Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD INDEX FDS	176,805	$27.7M	7.4%	$120.94	—	GROWTH ETF	922908736
VONG	VANGUARD SCOTTSDALE FDS	177,227	$27.41M	7.3%	$159.35	—	VNG RUS1000GRW	92206C680
SCHP	SCHWAB STRATEGIC TR	407,860	$23.46M	6.2%	$56.00	—	US TIPS ETF	808524870
SCHE	SCHWAB STRATEGIC TR	940,910	$19.47M	5.2%	$25.37	—	EMRG MKTEQ ETF	808524706
VEA	VANGUARD TAX-MANAGED INTL FD	479,238	$15.98M	4.3%	$39.65	—	FTSE DEV MKT ETF	921943858
BNDX	VANGUARD CHARLOTTE FDS	279,958	$15.75M	4.2%	$56.20	—	INTL BD IDX ETF	92203J407
VTWO	VANGUARD SCOTTSDALE FDS	125,083	$11.53M	3.1%	$94.86	—	VNG RUS2000IDX	92206C664
AAPL	APPLE INC	44,552	$11.33M	3.0%	$29.24	+143.1%	COM	037833100
SCHA	SCHWAB STRATEGIC TR	193,719	$9.98M	2.7%	$52.46	—	US SML CAP ETF	808524607
IVV	ISHARES TR	34,824	$8.999M	2.4%	$252.98	—	CORE S&P500 ETF	464287200
SCHG	SCHWAB STRATEGIC TR	98,849	$7.873M	2.1%	$63.86	—	US LCAP GR ETF	808524300
ACWV	ISHARES INC	82,389	$6.619M	1.8%	$86.29	—	MIN VOL GBL ETF	464286525
SCHF	SCHWAB STRATEGIC TR	248,442	$6.42M	1.7%	$28.95	—	INTL EQTY ETF	808524805
SCHD	SCHWAB STRATEGIC TR	140,518	$6.32M	1.7%	$48.95	—	US DIVIDEND EQ	808524797
SCHR	SCHWAB STRATEGIC TR	95,973	$5.641M	1.5%	$54.40	—	INTRM TRM TRES	808524854
MSFT	MICROSOFT CORP	34,738	$5.479M	1.5%	$46.97	+232.9%	COM	594918104
VRP	INVESCO EXCHANGE-TRADED FD T	208,453	$4.473M	1.2%	$22.70	—	VAR RATE PFD	46138G870
JNJ	JOHNSON & JOHNSON	31,592	$4.143M	1.1%	$92.69	+29.6%	COM	478160104
INTC	INTEL CORP	75,377	$4.079M	1.1%	$31.41	+66.6%	COM	458140100
ABBV	ABBVIE INC	51,605	$3.932M	1.0%	$47.38	+41.8%	COM	00287Y109
XOM	EXXON MOBIL CORP	103,274	$3.921M	1.0%	$52.07	-19.2%	COM	30231G102
VZ	VERIZON COMMUNICATIONS INC	71,950	$3.866M	1.0%	$32.01	+28.1%	COM	92343V104
SCHH	SCHWAB STRATEGIC TR	113,864	$3.728M	1.0%	$42.11	—	US REIT ETF	808524847
JPM	JPMORGAN CHASE & CO	40,890	$3.681M	1.0%	$61.86	+67.5%	COM	46625H100
WMT	WALMART INC	32,077	$3.645M	1.0%	$21.86	+61.8%	COM	931142103
BRK/B	BERKSHIRE HATHAWAY INC DEL	19,491	$3.564M	0.9%	$184.12	+15.4%	CL B NEW	084670702
QUAL	ISHARES TR	43,500	$3.525M	0.9%	$94.40	—	USA QUALITY FCTR	46432F339
CSCO	CISCO SYS INC	89,608	$3.522M	0.9%	$24.72	+48.3%	COM	17275R102
PFE	PFIZER INC	103,721	$3.385M	0.9%	$21.31	+21.2%	COM	717081103
SUB	ISHARES TR	31,279	$3.325M	0.9%	$106.52	—	SHRT NAT MUN ETF	464288158
