Keystone Financial Planning, Inc. Long-Term Concentrated

CIK: 0001596906 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 7, 2026

Total Value ($000): $344,793 (100.0% shares, 0.0% debt)

Holdings (44)

New Positions (2)

CME CME GROUP INC 2.5%

Value ($000) $8,750 Shares 32,041 Est. Cost $270.74 Unrealized 0.0%

AMGN AMGEN INC 0.1%

Value ($000) $200 Shares 612 Est. Cost $315.95 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CME	CME GROUP INC	32,041	$8,750	2.5%	$270.74	0.0%	COM	12572Q105
AMGN	AMGEN INC	612	$200	0.1%	$315.95	0.0%	COM	031162100

Increased Positions (2)

PM PHILIP MORRIS INTL INC 3.6%

Value ($000) $12,499 (+202.5%) Shares 77,924 (+205.9%) Est. Cost $122.88 Unrealized +25.0%

PEG PUBLIC SVC ENTERPRISE GRP IN 0.1%

Value ($000) $434 (-0.7%) Shares 5,406 (+3.2%) Est. Cost $53.61 Unrealized +51.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
PM	PHILIP MORRIS INTL INC	77,924 (+205.9%)	$12,499 (+202.5%)	3.6%	$122.88	+25.0%	COM	718172109
PEG	PUBLIC SVC ENTERPRISE GRP IN	5,406 (+3.2%)	$434 (-0.7%)	0.1%	$53.61	+51.2%	COM	744573106

Exited Positions (4)

SOLV SOLVENTUM CORP 0.3%

Value ($000) $1,135 Shares 15,554 Est. Cost $60.70 Unrealized +26.2%

WBD WARNER BROS DISCOVERY INC 0.3%

Value ($000) $930 Shares 47,638 Est. Cost $13.58 Unrealized +72.1%

— KELLANOVA 0.2%

Value ($000) $718 Shares 8,756 Est. Cost $54.90 Unrealized +50.6%

TD TORONTO DOMINION BK ONT 0.1%

Value ($000) $328 Shares 4,104 Est. Cost $56.62 Unrealized +49.1%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SOLV	SOLVENTUM CORP	15,554	$1,135	0.3%	$60.70	+26.2%	—	83444M101
WBD	WARNER BROS DISCOVERY INC	47,638	$930	0.3%	$13.58	+72.1%	—	934423104
—	KELLANOVA	8,756	$718	0.2%	$54.90	+50.6%	—	487836108
TD	TORONTO DOMINION BK ONT	4,104	$328	0.1%	$56.62	+49.1%	—	891160509

Decreased Positions (21)

GSK GSK PLC 0.1%

Value ($000) $228 (-97.7%) Shares 4,652 (-98.0%) Est. Cost $34.01 Unrealized —

SCHD SCHWAB STRATEGIC TR 48.0%

Value ($000) $165,615 (-1.4%) Shares 6,037,750 (-1.8%) Est. Cost $38.34 Unrealized —

HLN HALEON PLC 0.2%

Value ($000) $550 (-72.5%) Shares 54,366 (-75.6%) Est. Cost $6.12 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 2.5%

Value ($000) $8,605 (+16.3%) Shares 159,523 (-2.7%) Est. Cost $51.58 Unrealized -7.9%

VZ VERIZON COMMUNICATIONS INC 2.8%

Value ($000) $9,683 (-9.9%) Shares 237,744 (-2.8%) Est. Cost $38.89 Unrealized +4.1%

MO ALTRIA GROUP INC 1.8%

Value ($000) $6,181 (-14.4%) Shares 107,203 (-1.9%) Est. Cost $32.44 Unrealized +83.0%

USB US BANCORP DEL 3.4%

Value ($000) $11,785 (+7.2%) Shares 220,850 (-2.9%) Est. Cost $42.27 Unrealized +15.3%

UPS UNITED PARCEL SERVICE INC 1.3%

Value ($000) $4,540 (+15.4%) Shares 45,768 (-2.8%) Est. Cost $151.87 Unrealized -38.9%

CVX CHEVRON CORP NEW 3.4%

Value ($000) $11,754 (-3.6%) Shares 77,118 (-1.8%) Est. Cost $127.47 Unrealized +18.8%

BTI BRITISH AMERN TOB PLC 2.7%

Value ($000) $9,470 (+4.3%) Shares 167,249 (-2.2%) Est. Cost $64.47 Unrealized —

CSCO CISCO SYS INC 1.1%

Value ($000) $3,799 (+11.2%) Shares 49,320 (-1.2%) Est. Cost $37.98 Unrealized +94.3%

GPC GENUINE PARTS CO 0.7%

Value ($000) $2,553 (-12.2%) Shares 20,764 (-1.1%) Est. Cost $74.23 Unrealized +73.3%

PFE PFIZER INC 1.8%

Value ($000) $6,135 (-5.2%) Shares 246,382 (-3.0%) Est. Cost $32.43 Unrealized -22.8%

TROW PRICE T ROWE GROUP INC 2.0%

Value ($000) $7,015 (-3.1%) Shares 68,518 (-2.9%) Est. Cost $120.51 Unrealized -15.2%

