Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JNJ	Johnson & Johnson	92,636	$9.874M	3.7%	$60.22	+25.5%	COM	478160104
—	General Electric Company	325,830	$8.348M	3.2%	$23.35	—	COM	369604103
MSFT	Microsoft Corp.	173,284	$8.033M	3.0%	$26.89	+40.0%	COM	594918104
—	Actavis PLC	30,001	$7.239M	2.7%	$196.10	—	COM	G0083B108
XOM	Exxon Mobil Corp.	76,852	$7.228M	2.7%	$53.70	+14.5%	COM	30231G102
CVX	ChevronTexaco Corporation	58,823	$7.019M	2.7%	$71.36	+10.0%	COM	166764100
AMG	Affiliated Managers Group, Inc	34,189	$6.85M	2.6%	$157.54	+25.4%	COM	008252108
TJX	TJX Companies Inc.	111,041	$6.57M	2.5%	$21.26	+13.5%	COM	872540109
PEP	PepsiCo Inc.	68,519	$6.378M	2.4%	$56.23	+15.4%	COM	713448108
NSRGY	Nestle SA Spon ADR	85,140	$6.269M	2.4%	$66.37	—	COM	641069406
—	United Technologies	58,151	$6.141M	2.3%	$94.34	—	COM	913017109
PNC	PNC Financial Services Group,	71,548	$6.123M	2.3%	$48.00	+24.7%	COM	693475105
AAPL	Apple Computer	55,348	$5.576M	2.1%	$17.90	+20.8%	COM	037833100
PAA	Plains All Amer Pipeline LP	93,325	$5.493M	2.1%	$55.37	—	COM	726503105
EAT	Brinker International Inc.	106,720	$5.42M	2.1%	$32.82	+22.1%	COM	109641100
CDNS	Cadence Design Systems, Inc.	301,675	$5.192M	2.0%	$14.29	+21.4%	COM	127387108
OMC	Omnicom Group	71,978	$4.956M	1.9%	$41.55	+17.5%	COM	681919106
ABT	Abbott Laboratories	118,529	$4.93M	1.9%	$28.98	+17.7%	COM	002824100
—	Liberty Property Trust	148,189	$4.929M	1.9%	$36.74	—	COM	531172104
BA	Boeing Co.	38,224	$4.869M	1.8%	$95.34	+14.6%	COM	097023105
—	Nordstrom, Inc.	70,775	$4.839M	1.8%	$63.21	—	COM	655664100
—	AmTrust Financial Services	120,525	$4.799M	1.8%	$37.61	—	COM	032359309
CHKP	Check Point Software	67,415	$4.668M	1.8%	$65.26	+4.3%	COM	M22465104
IWN	iShares Russell 2000 Value Ind	49,858	$4.665M	1.8%	$91.58	—	XTMF	464287630
UPS	United Parcel Service, Inc. Cl	46,599	$4.58M	1.7%	$56.56	+17.3%	COM	911312106
—	Discover Financial Services	70,658	$4.55M	1.7%	$54.46	—	COM	254709108
PPL	PPL Corporation	129,732	$4.26M	1.6%	$16.36	+14.8%	COM	69351T106
—	Agilent Technologies	71,659	$4.083M	1.5%	$43.42	—	COM	00846u101
KEY	KeyCorp	295,217	$3.935M	1.5%	$6.67	+32.3%	COM	493267108
APD	Air Products & Chemicals Inc	29,539	$3.845M	1.5%	$78.33	+18.0%	COM	009158106
FITB	Fifth Third Bancorp	191,889	$3.842M	1.5%	$11.76	+18.5%	COM	316773100
QCOM	Qualcomm Inc.	51,381	$3.842M	1.5%	$56.28	-1.5%	COM	747525103
—	BCE Inc.	87,504	$3.742M	1.4%	$41.66	—	COM	05534b760
—	Energy Transfer Partners, L.P.	57,062	$3.651M	1.4%	$57.15	—	COM	29273R109
—	Verizon Communications	65,742	$3.286M	1.2%	$49.00	—	COM	92343v104
CVS	CVS Caremark Corporation	40,792	$3.247M	1.2%	$52.24	+10.0%	COM	126650100
LEA	Lear Corporation	35,295	$3.05M	1.2%	$66.54	+19.3%	COM	521865204
—	Whiting Petroleum Corp.	37,740	$2.927M	1.1%	$51.30	—	COM	966387102
PG	Procter & Gamble	31,007	$2.597M	1.0%	$55.00	+8.6%	COM	742718109
—	AbbVie Inc.	44,350	$2.562M	1.0%	$41.34	—	COM	00287y109