SCHO	SCHWAB STRATEGIC TR	62,460	$3.231M	0.9%	$50.59	—	SHT TM US TRES	808524862
PTLC	PACER FDS TR	119,541	$3.229M	0.9%	$30.75	—	TRENDP US LAR CP	69374H105
PEP	PEPSICO INC	26,864	$3.226M	0.9%	$76.69	+47.0%	COM	713448108
IWM	ISHARES TR	28,175	$3.225M	0.9%	$114.46	—	RUSSELL 2000 ETF	464287655
WFC	WELLS FARGO CO NEW	110,389	$3.168M	0.8%	$38.95	-5.9%	COM	949746101
WEC	WEC ENERGY GROUP INC	35,708	$3.147M	0.8%	$37.82	+110.2%	COM	92939U106
AMZN	AMAZON COM INC	1,601	$3.122M	0.8%	$61.98	+56.2%	COM	023135106
MCD	MCDONALDS CORP	18,380	$3.039M	0.8%	$91.92	+87.0%	COM	580135101
SJM	SMUCKER J M CO	26,609	$2.954M	0.8%	$88.62	-0.4%	COM NEW	832696405
SBUX	STARBUCKS CORP	44,264	$2.91M	0.8%	$51.98	+36.6%	COM	855244109
GOOG	ALPHABET INC	2,440	$2.837M	0.8%	$51.37	+31.1%	CAP STK CL C	02079K107
DIS	DISNEY WALT CO	29,122	$2.813M	0.7%	$124.55	-0.8%	COM DISNEY	254687106
CB	CHUBB LIMITED	23,682	$2.645M	0.7%	$126.02	+3.5%	COM	H1467J104
AMGN	AMGEN INC	12,655	$2.566M	0.7%	$158.19	+15.2%	COM	031162100
VOO	VANGUARD INDEX FDS	10,653	$2.523M	0.7%	$226.27	—	S&P 500 ETF SHS	922908363
MO	ALTRIA GROUP INC	64,480	$2.493M	0.7%	$33.11	-16.8%	COM	02209S103
MINT	PIMCO ETF TR	24,972	$2.472M	0.7%	$101.62	—	ENHAN SHRT MA AC	72201R833
—	RAYTHEON CO	18,327	$2.404M	0.6%	$151.38	—	COM NEW	755111507
—	WALGREENS BOOTS ALLIANCE INC	50,915	$2.329M	0.6%	$60.43	—	COM	931427108
MMM	3M CO	16,078	$2.195M	0.6%	$112.60	-5.9%	COM	88579Y101
GD	GENERAL DYNAMICS CORP	15,876	$2.101M	0.6%	$157.44	-7.9%	COM	369550108
V	VISA INC	11,837	$1.907M	0.5%	$134.02	+34.8%	COM CL A	92826C839
EBAY	EBAY INC	60,174	$1.809M	0.5%	$33.02	-4.6%	COM	278642103
TLT	ISHARES TR	10,317	$1.702M	0.5%	$143.09	—	20 YR TR BD ETF	464287432
DBEF	DBX ETF TR	62,567	$1.677M	0.4%	$29.62	—	XTRACK MSCI EAFE	233051200
GOOGL	ALPHABET INC	1,191	$1.384M	0.4%	$51.99	+29.4%	CAP STK CL A	02079K305
DXJ	WISDOMTREE TR	32,175	$1.356M	0.4%	$19.85	—	JAPN HEDGE EQT	97717W851
GOVT	ISHARES TR	42,897	$1.202M	0.3%	$25.94	—	US TREAS BD ETF	46429B267
VWO	VANGUARD INTL EQUITY INDEX F	33,600	$1.127M	0.3%	$40.15	—	FTSE EMR MKT ETF	922042858
HEFA	ISHARES TR	42,613	$1.032M	0.3%	$26.38	—	HDG MSCI EAFE	46434V803
MA	MASTERCARD INC	4,250	$1.027M	0.3%	$234.72	+22.6%	CL A	57636Q104
VTEB	VANGUARD MUN BD FD INC	19,204	$1.016M	0.3%	$53.37	—	TAX EXEMPT BD	922907746
AZN	ASTRAZENECA PLC	22,574	$1.008M	0.3%	$43.49	—	SPONSORED ADR	046353108
