Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VOO	Vanguard S&P 500 ETF	155,297	$45.94M	13.5%	$295.80	$235.39	+25.7%	S&P 500 ETF SHS	922908363
BND	Vanguard Total Bond Market	360,986	$30.27M	8.9%	$83.86	$80.12	+4.7%	TOTAL BND MRKT	921937835
VYM	Vanguard High Dividend Yield Indx ETF	270,489	$25.35M	7.5%	$93.71	$77.37	+21.1%	HIGH DIV YLD	921946406
SCHF	Schwab International Equity ETF	729,162	$24.52M	7.2%	$33.63 *	$16.88	-0.4%	INTL EQTY ETF	808524805
SHV	iShares Short Treasury Fund	166,438	$18.39M	5.4%	$110.46	$110.52	-0.1%	SHORT TREAS BD	464288679
IJR	iShares S&P Smallcap 600	171,605	$14.39M	4.2%	$83.85	$77.91	+7.6%	CORE S&P SCP ETF	464287804
PG	Procter & Gamble	114,437	$14.29M	4.2%	$124.90 *	$58.06	+85.3%	COM	742718109
VTV	Vanguard Large Value	100,025	$11.99M	3.5%	$119.85	$93.39	+28.3%	VALUE ETF	922908744
IEFA	iShares Core MSCI EAFE ETF	177,103	$11.55M	3.4%	$65.24	$61.61	+5.9%	CORE MSCI EAFE	46432F842
IWB	iShares Russell 1000 Index	58,749	$10.48M	3.1%	$178.42	$100.20	+78.1%	RUSSELL 1000	464287622
VCSH	Vanguard Short-Term Corp Bond ETF	123,666	$10.02M	2.9%	$81.03	$78.95	+2.6%	SHRT-TERM CORP	92206C409
DDWM	WisdomTree Dynamic Currency Hedged International E	323,029	$9.788M	2.9%	$30.30	$28.93	+4.7%	CURRNCY INT EQ	97717X263
DES	Wisdomtree Small Cap Dividend	307,223	$8.811M	2.6%	$28.68	$26.45	+8.4%	SMALLCAP DIVID	97717W604
VEA	Vanguard FTSE Developed Markets ETF	149,955	$6.607M	1.9%	$44.06	$40.52	+8.7%	FTSE DEV MKT ETF	921943858
FNDF	Schwab Fundamental International Large Cap	224,591	$6.495M	1.9%	$28.92	$30.01	-3.6%	SCHWB FDT INT LG	808524755
IEMG	iShares Core MSCI Emerging Markets	74,405	$4M	1.2%	$53.76	$50.08	+7.4%	CORE MSCI EMKT	46434G103
SLYV	SPDR S&P 600 Small Cap Value	53,229	$3.498M	1.0%	$65.72	$60.76	+8.1%	S&P 600 SMCP VAL	78464A300
VONE	Vanguard Russell 1000 ETF	23,085	$3.405M	1.0%	$147.50	$90.22	+63.5%	VNG RUS1000IDX	92206C730
SCI	Service Corp Int'l, Inc.	52,482	$2.416M	0.7%	$46.03	$26.19	+75.8%	COM	817565104
JPM	JPMorgan Chase & Co	17,289	$2.41M	0.7%	$139.39 *	$49.11	+140.6%	COM	46625H100
SCHB	Schwab U.S. Broad Market ETF	26,079	$2.005M	0.6%	$76.88 *	$11.43	+12.1%	US BRD MKT ETF	808524102
NEE	Nextera Energy Inc	7,202	$1.744M	0.5%	$242.15 *	$23.17	+125.3%	COM	65339F101
AAPL	Apple Inc	5,671	$1.665M	0.5%	$293.60 *	$24.76	+186.1%	COM	037833100
MSFT	Microsoft	10,519	$1.659M	0.5%	$157.71 *	$30.72	+387.5%	COM	594918104
VBK	Vanguard Small-Cap Growth ETF	8,222	$1.634M	0.5%	$198.74	$121.25	+63.9%	SML CP GRW ETF	922908595
VWO	Vanguard Emerging Market	35,980	$1.6M	0.5%	$44.47	$41.18	+8.0%	FTSE EMR MKT ETF	922042858
IVV	iShares S&P 500 Index	4,923	$1.591M	0.5%	$323.18	$171.13	+88.9%	S&P 500 INDEX	464287200