HDV ISHARES TR 1.0%

Value ($000) $3,466 (-4.4%) Shares 28,504 (-3.7%) Est. Cost $98.52 Unrealized —

KO COCA COLA CO 0.7%

Value ($000) $2,496 (+4.0%) Shares 35,697 (-1.4%) Est. Cost $30.49 Unrealized +127.6%

VTRS VIATRIS INC 0.1%

Value ($000) $316 (+23.4%) Shares 25,402 (-1.9%) Est. Cost $13.26 Unrealized -19.1%

BEN FRANKLIN RESOURCES INC 0.7%

Value ($000) $2,474 (+1.2%) Shares 103,542 (-2.1%) Est. Cost $19.30 Unrealized +17.4%

PNW PINNACLE WEST CAP CORP 0.3%

Value ($000) $1,164 (-2.1%) Shares 13,126 (-1.0%) Est. Cost $60.26 Unrealized +48.1%

MCD MCDONALDS CORP 0.8%

Value ($000) $2,588 (-0.5%) Shares 8,468 (-1.1%) Est. Cost $75.56 Unrealized +303.8%

VYM VANGUARD WHITEHALL FDS 0.1%

Value ($000) $310 (+0.6%) Shares 2,159 (-1.1%) Est. Cost $70.83 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GSK	GSK PLC	4,652 (-98.0%)	$228 (-97.7%)	0.1%	$34.01	—	SPONSORED ADR	37733W204
SCHD	SCHWAB STRATEGIC TR	6,037,750 (-1.8%)	$165,615 (-1.4%)	48.0%	$38.34	—	US DIVIDEND EQ	808524797
HLN	HALEON PLC	54,366 (-75.6%)	$550 (-72.5%)	0.2%	$6.12	—	SPON ADS	405552100
BMY	BRISTOL-MYERS SQUIBB CO	159,523 (-2.7%)	$8,605 (+16.3%)	2.5%	$51.58	-7.9%	COM	110122108
VZ	VERIZON COMMUNICATIONS INC	237,744 (-2.8%)	$9,683 (-9.9%)	2.8%	$38.89	+4.1%	COM	92343V104
MO	ALTRIA GROUP INC	107,203 (-1.9%)	$6,181 (-14.4%)	1.8%	$32.44	+83.0%	COM	02209S103
USB	US BANCORP DEL	220,850 (-2.9%)	$11,785 (+7.2%)	3.4%	$42.27	+15.3%	COM NEW	902973304
UPS	UNITED PARCEL SERVICE INC	45,768 (-2.8%)	$4,540 (+15.4%)	1.3%	$151.87	-38.9%	CL B	911312106
CVX	CHEVRON CORP NEW	77,118 (-1.8%)	$11,754 (-3.6%)	3.4%	$127.47	+18.8%	COM	166764100
BTI	BRITISH AMERN TOB PLC	167,249 (-2.2%)	$9,470 (+4.3%)	2.7%	$64.47	—	SPONSORED ADR	110448107
CSCO	CISCO SYS INC	49,320 (-1.2%)	$3,799 (+11.2%)	1.1%	$37.98	+94.3%	COM	17275R102
GPC	GENUINE PARTS CO	20,764 (-1.1%)	$2,553 (-12.2%)	0.7%	$74.23	+73.3%	COM	372460105
PFE	PFIZER INC	246,382 (-3.0%)	$6,135 (-5.2%)	1.8%	$32.43	-22.8%	COM	717081103
TROW	PRICE T ROWE GROUP INC	68,518 (-2.9%)	$7,015 (-3.1%)	2.0%	$120.51	-15.2%	COM	74144T108
HDV	ISHARES TR	28,504 (-3.7%)	$3,466 (-4.4%)	1.0%	$98.52	—	CORE HIGH DV ETF	46429B663
KO	COCA COLA CO	35,697 (-1.4%)	$2,496 (+4.0%)	0.7%	$30.49	+127.6%	COM	191216100
VTRS	VIATRIS INC	25,402 (-1.9%)	$316 (+23.4%)	0.1%	$13.26	-19.1%	COM	92556V106
BEN	FRANKLIN RESOURCES INC	103,542 (-2.1%)	$2,474 (+1.2%)	0.7%	$19.30	+17.4%	COM	354613101
PNW	PINNACLE WEST CAP CORP	13,126 (-1.0%)	$1,164 (-2.1%)	0.3%	$60.26	+48.1%	COM	723484101
MCD	MCDONALDS CORP	8,468 (-1.1%)	$2,588 (-0.5%)	0.8%	$75.56	+303.8%	COM	580135101
VYM	VANGUARD WHITEHALL FDS	2,159 (-1.1%)	$310 (+0.6%)	0.1%	$70.83	—	HIGH DIV YLD	921946406

Unchanged Positions (19)