—	Enbridge Energy Partners, L.P.	63,060	$2.45M	0.9%	$30.49	—	COM	29250r106
COP	ConocoPhillips	30,452	$2.33M	0.9%	$40.20	+41.0%	COM	20825C104
—	Invesco Limited	56,115	$2.215M	0.8%	$33.50	—	COM	g491bt108
—	Weatherford Int'l plc	101,100	$2.103M	0.8%	$23.00	—	COM	G48833100
UNP	Union Pacific Corp.	18,974	$2.057M	0.8%	$66.01	+21.7%	COM	907818108
—	SunTrust Banks	52,309	$1.989M	0.8%	$33.72	—	COM	867914103
—	AT&T, Inc.	53,931	$1.901M	0.7%	$35.40	—	COM	00206r102
—	Energy XXI (Bermuda) Ltd.	156,225	$1.773M	0.7%	$23.61	—	COM	G10082140
—	AmerisourceBergen Corp.	22,585	$1.746M	0.7%	$74.71	—	COM	03073e105
—	Kinder Morgan Energy Partners	18,405	$1.717M	0.7%	$85.40	—	COM	494550106
HAL	Halliburton Company	24,333	$1.57M	0.6%	$41.85	+31.9%	COM	406216101
SUI	Sun Communities Inc.	29,960	$1.513M	0.6%	$49.28	—	COM	866674104
—	Annaly Mortgage Management, In	128,724	$1.375M	0.5%	$11.87	—	COM	035710409
PDER	Pardee Resources Company, Inc.	4,750	$1.369M	0.5%	$225.60	+28.5%	COM	699437109
BAC	Bank of America Corp.	75,650	$1.29M	0.5%	$10.03	+25.4%	COM	060505104
IBM	International Business Machine	6,757	$1.283M	0.5%	$118.67	-3.7%	COM	459200101
—	Terra Nitrogen Company, LP	8,530	$1.232M	0.5%	$196.41	—	COM	881005201
MRK	Merck & Co.	19,963	$1.183M	0.4%	$31.31	+25.7%	COM	58933Y105
PFE	Pfizer, Inc.	36,140	$1.069M	0.4%	$16.97	+2.8%	COM	717081103
—	Health Care REIT, Inc.	16,384	$1.022M	0.4%	$64.00	—	COM	42217k106
—	3M Co.	6,711	$951K	0.4%	$113.96	—	COM	88579y101
KO	Coca-Cola Co.	22,187	$946K	0.4%	$27.78	+3.9%	COM	191216100
KMB	Kimberly-Clark Corp.	8,755	$942K	0.4%	$63.09	+12.3%	COM	494368103
—	Du Pont, E. I.	13,095	$940K	0.4%	$53.11	—	COM	263534109
ADP	Automatic Data Processing	10,910	$906K	0.3%	$45.09	+24.8%	COM	053015103
—	Regions Financial Corporation	86,128	$865K	0.3%	$9.59	—	COM	7591ep100
KELYA	Kelly Services Cl A	52,700	$826K	0.3%	$14.88	-4.2%	COM	488152208
CBU	Community Bank System Inc	23,692	$796K	0.3%	$23.34	+6.4%	COM	203607106
—	Diageo PLC Spon ADR	6,256	$722K	0.3%	$114.95	—	COM	25243q205
BRK/B	Berkshire Hathaway Inc. Cl B	5,127	$708K	0.3%	$110.39	+20.7%	COM	084670702
—	J.P. Morgan Chase	11,407	$687K	0.3%	$52.78	—	COM	46625h100
—	Buckeye Partners L P Unit L	8,155	$649K	0.2%	$70.14	—	COM	118230101
SLB	Schlumberger Ltd	6,215	$632K	0.2%	$53.02	+49.9%	COM	806857108
BRK/A	Berkshire Hathaway Inc. Cl A	3	$621K	0.2%	$165023.42	+21.1%	COM	084670108
—	Cerner Corporation	10,285	$613K	0.2%	$77.59	—	COM	156782104
IWD	iShares Russell 1000 Value Ind	5,000	$500K	0.2%	$83.72	—	XTMF	464287598
—	Capstead Mortgage Corp.	39,450	$483K	0.2%	$12.09	—	COM	14067E506
AZN	AstraZeneca PLC Spon ADR	6,300	$450K	0.2%	$51.02	—	COM	046353108
DIS	Disney, Walt	5,014	$446K	0.2%	$56.26	+41.0%	COM	254687106
EPD	Enterprise Products Partners L	10,824	$436K	0.2%	$51.23	—	COM	293792107
HBAN	Huntington Bancshares, Inc.	44,650	$434K	0.2%	$4.70	+33.7%	COM	446150104
