Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SECTOR SPDR	236,929	$28.14M	7.0%	$103.37	—	COMMON STOCK	81369Y803
MSFT	MICROSOFT	72,408	$16.86M	4.2%	$38.24	+571.8%	COMMON STOCK	594918104
XLV	SECTOR SPDR	124,166	$15.04M	3.7%	$127.78	—	COMMON STOCK	81369Y209
CHMG	CHEMUNG FINANCIAL CORP	347,754	$14.56M	3.6%	$26.43	+54.7%	COMMON STOCK	164024101
PEP	PEPSICO	85,324	$13.93M	3.5%	$82.94	+86.2%	COMMON STOCK	713448108
JNJ	JOHNSON	83,789	$13.69M	3.4%	$63.25	+141.7%	COMMON STOCK	478160104
XLE	SECTOR SPDR	163,643	$11.79M	2.9%	$42.45	—	COMMON STOCK	81369Y506
MCD	MCDONALDS CORP	40,531	$9.352M	2.3%	$98.22	+140.5%	COMMON STOCK	580135101
XLU	SECTOR SPDR	125,578	$8.227M	2.1%	$66.93	—	COMMON STOCK	81369Y886
PG	PROCTER	63,535	$8.021M	2.0%	$62.76	+108.1%	COMMON STOCK	742718109
KO	COCA-COLA	133,792	$7.496M	1.9%	$40.80	+37.4%	COMMON STOCK	191216100
AAPL	APPLE	54,218	$7.493M	1.9%	$72.59	+112.6%	COMMON STOCK	037833100
IWD	ISHARES	54,580	$7.422M	1.9%	$135.23	—	MUTUAL FUNDS -	464287598
BMY	BRISTOL	101,207	$7.195M	1.8%	$53.52	+16.4%	COMMON STOCK	110122108
XLB	SECTOR SPDR	104,086	$7.079M	1.8%	$71.77	—	COMMON STOCK	81369Y100
PFE	PFIZER	160,861	$7.04M	1.8%	$30.82	+31.1%	COMMON STOCK	717081103
TRV	THE	44,598	$6.832M	1.7%	$148.03	+2.8%	COMMON STOCK	89417E109
XLF	SECTOR SPDR	216,869	$6.584M	1.6%	$33.70	—	COMMON STOCK	81369Y605
PAYX	PAYCHEX INC	53,834	$6.041M	1.5%	$98.36	+14.0%	COMMON STOCK	704326107
WMT	WAL-MART	45,935	$5.958M	1.5%	$33.39	+25.8%	COMMON STOCK	931142103
GOOG	ALPHABET	61,851	$5.947M	1.5%	$107.87	+2.7%	COMMON STOCK	02079K107
AXP	AMERICAN	43,187	$5.826M	1.5%	$150.80	-3.9%	COMMON STOCK	025816109
PANW	PALO	34,907	$5.718M	1.4%	$79.93	+8.3%	COMMON STOCK	697435105
BRK/B	BERKSHIRE	21,248	$5.674M	1.4%	$228.78	+24.4%	COMMON STOCK	084670702
ORLY	O'REILLY	7,929	$5.577M	1.4%	$44.38	+5.1%	COMMON STOCK	67103H107
MDT	MEDTRONIC	68,197	$5.507M	1.4%	$87.47	-7.6%	FOREIGN STOCK	G5960L103
UNP	UNION	27,410	$5.34M	1.3%	$135.82	+50.4%	COMMON STOCK	907818108
AMGN	AMGEN	23,204	$5.23M	1.3%	$196.16	+11.1%	COMMON STOCK	031162100
MAR	MARRIOTT INTERNATIONAL INC CL A	36,849	$5.164M	1.3%	$159.84	-7.6%	COMMON STOCK	571903202
BCE	BCE	120,279	$5.045M	1.3%	$33.81	+11.3%	FOREIGN STOCK	05534B760
RY	ROYAL	52,746	$4.749M	1.2%	$88.02	+9.0%	FOREIGN STOCK	780087102
MRK	MERCK	53,890	$4.641M	1.2%	$58.12	+38.4%	COMMON STOCK	58933Y105
ADBE	ADOBE	16,847	$4.636M	1.2%	$305.63	+23.8%	COMMON STOCK	00724F101
GD	GENERAL	21,797	$4.625M	1.2%	$198.14	+6.4%	COMMON STOCK	369550108
QQQ	INVESCO	16,962	$4.533M	1.1%	$182.69	—	MUTUAL FUNDS -	46090E103
ADP	AUTOMATIC	19,972	$4.518M	1.1%	$183.00	+19.7%	COMMON STOCK	053015103
XLRE	SECTOR SPDR	123,165	$4.436M	1.1%	$38.64	—	COMMON STOCK	81369Y860
XSD	SPDR	27,612	$4.201M	1.0%	$141.11	—	COMMON STOCK	78464A862
