Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JNJ	Johnson & Johnson	91,846	$9.609M	3.5%	$60.22	+21.5%	COM	478160104
—	General Electric Company	328,060	$8.621M	3.1%	$23.35	—	COM	369604103
XOM	Exxon Mobil Corp.	78,057	$7.859M	2.9%	$53.70	+15.2%	COM	30231G102
CVX	ChevronTexaco Corporation	58,968	$7.698M	2.8%	$71.36	+6.4%	COM	166764100
MSFT	Microsoft Corp.	173,149	$7.22M	2.6%	$26.89	+26.3%	COM	594918104
AMG	Affiliated Managers Group, Inc	34,739	$7.135M	2.6%	$157.54	+18.8%	COM	008252108
—	United Technologies	58,976	$6.809M	2.5%	$94.34	—	COM	913017109
NSRGY	Nestle SA Spon ADR	85,096	$6.609M	2.4%	$66.37	—	COM	641069406
—	Actavis PLC	29,380	$6.553M	2.4%	$195.14	—	COM	G0083B108
PNC	PNC Financial Services Group,	69,394	$6.18M	2.2%	$47.63	+25.5%	COM	693475105
PEP	PepsiCo Inc.	68,499	$6.12M	2.2%	$56.23	+8.3%	COM	713448108
TJX	TJX Companies Inc.	111,837	$5.944M	2.2%	$21.26	+14.4%	COM	872540109
—	Liberty Property Trust	145,664	$5.525M	2.0%	$36.80	—	COM	531172104
ADP	Automatic Data Processing	69,309	$5.495M	2.0%	$45.09	+17.2%	COM	053015103
PAA	Plains All Amer Pipeline LP	90,575	$5.439M	2.0%	$55.27	—	COM	726503105
CDNS	Cadence Design Systems, Inc.	304,925	$5.333M	1.9%	$14.29	+11.9%	COM	127387108
AAPL	Apple Computer	55,961	$5.2M	1.9%	$17.90	+4.2%	COM	037833100
OMC	Omnicom Group	71,918	$5.122M	1.9%	$41.55	+14.0%	COM	681919106
IWN	iShares Russell 2000 Value Ind	48,856	$5.045M	1.8%	$91.54	—	XTMF	464287630
—	AmTrust Financial Services	119,575	$4.999M	1.8%	$37.61	—	COM	032359309
ABT	Abbott Laboratories	119,264	$4.878M	1.8%	$28.98	+8.6%	COM	002824100
UPS	United Parcel Service, Inc. Cl	47,324	$4.858M	1.8%	$56.56	+17.8%	COM	911312106
EAT	Brinker International Inc.	99,195	$4.826M	1.8%	$32.27	+29.1%	COM	109641100
—	Nordstrom, Inc.	70,575	$4.794M	1.7%	$63.21	—	COM	655664100
BA	Boeing Co.	37,250	$4.739M	1.7%	$94.97	+18.5%	COM	097023105
PPL	PPL Corporation	129,932	$4.616M	1.7%	$16.36	+14.5%	COM	69351T106
—	Agilent Technologies	71,784	$4.123M	1.5%	$43.42	—	COM	00846u101
KEY	KeyCorp	285,492	$4.091M	1.5%	$6.60	+34.5%	COM	493267108
—	Discover Financial Services	64,956	$4.026M	1.5%	$53.59	—	COM	254709108
CHKP	Check Point Software	58,575	$3.926M	1.4%	$64.84	+1.4%	COM	M22465104
QCOM	Qualcomm Inc.	48,996	$3.88M	1.4%	$56.32	+1.7%	COM	747525103
—	BCE Inc.	85,404	$3.874M	1.4%	$41.63	—	COM	05534b760
FITB	Fifth Third Bancorp	179,514	$3.833M	1.4%	$11.61	+23.0%	COM	316773100
APD	Air Products & Chemicals Inc	29,464	$3.79M	1.4%	$78.33	+7.1%	COM	009158106
—	Energy XXI (Bermuda) Ltd.	158,775	$3.752M	1.4%	$23.61	—	COM	G10082140
GIS	General Mills Inc.	70,385	$3.698M	1.3%	$32.63	+9.6%	COM	370334104
—	Energy Transfer Partners, L.P.	56,572	$3.279M	1.2%	$57.15	—	COM	29273R109
—	Weatherford Int'l plc	141,075	$3.245M	1.2%	$23.00	—	COM	G48833100
—	Verizon Communications	61,917	$3.03M	1.1%	$48.94	—	COM	92343v104
COP	ConocoPhillips	34,882	$2.99M	1.1%	$40.20	+32.7%	COM	20825C104