—	CYS Investments Inc	49,600	$409K	0.2%	$7.94	—	COM	12673a108
IBB	iShares Nasdaq Biotechnology I	1,425	$390K	0.1%	$188.09	—	XTMF	464287556
IJR	iShares S&P SmallCap 600 Index	3,715	$387K	0.1%	$91.13	—	XTMF	464287804
EMR	Emerson Electric Co	6,190	$387K	0.1%	$40.02	+19.4%	COM	291011104
INTC	Intel Corporation	11,075	$386K	0.1%	$17.13	+50.3%	COM	458140100
SYY	Sysco Corp.	9,896	$376K	0.1%	$24.76	+11.3%	COM	871829107
BMY	Bristol-Myers Squibb	7,029	$360K	0.1%	$28.67	+19.4%	COM	110122108
—	Anadarko Petroleum Corp.	3,534	$358K	0.1%	$86.32	—	COM	032511107
SHW	Sherwin Williams	1,573	$344K	0.1%	$55.35	+15.3%	COM	824348106
CZNC	Citizens & Northern Corp.	18,000	$342K	0.1%	$10.24	+5.8%	COM	172922106
EFA	iShares MSCI EAFE Index Fund	5,185	$332K	0.1%	$66.45	—	XTIF	464287465
IWR	iShares Russell Midcap Index F	2,045	$324K	0.1%	$130.40	—	XTMF	464287499
—	SPDR Gold Trust	2,775	$322K	0.1%	$121.02	—	XTAL	78463v107
AFL	AFLAC Inc.	5,400	$315K	0.1%	$20.11	+15.6%	COM	001055102
SO	Southern Company	7,194	$314K	0.1%	$26.76	+1.3%	COM	842587107
—	Praxair Inc.	2,343	$302K	0.1%	$115.71	—	COM	74005P104
—	Wisconsin Energy Corp.	7,000	$301K	0.1%	$41.00	—	COM	976657106
IWM	iShares Russell 2000 Index Fun	2,747	$300K	0.1%	$97.01	—	XTMF	464287655
VWO	Vanguard Emerging Markets	7,181	$300K	0.1%	$39.31	—	XTIF	922042858
IVV	iShares S&P 500 Index Fund	1,500	$297K	0.1%	$160.63	—	XTMF	464287200
ITW	Illinois Tool Works	3,516	$297K	0.1%	$56.89	+16.3%	COM	452308109
—	Costco Wholesale	2,329	$292K	0.1%	$111.79	—	COM	22160k105
—	Raytheon Company	2,846	$289K	0.1%	$91.30	—	COM	755111507
BSV	Vanguard Short-Term Bond Fund	3,520	$282K	0.1%	$80.17	—	XTMI	921937827
GIS	General Mills Inc.	5,540	$279K	0.1%	$32.63	+8.7%	COM	370334104
SYK	Stryker Corporation	3,130	$253K	0.1%	$69.52	+3.5%	COM	863667101
TIP	iShares Barclays US TIPS Fund	2,200	$247K	0.1%	$111.95	—	XTMI	464287176
CINF	Cincinnati Financial Corp.	5,200	$245K	0.1%	$35.42	-2.6%	COM	172062101
HD	Home Depot Inc.	2,666	$245K	0.1%	$56.05	+17.3%	COM	437076102
HON	Honeywell International	2,616	$244K	0.1%	$57.74	+16.2%	COM	438516106
NEE	NextEra Energy, Inc.	2,514	$236K	0.1%	$16.73	+7.1%	COM	65339F101
—	Magellan Midstream Partners, L	2,725	$229K	0.1%	$84.04	—	COM	559080106
DCI	Donaldson Co. Inc.	5,600	$228K	0.1%	$33.70	0.0%	COM	257651109
—	Susquehanna Bancshares, Inc.	22,702	$227K	0.1%	$12.85	—	COM	869099101
MCD	McDonald's Corp.	2,363	$224K	0.1%	$71.58	-0.5%	COM	580135101
BND	Vanguard Total Bond Market	2,635	$216K	0.1%	$81.97	—	XTMI	921937835
NSC	Norfolk-Southern Corp.	1,827	$204K	0.1%	$82.62	0.0%	COM	655844108
CBT	Cabot Corporation	4,000	$203K	0.1%	$35.58	+17.4%	COM	127055101
—	Total System Services, Inc.	6,500	$201K	0.1%	$33.28	—	COM	891906109
—	VIVUS, Inc.	34,500	$133K	0.1%	$10.77	—	COM	928551100
—	MFS Multimarket Income Trust	11,025	$71,000	0.0%	$6.66	—	XTMI	552737108
—	HouseRaising, Inc.	10,000	$0	0.0%	—	—	COM	44183w106