HD	Home Depot	6,859	$1.498M	0.4%	$218.40 *	$104.07	+81.5%	COM	437076102
AGG	iShares Barclays Agg Bond	12,377	$1.391M	0.4%	$112.39	$106.09	+5.9%	BARCLYS US AGG B	464287226
TFC	Truist Finl Corp	24,426	$1.376M	0.4%	$56.33 *	$40.89	+4.4%	COM	89832Q109
TXN	Texas Instruments	10,659	$1.367M	0.4%	$128.25 *	$57.91	+86.7%	COM	882508104
CSCO	Cisco Systems	27,895	$1.338M	0.4%	$47.97 *	$20.72	+92.1%	COM	17275R102
PEP	Pepsico Inc	9,698	$1.325M	0.4%	$136.63 *	$75.69	+50.4%	COM	713448108
MCD	McDonalds Corp	6,538	$1.292M	0.4%	$197.61 *	$141.01	+22.0%	COM	580135101
JNJ	Johnson & Johnson	8,817	$1.286M	0.4%	$145.85 *	$76.11	+61.9%	COM	478160104
LMT	Lockheed Martin Corp	3,271	$1.274M	0.4%	$389.48 *	$138.22	+139.4%	COM	539830109
HON	Honeywell International	7,006	$1.24M	0.4%	$176.99 *	$104.21	+41.3%	COM	438516106
IWM	iShares Russell 2000 Idx	7,333	$1.215M	0.4%	$165.69	$136.09	+21.7%	RUSSELL 2000 ETF	464287655
VSS	Vanguard FTSE All-World ex-US Sm-Cp ETF	10,115	$1.124M	0.3%	$111.12	$102.81	+8.1%	FTSE SMCAP ETF	922042718
CCI	Crown Castle International Corp	7,825	$1.112M	0.3%	$142.11 *	$61.09	+79.0%	COM	22822V101
SBUX	Starbucks Corp	12,240	$1.076M	0.3%	$87.91 *	$48.45	+58.9%	COM	855244109
APD	Air Products & Chemicals Inc	4,528	$1.064M	0.3%	$234.98 *	$122.90	+65.3%	COM	009158106
SPDW	SPDR Developed World ex-US ETF	32,934	$1.032M	0.3%	$31.34	$30.45	+3.0%	PORTFOLIO DEVLPD	78463X889
CVX	Chevron Corp	8,527	$1.028M	0.3%	$120.56 *	$84.37	+9.3%	COM	166764100
MDLZ	Mondelez Intl Inc Cl A	17,292	$952K	0.3%	$55.05 *	$42.63	+11.4%	COM	609207105
SRE	Sempra Energy	6,237	$945K	0.3%	$151.52 *	$44.53	+39.9%	COM	816851109
USB	US Bancorp	15,798	$937K	0.3%	$59.31 *	$38.07	+20.3%	COM	902973304
ADP	Automatic Data Processing	5,479	$934K	0.3%	$170.47 *	$126.30	+18.8%	COM	053015103
—	Medtronic Inc.	8,102	$919K	0.3%	$113.43	$97.39	—	COM	585055106
—	Blackrock Inc	1,815	$912K	0.3%	$502.48	$364.81	—	COM	09247X101
PAYX	Paychex Inc	10,675	$908K	0.3%	$85.06 *	$37.41	+91.0%	COM	704326107
IWD	iShares Russell 1000 Value	6,411	$875K	0.3%	$136.48	$84.91	+60.7%	RUSSELL1000VAL	464287598
—	Wisconsin Energy	9,398	$867K	0.3%	$92.25	$83.40	—	COM	976657106
MRSH	Marsh & McLennan	7,556	$842K	0.2%	$111.43 *	$70.84	+43.6%	COM	571748102
ABT	Abbott Laboratories	9,652	$838K	0.2%	$86.82 *	$41.76	+87.1%	COM	002824100
—	Walgreens Boots Alliance Inc.	14,148	$834K	0.2%	$58.95	$65.58	—	COM	931427108
XOM	Exxon Mobil Corp	11,498	$802K	0.2%	$69.75 *	$55.75	-5.3%	COM	30231G102
VONG	Vanguard Russell 1000 Growth ETF	4,325	$783K	0.2%	$181.04 *	$25.62	+76.5%	VNG RUS1000GRW	92206C680
PFE	Pfizer Inc	18,164	$712K	0.2%	$39.20 *	$21.92	+27.7%	COM	717081103
SCHE	Schwab Emerging Market ETF	25,183	$689K	0.2%	$27.36	$26.36	+3.8%	EMRG MKTEQ ETF	808524706