BNS BANK NOVA SCOTIA HALIFAX 3.0%

Value ($000) $10,250 Shares 139,101 Est. Cost $44.19 Unrealized +53.8%

MSFT MICROSOFT CORP 3.8%

Value ($000) $12,994 Shares 26,868 Est. Cost $37.37 Unrealized +1239.5%

DEO DIAGEO PLC 2.2%

Value ($000) $7,554 Shares 87,558 Est. Cost $95.43 Unrealized —

XOM EXXON MOBIL CORP 1.7%

Value ($000) $5,857 Shares 48,672 Est. Cost $52.90 Unrealized +118.3%

T AT&T INC 0.5%

Value ($000) $1,578 Shares 63,513 Est. Cost $13.29 Unrealized +90.3%

SPYD SPDR SERIES TRUST 2.4%

Value ($000) $8,307 Shares 192,060 Est. Cost $42.80 Unrealized —

JNJ JOHNSON & JOHNSON 0.6%

Value ($000) $1,980 Shares 9,569 Est. Cost $74.04 Unrealized +166.1%

IBM INTERNATIONAL BUSINESS MACHS 0.7%

Value ($000) $2,523 Shares 8,519 Est. Cost $96.45 Unrealized +209.8%

QCOM QUALCOMM INC 1.3%

Value ($000) $4,481 Shares 26,197 Est. Cost $46.18 Unrealized +269.8%

PG PROCTER AND GAMBLE CO 0.4%

Value ($000) $1,293 Shares 9,021 Est. Cost $125.64 Unrealized +17.1%

TJX TJX COS INC NEW 0.2%

Value ($000) $650 Shares 4,228 Est. Cost $76.14 Unrealized +94.0%

SNY SANOFI SA 0.3%

Value ($000) $1,067 Shares 22,016 Est. Cost $41.87 Unrealized —

LMT LOCKHEED MARTIN CORP 0.3%

Value ($000) $930 Shares 1,923 Est. Cost $262.83 Unrealized +81.2%

ACN ACCENTURE PLC IRELAND 0.1%

Value ($000) $291 Shares 1,085 Est. Cost $279.68 Unrealized -9.2%

BAC BANK AMERICA CORP 0.1%

Value ($000) $323 Shares 5,881 Est. Cost $32.80 Unrealized +60.6%

CVS CVS HEALTH CORP 0.1%

Value ($000) $359 Shares 4,521 Est. Cost $53.51 Unrealized +47.0%

VNQ VANGUARD INDEX FDS 0.1%

Value ($000) $437 Shares 4,942 Est. Cost $64.55 Unrealized —

CL COLGATE PALMOLIVE CO 0.2%

Value ($000) $701 Shares 8,875 Est. Cost $72.91 Unrealized +7.4%

EMR EMERSON ELEC CO 0.2%

Value ($000) $608 Shares 4,582 Est. Cost $59.21 Unrealized +123.6%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BNS	BANK NOVA SCOTIA HALIFAX	139,101	$10,250	3.0%	$44.19	+53.8%	COM	064149107
MSFT	MICROSOFT CORP	26,868	$12,994	3.8%	$37.37	+1239.5%	COM	594918104
DEO	DIAGEO PLC	87,558	$7,554	2.2%	$95.43	—	SPON ADR NEW	25243Q205
XOM	EXXON MOBIL CORP	48,672	$5,857	1.7%	$52.90	+118.3%	COM	30231G102
T	AT&T INC	63,513	$1,578	0.5%	$13.29	+90.3%	COM	00206R102
SPYD	SPDR SERIES TRUST	192,060	$8,307	2.4%	$42.80	—	STATE STREET SPD	78468R788
JNJ	JOHNSON & JOHNSON	9,569	$1,980	0.6%	$74.04	+166.1%	COM	478160104
IBM	INTERNATIONAL BUSINESS MACHS	8,519	$2,523	0.7%	$96.45	+209.8%	COM	459200101
QCOM	QUALCOMM INC	26,197	$4,481	1.3%	$46.18	+269.8%	COM	747525103
PG	PROCTER AND GAMBLE CO	9,021	$1,293	0.4%	$125.64	+17.1%	COM	742718109
TJX	TJX COS INC NEW	4,228	$650	0.2%	$76.14	+94.0%	COM	872540109
SNY	SANOFI SA	22,016	$1,067	0.3%	$41.87	—	SPONSORED ADR	80105N105
LMT	LOCKHEED MARTIN CORP	1,923	$930	0.3%	$262.83	+81.2%	COM	539830109
ACN	ACCENTURE PLC IRELAND	1,085	$291	0.1%	$279.68	-9.2%	SHS CLASS A	G1151C101
BAC	BANK AMERICA CORP	5,881	$323	0.1%	$32.80	+60.6%	COM	060505104
CVS	CVS HEALTH CORP	4,521	$359	0.1%	$53.51	+47.0%	COM	126650100
VNQ	VANGUARD INDEX FDS	4,942	$437	0.1%	$64.55	—	REAL ESTATE ETF	922908553
CL	COLGATE PALMOLIVE CO	8,875	$701	0.2%	$72.91	+7.4%	COM	194162103
EMR	EMERSON ELEC CO	4,582	$608	0.2%	$59.21	+123.6%	COM	291011104