TIP	ISHARES TR	107,098	$1.001M	0.3%	$16.70	—	TIPS BD ETF	464287176
NVO	NOVO-NORDISK A S	16,521	$995K	0.3%	$56.10	—	ADR	670100205
GLRE	GREENLIGHT CAPITAL RE LTD	145,645	$867K	0.2%	$9.63	-10.7%	CLASS A	G4095J109
BSV	VANGUARD BD INDEX FDS	9,611	$790K	0.2%	$79.25	—	SHORT TRM BOND	921937827
—	BRISTOL-MYERS SQUIBB CO	201,200	$765K	0.2%	$3.01	—	RIGHT 99/99/9999	110122157
VGT	VANGUARD WORLD FDS	3,569	$756K	0.2%	$205.75	—	INF TECH ETF	92204A702
META	FACEBOOK INC	4,509	$752K	0.2%	$157.08	+23.8%	CL A	30303M102
STZ	CONSTELLATION BRANDS INC	5,128	$735K	0.2%	$128.16	+24.9%	CL A	21036P108
PAYX	PAYCHEX INC	11,547	$727K	0.2%	$44.54	+51.4%	COM	704326107
XLY	SELECT SECTOR SPDR TR	6,892	$676K	0.2%	$116.89	—	SBI CONS DISCR	81369Y407
ASML	ASML HOLDING N V	2,532	$662K	0.2%	$264.63	—	N Y REGISTRY SHS	N07059210
NVDA	NVIDIA CORP	2,487	$656K	0.2%	$5.46	+15.2%	COM	67066G104
TSM	TAIWAN SEMICONDUCTOR MFG LTD	13,416	$641K	0.2%	$50.09	—	SPONSORED ADS	874039100
LMT	LOCKHEED MARTIN CORP	1,881	$638K	0.2%	$182.51	+83.5%	COM	539830109
VTI	VANGUARD INDEX FDS	4,877	$629K	0.2%	$141.76	—	TOTAL STK MKT	922908769
QCOM	QUALCOMM INC	8,847	$598K	0.2%	$71.93	0.0%	COM	747525103
SAP	SAP SE	5,415	$598K	0.2%	$119.76	—	SPON ADR	803054204
DEO	DIAGEO P L C	4,687	$596K	0.2%	$154.05	—	SPON ADR NEW	25243Q205
XLC	SELECT SECTOR SPDR TR	13,026	$576K	0.2%	$43.50	—	COMMUNICATION	81369Y852
BA	BOEING CO	3,845	$573K	0.2%	$272.82	0.0%	COM	097023105
—	TIFFANY & CO NEW	4,360	$565K	0.2%	$87.80	—	COM	886547108
VPL	VANGUARD INTL EQUITY INDEX F	10,030	$553K	0.1%	$66.67	—	FTSE PACIFIC ETF	922042866
NOBL	PROSHARES TR	9,092	$524K	0.1%	$60.11	—	S&P 500 DV ARIST	74348A467
SPY	SPDR S&P 500 ETF TR	2,010	$518K	0.1%	$249.31	—	TR UNIT	78462F103
XLV	SELECT SECTOR SPDR TR	5,538	$491K	0.1%	$94.35	—	SBI HEALTHCARE	81369Y209
—	JACOBS ENGR GROUP INC	6,072	$481K	0.1%	$75.25	—	COM	469814107
—	PHILLIPS 66 PARTNERS LP	13,105	$477K	0.1%	$56.83	—	COM UNIT REP INT	718549207
T	AT&T INC	16,133	$470K	0.1%	$15.50	+17.2%	COM	00206R102
BTI	BRITISH AMERN TOB PLC	13,527	$462K	0.1%	$34.15	—	SPONSORED ADR	110448107
MRK	MERCK & CO. INC	5,903	$454K	0.1%	$58.23	+11.8%	COM	58933Y105
RELX	RELX PLC	21,185	$453K	0.1%	$23.40	—	SPONSORED ADR	759530108
GMAB	GENMAB A/S	21,369	$453K	0.1%	$21.08	—	SPONSORED ADS	372303206