IVV	ISHARES	11,319	$4.059M	1.0%	$309.23	—	MUTUAL FUNDS -	464287200
LMT	LOCKHEED	10,395	$4.016M	1.0%	$397.65	-4.2%	COMMON STOCK	539830109
CSCO	CISCO	97,692	$3.907M	1.0%	$39.03	+2.6%	COMMON STOCK	17275R102
GLW	CORNING	132,172	$3.835M	1.0%	$11.25	+173.4%	COMMON STOCK	219350105
JPM	JPMORGAN	36,316	$3.795M	0.9%	$61.77	+71.0%	COMMON STOCK	46625H100
AMZN	AMAZON.COM	30,295	$3.424M	0.9%	$119.49	+5.8%	COMMON STOCK	023135106
ROK	ROCKWELL AUTOMATION INC	15,262	$3.283M	0.8%	$219.91	0.0%	COMMON STOCK	773903109
HD	HOME	11,476	$3.167M	0.8%	$97.35	+178.0%	COMMON STOCK	437076102
IYK	ISHARES	17,563	$3.158M	0.8%	$194.46	—	COMMON STOCK	464287812
IHE	ISHARES	18,392	$3.118M	0.8%	$190.61	—	COMMON STOCK	464288836
UNH	UNITEDHEALTH	5,764	$2.911M	0.7%	$274.40	+80.4%	COMMON STOCK	91324P102
EMR	EMERSON	38,483	$2.818M	0.7%	$66.62	+16.5%	COMMON STOCK	291011104
CNI	CANADIAN	25,696	$2.775M	0.7%	$45.73	+143.5%	FOREIGN STOCK	136375102
IWM	ISHARES	16,196	$2.671M	0.7%	$190.04	—	MUTUAL FUNDS -	464287655
SPMD	SPDR	68,491	$2.641M	0.7%	$47.81	—	MUTUAL FUNDS -	78464A847
ABT	ABBOTT	22,804	$2.207M	0.6%	$40.13	+149.2%	COMMON STOCK	002824100
CVX	CHEVRON	14,913	$2.142M	0.5%	$71.47	+85.8%	COMMON STOCK	166764100
DUK	DUKE	21,687	$2.017M	0.5%	$58.82	+59.9%	COMMON STOCK	26441C204
RTX	RAYTHEON	23,553	$1.928M	0.5%	$67.39	+24.4%	COMMON STOCK	75513E101
HON	HONEYWELL	10,684	$1.784M	0.4%	$129.08	+25.6%	COMMON STOCK	438516106
IWO	ISHARES	8,456	$1.747M	0.4%	$126.39	—	MUTUAL FUNDS -	464287648
D	DOMINION	23,765	$1.642M	0.4%	$52.98	+29.0%	COMMON STOCK	25746U109
XOM	EXXON	17,385	$1.518M	0.4%	$50.10	+62.4%	COMMON STOCK	30231G102
V	VISA	8,520	$1.514M	0.4%	$111.67	+77.6%	COMMON STOCK	92826C839
XLY	SECTOR SPDR	10,358	$1.476M	0.4%	$138.23	—	COMMON STOCK	81369Y407
JCI	JOHNSON	29,051	$1.43M	0.4%	$36.18	+37.2%	FOREIGN STOCK	G51502105
MS	MORGAN	18,101	$1.43M	0.4%	$38.36	+96.1%	COMMON STOCK	617446448
DIS	WALT	14,175	$1.337M	0.3%	$97.44	+7.3%	COMMON STOCK	254687106
CL	COLGATE PALMOLIVE	17,935	$1.26M	0.3%	$61.48	+17.9%	COMMON STOCK	194162103
NVO	NOVO	12,265	$1.222M	0.3%	$68.63	—	FOREIGN STOCK	670100205
SO	SOUTHERN COMPANY	17,784	$1.21M	0.3%	$34.30	+95.2%	COMMON STOCK	842587107
TFC	TRUIST	27,204	$1.184M	0.3%	$31.25	+28.7%	COMMON STOCK	89832Q109
AGG	ISHARES	11,987	$1.155M	0.3%	$112.28	—	MUTUAL FUNDS -	464287226
XLI	SECTOR SPDR	13,089	$1.084M	0.3%	$92.54	—	COMMON STOCK	81369Y704
IWN	ISHARES	8,291	$1.069M	0.3%	$110.17	—	MUTUAL FUNDS -	464287630
VZ	VERIZON	27,949	$1.061M	0.3%	$34.48	+3.7%	COMMON STOCK	92343V104
EFA	ISHARES	17,943	$1.005M	0.3%	$66.47	—	MUTUAL FUNDS -	464287465
XLP	SECTOR SPDR	13,277	$886K	0.2%	$64.68	—	COMMON STOCK	81369Y308
GS	GOLDMAN	2,750	$806K	0.2%	$178.16	+66.7%	COMMON STOCK	38141G104
USB	US BANCORP	19,478	$785K	0.2%	$34.93	+12.3%	COMMON STOCK	902973304