CVS	CVS Caremark Corporation	38,268	$2.884M	1.0%	$51.90	+5.8%	COM	126650100
—	Whiting Petroleum Corp.	35,855	$2.877M	1.0%	$49.92	—	COM	966387102
LEA	Lear Corporation	31,705	$2.832M	1.0%	$65.09	+8.4%	COM	521865204
—	AbbVie Inc.	45,475	$2.567M	0.9%	$41.34	—	COM	00287y109
PG	Procter & Gamble	31,367	$2.465M	0.9%	$55.00	+6.0%	COM	742718109
—	Enbridge Energy Partners, L.P.	63,870	$2.359M	0.9%	$30.49	—	COM	29250r106
—	Invesco Limited	52,240	$1.972M	0.7%	$33.05	—	COM	g491bt108
—	SunTrust Banks	48,490	$1.943M	0.7%	$33.38	—	COM	867914103
—	AT&T, Inc.	54,296	$1.92M	0.7%	$35.40	—	COM	00206r102
UNP	Union Pacific Corp.	19,024	$1.898M	0.7%	$66.01	+13.3%	COM	907818108
—	Kinder Morgan Energy Partners	18,405	$1.513M	0.6%	$85.40	—	COM	494550106
SUI	Sun Communities Inc.	29,585	$1.475M	0.5%	$49.27	—	COM	866674104
—	Annaly Mortgage Management, In	128,724	$1.471M	0.5%	$11.87	—	COM	035710409
IBM	International Business Machine	7,803	$1.414M	0.5%	$118.67	-5.4%	COM	459200101
HAL	Halliburton Company	18,821	$1.336M	0.5%	$37.94	+35.7%	COM	406216101
—	Susquehanna Bancshares, Inc.	125,552	$1.326M	0.5%	$12.85	—	COM	869099101
PDER	Pardee Resources Company, Inc.	4,750	$1.325M	0.5%	$225.60	+14.8%	COM	699437109
—	Terra Nitrogen Company, LP	8,680	$1.253M	0.5%	$196.41	—	COM	881005201
BAC	Bank of America Corp.	75,800	$1.165M	0.4%	$10.03	+22.1%	COM	060505104
MRK	Merck & Co.	19,055	$1.102M	0.4%	$30.93	+22.7%	COM	58933Y105
—	3M Co.	7,676	$1.1M	0.4%	$113.96	—	COM	88579y101
KMB	Kimberly-Clark Corp.	9,430	$1.049M	0.4%	$63.09	+13.7%	COM	494368103
PFE	Pfizer, Inc.	35,315	$1.048M	0.4%	$16.96	+3.5%	COM	717081103
—	Health Care REIT, Inc.	15,909	$997K	0.4%	$64.05	—	COM	42217k106
KO	Coca-Cola Co.	22,337	$946K	0.3%	$27.78	+1.2%	COM	191216100
—	Regions Financial Corporation	87,878	$933K	0.3%	$9.59	—	COM	7591ep100
—	Newfield Exploration Company	20,780	$918K	0.3%	$23.88	—	COM	651290108
—	AmerisourceBergen Corp.	12,635	$918K	0.3%	$72.66	—	COM	03073e105
KELYA	Kelly Services Cl A	52,700	$905K	0.3%	$14.88	+13.5%	COM	488152208
—	Du Pont, E. I.	12,895	$844K	0.3%	$52.82	—	COM	263534109
—	Diageo PLC Spon ADR	6,356	$809K	0.3%	$114.95	—	COM	25243q205
SLB	Schlumberger Ltd	6,215	$733K	0.3%	$53.02	+41.2%	COM	806857108
CBU	Community Bank System Inc	19,242	$697K	0.3%	$22.99	+11.9%	COM	203607106
—	Buckeye Partners L P Unit L	8,255	$686K	0.2%	$70.14	—	COM	118230101
—	J.P. Morgan Chase	11,507	$663K	0.2%	$52.78	—	COM	46625h100
BRK/B	Berkshire Hathaway Inc. Cl B	5,127	$649K	0.2%	$110.39	+14.7%	COM	084670702
BRK/A	Berkshire Hathaway Inc. Cl A	3	$570K	0.2%	$165023.42	+15.0%	COM	084670108
—	Cerner Corporation	10,285	$531K	0.2%	$77.59	—	COM	156782104
IWD	iShares Russell 1000 Value Ind	5,000	$506K	0.2%	$83.72	—	XTMF	464287598
AZN	AstraZeneca PLC Spon ADR	6,300	$468K	0.2%	$51.02	—	COM	046353108
EMR	Emerson Electric Co	6,730	$447K	0.2%	$40.02	+22.8%	COM	291011104