VIG	VANGUARD SPECIALIZED FUNDS	4,197	$434K	0.1%	$109.79	—	DIV APP ETF	921908844
HD	HOME DEPOT INC	2,286	$427K	0.1%	$102.16	+86.1%	COM	437076102
KMX	CARMAX INC	7,337	$395K	0.1%	$61.63	+37.3%	COM	143130102
PXF	INVESCO EXCHANGE-TRADED FD T	12,763	$387K	0.1%	$42.33	—	FTSE RAFI DEV	46138E743
EPD	ENTERPRISE PRODS PARTNERS L	26,383	$377K	0.1%	$22.24	—	COM	293792107
IWF	ISHARES TR	2,488	$375K	0.1%	$151.14	—	RUS 1000 GRW ETF	464287614
UPS	UNITED PARCEL SERVICE INC	3,962	$370K	0.1%	$84.33	-2.9%	CL B	911312106
GILD	GILEAD SCIENCES INC	4,821	$360K	0.1%	$50.86	+8.0%	COM	375558103
SKYY	FIRST TR EXCHANGE TRADED FD	6,562	$358K	0.1%	$56.62	—	CLOUD COMPUTING	33734X192
BAC	BK OF AMERICA CORP	16,752	$356K	0.1%	$23.17	+11.9%	COM	060505104
UNH	UNITEDHEALTH GROUP INC	1,422	$355K	0.1%	$167.00	+49.5%	COM	91324P102
—	GLAXOSMITHKLINE PLC	9,178	$348K	0.1%	$37.92	—	SPONSORED ADR	37733W105
FDN	FIRST TR EXCHANGE-TRADED FD	2,799	$346K	0.1%	$139.73	—	DJ INTERNT IDX	33733E302
SCHW	SCHWAB CHARLES CORP	9,926	$334K	0.1%	$39.56	-2.2%	COM	808513105
CACC	CREDIT ACCEP CORP MICH	1,294	$331K	0.1%	$430.38	-6.3%	COM	225310101
PM	PHILIP MORRIS INTL INC	4,493	$328K	0.1%	$55.37	+9.7%	COM	718172109
TMP	TOMPKINS FINANCIAL CORPORATI	4,556	$327K	0.1%	$62.69	+6.4%	COM	890110109
GNE	GENIE ENERGY LTD	45,000	$323K	0.1%	$8.73	-17.6%	CL B	372284208
VIS	VANGUARD WORLD FDS	2,860	$315K	0.1%	$136.10	—	INDUSTRIAL ETF	92204A603
UROV	UROVANT SCIENCES LTD	33,812	$312K	0.1%	$9.46	—	SHS	G9381B108
—	UNITED TECHNOLOGIES CORP	3,308	$312K	0.1%	$109.68	—	COM	913017109
PYPL	PAYPAL HLDGS INC	3,257	$312K	0.1%	$50.38	+118.6%	COM	70450Y103
BIV	VANGUARD BD INDEX FDS	3,475	$310K	0.1%	$89.21	—	INTERMED TERM	921937819
PG	PROCTER & GAMBLE CO	2,667	$293K	0.1%	$104.74	-0.9%	COM	742718109
GLPG	GALAPAGOS NV	1,489	$292K	0.1%	$205.69	—	SPON ADR	36315X101
AVGO	BROADCOM INC	1,230	$292K	0.1%	$24.28	0.0%	COM	11135F101
ARES	ARES MANAGEMENT CORPORATION	9,400	$291K	0.1%	$28.96	0.0%	CL A COM STK	03990B101
ABT	ABBOTT LABS	3,668	$289K	0.1%	$55.58	+35.5%	COM	002824100
BX	BLACKSTONE GROUP INC	6,300	$287K	0.1%	$45.26	0.0%	COM CL A	09260D107
IWD	ISHARES TR	2,892	$287K	0.1%	$115.52	—	RUS 1000 VAL ETF	464287598
IEF	ISHARES TR	2,364	$287K	0.1%	$106.08	—	BARCLAYS 7 10 YR	464287440
UNP	UNION PAC CORP	2,029	$286K	0.1%	$122.36	+18.5%	COM	907818108
SPYM	SPDR SER TR	9,313	$282K	0.1%	$30.28	—	PORTFOLIO S&P500	78464A854