SBUX	STARBUCKS CORP	8,725	$735K	0.2%	$70.97	+10.4%	COMMON STOCK	855244109
GOOGL	ALPHABET	7,610	$728K	0.2%	$107.38	+2.5%	COMMON STOCK	02079K305
STZ	CONSTELLATION BRANDS INC A	3,154	$724K	0.2%	$190.55	+20.4%	COMMON STOCK	21036P108
NEE	NEXTERA	9,167	$718K	0.2%	$54.68	+41.0%	COMMON STOCK	65339F101
COP	CONOCOPHILLIPS	7,000	$716K	0.2%	$52.98	+66.4%	COMMON STOCK	20825C104
AMAT	APPLIED	7,895	$647K	0.2%	$62.40	+49.8%	COMMON STOCK	038222105
VCSH	VANGUARD	8,575	$637K	0.2%	$78.75	—	MUTUAL FUNDS -	92206C409
DGX	QUEST	5,000	$613K	0.2%	$75.54	+63.2%	COMMON STOCK	74834L100
VCIT	VANGUARD	7,327	$555K	0.1%	$83.43	—	MUTUAL FUNDS -	92206C870
ENB	ENBRIDGE	14,759	$547K	0.1%	$25.19	+34.2%	FOREIGN STOCK	29250N105
INTC	INTEL	20,662	$532K	0.1%	$36.68	-11.9%	COMMON STOCK	458140100
TXN	TEXAS	3,244	$502K	0.1%	$101.50	+49.4%	COMMON STOCK	882508104
ZBH	ZIMMER	4,605	$481K	0.1%	$125.92	-15.4%	COMMON STOCK	98956P102
BKNG	BOOKING	285	$469K	0.1%	$2188.97	-15.6%	COMMON STOCK	09857L108
MMM	3M	3,960	$438K	0.1%	$108.02	-10.7%	COMMON STOCK	88579Y101
DHR	DANAHER	1,654	$428K	0.1%	$106.48	+126.0%	COMMON STOCK	235851102
ABBV	ABBVIE	3,141	$422K	0.1%	$43.24	+194.0%	COMMON STOCK	00287Y109
TMP	TOMPKINS	5,697	$414K	0.1%	$52.02	+25.0%	COMMON STOCK	890110109
LLY	ELI	1,266	$409K	0.1%	$131.39	+134.5%	COMMON STOCK	532457108
—	LABORATORY CRP OF AMER HLDGS	1,969	$403K	0.1%	$126.08	—	COMMON STOCK	50540R409
COST	COSTCO	815	$385K	0.1%	$105.22	+373.4%	COMMON STOCK	22160K105
CRM	SALESFORCE	2,550	$366K	0.1%	$168.58	-0.6%	COMMON STOCK	79466L302
CARR	CARRIER	9,313	$331K	0.1%	$17.13	+119.5%	COMMON STOCK	14448C104
VGT	VANGUARD	1,038	$319K	0.1%	$200.35	—	COMMON STOCK	92204A702
OTIS	OTIS	4,833	$309K	0.1%	$48.71	+42.2%	COMMON STOCK	68902V107
GLD	SPDR	2,000	$309K	0.1%	$113.55	—	MUTUAL FUNDS -	78463V107
IJT	ISHARES	2,964	$301K	0.1%	$138.83	—	MUTUAL FUNDS -	464287887
SDY	SPDR	2,667	$297K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
IBM	INTERNATIONAL	2,414	$287K	0.1%	$113.44	+1.9%	COMMON STOCK	459200101
IDV	ISHARES	11,991	$270K	0.1%	$27.35	—	MUTUAL FUNDS -	464288448
TJX	TJX	4,251	$264K	0.1%	$46.32	+29.3%	COMMON STOCK	872540109
CMCSA	COMCAST	8,531	$250K	0.1%	$34.53	-2.5%	COMMON STOCK	20030N101
NOW	SERVICENOW	650	$245K	0.1%	$71.97	+25.1%	COMMON STOCK	81762P102
—	BLACKROCK	430	$237K	0.1%	$697.63	—	COMMON STOCK	09247X101
MA	MASTERCARD	789	$224K	0.1%	$325.17	0.0%	COMMON STOCK	57636Q104
SPY	STANDARD & POORS	626	$224K	0.1%	$311.84	—	MUTUAL FUNDS -	78462F103
IWY	ISHARES	1,839	$220K	0.1%	$121.26	—	MUTUAL FUNDS -	464289438
XLC	SECTOR SPDR	4,485	$215K	0.1%	$72.97	—	COMMON STOCK	81369Y852
VYM	VANGUARD	2,244	$213K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
PSX	PHILLIPS	2,584	$209K	0.1%	$72.84	+3.5%	COMMON STOCK	718546104