShares S&P SmallCap 600 Index	3,585	$391K	0.2%	$90.38	—	XTMF	464287804
—	CYS Investments Inc	52,500	$389K	0.2%	$7.92	—	COM	12673a108
AFL	AFLAC Inc.	5,750	$384K	0.2%	$20.11	+22.4%	COM	001055102
BSV	Vanguard Short-Term Bond Fund	4,715	$377K	0.2%	$80.17	—	XTMI	921937827
IWM	iShares Russell 2000 Index Fun	3,247	$375K	0.1%	$97.01	—	XTMF	464287655
EPD	Enterprise Products Partners L	5,650	$375K	0.1%	$62.18	—	COM	293792107
CZNC	Citizens & Northern Corp.	18,100	$373K	0.1%	$10.24	+6.2%	COM	172922106
VWO	Vanguard Emerging Markets	8,925	$367K	0.1%	$39.24	—	XTIF	922042858
AZN	AstraZeneca PLC Spon ADR	5,800	$344K	0.1%	$49.01	—	COM	046353108
SO	Southern Company	8,360	$344K	0.1%	$26.74	-8.1%	COM	842587107
INTC	Intel Corporation	12,961	$336K	0.1%	$17.13	+4.6%	COM	458140100
SYY	Sysco Corp.	8,915	$322K	0.1%	$24.40	-0.1%	COM	871829107
BDX	Becton Dickinson & Co.	2,875	$318K	0.1%	$78.11	+9.8%	COM	075887109
—	Anadarko Petroleum Corp.	3,984	$316K	0.1%	$86.32	—	COM	032511107
—	Praxair Inc.	2,378	$309K	0.1%	$115.43	—	COM	74005P104
IWR	iShares Russell Midcap Index F	2,000	$300K	0.1%	$130.00	—	XTMF	464287499
IVV	iShares S&P 500 Index Fund	1,600	$297K	0.1%	$160.63	—	XTMF	464287200
QCOM	Qualcomm Inc.	3,981	$296K	0.1%	$45.06	+11.8%	COM	747525103
IBB	iShares Nasdaq Biotechnology I	1,275	$290K	0.1%	$174.12	—	XTMF	464287556
—	Wisconsin Energy Corp.	7,000	$289K	0.1%	$41.00	—	COM	976657106
HD	Home Depot Inc.	3,466	$285K	0.1%	$56.05	+4.8%	COM	437076102
—	Costco Wholesale	2,329	$277K	0.1%	$111.18	—	COM	22160k105
—	Capstead Mortgage Corp.	21,600	$261K	0.1%	$11.89	—	COM	14067E506
TIP	iShares Barclays US TIPS Fund	2,346	$258K	0.1%	$111.95	—	XTMI	464287176
—	SPDR Gold Trust	2,200	$255K	0.1%	$119.09	—	XTAL	78463v107
CL	Colgate-Palmolive Co.	3,830	$250K	0.1%	$44.38	+9.1%	COM	194162103
CINF	Cincinnati Financial Corp.	4,650	$244K	0.1%	$35.55	0.0%	COM	172062101
ITW	Illinois Tool Works	2,866	$241K	0.1%	$54.78	+8.5%	COM	452308109
SHW	Sherwin Williams	1,308	$240K	0.1%	$53.48	+2.1%	COM	824348106
—	Google, Inc.	212	$238K	0.1%	$1122.64	—	COM	38259p508
—	Raytheon Company	2,617	$237K	0.1%	$90.56	—	COM	755111507
HON	Honeywell International	2,591	$237K	0.1%	$57.46	+5.8%	COM	438516106
—	VIVUS, Inc.	25,000	$227K	0.1%	$12.60	—	COM	928551100
—	Synovus Financial Corp	62,539	$225K	0.1%	$2.93	—	COM	87161c105
—	Total System Services, Inc.	6,700	$223K	0.1%	$33.28	—	COM	891906109
CBT	Cabot Corporation	4,000	$206K	0.1%	$35.58	0.0%	COM	127055101
—	Noble Energy, Inc.	2,990	$204K	0.1%	$66.89	—	COM	655044105
NWBI	Northwest Bancshares, Inc.	12,100	$179K	0.1%	$5.92	+16.2%	COM	667340103
—	MFS Multimarket Income Trust	18,025	$119K	0.0%	$6.66	—	XTMI	552737108
—	HouseRaising, Inc.	10,000	$0	0.0%	—	—	COM	44183w106