OMC	OMNICOM GROUP INC	5,118	$281K	0.1%	$57.28	-0.2%	COM	681919106
KLAC	KLA CORPORATION	1,863	$268K	0.1%	$150.21	0.0%	COM NEW	482480100
—	OUTLOOK THERAPEUTICS INC	436,707	$263K	0.1%	$1.77	—	COM NEW	69012T206
—	AON PLC	1,553	$256K	0.1%	$198.66	—	SHS CL A	G0408V102
ETN	EATON CORP PLC	3,280	$255K	0.1%	$82.63	0.0%	SHS	G29183103
TXN	TEXAS INSTRS INC	2,517	$252K	0.1%	$87.79	+15.8%	COM	882508104
NVS	NOVARTIS A G	3,026	$249K	0.1%	$82.29	—	SPONSORED ADR	66987V109
TDY	TELEDYNE TECHNOLOGIES INC	821	$244K	0.1%	$305.35	+12.5%	COM	879360105
VNQ	VANGUARD INDEX FDS	101,601	$243K	0.1%	$2.39	—	REAL ESTATE ETF	922908553
—	SHELL MIDSTREAM PARTNERS L P	24,195	$241K	0.1%	$9.96	—	UNIT LTD INT	822634101
HDB	HDFC BANK LTD	6,241	$240K	0.1%	$55.35	—	SPONSORED ADS	40415F101
PRFZ	INVESCO EXCHANGE TRADED FD T	2,671	$239K	0.1%	$137.61	—	FTSE RAFI 1500	46137V597
AXP	AMERICAN EXPRESS CO	2,796	$239K	0.1%	$77.94	+38.0%	COM	025816109
CAT	CATERPILLAR INC DEL	2,051	$238K	0.1%	$113.38	0.0%	COM	149123101
AGG	ISHARES TR	2,049	$236K	0.1%	$112.09	—	CORE US AGGBD ET	464287226
PII	POLARIS INC	4,890	$235K	0.1%	$84.84	-3.3%	COM	731068102
GLW	CORNING INC	11,439	$235K	0.1%	$26.19	-15.6%	COM	219350105
—	MAGELLAN MIDSTREAM PRTNRS LP	6,376	$233K	0.1%	$36.54	—	COM UNIT RP LP	559080106
LOW	LOWES COS INC	2,640	$227K	0.1%	$80.89	+21.5%	COM	548661107
DAL	DELTA AIR LINES INC DEL	7,923	$226K	0.1%	$48.02	0.0%	COM NEW	247361702
WPC	WP CAREY INC	3,858	$224K	0.1%	$65.55	—	COM	92936U109
KO	COCA COLA CO	4,670	$207K	0.1%	$44.59	+0.9%	COM	191216100
—	BLACKROCK INC	470	$207K	0.1%	$440.43	—	COM	09247X101
RACE	FERRARI N V	1,352	$206K	0.1%	$143.93	+12.0%	COM	N3167Y103
MTB	M & T BK CORP	1,949	$202K	0.1%	$90.96	+33.2%	COM	55261F104
CVS	CVS HEALTH CORP	3,390	$201K	0.1%	$55.31	0.0%	COM	126650100
ARCC	ARES CAPITAL CORP	16,589	$179K	0.0%	$10.17	-5.9%	COM	04010L103
TRAK	PARK CITY GROUP INC	45,000	$171K	0.0%	$8.35	-42.3%	COM NEW	700215304
—	MERRIMACK PHARMACEUTICALS IN	69,293	$149K	0.0%	$4.45	—	COM NEW	590328209
ET	ENERGY TRANSFER LP	25,986	$120K	0.0%	$13.36	—	COM UT LTD PTN	29273V100
BB	BLACKBERRY LTD	25,600	$106K	0.0%	$7.97	-31.8%	COM	09228F103
PSEC	PROSPECT CAPITAL CORPORATION	12,124	$52,000	0.0%	$3.01	-6.8%	COM	74348T102
LYG	LLOYDS BANKING GROUP PLC	28,034	$42,000	0.0%	$2.52	—	SPONSORED ADR	539439109