IWF	iShares Russell 1000 Growth	3,918	$689K	0.2%	$175.86 *	$22.59	+94.7%	RUS 1000 GRW ETF	464287614
SPG	Simon Ppty Group New	4,348	$648K	0.2%	$149.03 *	$113.10	-5.8%	COM	828806109
ITW	Illinois Tool Works	3,569	$641K	0.2%	$179.60 *	$107.01	+45.8%	COM	452308109
LLY	Lilly Eli & Co	4,481	$589K	0.2%	$131.44 *	$103.38	+18.3%	COM	532457108
O	Realty Income Corp.	7,736	$570K	0.2%	$73.68 *	$39.68	+33.5%	COM	756109104
CMCSA	Comcast Corp Cl A	12,121	$545K	0.2%	$44.96 *	$33.02	+15.9%	COM	20030N101
IJH	iShares S&P Midcap 400	2,527	$520K	0.2%	$205.78 *	$26.41	+55.8%	CORE S&P MCP ETF	464287507
PNC	PNC Financial Services	3,139	$501K	0.1%	$159.60 *	$107.66	+18.8%	COM	693475105
—	Broadcom Ltd	1,544	$488K	0.1%	$316.06	$288.76	—	COM	Y09827109
LYB	Lyondellbasell Inds	4,981	$471K	0.1%	$94.56 *	$55.42	+14.6%	COM	N53745100
IVW	Ishares S&P 500 Growth	2,284	$442K	0.1%	$193.52 *	$22.62	+114.0%	S&P 500 GRWT ETF	464287309
AMGN	Amgen Inc.	1,828	$441K	0.1%	$241.25 *	$132.30	+51.5%	COM	031162100
IWN	iShares Russell 2000 Value Idx	3,321	$427K	0.1%	$128.58	$99.79	+28.9%	RUSL 2000 VALU	464287630
VLO	Valero Energy	4,490	$420K	0.1%	$93.54 *	$48.64	+50.7%	COM	91913Y100
SYY	Sysco Corp	4,818	$412K	0.1%	$85.51 *	$60.19	+20.2%	COM	871829107
PSX	Phillips 66	3,420	$381K	0.1%	$111.40 *	$80.80	+7.6%	COM	718546104
—	Duke Energy Corporation	4,183	$381K	0.1%	$91.08	$72.50	—	COM	26441C105
—	Maxim Integrated Prods	6,134	$377K	0.1%	$61.46	$37.22	—	COM	57772K101
KO	Coca Cola	6,679	$370K	0.1%	$55.40 *	$38.17	+20.6%	COM	191216100
WMB	Williams Companies	15,220	$361K	0.1%	$23.72 *	$18.74	-8.9%	COM	969457100
—	Hubbell Inc Class B	2,275	$336K	0.1%	$147.69	$130.55	—	COM	443510201
SCHW	Charles Schwab Corp	6,941	$330K	0.1%	$47.54 *	$37.48	+16.7%	COM	808513105
ILCB	iShares Mstar Large Core	1,738	$321K	0.1%	$184.70 *	$24.03	+91.9%	LRGE CORE INDX	464287127
NSRGY	Nestle ADR	2,922	$316K	0.1%	$108.15	$72.81	+48.7%	COM	641069406
WFC	Wells Fargo & Co	5,809	$313K	0.1%	$53.88 *	$39.08	+17.9%	COM	949746101
VAC	Marriott Vacations	2,375	$306K	0.1%	$128.84	$83.32	+54.5%	COM	57164Y107
META	Facebook Inc	1,458	$299K	0.1%	$205.08	$181.71	+12.2%	COM	30303M102
ENSG	Ensign Group Inc	6,191	$281K	0.1%	$45.39	$48.63	-8.1%	COM	29358P101
BNPQY	Bnp Paribas	9,400	$279K	0.1%	$29.68	$27.26	+8.9%	COM	05565A202
SKHHY	Sonic Healthcare Ltd	13,800	$279K	0.1%	$20.22	$17.52	+15.5%	COM	83546A203
NVS	Novartis AG	2,935	$278K	0.1%	$94.72	$70.44	+34.4%	COM	66987V109
ZURVY	Zurich Insurance Group	6,745	$277K	0.1%	$41.07	$26.79	+53.0%	COM	989825104
SPY	S&P 500 Index SPDR	854	$275K	0.1%	$322.01	$307.92	+4.5%	TR UNIT	78462F103
AQN	Algonquin Pwr &Utils	19,398	$274K	0.1%	$14.13 *	$6.97	+49.8%	COM	015857105