DIS	Disney, Walt	5,114	$438K	0.2%	$56.26	+30.5%	COM	254687106
HBAN	Huntington Bancshares, Inc.	45,650	$436K	0.2%	$4.70	+27.8%	COM	446150104
—	Anadarko Petroleum Corp.	3,984	$436K	0.2%	$86.32	—	COM	032511107
EPD	Enterprise Products Partners L	5,412	$424K	0.2%	$62.18	—	COM	293792107
—	CYS Investments Inc	46,500	$419K	0.2%	$7.92	—	COM	12673a108
IJR	iShares S&P SmallCap 600 Index	3,715	$416K	0.2%	$91.13	—	XTMF	464287804
INTC	Intel Corporation	12,935	$400K	0.1%	$17.13	+20.7%	COM	458140100
—	SPDR Gold Trust	2,940	$376K	0.1%	$121.02	—	XTAL	78463v107
BMY	Bristol-Myers Squibb	7,723	$375K	0.1%	$28.67	+16.9%	COM	110122108
MCD	McDonald's Corp.	3,613	$364K	0.1%	$71.58	+4.5%	COM	580135101
CZNC	Citizens & Northern Corp.	18,100	$353K	0.1%	$10.24	+1.5%	COM	172922106
—	Capstead Mortgage Corp.	25,900	$341K	0.1%	$12.02	—	COM	14067E506
AFL	AFLAC Inc.	5,400	$336K	0.1%	$20.11	+17.8%	COM	001055102
IWR	iShares Russell Midcap Index F	2,025	$329K	0.1%	$130.40	—	XTMF	464287499
SYY	Sysco Corp.	8,766	$328K	0.1%	$24.40	+10.3%	COM	871829107
—	Wisconsin Energy Corp.	7,000	$328K	0.1%	$41.00	—	COM	976657106
IWM	iShares Russell 2000 Index Fun	2,747	$326K	0.1%	$97.01	—	XTMF	464287655
—	Praxair Inc.	2,418	$321K	0.1%	$115.71	—	COM	74005P104
SO	Southern Company	6,944	$315K	0.1%	$26.74	+0.8%	COM	842587107
IBB	iShares Nasdaq Biotechnology I	1,225	$315K	0.1%	$174.12	—	XTMF	464287556
BSV	Vanguard Short-Term Bond Fund	3,920	$315K	0.1%	$80.17	—	XTMI	921937827
VWO	Vanguard Emerging Markets	7,269	$314K	0.1%	$39.31	—	XTIF	922042858
IVV	iShares S&P 500 Index Fund	1,500	$296K	0.1%	$160.63	—	XTMF	464287200
EFA	iShares MSCI EAFE Index Fund	4,005	$274K	0.1%	$67.17	—	XTIF	464287465
TIP	iShares Barclays US TIPS Fund	2,346	$271K	0.1%	$111.95	—	XTMI	464287176
SHW	Sherwin Williams	1,288	$267K	0.1%	$53.48	+11.9%	COM	824348106
CL	Colgate-Palmolive Co.	3,830	$261K	0.1%	$44.38	+15.4%	COM	194162103
NEE	NextEra Energy, Inc.	2,514	$258K	0.1%	$16.73	+7.1%	COM	65339F101
—	Costco Wholesale	2,229	$257K	0.1%	$111.18	—	COM	22160k105
CINF	Cincinnati Financial Corp.	5,325	$256K	0.1%	$35.42	-1.8%	COM	172062101
—	Raytheon Company	2,771	$256K	0.1%	$91.02	—	COM	755111507
HD	Home Depot Inc.	3,116	$252K	0.1%	$56.05	+7.2%	COM	437076102
ITW	Illinois Tool Works	2,866	$251K	0.1%	$54.78	+19.4%	COM	452308109
HON	Honeywell International	2,681	$249K	0.1%	$57.74	+13.8%	COM	438516106
CBT	Cabot Corporation	4,000	$232K	0.1%	$35.58	+24.2%	COM	127055101
—	Magellan Midstream Partners, L	2,725	$229K	0.1%	$84.04	—	COM	559080106
SYK	Stryker Corporation	2,600	$219K	0.1%	$69.03	+3.1%	COM	863667101
—	Synovus Financial Corp	8,788	$214K	0.1%	$24.35	—	COM	87161c501
—	Total System Services, Inc.	6,500	$204K	0.1%	$33.28	—	COM	891906109
—	VIVUS, Inc.	34,500	$184K	0.1%	$10.77	—	COM	928551100
—	MFS Multimarket Income Trust	11,025	$73,000	0.0%	$6.66	—	XTMI	552737108
—	HouseRaising, Inc.	10,000	$0	0.0%	—	—	COM	44183w106