TTC	Toro Company	3,386	$270K	0.1%	$79.74	$61.20	+30.2%	COM	891092108
IBDRY	Iberdrola S A	6,430	$266K	0.1%	$41.37	$33.28	+24.1%	COM	450737101
—	Smurfit Kappa Group PLC ADR	6,910	$262K	0.1%	$37.92	$37.92	—	COM	83272W106
UOVEY	Utd Overseas Bk	6,675	$262K	0.1%	$39.25	$28.94	+35.9%	COM	911271302
MURGY	Munchener Ruckversicherungs-Gesellschaft AG ADR	8,885	$262K	0.1%	$29.49	$21.04	+39.9%	COM	626188106
NTTYY	Nippon Teleg&Teleph	5,160	$261K	0.1%	$50.58	$31.57	+60.0%	COM	654624105
KTB	Kontoor Brands Inc	6,223	$261K	0.1%	$41.94	$32.45	+29.4%	COM	50050N103
LOGI	Logitech Intl S A	5,497	$259K	0.1%	$47.12 *	$34.99	+23.1%	COM	H50430232
—	Berkshire Hath. Cl B	1,145	$259K	0.1%	$226.20	$204.82	—	COM	084670207
RHHBY	Roche Hldg Ltd Spon Adrf	6,370	$259K	0.1%	$40.66	$34.06	+19.4%	COM	771195104
SCHZ	Schwab US Agg Bond ETF	4,806	$257K	0.1%	$53.47 *	$25.14	+6.3%	US AGGREGATE B	808524839
CINF	Cincinnati Financial	2,425	$255K	0.1%	$105.15 *	$45.45	+97.9%	COM	172062101
CHE	Chemed Corporation New	578	$254K	0.1%	$439.45	$294.86	+46.1%	COM	16359R103
POOL	Pool Corp	1,193	$253K	0.1%	$212.07 *	$148.80	+33.4%	COM	73278L105
TTEK	Tetra Tech Inc New	2,915	$251K	0.1%	$86.11 *	$17.32	-0.5%	COM	88162G103
—	GlaxoSmithKline plc (ADR)	5,330	$250K	0.1%	$46.90	$40.02	—	COM	G3910J112
—	Sapiens Interntnl Corp	10,690	$246K	0.1%	$23.01	$19.64	—	COM	G7T16G103
—	MDC Holdings	6,282	$240K	0.1%	$38.20	$27.93	—	COM	552676108
CSL	Carlisle Companies	1,480	$240K	0.1%	$162.16 *	$100.89	+49.1%	COM	142339100
SFBS	Servisfirst Bancshs	6,342	$239K	0.1%	$37.69 *	$32.15	+5.9%	COM	81768T108
UPMMY	Upm-Kymmene Corp	6,875	$238K	0.1%	$34.62	$28.59	+20.9%	COM	915436208
ENGIY	Engie Sa	14,735	$238K	0.1%	$16.15	$16.17	-0.0%	COM	29286D105
OMAB	Grupo Aeroportuario	3,923	$235K	0.1%	$59.90	$54.54	+9.9%	COM	400501102
PLD	Prologis Inc	2,632	$235K	0.1%	$89.29 *	$63.35	+19.2%	COM	74340W103
—	Allianz Societas Europ	9,615	$233K	0.1%	$24.23	$17.48	—	COM	018805101
ATR	Aptar Group	2,019	$233K	0.1%	$115.40 *	$85.10	+25.6%	COM	038336103
THG	Hanover Insurance Group	1,695	$232K	0.1%	$136.87 *	$94.08	+26.1%	COM	410867105
—	Mmc Norilsk Nickel Pjs	7,465	$228K	0.1%	$30.54	$30.54	—	COM	55315J102
TXRH	Texas Roadhouse	4,039	$227K	0.1%	$56.20 *	$47.90	+7.2%	COM	882681109
—	Wyndham Destinations Inc	4,364	$226K	0.1%	$51.79	$46.06	—	COM	98310W108
WAL	Western Alliance Bnc	3,872	$221K	0.1%	$57.08 *	$39.29	+27.3%	COM	957638109
MFC	Manulife Finl	10,915	$221K	0.1%	$20.25	$19.10	+6.2%	COM	56501R106
ESE	Esco Technologies Inc.	2,389	$221K	0.1%	$92.51	$83.57	+8.6%	COM	296315104
—	Flir Systems Inc	4,234	$220K	0.1%	$51.96	$52.67	—	COM	302445101
—	Forward Air Corporation	3,138	$220K	0.1%	$70.11	$70.11	—	COM	349853101
EPRT	Essential Properties Rea	8,881	$220K	0.1%	$24.77	$24.77	—	COM	29670E107
—	Healthsouth Corp	1,924	$218K	0.1%	$113.31	$104.47	—	COM	431475102
CSX	C S X Corp	2,971	$215K	0.1%	$72.37 *	$23.56	-5.5%	COM	126408103
EHC	Encompass Health Cor	3,108	$215K	0.1%	$69.18 *	$50.37	+2.0%	COM	29261A100
PAGP	Plains Gp Hldgs	11,313	$214K	0.1%	$18.92	$18.92	—	COM	72651A207
SNY	Sanofi SA ADR	4,250	$213K	0.1%	$50.12	$46.85	+7.2%	COM	80105N105
MMM	3M Company	1,190	$210K	0.1%	$176.47 *	$111.76	+5.8%	COM	88579Y101
PRI	Primerica Inc	1,591	$208K	0.1%	$130.74	$129.13	+1.1%	COM	74164M108
SIEGY	Siemens AG ADR	3,200	$208K	0.1%	$65.00	$60.81	+6.8%	COM	826197501
CHCT	Community Healthcare Tru	4,850	$208K	0.1%	$42.89	$44.59	—	COM	20369C106
HXL	Hexcel Corp	2,840	$208K	0.1%	$73.24	$67.59	+8.5%	COM	428291108
CASS	Cass Information Systems, Inc.	3,582	$207K	0.1%	$57.79 *	$47.37	+3.5%	COM	14808P109
—	Royal Dutch Shell B Adr	3,430	$206K	0.1%	$60.06	$57.25	—	COM	780259107
SNX	Synnex Corporation	1,588	$205K	0.1%	$129.09 *	$56.34	+6.8%	COM	87162W100
—	EPR Properties	2,907	$205K	0.1%	$70.52	$70.52	—	COM	29380T105
TM	Toyota Motor Corp ADR	1,455	$204K	0.1%	$140.21	$139.70	+0.6%	COM	892331307
MAIN	Main Street Capital Corp	4,743	$204K	0.1%	$43.01	$42.76	+0.8%	COM	56035L104
—	B G C Partners Class A	34,198	$203K	0.1%	$5.94	$5.94	—	COM	05541T101
DEO	Diageo PLC	1,200	$202K	0.1%	$168.33	$162.51	+3.6%	COM	25243Q205
DLB	Dolby Laboratories	2,932	$202K	0.1%	$68.89 *	$60.42	+4.2%	COM	25659T107
HTGC	Hercules Tech Growth	14,401	$202K	0.1%	$14.03	$13.90	+0.8%	COM	427096508
—	Total Fina Elf S A Adr	3,660	$202K	0.1%	$55.19	$55.19	—	COM	89151E109
WSO	Watsco Inc	1,117	$201K	0.1%	$179.95	$175.89	+2.4%	COM	942622200
ABBNY	ABB Ltd.	8,335	$201K	0.1%	$24.12 *	$20.56	+12.4%	COM	000375204
NNGRY	Nn Group N V	10,460	$198K	0.1%	$18.93	$21.10	-10.4%	COM	629334103
ASX	A S E Industrial Holdi	35,600	$198K	0.1%	$5.56	$5.58	-0.3%	COM	00215W100
LADR	Ladder Capital Corp	10,596	$191K	0.1%	$18.03	$15.47	—	COM	505743104
LYG	Lloyds Banking Gp Adr	52,965	$175K	0.1%	$3.30	$3.56	-7.1%	COM	539439109
MGIC	Magic Software Enterprises Ltd	17,271	$169K	0.0%	$9.79 *	$7.15	+11.4%	COM	559166103
—	Telefonica Brasil S.	11,220	$161K	0.0%	$14.35	$13.03	—	COM	87936R106
—	Emisphere Tech	21,019	$158K	0.0%	$7.52	$9.99	—	COM	291345106
—	Canbiola Inc	130,435	$2,000	0.0%	$0.02	$0.04	—	COM	13730L103
NWBO	NW Biotherapeutics	10,000	$2,000	0.0%	$0.20	$0.30	-29.3%	COM	66737P600
APVS	Applied Visual Scien	47,075	$0	0.0%	$0.00	$0.00	-21.0%	COM	038287108
MSITF	Medical Svcs Intl Cl A	50,000	$0	0.0%	$0.00	$0.00	+30.7%	COM	58463C101
MHTX	Manhattan Scientific	10,000	$0	0.0%	$0.00	$0.01	+16.2%	COM	563122100